- Editor Rating
- Rated 4 stars
- Excellent
- Citibank Promotions
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Contents
- 1 Citibank Promotions Review Below
- 1.1 Citibank $200, $400, $700, $1500 Personal Checking/Savings Bonuses (Nationwide)
- 1.2 Citibank $100 – $3,500 Savings Bonus
- 1.3 [Expired] Citibank Checking Bonus: 60,000 Citi ThankYou Points (Targeted)
- 1.4 [Expired] Citibank Checking Bonus: 60,000 American Airlines Miles (Targeted)
- 1.5 [Expired] Citibank Business Checking Offer: Up To $2,000 Bonus
Periodically throughout the year Citibank will have new Checking and Savings account promotions for bonus cash.
The typical bonus amounts include $200, $250, $300, $400, $500, $600, $700 and sometimes up to $1,000. While the Chase Bank bonuses are typically more popular, these offers from Citi are very competitive for people with the cash available to qualify for the bonus. This is because Direct Deposit is oftentimes not required.
You’ll find Citibank branches across the following states: CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA. Personal Checking and Savings offers appear to be available nationwide. *Hat tip to a reader, Steve, for the report.
Citi Checking accounts have reportedly been some of the best for low-fee ATM usage overseas. Their Savings and CD accounts won’t offer the best rates so see our guides for those accounts: Savings Rates | CD Rates.
See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Bank of America, HSBC Bank and many more.
We only track deposit account offers on this page (i.e. Checking, Savings, etc.). For Citi’s credit card bonuses, see our card bonus page.
Citibank Promotions Review Below
Our Current Top Promotions
Citibank $200, $400, $700, $1500 Personal Checking/Savings Bonuses (Nationwide)
- What you’ll get: $200, $400, $700, or $1,500 bonus
- Where it’s available: Available nationwide. Branches in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
- How to earn it:
- $200 bonus
- Open a new eligible checking account in the Basic Banking Package during the offer period 07/01/2020 to 01/05/2021.
- Within 30 days of opening your account, deposit $5,000 in New-to-Citibank funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
- $400 bonus
- Open new eligible checking and savings accounts in the Citibank Account Package during the offer period 07/01/2020 to 01/05/2021.
- Within 30 days of opening your account, deposit $15,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $15,000 between the checking and savings accounts for 60 consecutive calendar days.
- $700 bonus
- Open new eligible checking and savings accounts in the Citi Priority Account Package during the offer period 07/01/2020 to 01/05/2021.
- Within 30 days of opening your account, deposit $50,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.
- $1,500 bonus
- Open new eligible checking and savings accounts in the Citigold Package during the offer period 07/01/2020 to 01/05/2021.
- Within 30 days of opening your account, deposit $200,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $200,000 between the checking and savings accounts for 60 consecutive calendar days.
- $200 bonus
- When it expires: 01/05/2021
Alternate $700 Citi Priority Account Package offer page.
I’d recommend comparing this offer with other popular ones like these:
- Chase Bank $200 & $300 bonuses
- TD Bank $150 & $300 bonuses
- HSBC Bank $200 – $600 bonuses
- Bank of America $100 bonus
How To Earn Your $200/$400/$700/$1500 Bonus
How To Get The $200 Checking BonusHow To Get The $400 Checking BonusHow To Get The $700 Checking BonusHow To Get The $1,500 Checking BonusHow To Waive The Monthly Fees
- Open a new eligible checking account in the Basic Banking Package during the offer period 07/01/2020 to 01/05/2021.
- Within 30 days of opening your account, deposit $5,000 in New-to-Citibank funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
- Open new eligible checking and savings accounts in the Citibank Account Package during the offer period 07/01/2020 to 01/05/2021.
- Within 30 days of opening your account, deposit $15,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $15,000 between the checking and savings accounts for 60 consecutive calendar days.
- Open new eligible checking and savings accounts in the Citi Priority Account Package during the offer period 07/01/2020 to 01/05/2021.
- Within 30 days of opening your account, deposit $50,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.
