Contents
- 1 CIT Bank Promotions Review Below
- 1.1 CIT Bank Bonus: Free Amazon Prime with $15,000 Deposit (Nationwide)
- 1.2 CIT Bank Savings Connect 0.90% APY & eChecking Account (Nationwide)
- 1.3 CIT Bank Savings Builder Offer: Up to 0.55% APY Rate (Nationwide)
- 1.4 CIT Bank Money Market Offer: 0.70% APY (Nationwide)
- 1.5 CIT Bank Best CD Account Offers
Get updated promotions and offers from CIT Bank here. Established in 2000, they are under the umbrella of CIT Group (a Fortune 500 company).
- CIT Bank (Commercial Investment Trust) consistently offers some of the best nationwide rates.
- They offer Savings and Money Market Accounts, Certificates of Deposit (CDs), and IRA CDs.
- Operating online only, they avoid the higher overhead costs of physical branch locations and can pass on theses savings in the form of higher rates.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, and many more.
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CIT Bank Promotions Review Below
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CIT Bank Bonus: Free Amazon Prime with $15,000 Deposit (Nationwide)
CIT is offering an added bonus of a 1-year Amazon Prime subscription (cash value of $139) when new or existing customers make a deposit of $15K from an external funding source.
- Just open a Money Market account using the promo code AMZN22.
- Fund your account with at least $15,000 within 15 days and keep a minimum balance of at least $15,000 for 60 days following the 15-day funding period.
- Within 30 days following the end of the funding period, if you’ve fulfilled the requirements, they’ll send you an email with your Prime membership code.
- See the offer page for complete terms and conditions below.
CIT Bank Savings Connect 0.90% APY & eChecking Account (Nationwide)
Open the Savings Connect account with a linked eChecking account and make a monthly $200 electronic payment into your eChecking account to earn the top Savings Connect APY.
- Current rate: Up to 0.90% APY
- Offer is available online, nationwide
- Minimum opening deposit of $100 for Savings Connect & $100 for eChecking
- No Monthly Service Fees
- Access your accounts 24/7 online and on the mobile app or through any U.S. ATM with your eChecking debit card.
- CIT Bank doesn’t charge ATM fees and reimburses up to $30 in other U.S. bank’s ATM fees on eChecking accounts.
- Deposit checks remotely and make transfers easily with the CIT Bank mobile app.
Full review on the Savings Connect & eChecking from CIT Bank.
CIT Bank Savings Builder Offer: Up to 0.55% APY Rate (Nationwide)
- What you’ll get: Up to 0.55% APY rate.
- Where it’s available: Nationwide
- How to earn it:
- Savings Builder Up to 0.55% APY. Either maintain at least a $25,000 balance or make at least a $100 deposit each month to earn the highest rate.
- When it expires: N/A
How To Earn The Highest Rate
The higher interest rate can be earned by completing one of following requirements:
- Monthly Savers:
- Make at least one single deposit of $100 or more during the first Evaluation Period which begins on the third business day prior to the end of the month the account was opened.
- Additional deposits made between the account opening date and the beginning of the first Evaluation Period will not qualify.
- In order to continue to earn the higher rate, make at least one single deposit of $100 every month.
- High Balance Savers:
- Have an account balance of $25,000 or more on each Evaluation Day. The Evaluation day is the fourth business day prior to the end of the month.
Rate Tiers
| Tier | Balance Requirement | APY |
| Base | < $25,000 | 0.31%* |
| Upper | < $25,000, but with monthly deposit of $100 or more | 0.55%** |
| Upper | ≥ $25,000 | 0.55% |
*APY assumes the account is opened on the 15th day of the month and no qualifying deposits of $100 are made following account opening. Actual APY may be greater or less depending on the date the account is opened.
**APY assumes additional qualifying deposits are made each Evaluation Period.
CIT Bank Money Market Offer: 0.70% APY (Nationwide)
CIT Bank offers an online Money Market account that earns a competitive rate and is available nationwide.
- Current rate: 0.70% APY
- Offer is available online, nationwide
- Minimum opening deposit of $100
- No Monthly Service Fees
- 6 transactions monthly (deposits, transfers, withdrawals)
- Use People Pay to send money from your Money Market account to almost anywhere with an email address or mobile phone number.
CIT Bank Best CD Account Offers
CIT Bank offers a variety of CD options:
- Term CDs
- No-Penalty CDs
- Jumbo CDs
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.