HSBC Up To $200, $240, $400, $450, $600 Checking Account Bonuses (Nationwide)

How To Earn The HSBC Premier Checking Bonus:

• Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
• Open your new HSBC Premier checking account online by June 30, 2021; and
• Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
• You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.

HSBC Premier Checking:

The $50 monthly maintenance fee is waived if minimum balance requirements are met:

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

HSBC Advance Checking:

The $25 monthly maintenance fee is waived if minimum balance requirements are met:

$5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR a monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan.

HSBC Choice Checking:

The $15 monthly maintenance fee is waived if requirements are met:

To qualify for an HSBC Choice Checking relationship, you need to open an HSBC Choice Checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per calendar month. A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met.

• This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
• Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
• New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
• All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
• Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• Your HSBC Premier checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
• The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
• To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.

How To Earn The HSBC Premier Checking Bonus:

• Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
• Open your new HSBC Premier checking account online by June 30, 2021; and
• Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
• Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
• You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.

HSBC Premier Checking:

The $50 monthly maintenance fee is waived if minimum balance requirements are met:

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

HSBC Advance Checking:

The $25 monthly maintenance fee is waived if minimum balance requirements are met:

$5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR a monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan.

HSBC Choice Checking:

The $15 monthly maintenance fee is waived if requirements are met:

To qualify for an HSBC Choice Checking relationship, you need to open an HSBC Choice Checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per calendar month. A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met.

• This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
• The 6 calendar months from account opening begins with the first full calendar month after your Premier checking account is opened.
• You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
• Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
• All qualifying activities must be completed within the stated time frames in order to be eligible for 3% Cash Bonus.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
• New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.
• All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
• Limit one 3% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• The 3% Cash Bonus to your HSBC Premier checking account will be reported on the applicable IRS form.
• To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.

How To Earn The  HSBC Advance Checking Bonus:

• Open a new HSBC Advance checking account online
• Have recurring monthly qualifying direct deposits totaling at least $500 for 3 consecutive calendar months from the second full calendar month after account opening
• You’ll receive the $200 bonus approximately 8 weeks after completing all qualifying activities.

HSBC Premier Checking:

The $50 monthly maintenance fee is waived if minimum balance requirements are met:

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

HSBC Advance Checking:

The $25 monthly maintenance fee is waived if minimum balance requirements are met:

$5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR a monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan.

HSBC Choice Checking:

The $15 monthly maintenance fee is waived if requirements are met:

To qualify for an HSBC Choice Checking relationship, you need to open an HSBC Choice Checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per calendar month. A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met.

• This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
• Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
• New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
• All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
• Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• Your HSBC Advance checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
• The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
• To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.

How To Earn The HSBC Advance Checking Bonus:

• Open a new HSBC Advance Checking account online
• Have qualifying direct deposits made to your new account
• You’ll receive a 3% cash bonus, up to $240, on qualifying direct deposits up to $40 per month, during the first 6 calendar months after account opening
• You’ll receive the 3% cash bonus approximately 8 weeks after completing that month’s qualifying activities.

HSBC Premier Checking:

The $50 monthly maintenance fee is waived if minimum balance requirements are met:

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.

HSBC Advance Checking:

The $25 monthly maintenance fee is waived if minimum balance requirements are met:

$5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR a monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan.

HSBC Choice Checking:

The $15 monthly maintenance fee is waived if requirements are met:

To qualify for an HSBC Choice Checking relationship, you need to open an HSBC Choice Checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per calendar month. A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met.

• This offer is available only online for applications completed using the Apply now button on the offer webpage.
• You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
• The 6 calendar months from account opening begins with the first full calendar month after your Advance checking account is opened.
• You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities.
• Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month.
• All qualifying activities must be completed within the stated time frames in order to be eligible for the 3% Cash Bonus.
• Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
• New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.
• All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
• Limit one 3% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
• The 3% Cash Bonus to your HSBC Advance checking account will be reported on the applicable IRS form.
• To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.

• Open your new HSBC business checking account; and
• Deposit the minimum Qualifying Balance in New Money in the eligible HSBC business checking account within 60 calendar days of account opening; and
• Complete 10 qualifying transactions within 90 calendar days of account opening. Qualifying transactions include: debit card purchases, any check deposited or written, ACH debits and credits, incoming and outgoing Real-Time Payments®, and incoming and outgoing wires; and
• Maintain at least the minimum Qualifying Balance(s) in your eligible business checking account for 90 calendar days from the date you deposit the minimum Qualifying Balance.