- Open new eligible checking and savings accounts in the Citigold Package during the offer period 07/01/2020 to 01/05/2021.
- Within 30 days of opening your account, deposit $200,000 in New-to-Citibank funds between the new checking and savings accounts.
- Maintain a minimum balance of $200,000 between the checking and savings accounts for 60 consecutive calendar days.
- Basic Banking Package. For the Basic Banking Package to waive the $12 monthly service fee make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older.
- The Citibank Account Package. A monthly service fee of $25 and a $2.50 non-Citibank ATM fee apply to checking accounts in The Citibank Account Package if a combined average monthly balance of $10,000 or more is not maintained.
- Citi Priority Account Package. A monthly service fee of $30 applies to the checking account in The Citi Priority Account Package if a combined average monthly balance of $50,000 or more is not maintained.
- Citigold Account Package. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
Author’s Verdict:
You’ll also have to have a significant amount of funds to put away for a while for the best offer. Still, Citi is a big, well-known bank and the bonus offers are quite high value so are worth checking out.
Warning: these offers from Citi have very detailed terms and conditions. Explore these terms carefully on the offer pages before applying.
Other Bank Offers You May Like
The best bank promotions are updated here. Start with these pages for good offers:
Citibank $100 – $3,500 Savings Bonus
- What you’ll get: $100 to $3,500 bonus
- Where it’s available: NY, CT, MD, VA, DC, CA, NV, NJ, FL or IL
- How to earn it: New or existing Citibank customers can earn $100 – $3,500 when opening a new eligible Citi Savings Account and completing required activities.
- When it expires: 9/30/2020
How To Earn The Bonus
EARNING THE BONUSFINE PRINT
- Between 6/11/20 and 9/30/20, enroll and open a new eligible Citi Savings Account.
- Within 30 days of opening your eligible Citi Savings Account, deposit $25,000 or more in New-to-Citibank Funds.
- Keep a Minimum Balance of $25,000 or more in the eligible Citi Savings Account for 60 consecutive calendar days.
- Earn your corresponding cash bonus after you complete the required activities.
- Bonus determined by deposit as follows:
| Minimum Deposit and Minimum Balance | Your Cash Bonus |
| $25,000 – $49,999 | $100 |
| $50,000 – $99,999 | $200 |
| $100,000 – $249,999 | $400 |
| $250,000 – $499,999 | $1,000 |
| $500,000 – $999,999 | $1,750 |
| ≥ $1,000,000 | $3,500 |
See the offer page for full details (the fine print is extensive!)
Savings/Money Market Offers You May Like
Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here.
FEATURED SAVINGS & MONEY MARKET OFFERS
| OFFER LINK | OFFER | OUR REVIEW |
| CIT Bank Money Market | 1.00% APY | Review |
| UFB High Yield Savings Account | 1.00% APY | Review |
| American Express® Personal Savings, Member FDIC | 1.00% APY (Annual Percentage Yield) as of 6/25/2020 | Review |
[Expired] Citibank Checking Bonus: 60,000 Citi ThankYou Points (Targeted)
There’s no direct online link for this offer. It is reportedly being offered via physical mailers only.
- What you’ll get: 60,000/50,000/30,000/10,000 ThankYou Points
- Where it’s available: Nationwide but targeted via mailers
- How to earn it:
- Citigold Package
- Earn 60,000 ThankYou Points
- Complete the following within 60 days after account opening:
- Qualifying Citibank Debit or ATM Card Purchases of $1,000
- 1 or more qualifying bill payments for 2 consecutive calendar months.
- Citi Priority Package
- Earn 50,000 ThankYou Points
- Complete the following within 60 days after account opening:
- Qualifying Citibank Debit or ATM Card Purchases of $750
- 1 or more qualifying bill payments for 2 consecutive calendar months.
- The Citibank Account Package
- Earn 30,000 ThankYou Points
- Complete the following within 60 days after account opening:
- Qualifying Citibank Debit or ATM Card Purchases of $375
- 1 or more qualifying bill payments for 2 consecutive calendar months.
