Get a $750 Welcome Deposit for eligible new customers who open an 
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Periodically throughout the year Citibank will have new Checking and Savings account promotions for free bonus money.
These bonus offers are often available for both personal and business accounts.
The typical bonus amounts include $200, $250, $300, $400, $500, $600, $700 and sometimes up to $1,000. While the Chase Bank bonuses are typically more popular, these offers from Citi are very competitive for people with the cash available to qualify for the bonus. This is because Direct Deposit is oftentimes not required!
The following accounts options are usually the ones with bonus offers:
- Citigold Interest Checking (personal)
- Citibank Savings Plus Account (personal)
- Citibank Account Package w/ Regular Checking Account (personal)
- Citi Priority Account Package (personal)
- Citi Business Checking (business)
You’ll find Citibank branches across the following states: CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
Citi Checking accounts have reportedly been some of the best for low-fee ATM usage overseas. Their Savings and CD accounts won’t offer the best rates so see my guides for those accounts: Savings Rates | CD Rates.
*See this Bank Promotions page for all bank offers
$200, $400 & $600 Citi Personal Checking/Savings Bonuses
New $200, $400 and $600 offers…
Citi has updated their $200, $400 and $600 Checking/Savings offers. Direct deposit isn’t required for any of the offers.
- $200 Checking bonus expires 09/30/2018
- $400 Checking/Savings bonus expires 09/30/2018
- $600 Checking/Savings bonus expires 09/30/2018
- Basic Banking Package qualifies for the $200 bonus, Checking and Savings account in the Citibank Account Package qualifies for the $400 bonus, Checking and Savings account in the Citi Priority Account Package qualifies for the $600 bonus
- Offer is available in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
- Application will trigger a Soft Pull, which does not affect your credit
- You can not fund the opening deposit with a credit card
- Direct Deposit is not required for offer
- The Monthly Service Fee can be waived (see below)
How To Get The $200 Checking Bonus
- Open a new checking account in the Basic Banking Package between 7/1/18 – 9/30/18.
- Within 30 days of opening your account deposit $5,000 New-to-Citibank funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 days.
- Get $200 deposited to your account!
How To Get The $400 Checking Bonus
- Open a new checking and savings account in the Citibank Account Package between 7/1/18 – 9/30/18.
- Within 30 days of opening your account deposit $15,000 New-to-Citibank funds into the new checking and/or savings account.
- Maintain a minimum balance of $15,000 in your eligible linked checking and/or savings account for 60 days.
- Get $400 deposited to your account!
How To Get The $600 Checking/Savings Bonus
- Open a new checking and savings account in the Citi Priority Account Package between 7/1/18 – 9/30/18.
- Within 30 days of opening your account deposit $50,000 New-to-Citibank funds into the new checking and/or savings account.
- Maintain a minimum balance of $50,000 in your eligible linked checking and/or savings account for 60 days.
- Get $600 deposited to your account!
Author’s Verdict:
You’ll also have to have a significant amount of funds to put away for a while for the best offer. Still, Citi is a big, well-known bank and the bonus offers are quite high value so are worth checking out. These offers are also good options for those of you who prefer not to deal with direct deposit requirements.
| Featured Promotions | ||
|---|---|---|
| Chase Total Checking® + Savings℠ | Chase Premier Plus Checking℠ | Chase Total Business Checking® |
 |  |  |
| $350 Bonus | $300 Bonus | $200 Bonus |
| Review | Review | Review |
| Chase College Checking℠ | HSBC Premier Checking | HSBC Advance Checking |
 |  | |
| $100 Bonus | $750 Bonus. Member FDIC | $350 Bonus. Member FDIC |
| Review | Review | Review |
Citi Savings Account $200 To $700 Promotion
Here’s a Savings account bonus offer for new or existing Citi customers where you can earn a $200 to $700 bonus.
- Savings bonus expires 09/30/2018
- Offer is available in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
- Application will trigger a Soft Pull, which does not affect your credit
- You can not fund the opening deposit with a credit card
- Direct Deposit is not required for offer
How To Earn The $200, $300, $400, Or $700 Bonus
- Fund a new or existing Eligible Savings Account with a minimum of $25,000 in new-to-Citibank funds by 9/30/2018 and maintain the minimum deposit until 12/31/2018 and you can earn a cash bonus. See how you can earn with the chart below.
| Deposit Amount | Cash Bonus |
| $25,000 to $49,000 | $200 |
| $50,000 to $99,000 | $300 |
| $100,000 to $249,000 | $400 |
| $250,000+ | $700 |
Fine Print
- Enrollment in Citibank’s Tiered $200-$700 Cash Offer (“$200-$700 Cash Offer”) is available only to new to Citibank or existing Citibank customers who (1) are at least eighteen (18) years of age, (2) have a valid W-9 or W-8BEN on file with Citibank and are not subject to back-up withholding, (3) are first signers on a new or existing consumer checking account in The Citigold Account Package, The Citi Priority Account Package or The Citibank Account Package (“Eligible Checking Account”), and (4) are first signers on a new or existing Citi Savings Account or existing Citibank Savings Plus Account in The Citigold Account Package, The Citi Priority Account Package or The Citibank Account Package (“Eligible Savings Account”).
- If an Eligible Customer does not have an Eligible Checking Account, he or she is encouraged to open such an account by 9/30/18 to qualify for this $200-$700 Cash Offer.
- The first name printed on your statement is the first signer on your account. If you do not know whether you are a first or second signer, please call us. Secondary signers will be disqualified after enrollment.
- Fiduciary, estate, business and or trust accounts are not eligible for this $200-$700 Cash Offer even if they otherwise meet the definition of Eligible Checking or Eligible Savings Account. However, trust accounts that are a living trust and custodial accounts are eligible.
