HSBC Bonus: $500 Checking Offer & $2,000 For Referrals (Nationwide)

Get new HSBC Bank promotions, bonuses and offers here for their Checking and Savings accounts. Typical bonuses have been for $200, $350, $750 and up to $2,000 in cash.

HSBC Bank has over 230 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia and Washington. They also have an established presence internationally and are a top option for expats and digital nomads.

See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Aspiration, and many more.

HSBC does offer a few credit cards with sign-up bonuses. We keep track of them here.

See these HSBC Bank pages:

• HSBC Premier Checking Bonuses
• HSBC Advance Checking Bonuses

HSBC Bonus: $500 Premier Checking Account Offer

• What you’ll get: $500 bonus
• Where it’s available: Offer only available online, nationwide.
• How to earn it:
  • Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online, using the offer page, by June 30, 2022; and
  • Make recurring monthly Qualifying Direct Deposits totaling at least $10,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
  • You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities.
  • Please note: The minimum monthly direct deposit requirement for the $500 Welcome Deposit Offer is different from the Premier Relationship minimum monthly direct deposit requirement.
• When it expires: 6/30/2022

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.

How To Waive The Monthly Fee

HSBC Premier Checking:

To waive the monthly maintenance fee of $50, you’ll need to qualify for an HSBC Premier relationship. To qualify you need to open an HSBC Premier checking account and maintain:

• Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
• Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
• HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.

Fine Print

• This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
• Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
• New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
• All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
• Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• Your HSBC Premier checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
• The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
• To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.

HSBC Premier Checking Bonuses Page

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HSBC Bonus: $2000 In Referrals For You, Up to $400 For Them

You can earn up to $2,000 in referral bonuses per calendar year, $100 per referral, when someone you refer opens a qualifying Checking account. The people you refer can also earn up to a $400 bonus as well.

• You can receive up to $2,000 when friends or family open a qualifying HSBC Premier checking account using your referral code.
• Plus, they can earn a one-time bonus, up to $400, with qualifying activities.
• You must be an HSBC Premier client to refer friends or family with this offer.
• Offer valid from May 2, 2022 – June 30, 2022.

How To Get Your $2000 In Bonuses

• To refer a friend, you must be an HSBC Premier customer.
• Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
• After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
  • providing them with your personalized referral code
  • printing the referral form, which contains your personalized code
• Remind the person you referred to provide your personalized referral code at account opening. They must open the eligible New Account in an HSBC branch, over the phone at 800.975.4722 (HSBC) or online at us.hsbc.com/refer for you to receive credit for the referral.
• Your referral bonus will be deposited to your qualifying HSBC Premier checking account within 8 – 12 weeks of your referral’s account opening.
• You’ll receive a $100 deposit for each qualified referral. Limit of $2,000 in earnings per calendar year.

How Your Friend Earns Bonuses

• The New Account must meet qualifying requirements pursuant to the relationship requirements discussed below.
• If using the combined deposit and/or eligible investment balances for qualification purposes, the balance must be New Money.
• If all offer requirements are met, the New Customer Bonus will be deposited to the New Account within 8-12 weeks from the date the New Account is fully qualified. 
• The New Account Bonus is $400 for a new qualifying HSBC Premier checking account.
• The New Account must be open without being changed to a product with lower requirements and in good standing at time of gift fulfillment.
• Limit one New Account Bonus per new customer, including all individual and joint accounts.

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