- Basic Banking Package
- Earn 10,000 ThankYou Points
- Complete the following within 60 days after account opening:
- Qualifying Citibank Debit or ATM Card Purchases of $125
- 1 or more qualifying bill payments for 2 consecutive calendar months.
- Citigold Package
- When it expires: 3/31/2020
How To Earn The Bonus
EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEE
- Citigold Package
- Earn 60,000 ThankYou Points
- Complete the following within 60 days after account opening:
- Qualifying Citibank Debit or ATM Card Purchases of $1,000
- 1 or more qualifying bill payments for 2 consecutive calendar months.
- Citi Priority Package
- Earn 50,000 ThankYou Points
- Complete the following within 60 days after account opening:
- Qualifying Citibank Debit or ATM Card Purchases of $750
- 1 or more qualifying bill payments for 2 consecutive calendar months.
- The Citibank Account Package
- Earn 30,000 ThankYou Points
- Complete the following within 60 days after account opening:
- Qualifying Citibank Debit or ATM Card Purchases of $375
- 1 or more qualifying bill payments for 2 consecutive calendar months.
- Basic Banking Package
- Earn 10,000 ThankYou Points
- Complete the following within 60 days after account opening:
- Qualifying Citibank Debit or ATM Card Purchases of $125
- 1 or more qualifying bill payments for 2 consecutive calendar months.
- Citigold Package
- Your own dedicated team, including a Citigold Relationship Manager for your banking needs, and a Citi Personal Wealth Management Financial Advisor for investing strategies
- Collaborative financial guidance with Citi Wealth Advisor, Citi Personal Wealth Management‘s digital financial planning solution
- Access to market insights and world-class investment capabilities
- Preferred pricing and rates on select deposit products and services
- Ability to earn the highest level of Citi ThankYou Rewards Points offered for a checking relationship
- Citi Priority Package
- Professional strategies and guidance from Citi Personal Wealth Management Priority Advisors (in branch and/or by phone)
- Investment resources to simplify your financial decisions
- Preferred pricing and rates on select deposit products and services
- Ability to earn a higher level of Citi ThankYou Rewards Points offered for a checking relationship
- A robust library of online financial education articles and tools
- The Citibank Account Package
- Ability to earn Citi ThankYou Rewards Points
- No Citi fee for using non-Citi ATMs when monthly balance requirements are met
- Option to earn interest on your checking account balance
- Potential to earn higher rates on savings and money market accounts
- Basic Banking Package
- Unlimited check writing
- Special perks for those 62 and older
- Citigold Package
- No Monthly Service Fee for Citigold: To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
- Citi Priority Package
- To waive the $30 monthly service fee: Maintain a combined average monthly balance of $50,000+ in eligible linked deposit, retirement and investment accounts.
- The Citibank Account Package
- To waive the $25 monthly service fee: Maintain a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
- Basic Banking Package
- To waive the $12 monthly service fee: Make one qualifying direct deposit and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older.
Bottom Line
There are several variations of this offer. Consider this bonus if you value ThankYou points. Compare this offer with the best bank bonuses here.
[Expired] Citibank Checking Bonus: 60,000 American Airlines Miles (Targeted)
There’s no direct online link for this offer. It is reportedly being offered via physical mailers only.
- What you’ll get: 60,000/50,000/30,000/5,000 miles
- Where it’s available: Nationwide but targeted via mailers
- How to earn it:
- Citigold Package
- Earn 60,000 miles
- Open a Citigold Account Package and make $1,000 in debit card purchases and pay one or more bills for two consecutive months.
- Citi Priority Package
- Earn 50,000 miles
- Open a Citi Priority Account Package and make $750 in debit card purchases and pay one or more bills for two consecutive months.
- Citibank Account Package
- Earn 30,000 miles
- Open a Citibank Account Package and make $500 in debit card purchases and pay one or more bills for two consecutive months.
