Find the best bank promotions, bonuses, offers and deals here.
Article Contents
Listed below are the best promotions from the biggest banks in the nation, such as Chase, Bank of America, Wells Fargo, U.S. Bank, PNC Bank, Regions Bank, TD Bank, Citibank, and many others.
You’ll also find the best bonuses from online banking providers and apps available to everyone nationwide, including Capital One, Axos, and CIT Bank to name a few.
These bank bonuses can earn you $100, $200, $300, $400, $500, and on up to $3,000+. Many users combine several account types and different banks to earn hundreds and thousands of dollars every year.
READ MORE: FIND THE BEST FREE PERSONAL CHECKING ACCOUNTS HERE AND THE BEST BUSINESS CHECKING ACCOUNTS HERE
Unlike with credit cards, applying for checking accounts usually only triggers a Soft credit inquiry that doesn’t affect your credit. Because of this, taking advantage of promotions from several different banks is a great way to make hundreds to thousands of dollars and typically only costs us our time.
Most personal checking account bonuses will require direct deposit, while business and savings account bonuses do not. Go for accounts with the highest bonuses, but be sure you are able to meet the direct deposit requirements.
READ MORE: YOU CAN FIND THE BEST BANK PROMOTIONS THAT DON’T REQUIRE DIRECT DEPOSIT HERE
This page is constantly updated with the most current offers. We keep up with hundreds of offers. You may want to start with our best of lists first.
Bookmark this page and check back often for the best bonuses.
TRENDING BANK BONUSES
- Chase Private Client Up To $3,000 Bonus
- Chase Business Complete Checking® $300 Bonus
- Chase Total Checking® $200 Bonus
- Bank of America Advantage Banking $200 Bonus Offer
- BMO Up To $500 Bonus
- TD Bank $300 Beyond Checking Bonus
- Axos Bank Personal Checking $300 Bonus
- Axos Bank Basic Business Checking Up To $200 Bonus
BEST CHECKING ACCOUNT BONUSES
BEST SAVINGS ACCOUNT BONUSES
BEST BUSINESS ACCOUNT BONUSES
OFFERS FROM THE BIGGEST U.S. BANKS
MORE TOP OFFERS & UPDATES
Find more bank pages below with new offers and updates. They’re sorted by the most popular at the top.
There are hundreds of additional offer pages. Click the Load More button at the end to keep them coming.
WHY DO BANKS HAVE SIGN-UP BONUSES?
Curious about why banks have sign-up bonuses? Let’s break it down:
Standing Out from the Crowd: There are heaps of banks out there, right? These bonuses are their way of saying, “Pick me, pick me!” It’s their strategy to grab attention in a competitive marketplace.
Customer Acquisition: Bonuses are like a tasty lure for potential customers. This helps them get more customers and more deposits.
Interest Rate Play: It’s a strategic play banks make when interest rates start climbing. They lend out money at a higher interest rate than what they offer to depositors. So, while they’re raking in more money, they keep customers happy with these bonuses.
Keeping Things Simple: Giving a bonus is much easier to manage than raising the deposit interest rate. It’s a one-time deal instead of a continuous commitment.
READ MORE: SEE THE NATION’S BEST SAVINGS RATES HERE
THINGS TO WATCH OUT FOR
Wondering what to watch out for when you’re eyeing those bank sign-up bonuses? Not everything that glitters is gold, my friend. Here’s the lowdown:
Reading Between The Lines: Bank bonuses are not always as fantastic as they seem. Are you really up for fulfilling all the requirements? Be cautious of bonuses that come with sky-high minimum balance demands or monthly fees that could nibble away at your bonus bucks.
Finding Your Perfect Match: If a checking account is what you’re after, make sure it fits with your banking needs. For example, if you need to hit up branches and ATMs often, check if there are plenty of them around your neck of the woods.
Going Digital: With online banking being the new norm, be sure to look for a bank or credit union that’s got their digital game on point.
The Interest Factor: Looking for a new savings account? Think about whether you might be better off with another bank that offers a higher interest rate (see the nation’s best rates here). It’s like weighing instant gratification versus long-term benefits.
There is a limited $100 referral bonus promotion for Go2Bank (valid through 06/01/23). It requires direct deposit of $200 or more within 45 days of account opening. My link: https://share.go2bank.com/3bs3u
It shows valid through 07/01/2023. $100 referral bonus.
What are the26 states that US Bank offers are eligible for their 500$ bonus
Hi! You’re just one more quick step away from free money! Download the Current app to with my link get $1 and your own debit Card. https://current.app.link/rPWNtz5bQnb
We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. https://chime.com/r/jeremytolbert12
I applied for the Citibank promotion using the link provided but was told by representatives that the promo code was not added to the application and they were unable to add it after the account was opened. In the future I will open accounts with them over the phone to ensure I am eligible for the bonus.
KeyBank $200 Checking Bonus is only available for a resident of Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, or Washington.
**Referral Code for HSBC Checking Bonus: #S014123276 Up to $400 Bonus** Ends 31 July.
Open in branch, over the phone or online. Call them with any questions and don’t forget the above referral code: 800.975.4722 (HSBC)
Simply present your referral code when you open new Eligible Account at any HSBC branch or over the phone. You may also apply online at us.hsbc.com/refer or below link
TIA! any funds go to my mom’s care, no joke.
https://www.us.hsbc.com/share-the-experience/referral/?cid=MLP0000257
Fifth Third offer is a lie. I requested the code since last week, I received a message on bank website that an email with code offer is on their way and I still waiting for it. I triple check my email address that is the one I have been using for over 20 years. Please Fifth Third stops making fun of your customers or potential customers.
Awesome tips! Thanks
Best Referral Bonus –
Earn $200 cash back with Chase Freedom Unlimited credit card. I can be rewarded, learn more.
https://www.referyourchasecard.com/18a/N2NR1T019A
Earn $50 bonus on Chase Checking
https://accounts.chase.com/raf/share/2244901363
Earn $250 or 60k Points Apply for an American Express Card with this link. We can both get rewarded if you’re approved!
http://refer.amex.us/SRIKAMJiog?xl=cp01
Earn $100 – Cashback doubled end of year
https://refer.discover.com/s/SRIKANTH12
Earn $200 – Unlimited 1.5% cashbacks
https://capital.one/3bxokUl
Earn $30 on signup
https://www.rakuten.com/r/MANDAD224?eeid=28187
Hey! I’ve been using Cash App to send money and spend using the Cash Card. Try it using my code (PVWDGKR) and you’ll get $15.
https://cash.app/app/PVWDGKR
This claims that US Bank offers are available in TX. This is NOT true.
Please correct the following:
– Key@Work bonus is $250. Your text says $200 in the bullet point.
– Some of the Expired offers (which I will be bookmarked for future reference), do not have any indication of state (or “Nationwide”)
Thank you for all of the other excellent information.
Has anyone got bonus from HSBC direct deposit yet ? I already made 5000 dollars direct deposit since Feb, but I havent received 120 dollar a month yet. When will i get the bonus ?