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Best Bank Account Bonus Promotions of May 2023

Tony Jay by Tony Jay
May 26, 2023 3:55 am CDT
in Bank Promotions, Featured
36
Home Bank Promotions
Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus
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Find the best bank promotions, bonuses, offers and deals here.

Article Contents

Listed below are the best promotions from the biggest banks in the nation, such as Chase, Bank of America, Wells Fargo, U.S. Bank, PNC Bank, Regions Bank, TD Bank, HSBC Bank, Citibank, and many others.

You’ll also find the best bonuses from online banking providers and apps available to everyone nationwide, including Capital One, Chime, and CIT Bank to name a few.

These bank bonuses can earn you $100, $200, $300, $400, $500, and on up to $3,000+. Many users combine several account types and different banks to earn hundreds and thousands of dollars every year.

READ MORE: FIND THE BEST FREE PERSONAL CHECKING ACCOUNTS HERE AND THE BEST BUSINESS CHECKING ACCOUNTS HERE

Unlike with credit cards, applying for checking accounts usually only triggers a Soft credit inquiry that doesn’t affect your credit. Because of this, taking advantage of promotions from several different banks is a great way to make hundreds to thousands of dollars and typically only costs us our time.

Most personal checking account bonuses will require direct deposit, while business and savings account bonuses do not. Go for accounts with the highest bonuses, but be sure you are able to meet the direct deposit requirements.

READ MORE: YOU CAN FIND THE BEST BANK PROMOTIONS THAT DON’T REQUIRE DIRECT DEPOSIT HERE

This page is constantly updated with the most current offers. We keep up with hundreds of offers. You may want to start with our best of lists first.

Bookmark this page and check back often for the best bonuses.

TRENDING BANK BONUSES

  • Chase Private Client Up To $3,000 Bonus
  • Chase Business Complete Banking℠ Up To $500 Bonus
  • Chase Total Checking® $200 Bonus
  • U.S. Bank up to $400 Bonus
  • BMO Harris Up To $500 Bonus
  • Bank of America Advantage Banking $100 Bonus Offer
  • TD Bank $300 Beyond Checking Bonus
  • J.P. Morgan Self-Directed Investing Up To $700 Bonus
  • Axos Bank Personal Checking $100 Bonus
  • Axos Bank Basic Business Checking $200 Bonus

BEST CHECKING ACCOUNT BONUSES

Chase Private Client Up To $3,000 Bonus Offer – Ends 7/19/23

5 days ago

Chase Total Checking® Account $200 Bonus Offer [Nationwide] – Ends 7/19/2023

5 days ago

U.S. Bank Smartly® Checking up to $400 Bonus – Ends 6/20/2023

2 weeks ago

Bank of America Checking Account $100 Bonus Offer – Ends 6/30/23

1 week ago

BMO Harris Bank Checking Account Bonus: $300 To $500 Offers – Ends 9/15/2023

2 days ago

J.P. Morgan Self-Directed Investing Up To $700 Bonus – Ends 7/13/23

4 days ago

TD Bank $300 Bonus for Beyond Checking Account

1 week ago

TD Bank Convenience Checking℠ Account $200 Bonus

1 week ago

Axos Bank Rewards Checking Account: Up To $100 Welcome Bonus & 3.30% APY – Ends 6/30/23

1 month ago

Axos $250 Bonus for Managed Portfolios or Self-Directed Trading Investing Accounts – Ends 5/31/23

2 months ago

Upgrade Rewards Checking $200 Bonus With Upgrade Cash Rewards Visa®

2 weeks ago

Upgrade Rewards Checking $200 Bonus With Upgrade Bitcoin Rewards Visa®

2 weeks ago

Upgrade Rewards Checking $200 Bonus With Upgrade Triple Cash Rewards Visa®

2 weeks ago

Chase College Checking℠ Account $100 Bonus – Ends 7/19/23

4 days ago

Chase Secure Banking℠ Account $100 Bonus – Ends 7/19/2023

4 days ago

Qapital Banking Promotions: Give $25, Get $25 Referral Offer (Nationwide) – No End Date

