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Home Bank Promotions

Best HSBC Bank Bonuses, Promotions of May 2025

Tony Jay by Tony Jay
April 22, 2025 4:02 pm CDT
in Bank Promotions
53
Earn a $300 cash bonus with BlueVine!
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Explore the latest HSBC Bank promotions, bonuses, and offers for checking and savings accounts. From $200 to a whopping $2,000 in cash, find out how to secure the best HSBC bank bonuses available now.

Key Takeaways

  • HSBC offers a range of bonuses for new checking and savings accounts, from $200 to $2,000.
  • Requirements typically include a certain number of transactions, direct deposits, or a minimum transfer amount.
  • HSBC is ideal for expats, digital nomads, and residents with its extensive U.S. and international presence.
  • See the best offers below.
Table of Contents
  • Key Takeaways
  • Introduction
  • How To Get An HSBC Bonus
  • Best HSBC Bank Offers
  • Other Things You Should Know About HSBC Promotions
  • Bottom Line

Introduction

Who doesn’t love a good deal, especially when it means extra cash in your pocket? With HSBC Bank, you can discover lucrative banking opportunities through their wide range of bonuses for both checking and savings accounts. Whether you’re after a quick $200, a solid $500, or even a jaw-dropping $2,000 in cash, HSBC has a bonus to fit your needs.

With branches across key U.S. states and a strong international presence, HSBC is a top choice for expats, digital nomads, and anyone looking for a bank that truly delivers. So, if you’re ready to explore the current sign-up bonuses and promotions HSBC has waiting for you, keep reading to learn how to make the most of your banking experience!

How To Get An HSBC Bonus

HSBC often has various bonus and promotion offers for those who are considering becoming new customers.

These offers usually require certain criteria within a specified timeframe. The requirements usually involve completing a specific number of transactions, making direct deposits, or transferring funds over a minimum dollar amount.

The specific details of the bonuses and promotions offered by HSBC can vary depending on the particular offer and the type of HSBC account that is being opened. These offers are subject to change, so it’s important to check with HSBC directly or visit their official website for the most up-to-date information.

Remember, the promotions mentioned below are subject to change, and additional terms and conditions may apply.

Best HSBC Bank Offers

HSBC Premier Checking: Earn Up to $3000 Bonus – Ends 6/30/25

HSBC offers an attractive bonus of up to $3000 for new Premier Checking customers. By opening a new account and maintaining a qualifying balance, you can easily qualify for this bonus. Imagine enjoying this extra cash along with numerous premium…

HSBC Bank $6,000 In Referrals For You, Up To $1,000 For Them – Ends 6/30/25

Earn up to $6,000 in bonus money when you refer a friend or family member with this offer from HSBC Bank. You can earn $300 per qualifying referral, with the potential to earn up to $6,000 in a calendar year.…

Other Things You Should Know About HSBC Promotions

When considering an HSBC bonus offer, there are a few important things to keep in mind. Here are some considerations:

  1. Apply Through HSBC’s Offer Page: To qualify for a bonus, it’s not enough to simply apply for a new HSBC Premier checking account online. You must apply through the specific offer page on HSBC’s official website.
  2. Bonuses for New HSBC USA Customers: HSBC bonus offers are typically available for new customers in the United States. If you’re a previous or existing HSBC banking customer, you likely will not be eligible for the bonus.
  3. Account Must Remain Open: Once you qualify for a bonus, it may take a few months for it to be credited to your account. During this time, it is important to keep your HSBC checking account open. Be aware that some accounts have a monthly fee that need minimum requirements to waive.
  4. Tax Implications: Like other bank bonuses, the bonus you earn from HSBC is considered taxable income for the year. HSBC will report your earnings as interest to the IRS, and you will receive a Form 1099-INT in the mail to include when filing your taxes.

Remember to review the terms and conditions of the specific bonus offer and visit HSBC’s official website for the most accurate and up-to-date information regarding their bonus offers.

Bottom Line

When considering HSBC bonus offers, weigh the pros and cons before making a decision.

The bonus earned through HSBC will be considered taxable income and will be reported to the IRS, resulting in potential tax implications.

It may take up to eight weeks for the bonus to be deposited into your checking account once you meet the eligibility requirements.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

Comments 53

  1. sunny says:
    6 years ago

    If you are going to open an account with HSBC Canada, I would like to refer you!
    You can simply present my referral code( S013292057 ) when you open your new account at any HSBC branch or over the phone in America.

    my referral code: S013292057

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  2. Ajdevul says:
    6 years ago

    Hello All, Here’s my referral code to earn your referral bonus.

    Referral Code: S014638165
    Name: Ajay Devulapalli

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    Reply
    • ajdevul says:
      6 years ago

      The code valid until Dec 31 2019

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      Reply
  3. Mimi says:
    6 years ago

    is there a way to set up transfers or something similar from another personal checking account into the HSBC account in case I cannot reach the $5000 monthly direct deposit?

