Get a $750 Welcome Deposit for eligible new customers who open an 
Find the latest promotions and offers from Incredible Bank here.
Headquartered in Wausau, WI, Incredible Bank is an internet only bank and does not have any physical branch locations to serve customers.
By operating online, Incredible Bank is able to offer betters rates than deposit accounts provided by traditional financial institutions.
Be sure to compare all rates to the nation’s best using these guides: Savings Rates | CD Rates.
I’ll review the current offers below.
Incredible Savings Account Rate Offer
The rates are tiered with the High Yield Savings account from Incredible Bank, with balances above $25,000 earning the highest available.
- $2,500 minimum deposit to open an account. Fund your new account from an existing IncredibleBank account or from another financial institution via electronic funding (ACH).
- Deposit additional funds into your account with the mobile app, direct deposit, bank-to-bank transfer, wire transfer or mail us a check.
- Free online and mobile banking
- Download the free mobile app (from the App Store or Google Play ) and log in using your online banking credentials
- No monthly account maintenance fee
- Save paper and avoid fees by enrolling in e-statements
- Up to six transactions per statement cycle
- Insured by the FDIC up to the maximum allowed by law
- Talk to a real person at 877-261-4750
Rates
| Daily Balance | APY |
| $0 – $24,999.99 | 1.21% |
| $25,000 And Above | 1.88% |
CIT Bank and HSBC Direct (offer from a big bank) are consistent with offering market-leading rates. You can find all the best Savings rates nationwide here. Also, take a look at the current Savings Account bonus offers here, including great offers from Chase Bank. The pages below are individual reviews for many of the top Savings accounts.
- Chase Coupon Promo Codes: $200, $300, $350, $500 – June 2018
- HSBC Bank $350 & $750 Checking Account Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- DollarSavingsDirect Online Savings & CD Account Promotions, Offers
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Popular Direct Online Savings And CD Account Promotions
- Marcus By Goldman Sachs Online Savings & CD Offers, Promotions
- Salem Five Bank Checking, Savings, CD Promotions
MoneysMyLife Top Offer Picks  With 16,000 ATMs and 5,100 branches throughout the United States, Chase Bank is second only to Wells Fargo with regards to the total number of branches. This makes the bonus offers from Chase extremely popular, and they always have several promotions to choose from. Full Review.
 Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities. Limited time only.Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Limited time only. Member FDIC. Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review  Earn 75,000 miles each year (worth $750) if you spend $25,000 on purchases with the Barclays Arrival® Premier World Elite Mastercard®. This credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases. See Terms. Full Review |
CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Incredible Bank CD Account Offers
Incredible Bank has limited term options for their CD account offerings, but rates are pretty competitive and worth a look.
- $1,000 minimum deposit to open an account. Fund your new account from an existing IncredibleBank account or from another financial institution via electronic funding (ACH).
- You may not make deposits into your account until maturity.
- Some products and services, such as debit cards, online banking, mobile banking, and bill pay are subject to additional terms and conditions. Certain services may also be subject to internet service provider fees.
- Interest will be compounded quarterly. Interest accrues daily and is credited quarterly to 12, 24, and 36 month CDs. The CD renewal rate will be determined by IncredibleBank at time of renewal.
- A penalty may be imposed for early withdrawal. Fees may reduce earnings.
- Free online and mobile banking
- Download the free mobile app (from the App Store or Google Play ) and log in using your online banking credentials
- Insured by the FDIC up to the maximum allowed by law
- Talk to a real person at 877-261-4750
Rates
| CD Term | APY |
| 12 Month CD | 2.12% |
| 24 Month CD | 2.42% |
| 36 Month CD | 2.52% |
CIT Bank and BBVA Compass offer some great rates, but you’ll want to use this CD Accounts guide to find the best terms/rates for your personal needs. See the pages below for reviews of a few top choices.
- Crestmark Bank Online CD Account Promotions Available Nationwide
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Popular Direct Online Savings And CD Account Promotions
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Live Oak Bank Online Savings And CD Offers, Promotions
- Salem Five Bank Checking, Savings, CD Promotions
Incredible Bank $200 Checking Bonus
Limited time $200 bonus offer
Open a new Free Incredible Checking account with this promotion to earn a $200 cash bonus. You can then make referrals to earn $100 per referral.
- $200 bonus offer expires June 15, 2018
- Available online, nationwide
- Open and use the Checking account to qualify for the bonus. A bit unclear, but it looks like you’ll have to take the same steps as the ones listed in the “Details On The $100 Bonus Your Referrals Can Earn” section below to earn the bonus.
Details On The Offer Page:
- You just opened a new IncredibleBank checking account.
- You earned $100 for opening and will earn $100 for using your new checking account
- Your friend or family member opens a new IncredibleBank checking account using your referral code:
- You earn a $100 deposit into your checking account, paid within 5 days.
- Your referral earns a $100 deposit into their checking account.
- Another friend or family member opens a new IncredibleBank checking account using your referral code:
- You earn another $100 deposit into your checking account, paid within 5 days.
- Your referral earns a $100 deposit into their checking account.
- There’s no limit to referrals or rewards
Details On The $100 Bonus Your Referrals Can Earn:
The referred friend must open an Incrediblebank checking account by 6:00pm CST, June 15, 2018; and, have a direct deposit of $250 or more posted to the account by midnight July 16, 2018 to receive their $100 bonus. Bank transfers do not qualify for direct deposit. Direct deposit should be recurring payroll, Social Security, pension or other government benefit. Multiple deposits that aggregate $250 do not count towards bonus.
The following requirements must also be met to receive the $100 bonus by the new account holder:
- Must request, receive and use a new Incrediblebank debit card linked to the new checking account for 5 or more debit card purchases of at least $5 each or more, during the promotional period of May 3, 2018 through July 16, 2018. ATM transactions do not apply. All transactions must be posted to the account by midnight July 16, 2018.
- Enroll in online banking.
- Sign up for E-Statements.
- New checking account must be open and have a positive balance as of the end of the promotional period to be eligible to receive the bonus.
- The $100 bonus will be credited to the new checking account by 6:00 pm CST, July 31, 2018.
- Referred customers will be awarded a unique referral code and can begin referring other customers to earn rewards.
About Incredible Bank’s Online Checking Account
Like most online-only Checking accounts, the one offered by Incredible Bank is free of monthly maintenance fees. See some of the best free Checking accounts here.
- No account fees
- Free online and mobile banking
- Download the free mobile app (from the App Store or Google Play ) and log in using your online banking credentials
- Free online bill pay
- Free Visa debit card
- Fee-free ATM access through MoneyPass network
- Domestic ATM fees automatically reimbursed
- Insured by the FDIC up to the maximum allowed by law
- Talk to a real person at 877-261-4750
Updated bank promotions can be found here. If you’re new to bank sign-up bonuses, get started with offers from Chase Bank, TD Bank, HSBC and Regions.
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Coupon Promo Codes: $200, $300, $350, $500 – June 2018
- HSBC Bank $350 & $750 Checking Account Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Regions Bank Promotions: $200 Checking Account Bonus
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
Check back here for updates on promotions and bonus offers from Incredible Bank.