4 months ago

Best M1 Finance Bonuses: $50, $500, $4000, $10000 Offers

1 month ago

PSECU $100, $200 or $300 Checking Bonus [Nationwide] – Ends 12/31/23

1 day ago

Cash App Promos: $5 Sign-Up Bonus & $5 Referrals [Nationwide] – No End Date

4 months ago

Citi Personal Wealth Management Up To $5,000 Cash Bonus – Ends 6/30/2023

4 weeks ago

Citi Self Invest Up To $500 Bonus Offer – Ends 6/30/23

2 months ago

Citibank Personal Checking $200 to $2,000 Bonus Offer – Ends 7/23/2023

2 months ago

Citizens Bank: Up To $900 Checking + Credit Card Welcome Bonus Offer [NY, NJ] – No End Date

2 months ago

Fifth Third Bank Promotions: $275 Personal Checking Account Bonus – Ends 6/30/23

2 months ago

HSBC Bank $6,000 In Referrals For You, Up To $1,000 For Them – Ends 12/29/23

4 weeks ago

Huntington Bank $400 Perks Checking Account Bonus – Ends 6/7/23

4 months ago

Huntington Bank $600 Platinum Perks Checking Bonus – Ends 6/7/23

4 months ago

Juno.finance Promotions: $10 Bonus & Up To 5% Cashback

3 months ago

KeyBank Promotions: $200 Checking Account Bonus – Ends 5/20/23

1 month ago

KeyBank Promotions: Up To $500 In Referral Bonuses – Ends 12/31/23

5 months ago

M&T Bank $200 Personal Checking Account Bonus – Ends 6/30/23

2 months ago

M&T Bank $350 MyChoice Premium Checking Bonus – Ends 5/26/23

2 weeks ago

M1 Finance $50 – $100 Sign Up Bonus For New Accounts

1 month ago

M1 Finance Up To $500 Brokerage Bonus Offer – Ends 12/31/2023

4 days ago

M1 Finance: Investment Account Up To $1,500 Bonus For Recurring Deposits – Ends 5/24/2023

1 month ago

M1 Finance: Up To $15,000 Bonus For M1 Invest Brokerage

4 days ago

Old National Bank $50 Sign Up Bonus & $500 In Referrals [IL, IN, KY, MI, MN, WI] – No End Date

5 months ago

PNC Bank $200 – $400 Personal Checking Bonuses – Ends 6/30/23

2 months ago

Public.com Bonus: $300 In Free Stock, Up To $10,000 Brokerage Transfer Offers

1 month ago

Regions Bank $200 Checking Account Bonus – Ended

6 months ago

Regions Bank $400 Checking Account Bonus [Available in Many States] – No End Date

6 months ago

Regions Bank $50/$150 Visa Reward Card Referral Offer – No End Date

6 months ago

Remitly Bonus: $20 Sign-Up Offer, $20 Per Referral

3 weeks ago

TradeStation Promotions: 50% Off Futures Brokerage Fees

4 months ago

Truist Bank $400 Personal Checking Account Bonus – Ends 7/25/2023

2 days ago

Wells Fargo $300 Everyday Checking Account Bonus – Ends 6/27/2023

2 months ago

Wells Fargo $325 Checking Bonus for the Everyday Checking Account – Ends 7/3/23

6 days ago

Wells Fargo Premier Checking $2,500 Bonus – Ends 7/1/23

2 months ago

Wise.com Bonus: Free Transfer & $75 Referral Offer Promotion

3 weeks ago
Load More

BEST SAVINGS ACCOUNT BONUSES

CIT Bank Savings Connect Earns 4.60% APY (Nationwide)

3 weeks ago

Quontic Bank High Yield Savings Account Earns 4.25% APY (Nationwide)

3 weeks ago

UFB Premier Savings & Premier Money Market Accounts Earn Up To 4.81% APY

2 months ago

American Express® High Yield Savings Account Earns 3.90% APY (Nationwide)

2 weeks ago

Barclays Bank Online Savings Account Earns 4.00% APY (Available Nationwide)

1 month ago

Yotta Promotion: 100 Free Tickets Bonus + Chance For $10 Million Weekly – No End Date

3 months ago

PrizePool Savings Promotions: 10% Bonus & 4.50% APY

2 weeks ago

Alliant Credit Union Promotions: $100 Savings, $75 Via Swagbucks [Nationwide] – Ends 12/31/23

3 months ago

Capital One 360 Performance Savings: 3.90% APY Rate [Nationwide]

1 day ago

CIT Bank Platinum Savings Earns 4.85% APY (Nationwide)

