Get a $750 Welcome Deposit for eligible new customers who open an 
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Periodically throughout the year Citibank will have new Checking and Savings account promotions for free bonus money.
These bonus offers are often available for both personal and business accounts.
The typical bonus amounts include $200, $250, $300, $400, $500 and sometimes up to $1,000. While the Chase Bank bonuses are typically more popular, these offers from Citi are very competitive for people with the cash available to qualify for the bonus. This is because Direct Deposit is oftentimes not required!
The following accounts options are usually the ones with bonus offers:
- Citigold Interest Checking (personal)
- Citibank Savings Plus Account (personal)
- Citibank Account Package w/ Regular Checking Account (personal)
- Citi Priority Account Package (personal)
- Citi Business Checking (business)
You’ll find Citibank branches across the following states: CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
Citi Checking accounts have reportedly been some of the best for low-fee ATM usage overseas. Their Savings and CD accounts won’t offer the best rates so see my guides for those accounts: Savings Rates | CD Rates.
*See this Bank Promotions page for all bank offers
$400 & $600 Citi Personal Checking Bonuses
Offers increased to $400 and $600 bonuses…
Citi has once again brought back their $400 and $600 personal Checking offers. The $400 bonus offer is available for their Citibank Account Package and the $600 bonus offer is available for their Citi Priority Account Package. Direct deposit won’t be required but you’ll need to be able to set aside either $15,000 or $50,000 for 60 days depending on the offer chosen.
- $400 & $600 bonus offers expire 06/30/2018
- The Citibank Account Package or Citi Priority Account Package is eligible for the bonus
- Offer is available in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
- Application will trigger a Soft Pull, which does not affect your credit
- You can not fund the opening deposit with a credit card
- Direct Deposit is not required for offer
- The Monthly Service Fee can be waived (see below)
*You can also apply at a branch or by phone
How To Get Your $400/$600 Bonus
- $400 Bonus
- Open a new checking and savings account in the Citibank Account Package between 4/1/18-6/30/18.
- Within 30 days of opening your account deposit $15,000 new-to-Citibank funds into the checking or savings account. A minimum of $1,500 must be in the checking account and a minimum of $100 must be in the savings account.
- Maintain a minimum balance of $15,000 in your eligible linked checking and savings account for 60 days.
- Get $400 deposited to your account
- $600 Bonus
- Open a new checking and savings account in the Citi Priority Account Package between 4/1/18-6/30/18.
- Within 30 days of opening your account deposit $50,000 new-to-Citibank funds into the checking or savings account. A minimum of $5,000 must be in the checking account and a minimum of $100 must be in the savings account.
- Maintain a minimum balance of $50,000 in your eligible linked checking and savings account for 60 days.
- Get $600 deposited to your account within ninety (90) calendar days from the date you complete all offer requirements.
Fine Print
- “Eligible Customers” are customers who (1) enroll in Citibank’s Checking and Savings Offer (2) have not been an owner of a Citibank checking or savings account within the last 180 calendar days, (3) open a new consumer checking account as first signer (“Eligible Checking Account”), (4) open a new Citi Savings Account as first signer (“Eligible Citi Savings Account”), (5) are at least eighteen (18) years of age, and (4) have a valid W-9 or W-8 BEN on file with Citibank and are not subject to back-up withholding.
- Fiduciary, estate, business and or trust accounts are not eligible for the Checking and Savings Offer even if they otherwise meet the definition of Eligible Checking or Eligible Citi Savings Account.
- However, trust accounts that are a Living Trust and Custodial accounts are eligible.
- All accounts subject to approval.
- The Eligible Checking Account and Eligible Citi Savings Account must be open and in good standing at the time the Cash Bonus is paid for the Eligible Customer to receive the Cash Bonus offer.
- Important Tax Information: The bonus will be reported to the IRS as interest, in the year received, as required by applicable law. Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received. Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received. Customer is responsible for any applicable taxes and consulting a tax advisor.
Waive The Monthly Fee
A monthly service fee of $25 and a $2.50 non-Citibank ATM fee apply to checking accounts in The Citibank Account Package if a combined average monthly balance of $10,000 or more is not maintained.
A monthly service fee of $30 applies to the checking account in The Citi Priority Account Package if a combined average monthly balance of $50,000 or more is not maintained.
Author’s Verdict:
You’ll also have to have a significant amount of funds to put away for a while for this offer. Still, Citi is a big, well-known bank and the bonus offers are quite high value so are worth checking out. These offers are also good options for those of you who prefer not to deal with direct deposit requirements.
