Get a $750 Welcome Deposit for eligible new customers who open an 
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Read about all current U.S. Bank Checking and Savings account promotions here.
Offers change throughout the year, but typical past bonuses have been for $100, $150, $200, $300, etc.
Established in 1863, U.S. Bank has branch locations in the following states: AR, AZ, CA, CO, FL, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, TX, UT, WA, WI, and WY. They are the 4th largest bank in the nation when ranked by the number of branches, with over 3,200 locations.
US Bank Gold Checking $225 Bonus
Sign up for a new consumer Checking account and earn a $225 bonus with this offer from U.S. Bank.
- $225 bonus offer expires 05/31/2018
- *It appears this offer may only be available to WI residents. You can certainly still try the promo code at the link, but people from other states haven’t been successful. Thankfully it tells you whether or not you’ll qualify as you enter the promo code along with your location.
- Direct deposit is not required for the offer
- Application will trigger a Soft Pull, which does not affect your credit
- Monthly fees can be waived (see section below)
How To Earn The $225 Bonus
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- You must use the Promotion Code listed on this offer when you apply. The promo code is MLKE225, which doesn’t appear to be a one-time use code.
- If you received a direct mail piece, address on new account must match address on your mail piece to be eligible for the bonus.
- A $25 minimum deposit is required to open a U.S. Bank consumer checking account.
- All regular account opening procedures apply.
- Earn the bonus by opening a new consumer checking account (excluding Student Checking and Safe Debit Account) by May 31, 2018, then register your U.S. mobile phone number online or within the Mobile App, and complete at least one Zelle payment of $25 or more in each of the next three months to earn $75 per month, up to $225.
- To complete Zelle payments, funds must be received.
- Your bonus will be reported as interest earned on IRS Form 1099-INT and you are responsible for any applicable taxes.
- The bonus will be credited to your new checking account within 60 days of verification of the transfer and acceptance of the Zelle payments, assuming the account is open and has a positive balance.
- One offer per household.
- Offer may not be combined with any other bonus or marketing offers.
- U.S. Bank checking customers and employees are not eligible for bonus offers.
Waiving The Checking Account Monthly Fees
Choose your preferred Checking account option to see how to waive the Monthly Fee.
The Monthly Fee is $8.95 with paper statements and $6.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- A Package Money Market Savings account, AND
- Monthly direct deposits of at least $1,000 OR a combined average deposit balance of $1,500
The Monthly Fee is $12.95 with paper statements and $10.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- A U.S. Bank personal loan, line OR credit card
The Monthly Fee is $19.95 with paper statements and $17.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- $25,000 in combined personal deposits, investments and/or credit balances, OR
- A relationship with U.S. Bank Trust Services
US Bank Targeted Checking Promotion
This Checking Promotion Is A Targeted Offer!
US Bank is sending out bonus offers to targeted markets and individuals via letter or email, so if you haven’t gotten an offer you’ll have to reach out to a banker to see if you can get a promo code to enter into the online application process.
Promotion links: Link #1 | Link #2 | Link #3
- Expiration: None Stated
- Bonus Amount: Variable depending on letter/email offer
- Competitor Bonus:
- Account(s) Eligible: Easy, Silver, Gold, Premium, Platinum Checking
- Availability: Nationwide
- Hard/Soft Inquiry: Soft
- Opening Deposit Credit Card Funding Eligibility: Up to $500
- Direct Deposit Requirement: Recurring $500 within 60 days
- Direct Deposit Alternatives: ACH, Alliant, Paypal
- Minimum Opening Deposit: $25
- Bonus Requirements:
- Open an eligible Checking account by the bonus expiration date on your letter/email with a minimum opening deposit of $25.
- Set up a recurring Direct Deposit within 60 days of account opening.
- Be sure to use the promotion code listed on your offer
Waiving The Checking Account Monthly Fees
Choose your preferred Checking account option to see how to waive the Monthly Fee.
The Monthly Fee is $8.95 with paper statements and $6.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- A Package Money Market Savings account, AND
- Monthly direct deposits of at least $1,000 OR a combined average deposit balance of $1,500
The Monthly Fee is $12.95 with paper statements and $10.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- A U.S. Bank personal loan, line OR credit card
The Monthly Fee is $19.95 with paper statements and $17.95 with online statements. Waive this fee by meeting these requirements:
- With online statements, AND
- $25,000 in combined personal deposits, investments and/or credit balances, OR
- A relationship with U.S. Bank Trust Services
US Bank START Smart Savings $100 Bonus
US Bank is currently promoting their START Smart Savings program with a $100 bonus.
- First, open a new Silver Checking Package.
- Then, link it with a Package Money Market Savings account.
- Enroll in the START Smart program.
- Transfer money from your Silver Checking Package to your Package Money Market Savings account each month.
- Once you’ve transferred/saved at least $500, you’ll earn the $50 bonus. You must do this within 12 months of enrollment.
- For the additional $50 bonus, use your debit card for gas and grocery purchases. You’re earning 1% on Gas and Groceries with the debit card.
- Your $50 START Smart program bonus and the 1% bonus (up to another $50) will be deposited into your Package Money Market Savings account the first business day occurring after 12 months of enrollment.
- Promotion Link: $100 Savings Promotion
Terms:
- U.S. Bank START Smart Savings Program – Enrollment is required within 90 days of account opening
- You must be a new customer with a new personal Silver Checking Package and a new or existing Package Money Market Savings account
- Additionally, at least one owner name on the Silver Checking Package must also be on the Package Money Market Savings account
- A qualifying transfer from your Silver Checking Package to your Package Money Market Savings account must be scheduled during enrollment
- To be paid the goal reward and/or bonus, both the associated Silver Checking Package and Package Money Market Savings account must remain open through the program end date, which is 12 months after the enrollment date
- A minimum opening deposit of $25 per account is required and all regular account-opening procedures apply
All the best bank sign-up bonuses here.
- BBVA Compass Bank Promotions: $150 To $250 Checking/Savings Bonuses
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- HSBC Bank $350 & $750 Checking Account Bonuses
- Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
- CIT Bank Promotions: Online Savings Builder Account Offers 2.15% APY
- Chase Coupon Promo Codes: $200, $300, $350, $500 – November 2018
- HSBC Bank Advance Checking Account $350 Bonus Offer
- HSBC Bank Premier Checking Account $750 Bonus Offer
- Simple Bank Review: Unlimited $20 Bonuses & Top Savings Rate Offer
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
Check back at this page for new U.S. Bank promotions and bonuses!
Have tried the bonus link. Was asked to enter a zip code only to get to a screen saying that the promotion is not offered in my region (tried the Twin Cities Metro Area, MN, and San Francisco Bay Area, CA).
Ah, looks like it may just be for WI residents!
U.S. Bank just agreed to a $613 Million fine for Anti Money Laundering violations. The fine came about because of the Bank’s dealings with an illegal Payday lender.
Any info on how long. you must keep the account open to keep the $200 bonus?
Great post! Have nice day ! 🙂
Hello,
Where do enter the my email address to receive your promotion code?
Thanks,
9/7/16 I just called U.S. Bank about the $150 Checking Bonus 1. Mike, 3400 W. 38, Denver Branch, knew nothing about the bonus. 2. He referred me to a Denver Customer “Service” number where Abby also knew nothing. Normal business practice is a company can answer a potential customer’s questions.
: / Honestly, I can’t say I’m surprised. I definitely think we keep up with these offers more than most random bank customer service reps. Best bet is to print out a promo code and bring it into a branch or apply online with the promo code.