3 weeks ago

Discover Bank $150 or $500 Savings Account Bonus [Nationwide] – Ended

6 months ago

Discover Bank Bonus: $100-$150 Offer For Existing Customers [Targeted] – Ends 5/31/23

2 weeks ago

Discover Bank Promotions: $150 or $200 Savings Account Bonus [Nationwide] – Ends 6/15/23

2 months ago

M1 Finance High-Yield Savings Account Earns 5.00% APY For M1 Plus Members

3 weeks ago

Wealthfront Cash Account 4.55% APY (5.05% APY With Referral)

4 weeks ago

Wells Fargo $525 Bonus for Existing Way2Save Savings Account Customers – Ends 7/3/23

1 hour ago

Wells Fargo $525 Bonus for the Way2Save Savings Account – Ends 6/27/23

3 months ago

BEST BUSINESS ACCOUNT BONUSES

Chase Business Complete℠ Banking Up To $500 Sign-Up Bonus [Nationwide] – Ends 8/3/2023

7 days ago

Axos Bank $100 or $200 Basic Business Checking Bonus [Nationwide] – Ends 6/30/23

7 days ago

Axos Bank $100 or $200 Bonus for Business Interest Checking [Nationwide] – Ends 6/30/23

2 months ago

Live Oak Bank Promotions: $300 Business Savings Bonus (Nationwide) – Ends 5/31/23

2 months ago

NorthOne Mobile Banking Promotions: $20 Sign Up Bonus [Nationwide] – Ends 6/6/23

9 months ago

Baselane Review 2023: Banking & Finances For Landlords ($300 Bonus Available)

2 months ago

American Express Business Checking 60,000 Points Bonus [Nationwide] – No End Date

6 months ago

Bank of America Business Checking Account $200 Bonus – Ends 6/30/23

1 week ago

BMO Harris Business Checking $250 & $400 Bonuses [Nationwide] – Ends 5/12/23

2 months ago

Citibank Business Checking $200 to $2,000 Bonus [Available in Many States] – Ends 7/12/23

5 months ago

Citizens Bank $500 Business Checking Bonus – Ends 5/15/23

3 months ago

FNCB Bank Bonus: Up To $1100 Business Checking Offer – No End Date

2 months ago

Huntington Bank $100, $400, $1000 Business Checking Bonuses [Many States] – Ends 9/7/23

4 days ago

M&T Bank $500 Business Checking Account Bonus [Available in Many States] – Ends 6/30/2023

2 months ago

PNC Bank Promotions: $200 or $500 Business Checking Bonus [Available in Many States] – Ends 6/30/23

2 months ago

Truist Bank $400 Business Checking Bonus – Ends 6/30/23

2 months ago

U.S. Bank Business Checking Account Up To $750 Bonus – Ends 6/30/23

2 weeks ago

U.S. Bank Payment Solution Merchant Services $500 Bonus Offer – Ends 6/30/23

1 week ago

Wintrust Bank $300 Entrepreneur Business Checking Bonus [FL, IL, WI, IN] – Ends 6/30/2023

2 months ago

Wintrust Bank $500 Business Community Checking Bonus [FL, IL, WI, IN] – Ends 6/30/2023

2 months ago

OFFERS FROM THE BIGGEST U.S. BANKS

Best Chase Bank Promotions May 2023 ($200, $500, $3000 & More)

4 days ago

Best Bank of America Promotions of May 2023 ($100 – $1000 Offers)

1 week ago

Best U.S. Bank Bonuses May 2023 ($400, $500, $750 & More)

22 hours ago

Best TD Bank Bonuses May 2023 ($200, $300, $2500 & More)

22 hours ago

Best BMO Harris Bank Bonuses May 2023 ($300, $500 & More)

2 days ago

Best Citi Bank Bonuses, Promotions of May 2023

4 weeks ago

Best Citizens Bank Bonuses, Promotions of May 2023

4 weeks ago

Best Huntington Bank Bonuses, Promotions of May 2023

4 weeks ago

Best PNC Bank Bonuses, Promotions of May 2023

4 weeks ago

Best Regions Bank Bonuses, Promotions of May 2023

4 weeks ago

Best Truist Bank Bonuses, Promotions of May 2023

4 weeks ago

Best Wells Fargo Bank Bonuses, Promotions of May 2023

4 weeks ago

MORE TOP OFFERS & UPDATES

Find more bank pages below with new offers and updates. They’re sorted by the most popular at the top. 

There are hundreds of additional offer pages. Click the Load More button at the end to keep them coming.

