HSBC $450 Checking Account Bonus & $2000 In Referral Offers (Nationwide)

How To Earn The HSBC Premier Checking Bonus:

• Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
• Open your new HSBC Premier checking account online by January 5, 2022; and
• Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
• You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.

HSBC Premier Checking:

The $50 monthly maintenance fee is waived if minimum balance requirements are met:

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

HSBC Advance Checking:

The $25 monthly maintenance fee is waived if minimum balance requirements are met:

$5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR a monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan.

HSBC Choice Checking:

The $15 monthly maintenance fee is waived if requirements are met:

To qualify for an HSBC Choice Checking relationship, you need to open an HSBC Choice Checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per calendar month. A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met.

• This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
• Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
• New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
• All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
• Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• Your HSBC Premier checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
• The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
• To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.

• To refer a friend, you must be an HSBC Premier or HSBC Jade customer.
• Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
• After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
  • providing them with your personalized referral code
  • printing the referral form, which contains your personalized code
• Remind the person you referred to provide your personalized referral code at account opening. They must open the eligible New Account in an HSBC branch, over the phone at 800.975.4722 (HSBC) or online at us.hsbc.com/refer for you to receive credit for the referral.
• Your referral bonus will be deposited to your qualifying HSBC Premier checking account within 8 – 12 weeks of your referral’s account opening.
• You’ll receive a $100 deposit for each qualified referral. Limit of $2,000 in earnings per calendar year.

How To Earn The Bonus:

• The New Account must meet qualifying requirements pursuant to the relationship requirements discussed below.
• If using the combined deposit and/or eligible investment balances for qualification purposes, the balance must be New Money.
• If all offer requirements are met, the New Customer Bonus will be deposited to the New Account within 8-12 weeks from the date the New Account is fully qualified. 
• The New Account Bonus is $400 for a new qualifying HSBC Premier checking account and $1,000 for a new qualifying HSBC Jade status account.
• If you do not qualify for HSBC Jade within the stated time frame but do meet the qualifying requirements for HSBC Premier, you will be eligible for the HSBC Share The Experience Premier bonus of $400. 
• The New Account must be open without being changed to a product with lower requirements and in good standing at time of gift fulfillment.
• Limit one New Account Bonus per new customer, including all individual and joint accounts.

HSBC Premier Relationship

• To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain:
  • Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts; OR
  • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
  • HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
  • Consumers who maintain Jade status.
• A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

HSBC Share The Experience Jade bonus

• To qualify for the HSBC Share The Experience Jade bonus the New Account
  • (1) must meet the HSBC Jade Qualifying Balance (see below) within 90 calendar days of account opening, and 
  • (2) must maintain the Qualifying Balance for the next full calendar month after meeting the relationship requirement in order to be eligible for HSBC Jade.
• If you do not qualify for HSBC Jade within the stated time frame but do meet the qualifying requirements for HSBC Premier, you are eligible for the HSBC Share The Experience Premier bonus.
• Account opening date is considered day one of the 90 calendar days count.

Participation in HSBC Jade

• Participation in HSBC Jade is available to holders of an HSBC Premier checking account who have maintained qualifying Personal Cash Accounts and Personal Investment Assets (excluding Retirement Accounts and Assets) in the United States which in aggregate and calculated as an average over each calendar month are equal to at least $1,000,000 (one million U.S. dollars) for a period of at least 1 calendar month (a “Qualifying Balance”) immediately prior to HSBC Premier Account Holders becoming HSBC Jade clients.
• As an HSBC Jade client, if you are no longer able to meet the HSBC Jade criteria, your access to all its benefits will be removed. 