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  4. Mollie Mossman says:
    6 years ago

    I an a CPA and I am issuing a WARNING on the HSBC bonus checking account offer!!! If you have had a credit freeze, they will decline you –AFTER you have given them all your personal data! This is even for a checking account for a low balance of $1,500 where you would be bringing money to them and they are not doing anything like extending credit or overdraft services. Even worse they will not delete your personal data from their system!! I spent over 30 minutes on this but all they would say was they have an “auto purge” on new Applications every 60 days and it “should” be deleted then!. Don’t deal with them, this is possibly;y a scam to get data!! BE CAREFUL!!

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  5. Nick says:
    7 years ago

    Hey all:

    My referral code is still active for the year and has 10 active referrals left. As such, I have some open available referrals to give. The bonus does not require any direct deposit, but the new fund amount is lowered if you do have direct deposit. This is a really easy bonus to get for $350.

    In past experiences, individuals had to call back in because the CSR (customer service representative) was not aware of the bonus. The other CSR’s new about it and applied it to the application. The application is normal and over the phone. The process varied from 15 – 30 minutes based upon the CSR (not very bad hourly rate when considering the amount of the bonus). Two of the CSRs required the name associated with the referral code while the third did not. I have included the name associated with the referral code below for reference.

    The individuals verified that the referral code (S013414356) worked and requested the the name associated with the account (Nick Smith). If you need any information, you can email me at nick.smith.bank.bonuses@gmail.com.

    As I get a referral bonus for this, I will help share part of my end. Send me a copy of the application with my referral code attached “this should be included in the completed application”. I will send you a $50 Amazon card when the bonus is posted on my end.

    Happy bonusing! I hope the process is as easy for you as it was for those who have previously used my code!

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    • Joey says:
      6 years ago

      Is your referral code still valid?

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      Reply
  6. Nick Smith says:
    7 years ago

    Hey all:

    My referral reset for the year. As such, I have some open available referrals to give. The bonus does not require any direct deposit, but the new fund amount is lowered if you do have direct deposit. This is a really easy bonus to get for $350.

    In past experiences, individuals had to call back in because the CSR was not aware of the bonus. The other CSR’s new about it and applied it to the application. The application is normal and over the phone. The process varied from 30 – 60 minutes based upon the CSR (not very bad hourly rate when considering the amount of the bonus). Two of the CSRs required the name associated with the referral code while the third did not. I have included the name associated with the referral code below for reference.

    The individuals verified that the referral code (S013414356) worked and requested the the name associated with the account (Nick Smith). If you need any information, you can email me at nick.smith.bank.bonuses@gmail.com. You can visit https://www.us.hsbc.com/share-the-experience/share-the-experience/ to get an overview of the accounts.

    As I get a referral bonus for this, I will help share part of my end. Send me a copy of the application with my referral code attached “this should be included in the completed application”. I will send you a $50 Starbucks card when the bonus is posted on my end.

    Happy bonusing! I hope the process is as easy for you as it was for those who have previously used my code!

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    Reply
  7. Hardship Letter Sample says:
    7 years ago

    Research the offerings, and decide whether or not the bank will fit your needs.
    Once you qualify for the business financial loan you are
    applying for, the commercial bank or standard bank
    in most cases need possess a bank card account simply because they
    is not going to release the cash in conjunction for security
    reason. Find out about monthly maintenance fees and
    other fees your bank may charge.

    Loading...
    Reply
  8. Nick says:
    7 years ago

    Hey all:

    I still have two open spots for this referral code. The bonus has been reduced to $200, but I had someone speak to the representative (CSR) and they honored the prior bonus. I have had three people sign up for the account. Note that one individual had to call back in because the CSR was not aware of the bonus. The other CSR’s new about it and applied it to the application. The application is normal and over the phone. The process varied from 30 – 60 minutes based upon the CSR (not very bad hourly rate when considering the amount of the bonus). Two of the CSRs required the name associated with the referral code while the third did not. I have included the name associated with the referral code below for reference.

    The individuals verified that the referral code (S013414356) worked and requested the the name associated with the account (Nick Smith). If you need any information, you can email me at nick.smith.bank.bonuses@gmail.com. You can visit https://www.us.hsbc.com/1/2/home/personal-banking/share?code=MIW0002064&WT.ac=HBUS_MIW0002064 to get an overview of the accounts. I hope the process is as easy for you as it was for those who have previously used my code!

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    Reply
  9. Robert says:
    8 years ago

    For the 750 premier bonus, the bonus is not credited to account until 8 weeks (2 months) after the 90 days (3 months). If the balance falls below the 100K after 90 days and before the additional 8 weeks, you will be charged $50 per month for a total of $100.

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    • Richard Johnson says:
      6 years ago

      HSBC has a very unfriendly user web site. I spent 45 minutes with an advisor and they told me to just start over again. What a GREAT Bank for not helping a very detailed app. Be ready to tear your hair out because after you navigate 6 pages you still can not open an account as they do not have enough spaces to put in bank routing number. I rate this about 2 on a scale of 10 being the best. Save your time.
      Thanks for nothing and if you try to set up an account you will see what a waste of time it is.
      Dick Johnson

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      Reply
  10. Jeff says:
    8 years ago

    Please use referral code S013534512 in order to receive your HSBC checking bonus. Name for referral is Jeffrey Frame and e-mail address is framej@yahoo.com. Thank you!