• Fusion First
  • A checking account built for small businesses with low transaction volumes
  • 200 free transactions per statement cycle
• Fusion Smart
  • A checking account for growing businesses that recognizes your personal and business relationship with HSBC
  • 400 free transactions per statement cycle
• Fusion Professional
  • 500 free transactions per statement cycle
  • $50 monthly maintenance fee waived with a minimum monthly balance of $75,000 between linked qualifying commercial balances

• Fusion First
  • $30 monthly maintenance fee waived with a minimum monthly balance of $5,000 between linked qualifying commercial balances
• Fusion Smart
  • $30 monthly maintenance fee waived with a minimum monthly balance of $25,000 between linked qualifying commercial and personal balances
• Fusion Professional
  • $50 monthly maintenance fee waived with a minimum monthly balance of $75,000 between linked qualifying commercial balances

• This offer is available only in a U.S. HSBC branch. Customers who held any HSBC business account (including but not limited to loans and credit cards) from April 30, 2018 through and including April 30, 2021 are not eligible for this offer.
• All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.
• “HSBC Business Checking account” refers Fusion First, Fusion Smart and Fusion Professional accounts.
• Earn up to $500 when you open a new HSBC business checking account and fulfill all offer terms and conditions: $300 when you open a Fusion First account, $400 when you open a Fusion Smart account, or $500 when you open a Fusion Professional account.
• If you change to, or subsequently open an additional product with a higher or lower balance requirement, you will receive the bonus that corresponds to the initial product you opened.
• If you open more than one HSBC business checking account and close the first HSBC business checking account within the requirement period, you will not be eligible for the bonus.
• Your HSBC business checking account (Fusion First, Fusion Smart or Fusion Professional Account) must be in good standing at time of gift fulfillment.
• To be eligible for this promotion, qualifying new money balances as highlighted below must be made and maintained for 90 days into one of the following accounts:
  • Fusion First Checking Account: $5,000
  • Fusion Smart Checking Account: $25,000
  • Fusion Professional Checking Account: $75,000

• To refer a friend, you must be an HSBC Premier, Advance, Choice, or Fusion (business) Checking customer.
• Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
• After you log-on to Personal Internet Banking, share your personalized referral code with friends by either:
  • providing them with your personalized referral code
  • printing the referral form, which contains your personalized code
• When your friend opens their new qualifying Premier, Advance, Choice, or Fusion Checking account during the offer period, they simply provide the banker with your personalized referral code at account opening. For you to receive credit for the referral, the new account can be opened only in an HSBC branch or over the phone and must remain open for 15 business days.
• Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, Choice, or Fusion Checking account within 8 weeks of your friend’s account opening.
• You’ll receive a $100 deposit for each qualified referral. Limit of $2,000 in earnings per calendar year.

• The new account must be fully funded within six months of account opening.
• The individual you referred will receive a $600 referral bonus to their new qualifying HSBC Premier checking account, a $250 referral bonus to their new qualifying HSBC Advance checking account, a $100 referral bonus to their new qualifying HSBC Choice Checking account, or a $300 referral bonus to their new qualifying HSBC Fusion Checking account within 8 weeks from the date their new account is fully funded.
• The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
• The qualifying new account must be opened only in a branch or over the phone.
• The individual you refer may receive a referral bonus only once and can use only one referral code at the time of account opening.
• Referral bonus is limited to one per household.

• This is a targeted offer for existing HSBC checking customers.
• Starting October 1, 2020 you can earn $15 each month for completing the following requirements ($15 per month for each requirement or $30 for completing both):
  • Make 10 new purchases per month using your eligible HSBC Mastercard® card(s)
  • Pay 3 bills per month using HSBC’s Bill Pay

• This Promotion is non-transferrable and is only available to the recipient of this invitation.
• This Promotion includes two Offers, each requiring qualifying activities and is available from the first full calendar month after the date you receive this invitation and is valid for 6 consecutive calendar months (“Promotional Period”).
• To qualify for the Card Transaction Offer (“Card Offer”), up to $90 ($15 max per month), you must have an Eligible HSBC Mastercard® Card (“Eligible Card(s)”) issued to you by HSBC Bank USA, N.A. and complete at least 10 eligible new purchases per calendar month using your Eligible Card(s) during the Promotional Period. Eligible Card(s) includes HSBC Debit Mastercard® card(s) linked to your HSBC Premier checking account and/or HSBC Mastercard® credit card(s). Debit card transactions excluded from eligible purchases include, but not limited to, ATM cash withdrawals. Credit card transactions excluded from eligible purchases include balance transfers, credit card checks, cash advances or overdrafts. Transactions must post to your Eligible HSBC Mastercard® Card within the calendar month to qualify.
• To qualify for the Bill Pay Offer (“Bill Pay Offer”), up to $90 ($15 max per month), you must be registered for Online Banking and complete at least 3 Electronic Bill Pay transactions to third party payees per calendar month during the Promotional Period. Electronic Bill Pay is defined as paying bills from your HSBC Premier checking account using HSBC’s Bill Pay service available on HSBC’s Personal Internet Banking or the HSBC Mobile Banking App. (Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.) Transfers between internal or external accounts do not qualify as an HSBC Bill Payment.