- If you are an Eligible Customer and enroll and fulfill required activities (see required activities below), the Cash Bonus will be credited to your Eligible Savings Account within ninety (90) calendar days from the date when you complete required activities. For example, if the deposit requirement is met on July 15, 2018 and maintained through December 31, 2018, you will earn the applicable Cash Bonus by March 31, 2019.
- Between July 3 and September 30, 2018 (“Offer Period”), Eligible Customers can enroll in the $200-$700 Cash Offer by visiting a Citibank branch and asking a Citibank Representative to enroll you, by contacting a Citibank Representative by phone (1-888-248-1636) and mentioning Promotion Code (4ART9BK8A3) or online by clicking “enroll” and following the process.
- Enrollment and participation in this promotion does not guarantee eligibility.
- The $200-$700 Cash Offer is a savings account offer with an “Offer Period” from July 3 – September 30, 2018.
- During the Offer Period, Eligible Customers must deposit the minimum amount of funds, as indicated in the chart* above, in New-to-Citibank funds into an Eligible Savings Account and maintain that deposit until December 31, 2018.
- “New-to-Citibank” funds are funds not currently held by Citibank and must be deposited via ACH, Direct Deposit, cash, and/or via checks or wires from non-Citi institutions.
- At the time the Cash Bonus is to be credited to the Eligible Savings Account, both the Eligible Checking Account and Eligible Savings Account must be open and in good standing.
- The bonus will be reported to the IRS as interest, in the year received, as required by applicable law.
- Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received.
- Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received.
- Customer is responsible for any applicable taxes and consulting a tax advisor.
- To be eligible for the bonus, U.S. Persons must furnish Citibank with a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification).
- Foreign Individuals must furnish a valid IRS Form W-8BEN (Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals), and the account holder must not be subject to backup withholding.
How To Waive The Account Monthly Fees
For the Basic Banking Package to waive the $12 monthly service fee make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older.
A monthly service fee of $25 and a $2.50 non-Citibank ATM fee apply to checking accounts in The Citibank Account Package if a combined average monthly balance of $10,000 or more is not maintained.
A monthly service fee of $30 applies to the checking account in The Citi Priority Account Package if a combined average monthly balance of $50,000 or more is not maintained.
Other Special Offers And Promotions
Citi just about always has special credit card promotional offers available. See these and other offers here.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Coupon Promo Codes: $200, $300, $350, $500 – September 2018
- HSBC Bank $350 & $750 Checking Account Bonuses
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
Check back here for updates on promotions from Citibank.
do you have the print out/pdf file for the mentioned $200-$7000 Citi Savings Account offer that expired 9/30/2017? I opened the account on 9/22 but want to keep copy for proof since afraid I won’t get my bonus based on these reviews stating Citibank doesn’t always honor. I tried the link but it no longer works. Any help would be appreciated.
I’m 100% agreed with Rosa!!!! CitiBank offered all kinds of promotional cash credits for new checking/saving accounts but had all kinds of reasons to disqualify your account when the dates are matured. I opened a new online checking account with $300 or $500 cash credit 6 months ago. The requirements were very simple and easy, 1) the required amount in the account for 90 days 2) enroll paperless statement. For some reason, I couldn’t transfer my money from WellsFargo to CitiBank online account. I went to the branch in Simi Valley to deposit, Maaz, personal banker helped me that day. He told me the promotional cash credit requirements and I did exactly what I was told. Six months later, I see no promotional cash credit deposit in my account. First, I called the on-line representatives for answer, I was told all kinds of reasons why my account did not meet the requirement. Then I went to branch to find out what’s going on…. and have been told that my deposit was made after the expiration date!!!! Which I was not told when I deposited my money, this was a LAME excuse. What is the point going to the branch for a live banker to help you but ended up having the worst experience . My first time banking with CitiBank and is now my last time, will close the account very soon!
I bank with Bank of America and Chase. I am not the type to write reviews either, but Citi has done it for me. WORST CUSTOMER SERVICE EVER. Consistently incompetent employees that work here. I don’t know how many hours I spent over the phone wasting my time. Called in 10 different times. All 10 times, I had employees not resolving my issue AND making it very cumbersome for me during the process of it all.
Never had this problem with Chase. I am not in any way affiliated with Chase, but the service and quality of at Citi is appallingly consistently horrific in comparison. STAY AWAY.
Also, on a side note, they require you to do a direct deposit of some sort to receive a $300 or $500 bonus with the requirement being that you need to do this within 30 days of account opening. First of all, they send you a letter requesting other additional information about you. As a result, after sending in account consent form and W-9 form, your employers are never going to change your direct deposit information in time to meet the 30 day deadline.
Don’t waste your time with this bank. Your time and energy is much more valuable than this…
Rosa- I suggest setting a limit in how many times you try to resolve a problem. I generally give a company 4 tries to take care of an issue. 1. 2 times with Customer Service. I get the name of the person I’m speaking to and document the time and date of the call. If I call back I pass on the information from the previous call. 2. The 3rd try I insist that I be given a Supervisor. I state that I’m not happy and that this 3rd time I’ve attempted to get this taken care of. I say as a point of information If this is not taken care I will be contacting the Chief Executive Officer. Personally, I don’t want to be seen as making a threat. If I don’t have the C.E.O.’s name I get it as well as the C.E.O.’s phone number, e-mail, and snail mail address. I might also state that I will file a complaint with the Better Business Bureau to be handled by the
C.E.O. ( A company wouldn’t let an employee make the same mistake 10 times before the employee was fired or reassigned.. A company doesn’t get unlimited times to satisfy a customer!!!)