- Citi Priority Package
- Earn 5,000 miles
- Open a Citi Priority Account Package and make $125 in debit card purchases and pay one or more bills for two consecutive months.
- Citigold Package
- When it expires: 3/31/2020
How To Earn The Bonus
EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEE
- Citigold Package
- Earn 60,000 miles
- Open a Citigold Account Package and make $1,000 in debit card purchases and pay one or more bills for two consecutive months.
- Citi Priority Package
- Earn 50,000 miles
- Open a Citi Priority Account Package and make $750 in debit card purchases and pay one or more bills for two consecutive months.
- Citibank Account Package
- Earn 30,000 miles
- Open a Citibank Account Package and make $500 in debit card purchases and pay one or more bills for two consecutive months.
- Citi Priority Package
- Earn 5,000 miles
- Open a Citi Priority Account Package and make $125 in debit card purchases and pay one or more bills for two consecutive months
- Citigold Package
- Your own dedicated team, including a Citigold Relationship Manager for your banking needs, and a Citi Personal Wealth Management Financial Advisor for investing strategies
- Collaborative financial guidance with Citi Wealth Advisor, Citi Personal Wealth Management‘s digital financial planning solution
- Access to market insights and world-class investment capabilities
- Preferred pricing and rates on select deposit products and services
- Ability to earn the highest level of Citi ThankYou Rewards Points offered for a checking relationship
- Citi Priority Package
- Professional strategies and guidance from Citi Personal Wealth Management Priority Advisors (in branch and/or by phone)
- Investment resources to simplify your financial decisions
- Preferred pricing and rates on select deposit products and services
- Ability to earn a higher level of Citi ThankYou Rewards Points offered for a checking relationship
- A robust library of online financial education articles and tools
- The Citibank Account Package
- Ability to earn Citi ThankYou Rewards Points
- No Citi fee for using non-Citi ATMs when monthly balance requirements are met
- Option to earn interest on your checking account balance
- Potential to earn higher rates on savings and money market accounts
- Basic Banking Package
- Unlimited check writing
- Special perks for those 62 and older
- Citigold Package
- No Monthly Service Fee for Citigold: To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
- Citi Priority Package
- To waive the $30 monthly service fee: Maintain a combined average monthly balance of $50,000+ in eligible linked deposit, retirement and investment accounts.
- The Citibank Account Package
- To waive the $25 monthly service fee: Maintain a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
- Basic Banking Package
- To waive the $12 monthly service fee: Make one qualifying direct deposit and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older.
[Expired] Citibank Business Checking Offer: Up To $2,000 Bonus
There’s no direct online link for this offer. It is reportedly being offered in-branch only.
- What you’ll get: Up to $2,000 bonus
- Where it’s available: In-Branch (CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX, VA)
- How to earn it: Open a new Business Checking account, make a qualifying deposit, and maintain the balance for at least 60 days.
- $200 bonus with a $5,000 deposit
- $500 bonus with a $15,000 deposit
- $700 bonus with a $25,000 deposit
- $1,000 bonus with a $50,000 deposit
- $1,500 bonus with a $100,000 deposit
- $2,000 bonus with a $200,000 deposit
- When it expires: 3/31/2020
How To Earn The Bonus
EARNING THE BONUSWAIVE THE MONTHLY FEE
Open a new Business Checking account, make a qualifying deposit, and maintain the balance for at least 60 days.
- $200 bonus with a $5,000 deposit
- $500 bonus with a $15,000 deposit
- $700 bonus with a $25,000 deposit
- $1,000 bonus with a $50,000 deposit
- $1,500 bonus with a $100,000 deposit
- $2,000 bonus with a $200,000 deposit
The CitiBusiness Streamlined Checking Account is simplest to waive the fee. The $15 monthly fee is waived with an average monthly balance of $5,000 or more.
Bottom Line
This one may not be available in all branches. You’ll have to go into your local branch to ask if any current offers are available. Chase Bank and Huntington Bank have good business offers worth comparing to.
