Get a $750 Welcome Deposit for eligible new customers who open an 
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CIT Bank is another online-only bank that is currently offering some of the best Savings and CD rates in the nation. They are best known for their Savings Account and CD options, and rates are consistently near the top of the market nationwide.
CIT (Commercial Investment Trust) offers Savings Accounts, Certificates of Deposit (CDs), and IRA CDs. Because they operate solely online, they avoid the overhead costs of operating physical branch locations and can pass on theses savings in the form of higher rates.
CIT Bank operates under the CIT Group, which is a Fortune 500 holding company that’s involved in financing and leasing activities throughout the world.
CIT Bank Online Money Market Rate Offer: 1.85% APY
One of the top Money Market accounts available
CIT Bank now offers an online Money Market account that earns one of the best rates nationwide. This account is basically a liquid savings account that pays a variable rate of interest and allows deposits, transfers and withdrawals with a limit of six such transactions per monthly statement cycle which is governed by federal regulation.
- Current rate: 1.85% APY
- Rate offer has no listed expiration date, but is variable and may change at anytime.
- CIT Bank Money Market account is eligible for this offer
- Offer is available online, nationwide
- Minimum opening deposit of $100
- No Monthly Service Fees
- 6 transactions monthly (deposits, transfers, withdrawals)
- Use People Pay to send money from your Money Market account to almost anywhere with an email address or mobile phone number.
- FDIC insured
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CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. CIT Bank Online Premier High Yield Savings 1.55% APY Offer
Rates keep going up!
CIT Bank’s Premier High Yield Savings account will now earn the highest rate on all balance tiers. Formerly, the highest rate was capped at $250,000 balances.
- Rate offer has no listed expiration date
- Highest current rate: 1.55% APY
- Premier High Yield Savings is eligible for the offer
- Offer is available online, nationwide
- Minimum opening deposit of $100
- No Monthly Service Fees
- Interest is compounded daily for this account
- There is no minimum daily balance requirement
- FDIC Insured
How To Get The 1.55% APY
1.55% APY details:
- 1.55% APY is applied to all balances.
- Interest rates for the Premier High Yield Savings account are variable and may change at any time without prior notice.
*You can find all current bank sign-up bonuses here
See this Savings Account Rates page for a full comparison. Dollar Savings Direct and Salem Five Direct both also offer great Savings rates, and the HSBC Online Savings account is one of the best from a big bank. Also, see more Savings Account bonuses here. Check out the current best Savings accounts below:
- Chase Coupon Promo Codes: $200, $300, $350, $500 – June 2018
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- HSBC Bank $350 & $750 Checking Account Bonuses
- Marcus By Goldman Sachs Online Savings & CD Offers, Promotions
- Salem Five Bank Checking, Savings, CD Promotions
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Popular Direct Online Savings And CD Account Promotions
- DollarSavingsDirect Online Savings & CD Account Promotions, Offers
CIT CD Account Promotions
CIT Bank differs from other banks by offering quite a variety of CD options:
- Term CDs
- No-Penalty CDs
- RampUp CDs
- RampUp Plus CDs
- Jumbo CDs
We’d recommend one of the Term CDs, where the minimum deposit is $1,000 and the rates are good. If you’re depositing at least $100K, then the Jumbo CDs will give the highest rates.
Term CDs
- Minimum deposit of $1,000
- Selection of terms to meet your needs – From their short-term 6-Month and 1-Year CDs to their longer term 5-Year CDs
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured**
| Term CD Rates | |
| Term | APY |
| 6 Month | 0.72% |
| 1 Year | 1.32% |
| 13 Month | 1.90% |
| 18 Month | 1.95% |
| 2 Year | 1.40% |
| 3 Year | 1.30% |
| 4 Year | 1.50% |
| 5 Year | 1.70% |
No-Penalty CDs
- Minimum deposit of $1,000
- You may withdraw the total balance and interest earned, without penalty, beginning seven days after funds have been received for your CD. No withdrawals are permitted during the first six days following the receipt of funds
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured**
| No-Penalty CD Rates | |
| Term | APY |
| 11 Month | 1.85% |
RampUp CDs
- Available in 3 and 4 year terms
- Minimum deposit of $25,000 for the 3-Year RampUp™ CD or $50,000 for the 4-Year RampUp™ CD
- Option to increase your rate once during the term of your CD if their rates go up**
- Enjoy the security of a CD and stay in your original rate until maturity, if their rates go down
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured†
- Exercise your rate increase option at any time by calling 855-462-2652
| RampUp CD Rates | |
| Term | APY |
| 3 Year | 1.20% |
| 4 Year | 1.38% |
RampUp Plus CDs
- Available in 1 and 2 year terms
- Minimum deposit of $25,000
- Option to increase your rate once during the term of your CD if their rates go up**
- If their rates go down, you can still add to your deposit and earn interest at the higher initial rate
- Freedom to add to your original deposit once during the term of your CD
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured†
- Exercise one or both of your options at any time by calling 855-462-2652
| RampUp Plus CD Rates | |
| Term | APY |
| 1 Year | 1.26% |
| 2 Year | 1.27% |
Jumbo CDs
- Minimum deposit of $100,000
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured**
| Jumbo CD Rates | |
| Term | APY |
| 2 Year | 1.45% |
| 3 Year | 1.40% |
| 4 Year | 1.60% |
| 5 Year | 1.75% |
Be sure to check out the CD accounts from Popular Direct, Synchrony and EverBank first before deciding. Read my guide on finding the best CD rates here. See the pages below for some of the top CD account choices.
- Popular Direct Online Savings And CD Account Promotions
- Salem Five Bank Checking, Savings, CD Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Live Oak Bank Online Savings And CD Offers, Promotions
- Crestmark Bank Online CD Account Promotions Available Nationwide
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Synchrony Bank Online Savings, CD, Money Market Promotions
Take a look at the best Checking & Savings sign-up bonuses here, including offers from HSBC Bank, Chase Bank, TD Bank and more.
- Regions Bank Promotions: $200 Checking Account Bonus
- HSBC Bank $350 & $750 Checking Account Bonuses
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Chase Coupon Promo Codes: $200, $300, $350, $500 – June 2018
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Total Checking Account Bonus: $200 Coupon Available Online
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.