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Get new HSBC Bank promotions, bonuses and offers here for their Checking and Savings accounts. Typical bonuses have been for $200, $350, $750 and up to $2,000 in cash.
HSBC Bank has over 230 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia and Washington. They also have an established presence internationally and are a top option for expats and digital nomads.
See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Aspiration, and many more.
HSBC does offer a few credit cards with sign-up bonuses. We keep track of them here.
See these HSBC Bank pages:
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HSBC Bonus: $500 Premier Checking Account Offer
- What you’ll get: $500 bonus
- Where it’s available: Offer only available online, nationwide.
- How to earn it:
- Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online, using the offer page, by June 30, 2022; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $10,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities.
- Please note: The minimum monthly direct deposit requirement for the $500 Welcome Deposit Offer is different from the Premier Relationship minimum monthly direct deposit requirement.
- When it expires: 6/30/2022
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.
How To Waive The Monthly Fee
HSBC Premier Checking:
To waive the monthly maintenance fee of $50, you’ll need to qualify for an HSBC Premier relationship. To qualify you need to open an HSBC Premier checking account and maintain:
- Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
Fine Print
- This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
- New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
- Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- Your HSBC Premier checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.
HSBC Premier Checking Bonuses Page
HSBC Bonus: $2000 In Referrals For You, Up to $400 For Them
You can earn up to $2,000 in referral bonuses per calendar year, $100 per referral, when someone you refer opens a qualifying Checking account. The people you refer can also earn up to a $400 bonus as well.
- You can receive up to $2,000 when friends or family open a qualifying HSBC Premier checking account using your referral code.
- Plus, they can earn a one-time bonus, up to $400, with qualifying activities.
- You must be an HSBC Premier client to refer friends or family with this offer.
- Offer valid from May 2, 2022 – June 30, 2022.
How To Get Your $2000 In Bonuses
- To refer a friend, you must be an HSBC Premier customer.
- Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
- After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
- providing them with your personalized referral code
- printing the referral form, which contains your personalized code
- Remind the person you referred to provide your personalized referral code at account opening. They must open the eligible New Account in an HSBC branch, over the phone at 800.975.4722 (HSBC) or online at us.hsbc.com/refer for you to receive credit for the referral.
- Your referral bonus will be deposited to your qualifying HSBC Premier checking account within 8 – 12 weeks of your referral’s account opening.
- You’ll receive a $100 deposit for each qualified referral. Limit of $2,000 in earnings per calendar year.
How Your Friend Earns Bonuses
- The New Account must meet qualifying requirements pursuant to the relationship requirements discussed below.
- If using the combined deposit and/or eligible investment balances for qualification purposes, the balance must be New Money.
- If all offer requirements are met, the New Customer Bonus will be deposited to the New Account within 8-12 weeks from the date the New Account is fully qualified.
- The New Account Bonus is $400 for a new qualifying HSBC Premier checking account.
- The New Account must be open without being changed to a product with lower requirements and in good standing at time of gift fulfillment.
- Limit one New Account Bonus per new customer, including all individual and joint accounts.
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If you are going to open an account with HSBC Canada, I would like to refer you!
You can simply present my referral code( S013292057 ) when you open your new account at any HSBC branch or over the phone in America.
my referral code: S013292057
Hello All, Here’s my referral code to earn your referral bonus.
Referral Code: S014638165
Name: Ajay Devulapalli
The code valid until Dec 31 2019
is there a way to set up transfers or something similar from another personal checking account into the HSBC account in case I cannot reach the $5000 monthly direct deposit?
I an a CPA and I am issuing a WARNING on the HSBC bonus checking account offer!!! If you have had a credit freeze, they will decline you –AFTER you have given them all your personal data! This is even for a checking account for a low balance of $1,500 where you would be bringing money to them and they are not doing anything like extending credit or overdraft services. Even worse they will not delete your personal data from their system!! I spent over 30 minutes on this but all they would say was they have an “auto purge” on new Applications every 60 days and it “should” be deleted then!. Don’t deal with them, this is possibly;y a scam to get data!! BE CAREFUL!!
Hey all:
My referral code is still active for the year and has 10 active referrals left. As such, I have some open available referrals to give. The bonus does not require any direct deposit, but the new fund amount is lowered if you do have direct deposit. This is a really easy bonus to get for $350.
