- Editor Rating
- Rated 4.5 stars
- Outstanding
- Tony Phan
- Reviewed by:
- Published on:
- Last modified:
- Popularity
- Value
Contents
Read about all current U.S. Bank Checking and Savings account promotions here.
Offers change throughout the year, but typical past bonuses have been for $100, $150, $200, $300, etc.
Established in 1863, U.S. Bank has branch locations in the following states: AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, TX, UT, WA, WI, and WY. They are the 4th largest bank in the nation when ranked by the number of branches, with over 3,200 locations.
US Bank Gold Checking $300 Bonus
Sign up for a new consumer Gold Checking Package and earn a $300 bonus with this offer from U.S. Bank.
- $300 bonus offer expires 04/30/2018
- Limited availability to Washington D.C. and limited surrounding areas in Maryland, Virginia, West Virginia and Pennsylvania
- Direct deposit is required for the offer
- Application will trigger a Soft Pull, which does not affect your credit
- Monthly fees can be waived (see section below)
How To Earn The $300 Bonus
- To be offer-eligible, you must apply from the offer page, or call 800.959.3690 and apply by phone.
- This offer is valid in Washington D.C. and limited surrounding areas in Maryland, Virginia, West Virginia and Pennsylvania and is not transferable.
- A minimum deposit of $25 is required to open a U.S. Bank consumer checking account.
- To earn the $300 bonus offer, open a new U.S. Bank consumer Gold Checking Package between and including February 22, 2018 and April 30, 2018.
- Additionally, you must complete recurring direct deposits totaling at least $1,500 or more within 60 days of account opening.
- The checking account bonus will be deposited into your new consumer checking account within 60 days of direct deposit verification, as long as your account is open and account balance is positive.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- Offer may not be combined with any other checking account bonus offers.
- Offer is not valid if you have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last six months, or received other U.S. Bank bonus offers within the past six months.
- Current U.S. Bank employees are not eligible.
Waiving The Checking Account Monthly Fees
Choose your preferred Checking account option to see how to waive the Monthly Fee.
The Monthly Fee is $8.95 with paper statements and $6.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- A Package Money Market Savings account, AND
- Monthly direct deposits of at least $1,000 OR a combined average deposit balance of $1,500
The Monthly Fee is $12.95 with paper statements and $10.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- A U.S. Bank personal loan, line OR credit card
The Monthly Fee is $19.95 with paper statements and $17.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- $25,000 in combined personal deposits, investments and/or credit balances, OR
- A relationship with U.S. Bank Trust Services
MoneysMyLife Top Offer Picks  Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review |
Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. 
Earn up to 25,000 bonus miles worth $250 in travel every year with the Barclays Arrival® Premier World Elite Mastercard®. Without an initial sign-up bonus, this credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases regardless of category. 
The HSBC Cash Rewards Mastercard® has a sign-up bonus of $150 when you spend at least $500 on purchases within the first 3 months of account opening. This credit card will also earn an ongoing 1.5% cash rewards rate on all purchases and has no foreign transaction fees. There is no annual fee with this card. 
CIT Bank is offering a 1.75% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. US Bank Targeted Checking Promotion
This Checking Promotion Is A Targeted Offer!
US Bank is sending out bonus offers to targeted markets and individuals via letter or email, so if you haven’t gotten an offer you’ll have to reach out to a banker to see if you can get a promo code to enter into the online application process.
- Promotion Link: U.S. Bank Bonus Page
- Expiration: None Stated
- Bonus Amount: Variable depending on letter/email offer
- Competitor Bonus:
- Account(s) Eligible: Easy, Silver, Gold, Premium, Platinum Checking
- Availability: Nationwide
- Hard/Soft Inquiry: Soft
- Opening Deposit Credit Card Funding Eligibility: Up to $500
- Direct Deposit Requirement: Recurring $500 within 60 days
- Direct Deposit Alternatives: ACH, Alliant, Paypal
- Minimum Opening Deposit: $25
- Bonus Requirements:
- Open an eligible Checking account by the bonus expiration date on your letter/email with a minimum opening deposit of $25.