• This is a targeted offer for existing HSBC checking customers.
• Starting October 1, 2020 you can earn $15 each month for completing the following requirements ($15 per month for each requirement or $30 for completing both):
  • Make 10 new purchases per month using your eligible HSBC Mastercard® card(s)
  • Pay 3 bills per month using HSBC’s Bill Pay

• This Promotion is non-transferrable and is only available to the recipient of this invitation.
• This Promotion includes two Offers, each requiring qualifying activities and is available from the first full calendar month after the date you receive this invitation and is valid for 6 consecutive calendar months (“Promotional Period”).
• To qualify for the Card Transaction Offer (“Card Offer”), up to $90 ($15 max per month), you must have an Eligible HSBC Mastercard® Card (“Eligible Card(s)”) issued to you by HSBC Bank USA, N.A. and complete at least 10 eligible new purchases per calendar month using your Eligible Card(s) during the Promotional Period. Eligible Card(s) includes HSBC Debit Mastercard® card(s) linked to your HSBC Premier checking account and/or HSBC Mastercard® credit card(s). Debit card transactions excluded from eligible purchases include, but not limited to, ATM cash withdrawals. Credit card transactions excluded from eligible purchases include balance transfers, credit card checks, cash advances or overdrafts. Transactions must post to your Eligible HSBC Mastercard® Card within the calendar month to qualify.
• To qualify for the Bill Pay Offer (“Bill Pay Offer”), up to $90 ($15 max per month), you must be registered for Online Banking and complete at least 3 Electronic Bill Pay transactions to third party payees per calendar month during the Promotional Period. Electronic Bill Pay is defined as paying bills from your HSBC Premier checking account using HSBC’s Bill Pay service available on HSBC’s Personal Internet Banking or the HSBC Mobile Banking App. (Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.) Transfers between internal or external accounts do not qualify as an HSBC Bill Payment.

• Open your new HSBC business checking account; and
• Deposit the minimum Qualifying Balance in New Money in the eligible HSBC business checking account within 60 calendar days of account opening; and
• Complete 10 qualifying transactions within 90 calendar days of account opening. Qualifying transactions include: debit card purchases, any check deposited or written, ACH debits and credits, incoming and outgoing Real-Time Payments®, and incoming and outgoing wires; and
• Maintain at least the minimum Qualifying Balance(s) in your eligible business checking account for 90 calendar days from the date you deposit the minimum Qualifying Balance.

• Fusion First
  • A checking account built for small businesses with low transaction volumes
  • 200 free transactions per statement cycle
• Fusion Smart
  • A checking account for growing businesses that recognizes your personal and business relationship with HSBC
  • 400 free transactions per statement cycle
• Fusion Professional
  • 500 free transactions per statement cycle
  • $50 monthly maintenance fee waived with a minimum monthly balance of $75,000 between linked qualifying commercial balances

• Fusion First
  • $30 monthly maintenance fee waived with a minimum monthly balance of $5,000 between linked qualifying commercial balances
• Fusion Smart
  • $30 monthly maintenance fee waived with a minimum monthly balance of $25,000 between linked qualifying commercial and personal balances
• Fusion Professional
  • $50 monthly maintenance fee waived with a minimum monthly balance of $75,000 between linked qualifying commercial balances

• This offer is available only in a U.S. HSBC branch. Customers who held any HSBC business account (including but not limited to loans and credit cards) from April 30, 2018 through and including April 30, 2021 are not eligible for this offer.
• All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.
• “HSBC Business Checking account” refers Fusion First, Fusion Smart and Fusion Professional accounts.
• Earn up to $500 when you open a new HSBC business checking account and fulfill all offer terms and conditions: $300 when you open a Fusion First account, $400 when you open a Fusion Smart account, or $500 when you open a Fusion Professional account.
• If you change to, or subsequently open an additional product with a higher or lower balance requirement, you will receive the bonus that corresponds to the initial product you opened.
• If you open more than one HSBC business checking account and close the first HSBC business checking account within the requirement period, you will not be eligible for the bonus.
• Your HSBC business checking account (Fusion First, Fusion Smart or Fusion Professional Account) must be in good standing at time of gift fulfillment.
• To be eligible for this promotion, qualifying new money balances as highlighted below must be made and maintained for 90 days into one of the following accounts:
  • Fusion First Checking Account: $5,000
  • Fusion Smart Checking Account: $25,000
  • Fusion Professional Checking Account: $75,000