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    Reply
  11. Hossein Ghassemi says:
    8 years ago

    Hi . My name is Hossein Ghassemi. Please, if someone interested to open HSBC account and recieve 100$ bonus, use my personalized referral code S013450345. I will really appreciate it!
    I own an HSBC Advance checking and savings account. I’m definitely satisfied.
    My email is ghassemih@gmail.com if you have any questions.

    My Personalized Referral Code:
    S013450345

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    Reply
  12. Howie says:
    8 years ago

    I also have a personal referral code that I need 6 people to use, so I can get my bonus too.
    Just to be clear— this promo code gets you, the depositor $250 after the conditions have been met– per HSBC rules. Pls make sure that you fully understand their rules and can follow their terms!

    I will only provide the HSBC PROMO CODE via email, so that I can be assure that only 6 people will use it, and nobody gets disappointed and wastes their time with HSBC.

    When you use the code to open a qualified account, the HSBC rep should tell you that the system either took the code (ie its valid and you will get the bonus) or its not valid.

    To get my promo code email me at
    anotheroneridesthebus AT gmail DOT com with SUBJ “HSBC PROMO CODE PLS”

    THX all!!

    —HI

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    Reply
    • howie says:
      8 years ago

      THIS OFFER EXPIRES Close of Business THIS FRI – JULY 28, 2017 !!! ! ! ! !

      Due to only 1 person asking for the code — and its expiration this FRI JULY 28 —
      I am publishing the code now for anybody to use it.

      My Referral Code is — S013546237

      Just to be clear— This code gets you the depositor $250 after the conditions have been met– per HSBC rules. That’s an APY of 10% at an FDIC BANK!!!
      Open the account either in the branch — OR VIA PHONE at HSBC Customer Service !!!
      Call 866.909.1271

      NO DIRECT DEPOSIT REQUIRED
      NO DEBIT CARD TRANSACTIONS REQUIRED
      See the HSBC US home page https://www.us.hsbc.com for full T&Cs

      THIS OFFER EXPIRES Close of Business THIS FRI – JULY 28, 2017 !!! ! ! ! !
      THIS OFFER EXPIRES Close of Business THIS FRI – JULY 28, 2017 !!! ! ! ! !
      THIS OFFER EXPIRES Close of Business THIS FRI – JULY 28, 2017 !!! ! ! ! !

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      Reply
  13. Chivita Pak says:
    8 years ago

    Hey . My name is Chivita . if someone interested to open HSBC account and recieve 500$, 250$ or 50$ bonus , please use my personalized referral code S013293513.
    I will really appreciate and I will send you 20$ as thank you , if you provide me with your pay pal information!
    My email is binimi_tiket@mail.ru if you have any questions.

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    Reply
  14. Nick says:
    8 years ago

    Hey all:

    I wanted to circle back regarding the bonus. I have had three people sign up for the account. Note that one individual had to call back in because the CSR was not aware of the bonus. The other CSR’s new about it and applied it to the application. The application is normal and over the phone. The process varied from 30 – 60 minutes based upon the CSR (not very bad hourly rate when considering the amount of the bonus). Two of the CSRs required the name associated with the referral code while the third did not. I have included the name associated with the referral code below for reference.

    The individuals verified that the referral code (S013414356) worked and requested the the name associated with the account (Nick Smith). If you need any information, you can email me at nick.smith.bank.bonuses@gmail.com. You can visit https://www.us.hsbc.com/1/2/home/personal-banking/share?code=MIW0002064&WT.ac=HBUS_MIW0002064 to get an overview of the accounts. I hope the process is as easy for you as it was for those who have previously used my code!

    Loading...
    Reply
  15. Scott says:
    8 years ago

    Email me (keyboard.little.sister@gmail.com) if you need the referral code and my information to open an account. I am happy to send you $15 via PayPal after I get referral bonus.

    Bonus: $500 (Premier Account)/$250 (Advance Account)/$25 (Choice Account)
    Deadline: open account before July 28, 2017
    Requirement:
    1. The new account must be fully funded with $100k (Premier Account)/$10k or $5k with direct deposit (Advance Account)/$1.5k or $0 with direct deposit (Choice Account) before Dec. 29, 2017, and maintain for 8 weeks to get the bonus.
    2. This new qualifying account must remain open for at least 15 business days.
    3. There may be a fee associated with closing accounts if they are closed before 6 months.

    Fee:
    1. maintain $100k (Premier Account)/$10k or $5k with direct deposit (Advance Account)/$1.5k or $0 with direct deposit (Choice Account) to waive the fee.
    2. They don’t charge the fee within 90 days when account is opened.

    Citizens/permanent resident can open the account by phone/ at branch, other US person need to open the account at branch.

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    Reply
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