Best Bank Promotions Without Direct Deposit Requirement – May 2023

4 days ago

Citibank Personal Checking: Up To 60,000 American Airlines Bonus Miles Offer [Targeted]

1 month ago

Crypto.com $25 Crypto Welcome Offer & $25 Referrals

4 months ago

Bank of America Checking $300 Bonus Offer (Targeted) – Ended

4 months ago

Vanguard Cash Plus Account Pilot Offer

6 months ago

Chase $500 Coupon For Checking, Savings, Business Accounts

5 years ago

Charles Schwab Bank Up To $1000 Bonus [Nationwide] – No End Date

5 months ago

Found.com Promotions: $20 Welcome Bonus & Referrals

4 months ago

Oxygen Banking Bonus: $5/$10 Sign-Up Offer, Up To $110 Referrals & Up to $429 For Brex Customers

1 month ago

Chase Premier Plus Checking℠ Promo: $300 Cash Bonus (Available Nationwide) – Ended

2 years ago

Best Money Transfer Service Promotions, Bonuses, Offers of May 2023

4 weeks ago

Best Capital One 360 Bonuses, Promotions [Nationwide]

6 months ago

First Horizon Bank $150 – $400 Checking, Savings, Business Account Promotions – Ended

2 years ago

Best CIT Bank Promotions, Bonuses of May 2023

4 weeks ago

WorldRemit Promotions: $20 Sign Up & $20 Per Referral

5 months ago

UMB Bank Promotions: $300 Checking & $200 Referral Bonuses [AZ, CO, IL, KS, MO, NE, OK, TX] – Ended

2 years ago

How To Meet Direct Deposit Requirements For Bank Promotions

6 years ago

Santander Promotions: $200, $400, $550 Personal Checking, $500 Business Offers – Ended

11 months ago

Idaho Central Credit Union (ICCU) Promotions: $150 Checking Bonus [ID] – Ends 5/31/23

1 month ago

American Express High Yield Savings $350 Bonus (Targeted) – Ends 3/3/2023

4 months ago

First Tech Federal Credit Union Promotions: $350 Checking Bonus [Nationwide] – Ends 6/30/23

4 months ago

[Targeted Offer] Chase Business Total Checking Up To $750 Bonus – Ends 8/3/23

4 weeks ago

Star One Credit Union Promotions: $100 Referral Bonus and $200 Checking Offers [CA] – No End Date

1 year ago

U.S. Bank $500 Business Checking & $600 Payment Solutions Offers – Ended

4 months ago

Stash.com $20 Sign Up Bonus & $20 Referrals

4 months ago

Capital One $250 to $1,000 Business Checking Bonuses

5 years ago

Discover Bank Promotions: $150 or $450 Savings Account Bonus – Ended

7 months ago

Best HSBC Bank Bonuses, Promotions of May 2023

4 weeks ago

Alliant Credit Union Promotions: $100 to $200 Checking Account Offers – Ended

6 months ago

Acorns Promotions: $5 – $25 Sign Up Bonuses

4 months ago
Load More

WHY DO BANKS HAVE SIGN-UP BONUSES?

Curious about why banks have sign-up bonuses? Let’s break it down:

  • Standing Out from the Crowd: There are heaps of banks out there, right? These bonuses are their way of saying, “Pick me, pick me!” It’s their strategy to grab attention in a competitive marketplace.

  • Customer Acquisition: Bonuses are like a tasty lure for potential customers. This helps them get more customers and more deposits.

  • Interest Rate Play: It’s a strategic play banks make when interest rates start climbing. They lend out money at a higher interest rate than what they offer to depositors. So, while they’re raking in more money, they keep customers happy with these bonuses.

  • Keeping Things Simple: Giving a bonus is much easier to manage than raising the deposit interest rate. It’s a one-time deal instead of a continuous commitment.

THINGS TO WATCH OUT FOR

Wondering what to watch out for when you’re eyeing those bank sign-up bonuses? Not everything that glitters is gold, my friend. Here’s the lowdown:

  • Reading Between The Lines: Bank bonuses are not always as fantastic as they seem. Are you really up for fulfilling all the requirements? Be cautious of bonuses that come with sky-high minimum balance demands or monthly fees that could nibble away at your bonus bucks.

  • Finding Your Perfect Match: If a checking account is what you’re after, make sure it fits with your banking needs. For example, if you need to hit up branches and ATMs often, check if there are plenty of them around your neck of the woods. 

