Get a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions within 60 days.**
If you’re looking for a credit card that provides cash back rewards and gives you more control over your finances, consider the Upgrade Cash Rewards Visa®.
See Posts History below for more offers from Upgrade.
Upgrade Rewards Checking $200 Offer With The Upgrade Cash Rewards Visa®

- Earn 1.5% unlimited cash back on card purchases every time you make a payment.*
- Combine the flexibility of a credit card with the predictability of a personal loan.
- No annual fee
- No touch payments with contactless technology built in.
- See if you qualify in minutes without hurting your credit score.
- Great for large purchases with predictable payments you can budget for.
- Mobile app to access your account anytime, anywhere.
- Enjoy peace of mind with $0 Fraud liability.
- Earn a $200 bonus after opening a Rewards Checking account and making 3 debit card transactions within 60 days. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer.
* Earn unlimited 1.5% cash back on all purchases when you pay them back. Your cash back will typically be applied to your balance after your next scheduled monthly payment. Cash back rewards applied to your balance will not satisfy or reduce your regular monthly payments. Payments on non-purchase transactions, such as sending funds electronically to your bank account, are not eligible to earn rewards. Certain limitations apply. Please refer to your Cardholder Agreement for more information.
**To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
Get More Out of Your Spending: Earn 1.5% Unlimited Cash Back
The Upgrade Cash Rewards Visa® card is designed to make your spending work for you. With every purchase, you can earn unlimited 1.5% cash back (after you’ve paid off the purchase).
Whether you’re making a purchase online, in a store, or anywhere else, you’ll be earning cash back on your spending. Your rewards will be applied to your balance after your next scheduled monthly payment, so you can keep track of your rewards and enjoy the benefits of your spending.
Credit Card Flexibility with Personal Loan Predictability
The Upgrade Cash Rewards Visa® combines the best of both worlds, offering you the flexibility of a credit card and the predictability of a personal loan. With this card, you’ll have the ability to make large purchases and budget for predictable payments.
You won’t have to worry about annual fees, activation fees, or foreign transaction fees. You’ll also be able to enjoy contactless technology and a virtual card while you wait for your physical card to arrive in the mail.
READ MORE: WELCOME OFFERS FROM CHASE, AXOS, BANK OF AMERICA, TD BANK AND U.S. BANK.
Final Thoughts
The Upgrade Cash Rewards Visa® is a great choice for those who want to get more out of their spending. With unlimited 1.5% cash back and a combination of a credit card and personal loan, you’ll be able to take control of your finances and enjoy a smarter way to manage your money.
Just be aware of the limitations and restrictions, and make sure to refer to your Cardholder Agreement for more information.
More from Upgrade:
- Upgrade Rewards Checking $200 Bonus With Upgrade Bitcoin Rewards Visa®
- Upgrade Rewards Checking $200 Bonus With Upgrade Triple Cash Rewards Visa®
- Upgrade Users Get $75 Direct Deposit Bonus Offer [Targeted] – Ends 6/23/23
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.