FEATURED PROMOTIONS
| OFFER LINK | OFFER | OUR REVIEW |
| Chase Total Business Checking® | $300 Cash | Review |
| Chase Premier Plus Checking℠ | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Bank of America Checking | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| HSBC Premier Checking | $450 Cash | Review |
| HSBC Premier Checking | Up To $600 | Review |
| HSBC Advance Checking | $200 Cash | Review |
| HSBC Advance Checking | Up To $240 | Review |
| You Invest℠ by J.P. Morgan | Up To $725 | Review |
| Ally Invest | Up To $3,500 | Review |
| Betterment | 1 Year Free | Review |
![Capital One Promotions: $100, $450, $500 Bonuses & $1,000 In Referrals [Nationwide]](https://i0.wp.com/www.moneysmylife.com/wp-content/uploads/2016/02/Capital-One-360.jpg?fit=750%2C420&ssl=1&resize=40%2C40){kind=small}
Alert: This is SCAM by Citi Priority: Bonus $700 if deposit 50K maintain for 60 days. I opened Checking and Saving accounts on 12/30/2019. On 01/21/2020 deposited $50,025 (Checking $25, Saving $50,000). 3/23/2020 called Citi Priority requiring when the bonus $700 will deposit to account? Citi Rep. said that my account was satisfied the 60 days requirement and the $700 will be deposit in 30 – 60 days or earlier and I can withdraw my $50,025 any time. On 3/24/2020 I withdrew $50,000. On 4/30/2020 Call Citi Priority requiring again when the bonus $700 will be deposited?. The Citi Priority rep. was angry and said after first 60 days, I need maintain $50,000 for another 90 days before can qualify to earn $700. I asked to speak with manager and the rep. hangup the phone.
I’m cancelling my Citi credit card and will never do any business with Citi again. Citi can contact me any time to confirm this. DO NOT WASTE YOUR TIME, MONEY, or ENERGY with CITI !!!
I did receive my $1500 bonus but have so little trust of Citi that I didn’t take out my money until it was credited. I got it 78 days AFTER the 60 days…
I signed up for the $700 promotion for the priority package on March 31st. Be aware that this opens a Citi Savings account with standard interest of 0.10% and not the Accelerate Savings account (1.55%). I learned this today after seeing the much less than expected interest for the first month hit my account. It is really not that clear in the terms and conditions that the Accelerate account is not eligible for the promotion. The terms just say to you need to open a “Citi Savings Account” which is generic and seems to encompass all savings accounts at Citi but it is a specific account with low interest. It is also not obvious during the account opening process that you are opening a standard savings account with the lower interest. I may have thought twice about opening an account package if I understood that at the time.
If you decide to go with this promotion you can transfer the balance from the Citi Savings to an Accelerate Savings once you met the bonus requirements (maintain minimum balance for 60 days). The other bonus programs likely work the same way in that the savings account will be a Citi Savings and not an Accelerate Savings. I should have known better and in the future I will take a screenshot of every screen during the application process.
Note: The difference between 1.55% and 0.10% on 50k over 60 days is about $120.
I can’t believe I just opened a Citi account in light of these comments but it’s an experiment to see if I actually do get the bonus!
The reason it’s unbelievable is that I just lived a 5 month nightmare trying to get a $1600 fraudulent charge off my Citi credit card. I sent plane tickets, rental car receipts and a notarized letter from friends that I was in California at the time my card was used in the Apple store in Chicago. I went through SEVENTEEN phone calls – with the very sweet and helpful people in the Philippines – but was not able to get it resolved. But everyone, take note of the Consumer Financial Protection Bureau! I logged a complaint with them – very easy, online – and within two weeks had a letter from Citibank’s “Office of the President” to say they had reversed the charge and the five months of financial charges. It’s like that John Grisham book about the insurance industry – keep refusing until someone brings in the big guns and then scramble to do what they should have done at the beginning. I would have cancelled my card immediately except that I’ve had it 18 years and it would have killed my credit rating. As it is, it’s staying in a drawer for emergencies only and I’m using my other cards instead.