In past experiences, individuals had to call back in because the CSR (customer service representative) was not aware of the bonus. The other CSR’s new about it and applied it to the application. The application is normal and over the phone. The process varied from 15 – 30 minutes based upon the CSR (not very bad hourly rate when considering the amount of the bonus). Two of the CSRs required the name associated with the referral code while the third did not. I have included the name associated with the referral code below for reference.
The individuals verified that the referral code (S013414356) worked and requested the the name associated with the account (Nick Smith). If you need any information, you can email me at nick.smith.bank.bonuses@gmail.com.
As I get a referral bonus for this, I will help share part of my end. Send me a copy of the application with my referral code attached “this should be included in the completed application”. I will send you a $50 Amazon card when the bonus is posted on my end.
Happy bonusing! I hope the process is as easy for you as it was for those who have previously used my code!
Is your referral code still valid?
Hey all:
My referral reset for the year. As such, I have some open available referrals to give. The bonus does not require any direct deposit, but the new fund amount is lowered if you do have direct deposit. This is a really easy bonus to get for $350.
In past experiences, individuals had to call back in because the CSR was not aware of the bonus. The other CSR’s new about it and applied it to the application. The application is normal and over the phone. The process varied from 30 – 60 minutes based upon the CSR (not very bad hourly rate when considering the amount of the bonus). Two of the CSRs required the name associated with the referral code while the third did not. I have included the name associated with the referral code below for reference.
The individuals verified that the referral code (S013414356) worked and requested the the name associated with the account (Nick Smith). If you need any information, you can email me at nick.smith.bank.bonuses@gmail.com. You can visit https://www.us.hsbc.com/share-the-experience/share-the-experience/ to get an overview of the accounts.
As I get a referral bonus for this, I will help share part of my end. Send me a copy of the application with my referral code attached “this should be included in the completed application”. I will send you a $50 Starbucks card when the bonus is posted on my end.
Happy bonusing! I hope the process is as easy for you as it was for those who have previously used my code!
Research the offerings, and decide whether or not the bank will fit your needs.
Once you qualify for the business financial loan you are
applying for, the commercial bank or standard bank
in most cases need possess a bank card account simply because they
is not going to release the cash in conjunction for security
reason. Find out about monthly maintenance fees and
other fees your bank may charge.
Hey all:
I still have two open spots for this referral code. The bonus has been reduced to $200, but I had someone speak to the representative (CSR) and they honored the prior bonus. I have had three people sign up for the account. Note that one individual had to call back in because the CSR was not aware of the bonus. The other CSR’s new about it and applied it to the application. The application is normal and over the phone. The process varied from 30 – 60 minutes based upon the CSR (not very bad hourly rate when considering the amount of the bonus). Two of the CSRs required the name associated with the referral code while the third did not. I have included the name associated with the referral code below for reference.
The individuals verified that the referral code (S013414356) worked and requested the the name associated with the account (Nick Smith). If you need any information, you can email me at nick.smith.bank.bonuses@gmail.com. You can visit https://www.us.hsbc.com/1/2/home/personal-banking/share?code=MIW0002064&WT.ac=HBUS_MIW0002064 to get an overview of the accounts. I hope the process is as easy for you as it was for those who have previously used my code!
For the 750 premier bonus, the bonus is not credited to account until 8 weeks (2 months) after the 90 days (3 months). If the balance falls below the 100K after 90 days and before the additional 8 weeks, you will be charged $50 per month for a total of $100.
HSBC has a very unfriendly user web site. I spent 45 minutes with an advisor and they told me to just start over again. What a GREAT Bank for not helping a very detailed app. Be ready to tear your hair out because after you navigate 6 pages you still can not open an account as they do not have enough spaces to put in bank routing number. I rate this about 2 on a scale of 10 being the best. Save your time.
Thanks for nothing and if you try to set up an account you will see what a waste of time it is.
Dick Johnson
Please use referral code S013534512 in order to receive your HSBC checking bonus. Name for referral is Jeffrey Frame and e-mail address is framej@yahoo.com. Thank you!
