Get a $750 Welcome Deposit for eligible new customers who open an 
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Periodically throughout the year Citibank will have new Checking and Savings account promotions for free bonus money.
These bonus offers are often available for both personal and business accounts.
The typical bonus amounts include $200, $250, $300, $400, $500, $600 and sometimes up to $1,000. While the Chase Bank bonuses are typically more popular, these offers from Citi are very competitive for people with the cash available to qualify for the bonus. This is because Direct Deposit is oftentimes not required!
The following accounts options are usually the ones with bonus offers:
- Citigold Interest Checking (personal)
- Citibank Savings Plus Account (personal)
- Citibank Account Package w/ Regular Checking Account (personal)
- Citi Priority Account Package (personal)
- Citi Business Checking (business)
You’ll find Citibank branches across the following states: CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
Citi Checking accounts have reportedly been some of the best for low-fee ATM usage overseas. Their Savings and CD accounts won’t offer the best rates so see my guides for those accounts: Savings Rates | CD Rates.
*See this Bank Promotions page for all bank offers
$200, $400 & $600 Citi Personal Checking/Savings Bonuses
New $200, $400 and $600 offers…
Citi has updated their $200, $400 and $600 Checking/Savings offers. Direct deposit isn’t required for any of the offers.
- $200 Checking bonus expires 09/30/2018
- $400 Checking/Savings bonus expires 09/30/2018
- $600 Checking/Savings bonus expires 09/30/2018
- Basic Banking Package qualifies for the $200 bonus, Checking and Savings account in the Citibank Account Package qualifies for the $400 bonus, Checking and Savings account in the Citi Priority Account Package qualifies for the $600 bonus
- Offer is available in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
- Application will trigger a Soft Pull, which does not affect your credit
- You can not fund the opening deposit with a credit card
- Direct Deposit is not required for offer
- The Monthly Service Fee can be waived (see below)
How To Get The $200 Checking Bonus
- Open a new checking account in the Basic Banking Package between 7/1/18 – 9/30/18.
- Within 30 days of opening your account deposit $5,000 New-to-Citibank funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 days.
- Get $200 deposited to your account!
How To Get The $400 Checking Bonus
- Open a new checking and savings account in the Citibank Account Package between 7/1/18 – 9/30/18.
- Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the new checking and/or savings account.
- Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days.
- Get $400 deposited to your account!
How To Get The $600 Checking/Savings Bonus
- Open a new checking and savings account in the Citi Priority Account Package between 7/1/18 – 9/30/18.
- Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the new checking and/or savings account.
- Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days.
- Get $600 deposited to your account!
Author’s Verdict:
You’ll also have to have a significant amount of funds to put away for a while for the best offer. Still, Citi is a big, well-known bank and the bonus offers are quite high value so are worth checking out. These offers are also good options for those of you who prefer not to deal with direct deposit requirements.
MoneysMyLife Top Offer Picks  With 16,000 ATMs and 5,100 branches throughout the United States, Chase Bank is second only to Wells Fargo with regards to the total number of branches. This makes the bonus offers from Chase extremely popular, and they always have several promotions to choose from. Full Review.
 Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Member FDIC. Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review  Barclays has two great card offers that should interest many who are looking for a solid travel rewards credit card.The Barclaycard Arrival® Plus World Elite Mastercard® has a 60,000 miles sign-up bonus worth $630 in travel. You'll be able to earn unlimited 2X miles on every purchase and there are no foreign transaction fees to worry about. See Terms. Full ReviewThe Barclays Arrival® Premier World Elite Mastercard® will earn you 75,000 miles each year (worth $750) if you spend $25,000 on purchases during the year. This credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases. See Terms. Full Review |
CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. How To Waive The Account Monthly Fees
For the Basic Banking Package to waive the $12 monthly service fee make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older.
A monthly service fee of $25 and a $2.50 non-Citibank ATM fee apply to checking accounts in The Citibank Account Package if a combined average monthly balance of $10,000 or more is not maintained.
A monthly service fee of $30 applies to the checking account in The Citi Priority Account Package if a combined average monthly balance of $50,000 or more is not maintained.
Other Special Offers And Promotions
Citi just about always has special credit card promotional offers available. See these and other offers here.
- Chase Coupon Promo Codes: $200, $300, $350, $500 – August 2018
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
- Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- HSBC Bank $350 & $750 Checking Account Bonuses
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
Check back here for updates on promotions from Citibank.
do you have the print out/pdf file for the mentioned $200-$7000 Citi Savings Account offer that expired 9/30/2017? I opened the account on 9/22 but want to keep copy for proof since afraid I won’t get my bonus based on these reviews stating Citibank doesn’t always honor. I tried the link but it no longer works. Any help would be appreciated.
I’m 100% agreed with Rosa!!!! CitiBank offered all kinds of promotional cash credits for new checking/saving accounts but had all kinds of reasons to disqualify your account when the dates are matured. I opened a new online checking account with $300 or $500 cash credit 6 months ago. The requirements were very simple and easy, 1) the required amount in the account for 90 days 2) enroll paperless statement. For some reason, I couldn’t transfer my money from WellsFargo to CitiBank online account. I went to the branch in Simi Valley to deposit, Maaz, personal banker helped me that day. He told me the promotional cash credit requirements and I did exactly what I was told. Six months later, I see no promotional cash credit deposit in my account. First, I called the on-line representatives for answer, I was told all kinds of reasons why my account did not meet the requirement. Then I went to branch to find out what’s going on…. and have been told that my deposit was made after the expiration date!!!! Which I was not told when I deposited my money, this was a LAME excuse. What is the point going to the branch for a live banker to help you but ended up having the worst experience . My first time banking with CitiBank and is now my last time, will close the account very soon!
I bank with Bank of America and Chase. I am not the type to write reviews either, but Citi has done it for me. WORST CUSTOMER SERVICE EVER. Consistently incompetent employees that work here. I don’t know how many hours I spent over the phone wasting my time. Called in 10 different times. All 10 times, I had employees not resolving my issue AND making it very cumbersome for me during the process of it all.
Never had this problem with Chase. I am not in any way affiliated with Chase, but the service and quality of at Citi is appallingly consistently horrific in comparison. STAY AWAY.
Also, on a side note, they require you to do a direct deposit of some sort to receive a $300 or $500 bonus with the requirement being that you need to do this within 30 days of account opening. First of all, they send you a letter requesting other additional information about you. As a result, after sending in account consent form and W-9 form, your employers are never going to change your direct deposit information in time to meet the 30 day deadline.
Don’t waste your time with this bank. Your time and energy is much more valuable than this…
Rosa- I suggest setting a limit in how many times you try to resolve a problem. I generally give a company 4 tries to take care of an issue. 1. 2 times with Customer Service. I get the name of the person I’m speaking to and document the time and date of the call. If I call back I pass on the information from the previous call. 2. The 3rd try I insist that I be given a Supervisor. I state that I’m not happy and that this 3rd time I’ve attempted to get this taken care of. I say as a point of information If this is not taken care I will be contacting the Chief Executive Officer. Personally, I don’t want to be seen as making a threat. If I don’t have the C.E.O.’s name I get it as well as the C.E.O.’s phone number, e-mail, and snail mail address. I might also state that I will file a complaint with the Better Business Bureau to be handled by the
C.E.O. ( A company wouldn’t let an employee make the same mistake 10 times before the employee was fired or reassigned.. A company doesn’t get unlimited times to satisfy a customer!!!)