MoneysMyLife Top Offer Picks  With 16,000 ATMs and 5,100 branches throughout the United States, Chase Bank is second only to Wells Fargo with regards to the total number of branches. This makes the bonus offers from Chase extremely popular, and they always have several promotions to choose from. Full Review.
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CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. $200 Citi Basic Banking Package Bonus
Basic Banking Package $200 Bonus
With this offer from Citibank, you can earn a $200 bonus for a new Checking account in the Basic Banking Package.
- $200 bonus offer expires 06/30/2018
- The Citibank Basic Banking Package is eligible for this offer
- Offer is available in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
- Application will trigger a Soft Pull, which does not affect your credit
- You can not fund the opening deposit with a credit card
- Direct Deposit is not required for offer
- The Monthly Service Fee can be waived (see below)
How To Get Your $200 Bonus
- Open a new checking account in the Basic Banking Package from this offer page before 06/30/2018
- Within 30 days of opening your account deposit $5,000 new-to-Citibank funds into the new checking account
- Maintain a minimum balance of $5,000 for 60 days.
- Get $200 deposited to your account
Fine Print
- “Eligible Customers” are customers who
- (1) enroll in Citibank’s $200 Basic Banking Package Offer
- (2) have not been an owner of a Citibank checking account within the last 180 calendar days,
- (3) open a new consumer checking account in The Basic Banking Package as first signer (“Eligible Checking Account”),
- (4) are at least eighteen (18) years of age, and
- (5) have a valid W-9 or W-8 BEN on file with Citibank and are not subject to back-up withholding.
- Fiduciary, estate, business and or trust accounts are not eligible for the $200 Basic Banking Package Offer even if they otherwise meet the definition of Eligible Checking.
- However, trust accounts that are a Living Trust and Custodial accounts are eligible.
- All accounts subject to approval.
- The Eligible Checking Account must be open and in good standing at the time the Cash Bonus is paid for the Eligible Customer to receive the Cash Bonus offer.
Waive The Monthly Fee
To Waive the $12 Monthly Service Fee:
- Make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts.
- Fee also waived when first listed account owner is 62 or older.
Other Special Offers And Promotions
Citi just about always has special credit card promotional offers available. See these and other offers here.
- HSBC Bank $350 & $750 Checking Account Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- Chase Coupon Promo Codes: $200, $300, $350, $500 – June 2018
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Regions Bank Promotions: $200 Checking Account Bonus
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
Check back here for updates on promotions from Citibank.
do you have the print out/pdf file for the mentioned $200-$7000 Citi Savings Account offer that expired 9/30/2017? I opened the account on 9/22 but want to keep copy for proof since afraid I won’t get my bonus based on these reviews stating Citibank doesn’t always honor. I tried the link but it no longer works. Any help would be appreciated.
I’m 100% agreed with Rosa!!!! CitiBank offered all kinds of promotional cash credits for new checking/saving accounts but had all kinds of reasons to disqualify your account when the dates are matured. I opened a new online checking account with $300 or $500 cash credit 6 months ago. The requirements were very simple and easy, 1) the required amount in the account for 90 days 2) enroll paperless statement. For some reason, I couldn’t transfer my money from WellsFargo to CitiBank online account. I went to the branch in Simi Valley to deposit, Maaz, personal banker helped me that day. He told me the promotional cash credit requirements and I did exactly what I was told. Six months later, I see no promotional cash credit deposit in my account. First, I called the on-line representatives for answer, I was told all kinds of reasons why my account did not meet the requirement. Then I went to branch to find out what’s going on…. and have been told that my deposit was made after the expiration date!!!! Which I was not told when I deposited my money, this was a LAME excuse. What is the point going to the branch for a live banker to help you but ended up having the worst experience . My first time banking with CitiBank and is now my last time, will close the account very soon!
I bank with Bank of America and Chase. I am not the type to write reviews either, but Citi has done it for me. WORST CUSTOMER SERVICE EVER. Consistently incompetent employees that work here. I don’t know how many hours I spent over the phone wasting my time. Called in 10 different times. All 10 times, I had employees not resolving my issue AND making it very cumbersome for me during the process of it all.
Never had this problem with Chase. I am not in any way affiliated with Chase, but the service and quality of at Citi is appallingly consistently horrific in comparison. STAY AWAY.
Also, on a side note, they require you to do a direct deposit of some sort to receive a $300 or $500 bonus with the requirement being that you need to do this within 30 days of account opening. First of all, they send you a letter requesting other additional information about you. As a result, after sending in account consent form and W-9 form, your employers are never going to change your direct deposit information in time to meet the 30 day deadline.
Don’t waste your time with this bank. Your time and energy is much more valuable than this…