Hi . My name is Hossein Ghassemi. Please, if someone interested to open HSBC account and recieve 100$ bonus, use my personalized referral code S013450345. I will really appreciate it!
I own an HSBC Advance checking and savings account. I’m definitely satisfied.
My email is ghassemih@gmail.com if you have any questions.
My Personalized Referral Code:
S013450345
I also have a personal referral code that I need 6 people to use, so I can get my bonus too.
Just to be clear— this promo code gets you, the depositor $250 after the conditions have been met– per HSBC rules. Pls make sure that you fully understand their rules and can follow their terms!
I will only provide the HSBC PROMO CODE via email, so that I can be assure that only 6 people will use it, and nobody gets disappointed and wastes their time with HSBC.
When you use the code to open a qualified account, the HSBC rep should tell you that the system either took the code (ie its valid and you will get the bonus) or its not valid.
To get my promo code email me at
anotheroneridesthebus AT gmail DOT com with SUBJ “HSBC PROMO CODE PLS”
THX all!!
—HI
THIS OFFER EXPIRES Close of Business THIS FRI – JULY 28, 2017 !!! ! ! ! !
Due to only 1 person asking for the code — and its expiration this FRI JULY 28 —
I am publishing the code now for anybody to use it.
My Referral Code is — S013546237
Just to be clear— This code gets you the depositor $250 after the conditions have been met– per HSBC rules. That’s an APY of 10% at an FDIC BANK!!!
Open the account either in the branch — OR VIA PHONE at HSBC Customer Service !!!
Call 866.909.1271
NO DIRECT DEPOSIT REQUIRED
NO DEBIT CARD TRANSACTIONS REQUIRED
See the HSBC US home page https://www.us.hsbc.com for full T&Cs
THIS OFFER EXPIRES Close of Business THIS FRI – JULY 28, 2017 !!! ! ! ! !
THIS OFFER EXPIRES Close of Business THIS FRI – JULY 28, 2017 !!! ! ! ! !
THIS OFFER EXPIRES Close of Business THIS FRI – JULY 28, 2017 !!! ! ! ! !
Hey . My name is Chivita . if someone interested to open HSBC account and recieve 500$, 250$ or 50$ bonus , please use my personalized referral code S013293513.
I will really appreciate and I will send you 20$ as thank you , if you provide me with your pay pal information!
My email is binimi_tiket@mail.ru if you have any questions.
Hey all:
I wanted to circle back regarding the bonus. I have had three people sign up for the account. Note that one individual had to call back in because the CSR was not aware of the bonus. The other CSR’s new about it and applied it to the application. The application is normal and over the phone. The process varied from 30 – 60 minutes based upon the CSR (not very bad hourly rate when considering the amount of the bonus). Two of the CSRs required the name associated with the referral code while the third did not. I have included the name associated with the referral code below for reference.
The individuals verified that the referral code (S013414356) worked and requested the the name associated with the account (Nick Smith). If you need any information, you can email me at nick.smith.bank.bonuses@gmail.com. You can visit https://www.us.hsbc.com/1/2/home/personal-banking/share?code=MIW0002064&WT.ac=HBUS_MIW0002064 to get an overview of the accounts. I hope the process is as easy for you as it was for those who have previously used my code!
Email me (keyboard.little.sister@gmail.com) if you need the referral code and my information to open an account. I am happy to send you $15 via PayPal after I get referral bonus.
Bonus: $500 (Premier Account)/$250 (Advance Account)/$25 (Choice Account)
Deadline: open account before July 28, 2017
Requirement:
1. The new account must be fully funded with $100k (Premier Account)/$10k or $5k with direct deposit (Advance Account)/$1.5k or $0 with direct deposit (Choice Account) before Dec. 29, 2017, and maintain for 8 weeks to get the bonus.
2. This new qualifying account must remain open for at least 15 business days.
3. There may be a fee associated with closing accounts if they are closed before 6 months.
Fee:
1. maintain $100k (Premier Account)/$10k or $5k with direct deposit (Advance Account)/$1.5k or $0 with direct deposit (Choice Account) to waive the fee.
2. They don’t charge the fee within 90 days when account is opened.
Citizens/permanent resident can open the account by phone/ at branch, other US person need to open the account at branch.