  • Going Digital: With online banking being the new norm, be sure to look for a bank or credit union that’s got their digital game on point.

  • The Interest Factor: Looking for a new savings account? Think about whether you might be better off with another bank that offers a higher interest rate (see the nation’s best rates here). It’s like weighing instant gratification versus long-term benefits.

Tags: bank bonusesBank Guidesbank offersbank promotions
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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Need some inspiration for your next shopping spree? Look no further! I'll bring you the latest and greatest discounts, ensuring you never miss out on a steal.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

Comments 36

  1. Lana says:
    1 week ago

    There is a limited $100 referral bonus promotion for Go2Bank (valid through 06/01/23). It requires direct deposit of $200 or more within 45 days of account opening. My link: https://share.go2bank.com/3bs3u

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    Reply
  2. Dennis says:
    9 months ago

    What are the26 states that US Bank offers are eligible for their 500$ bonus

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    Reply
  3. Travis says:
    1 year ago

    Hi! You’re just one more quick step away from free money! Download the Current app to with my link get $1 and your own debit Card. https://current.app.link/rPWNtz5bQnb

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    Reply
  4. Jeremy Tolbert says:
    1 year ago

    We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/jeremytolbert12

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    Reply
  5. Erik says:
    2 years ago

    I applied for the Citibank promotion using the link provided but was told by representatives that the promo code was not added to the application and they were unable to add it after the account was opened. In the future I will open accounts with them over the phone to ensure I am eligible for the bonus.

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    Reply
  6. CreditNewb says:
    2 years ago

    KeyBank $200 Checking Bonus is only available for a resident of Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, or Washington.

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    Reply
  7. Rj says:
    2 years ago

    **Referral Code for HSBC Checking Bonus: #S014123276 Up to $400 Bonus** Ends 31 July.

    Open in branch, over the phone or online. Call them with any questions and don’t forget the above referral code: 800.975.4722 (HSBC)

    Simply present your referral code when you open new Eligible Account at any HSBC branch or over the phone. You may also apply online at us.hsbc.com/refer or below link

    TIA! any funds go to my mom’s care, no joke.
    https://www.us.hsbc.com/share-the-experience/referral/?cid=MLP0000257

    Loading...
    Reply
  8. Sandy Rome says:
    2 years ago

    Fifth Third offer is a lie. I requested the code since last week, I received a message on bank website that an email with code offer is on their way and I still waiting for it. I triple check my email address that is the one I have been using for over 20 years. Please Fifth Third stops making fun of your customers or potential customers.

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    Reply
  9. Kelly says:
    3 years ago

    Awesome tips! Thanks

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    Reply
  10. Sri says:
    3 years ago

    Best Referral Bonus –

    Earn $200 cash back with Chase Freedom Unlimited credit card. I can be rewarded, learn more.
    https://www.referyourchasecard.com/18a/N2NR1T019A

    Earn $50 bonus on Chase Checking
    https://accounts.chase.com/raf/share/2244901363

    Earn $250 or 60k Points Apply for an American Express Card with this link. We can both get rewarded if you’re approved!
    http://refer.amex.us/SRIKAMJiog?xl=cp01

    Earn $100 – Cashback doubled end of year
    https://refer.discover.com/s/SRIKANTH12

    Earn $200 – Unlimited 1.5% cashbacks
    https://capital.one/3bxokUl

    Earn $30 on signup
    https://www.rakuten.com/r/MANDAD224?eeid=28187

    Hey! I’ve been using Cash App to send money and spend using the Cash Card. Try it using my code (PVWDGKR) and you’ll get $15.
    https://cash.app/app/PVWDGKR

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    Reply
  11. Chad Carter says:
    3 years ago

    This claims that US Bank offers are available in TX. This is NOT true.

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    Reply
  12. Nodo says:
    3 years ago

    Please correct the following:
    – Key@Work bonus is $250. Your text says $200 in the bullet point.
    – Some of the Expired offers (which I will be bookmarked for future reference), do not have any indication of state (or “Nationwide”)

    Thank you for all of the other excellent information.

    Loading...
    Reply
  13. might lert says:
    3 years ago

    Has anyone got bonus from HSBC direct deposit yet ? I already made 5000 dollars direct deposit since Feb, but I havent received 120 dollar a month yet. When will i get the bonus ?

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    Reply
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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