- Set up a recurring Direct Deposit within 60 days of account opening.
- Be sure to use the promotion code listed on your offer
Waiving The Checking Account Monthly Fees
Choose your preferred Checking account option to see how to waive the Monthly Fee.
The Monthly Fee is $8.95 with paper statements and $6.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- A Package Money Market Savings account, AND
- Monthly direct deposits of at least $1,000 OR a combined average deposit balance of $1,500
The Monthly Fee is $12.95 with paper statements and $10.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- A U.S. Bank personal loan, line OR credit card
The Monthly Fee is $19.95 with paper statements and $17.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- $25,000 in combined personal deposits, investments and/or credit balances, OR
- A relationship with U.S. Bank Trust Services
US Bank START Smart Savings $100 Bonus
US Bank is currently promoting their START Smart Savings program with a $100 bonus.
- First, open a new Silver Checking Package.
- Then, link it with a Package Money Market Savings account.
- Enroll in the START Smart program.
- Transfer money from your Silver Checking Package to your Package Money Market Savings account each month.
- Once you’ve transferred/saved at least $500, you’ll earn the $50 bonus. You must do this within 12 months of enrollment.
- For the additional $50 bonus, use your debit card for gas and grocery purchases. You’re earning 1% on Gas and Groceries with the debit card.
- Your $50 START Smart program bonus and the 1% bonus (up to another $50) will be deposited into your Package Money Market Savings account the first business day occurring after 12 months of enrollment.
- Promotion Link: $100 Savings Promotion
Terms:
- U.S. Bank START Smart Savings Program – Enrollment is required within 90 days of account opening
- You must be a new customer with a new personal Silver Checking Package and a new or existing Package Money Market Savings account
- Additionally, at least one owner name on the Silver Checking Package must also be on the Package Money Market Savings account
- A qualifying transfer from your Silver Checking Package to your Package Money Market Savings account must be scheduled during enrollment
- To be paid the goal reward and/or bonus, both the associated Silver Checking Package and Package Money Market Savings account must remain open through the program end date, which is 12 months after the enrollment date
- A minimum opening deposit of $25 per account is required and all regular account-opening procedures apply
More Top Bank Bonuses:
All the best bank sign-up bonuses here.
- CIT Bank Promotions: Online Money Market Account Earns 1.75% APY
- TD Bank Bonus For Checking Accounts: $150 To $300 Cash
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Santander Bank Promotions: $150 Personal & $500 Business Checking Bonuses
- Chase Total Checking Account $200 Coupon Available Online Now
- Chase Premier Plus Checking℠ Review: $300 Coupon Bonus
- Chase Coupon Promo Codes: $200, $300, $350, $500 (April 2018)
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Fifth Third Bank Promotions: $200 Checking Account Bonus
- PNC Bank Promotions: $50 To $300 Checking, Savings, Business Bonuses
- Regions Bank Promotions: $200 Checking Account Bonus
- KeyBank Promotions: $100, $200, $300, $400 Checking Bonuses
- Bank Of America $300 Personal Checking & $2500 Business Checking Bonuses
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
- SunTrust Bank Review: $500 Personal & $200 Business Checking Bonuses
Check back at this page for new U.S. Bank promotions and bonuses!
U.S. Bank just agreed to a $613 Million fine for Anti Money Laundering violations. The fine came about because of the Bank’s dealings with an illegal Payday lender.
Any info on how long. you must keep the account open to keep the $200 bonus?
Great post! Have nice day ! 🙂
Hello,
Where do enter the my email address to receive your promotion code?
Thanks,
9/7/16 I just called U.S. Bank about the $150 Checking Bonus 1. Mike, 3400 W. 38, Denver Branch, knew nothing about the bonus. 2. He referred me to a Denver Customer “Service” number where Abby also knew nothing. Normal business practice is a company can answer a potential customer’s questions.
: / Honestly, I can’t say I’m surprised. I definitely think we keep up with these offers more than most random bank customer service reps. Best bet is to print out a promo code and bring it into a branch or apply online with the promo code.