Find the best bank promotions, bonuses, offers and deals here.
Listed below are the best promotions from the biggest banks in the nation, such as Chase, Bank of America, Wells Fargo, U.S. Bank, PNC Bank, Regions Bank, TD Bank, Citibank, and many others.
You’ll also find the best bonuses from online banking providers and apps available to everyone nationwide, including Capital One, Axos, and CIT Bank to name a few.
These bank bonuses can earn you $100, $200, $300, $400, $500, and on up to $3,000+. Many users combine several account types and different banks to earn hundreds and thousands of dollars every year.
Unlike with credit cards, applying for checking accounts usually only triggers a Soft credit inquiry that doesn’t affect your credit. Because of this, taking advantage of promotions from several different banks is a great way to make hundreds to thousands of dollars and typically only costs us our time.
Most personal checking account bonuses will require direct deposit, while business and savings account bonuses do not. Go for accounts with the highest bonuses, but be sure you are able to meet the direct deposit requirements.
READ MORE: YOU CAN FIND THE BEST BANK PROMOTIONS THAT DON’T REQUIRE DIRECT DEPOSIT HERE
This page is constantly updated with the most current offers. We keep up with hundreds of offers. You may want to start with our best of lists first.
Bookmark this page and check back often for the best bonuses.
TRENDING BANK BONUSES
BEST CHECKING ACCOUNT BONUSES
BEST SAVINGS ACCOUNT BONUSES
BEST BUSINESS ACCOUNT BONUSES
OFFERS FROM THE BIGGEST U.S. BANKS
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WHY DO BANKS HAVE SIGN-UP BONUSES?
Curious about why banks have sign-up bonuses? Let’s break it down:
Standing Out from the Crowd: There are heaps of banks out there, right? These bonuses are their way of saying, “Pick me, pick me!” It’s their strategy to grab attention in a competitive marketplace.
Customer Acquisition: Bonuses are like a tasty lure for potential customers. This helps them get more customers and more deposits.
Interest Rate Play: It’s a strategic play banks make when interest rates start climbing. They lend out money at a higher interest rate than what they offer to depositors. So, while they’re raking in more money, they keep customers happy with these bonuses.
Keeping Things Simple: Giving a bonus is much easier to manage than raising the deposit interest rate. It’s a one-time deal instead of a continuous commitment.
THINGS TO WATCH OUT FOR
Wondering what to watch out for when you’re eyeing those bank sign-up bonuses? Not everything that glitters is gold, my friend. Here’s the lowdown:
Reading Between The Lines: Bank bonuses are not always as fantastic as they seem. Are you really up for fulfilling all the requirements? Be cautious of bonuses that come with sky-high minimum balance demands or monthly fees that could nibble away at your bonus bucks.
Finding Your Perfect Match: If a checking account is what you’re after, make sure it fits with your banking needs. For example, if you need to hit up branches and ATMs often, check if there are plenty of them around your neck of the woods.
Going Digital: With online banking being the new norm, be sure to look for a bank or credit union that’s got their digital game on point.
The Interest Factor: Looking for a new savings account? Think about whether you might be better off with another bank that offers a higher interest rate (see the nation’s best rates here). It’s like weighing instant gratification versus long-term benefits.