US Bank Bonus: Up To $400 Personal Checking & $300 Business Offers

Read about all current U.S. Bank (usbank.com) Checking and Savings account promotions here.

Offers change throughout the year, but typical past bonuses have been for $100, $150, $200, $300, $400, etc. This page tracks U.S. Bank deposit account offers. For credit card bonuses, see this page.

Established in 1863, U.S. Bank has branch locations in the following states: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY. They are the 4th largest bank in the nation when ranked by the number of branches, with over 3,000 locations.

For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, and many more.

US Bank Promotions Review Below

US Bank Bonus: Up To $400 Checking Offer

• What you’ll get: Up To $400 bonus
• Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
• How to earn it:
  • Earn up to $400 based on total direct deposit dollar amount tiers when you open a new Platinum, Gold or Easy checking account
  • Complete two or more recurring direct deposits and be enrolled in U.S. Bank online banking or the U.S. Bank mobile app within 60 days of account opening.
  • Use the Apply now button at the offer page to have the promo code automatically entered for you (NOTE: If you apply for your checking account on another page, you’ll need to enter this promo code manually: 2022MAY.)
  • Direct deposit tiers
    • Earn $200 when you direct deposit $2,500-$4,999.99
    • Earn $400 when you direct deposit $5,000 or more
• When it expires: 6/13/2022

Waive The Monthly Fee

Platinum Checking Package: The monthly maintenance fee of $24.95 can be waived if you meet one of the following requirements:

• You have $25,000 in combined personal deposits or credit balances with U.S. Bank, and/or investments through U.S. Bancorp Investments.
• You have a personal trust relationship with U.S. Bank Wealth Management.

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Gold Checking Package: The monthly maintenance fee of $14.95 can be waived if you have a U.S. Bank credit card such as the Altitude, Flexperks, or Cash+.

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Easy Checking Account: The monthly maintenance fee of $6.95 can be waived if you meet any of the following:

• Combined monthly direct deposits totaling $1000+ – or –
• Average account balance of $1,500.- or –
• Account holder(s) age 65 or greater.

Fine Print

• A minimum deposit of $25 is required to open a U.S. Bank consumer checking account.
• A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government.
• Other electronic deposits or person-to-person payments are not considered a direct deposit.
• The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance.
• Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
• Offer may not be combined with any other checking account bonus offers.
• Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
• Limit one checking bonus per person.
• Current U.S. Bank employees are not eligible.
• Other restrictions may apply.
• All standard account terms, conditions and opening procedures apply. 
• You must use the promotion code listed on this offer when you apply. If you navigate away from this page, the promotion code is not automatically included and you will need to manually input the code during your application.

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US Bank Bonus: $500 Business Checking Offer (Targeted)

• What you’ll get: $500 bonus
• Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
• How to earn it:
  • Targeted customers can earn $500 when you open a new business checking account and complete the following qualifying activities.
    • A new U.S. Bank Silver, Gold or Platinum Business Checking Account with the promo code CKEUM8Z.
    • $5,000 in new money within 30 days of account opening.
    • In the U.S. Bank Mobile App or U.S. Bank Online Banking within 90 days of account opening.
    • Complete five qualifying transactions within 90 days of offer enrollment.
  • This offer is only valid for the addressee and is not transferable.
• When it expires: 5/31/2022

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[Expired] US Bank Bonus: $300 Business Checking Offer

• What you’ll get: $300
• Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
• How to earn it:
  • Promo code Q1BUS22 MUST be used when opening the business checking account
  • Earn your $300 Business Checking bonus by opening a new U.S. Bank Silver Business Checking, Gold Business Checking or Platinum Business Checking account before the expiration date.
  • You must make new deposit(s) of at least $5,000 in new money deposits (Direct, Mobile, ACH or Wires) within 30 days of account opening and then maintain a balance of at least $3,000 through 60 days after account opening. 
  • Additionally, an individual signer on the new checking account must be enrolled in U.S. Bank Online Banking or the U.S. Bank Mobile App within 60 days of account opening.
• When it expires: 4/29/2022

Waive The Monthly Fee

• Silver Buiness Checking Account Package has no monthly maintenance fee.
• Gold Business Checking Account Package has a $20 monthly maintenance fee that is waived with any of the following:
  • U.S. Bank Payment Solutions Merchant Account
  • $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option
  • $20,000 in combined average collected deposit balances or $50,000 in combined average collected balance on interest-bearing option
  • $50,000 combined average collected business deposits and outstanding business credit balances
  • $75,000 in combined business deposit and outstanding business credit (multiple ways to waive, see your U.S. Bank rep)
• Platinum Business Checking Account Package has a $30 monthly maintenance fee that is waived with a $25,000 average collected balance.

Fine Print

• Limit of one Business Checking bonus per business.
• A $100 minimum deposit is required to open a U.S. Bank Silver, Gold or Platinum Business Checking account.
• The new money deposit cannot be funds held by U.S. Bank or its affiliates.
• The Business Checking bonus will be deposited into your new U.S. Bank business checking account within 45 days of deposit verification, as long as the account is open and has a positive balance.
• Offer may not be combined with any other business checking account bonus offers.
• Offer is not valid if you or any signer on the new business checking account have an existing U.S. Bank business checking account or had a U.S. Bank business checking account in the last 12 months.
• All regular account-opening procedures apply.
• For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information document.
• This document can be obtained by contacting a U.S. Bank branch or calling 800-872-2657.
• Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes.
• Current U.S. Bank employees are not eligible.
• U.S. Bank reserves the right to withdraw this offer at any time without notice.

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[Expired] US Bank Bonus: $750 Business Checking Promo

• What you’ll get: $750
• Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
• How to earn it:
  • Earn your $750 bonus by opening a new U.S. Bank Gold Business Checking Package and a new U.S. Bank Payment Solutions Merchant Account only via www.usbank.com/fast-funding and accept and settle a Payment Solutions transaction into your new U.S. Bank Gold Business Checking account within 30 days of the open date of your Payment Solutions account.
• When it expires: 10/29/2021

Waive The Monthly Fee

Business gold checking account has a $20 monthly fee. This is waived with any of the following:

• U.S. Bank Payment Solutions Merchant Account
• $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option
• $20,000 in combined average collected deposit balances or $50,000 in combined average collected balance on interest-bearing option
• $50,000 combined average collected business deposits and outstanding business credit balances
• $75,000 in combined business deposit and outstanding business credit

Fine Print

• Limit of one bonus per business entity.
• The bonus will be deposited into your new U.S. Bank Gold Business Checking account within 45 days of settlement verification, as long as the account is open and has a positive balance.
• Offer is not valid if you or any signer on the new accounts have an existing U.S. Bank business checking account, had a U.S. Bank business checking account in the last 12 months, or if you have an existing U.S. Bank Payment Solutions relationship.
• Offer cannot be combined with other business checking account bonus offer.
• All business account-opening procedures apply including a minimum opening deposit of $100.
• For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information disclosure.
• Refer to your company application for all Payment Solutions terms, conditions and schedule of fees.
• These documents can be obtained by contacting a U.S. Bank branch or calling 800-872-2657.
• Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes.
• Current U.S. Bank employees are not eligible. 
• U.S. Bank reserves the right to withdraw this offer at any time without notice.

Compare with the best bank promos here, including ones from Bank of America, Chase, Aspiration, Axos and more.

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