This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.
- 1 Best BMO Harris Bank Promotions
- 2 BMO Harris Personal Checking Accounts
- 3 About BMO Harris Bank Promotions
- 4 How Can You Get A BMO Harris Bank Bonus?
- 5 Important Details To Know About BMO Harris Offers
- 6 Bottom Line
- 7 Frequently Asked Questions (FAQ)
Get new BMO Harris Bank promotions, bonuses and offers here for their checking, savings and business accounts here.
Typical bonuses have been for $200, $250, $350 and up to $500 in cash.
BMO Harris Bank is headquartered in Chicago, and it has about 500 branches in 10 states.
BMO has made it easier for people to use their checking accounts by joining the Allpoint ATM network. This gives you access to about 40,000 ATMs that don’t charge you a fee.
You can also do most of your banking online or on your phone, so you don’t have to go into a branch.
BMO has personal checking accounts, savings accounts, MMAs, CDs, business and commercial accounts, home and car loans, credit cards, and IRAs.
Find the latest sign-up bonuses and other promotions for deposit accounts from BMO Harris Bank below.
Best BMO Harris Bank Promotions
Earn either a $200 bonus or a $350 bonus for a new checking account from BMO Harris. Direct deposit will...Read more
Get 100,000 bonus rewards points when you spend $5,000 within 3 months of account opening and spend $50,000 within 12...Read more
Earn either a $250 or $400 bonus for a new business checking account with this offer from BMO Harris Bank....Read more
BMO Harris Personal Checking Accounts
Here are the personal checking accounts available from BMO Harris:
- Smart Advantage Account: This account has a $0 monthly service fee, no minimum balance requirement, and a minimum opening deposit of $25. It’s the bank’s most popular checking account. Get fee-free transactions at more than 40,000 Allpoint® network ATMs nationwide.
- Smart Money Account: The $5 monthly maintenance fee for this account is waived for those under 25 years of age and the minimum opening deposit is $25. This account also has no overdraft or NSF (Non-Sufficient Funds) fees. Get fee-free transactions at more than 40,000 Allpoint® network ATMs nationwide.
- Premier Account: You can waive the $25 monthly fee on this account by having a daily ledger balance of $10,000 for the previous calendar month, OR by having a monthly combined balance of $25,000 for the previous calendar month. This account has extra benefits the more you have on deposit. Get unlimited non-BMO Harris ATM transactions* and surcharge** fee rebates on non-BMO Harris ATMs.
- *No BMO Harris fee; however, the ATM operator or network may charge you a surcharge fee for a transaction or balance inquiry.
- ** Rebate of up to $25 per statement period on ATM surcharge fees charged by other banks, and more.
Read more: Best Chase Bank Bonuses
About BMO Harris Bank Promotions
BMO Harris Bank often gives new customers cash bonuses if they meet certain requirements. Keep your eye out on our page for updated offers.
If you see one, make sure you know when the deal ends to act accordingly.
To take advantage of the bonus deal, you can open an account online in just a few minutes.
How Can You Get A BMO Harris Bank Bonus?
The requirements for BMO promotions are relatively simple. For checking account bonuses, you’ll generally need to do the following:
- Open a new checking account with a promo code. The code is automatically applied when you open directly from the offer page. To open in-branch, you can enter your contact details on the offer page to receive a promo code.
- Receive direct deposits totaling a specified dollar amount or maintain a minimum balance for the stated duration.
- Bonus offers are frequently updated so read the terms carefully for each offer.
For the savings account bonuses, you’ll generally need to:
- Open a new account.
- Deposit to your savings balance a certain dollar amount every month.
- Read the terms for each particular offer.
Read more: Best TD Bank Bonuses
Important Details To Know About BMO Harris Offers
You May Have To Pay Taxes On The Bonus
When you open a BMO account and get a cash bonus, that cash bonus report will be sent to the IRS so that it can be taxed. The bank tells you that you are responsible for taxes and that the cash bonus is not part of the opening deposit for your account.
You Can Only Get One Bonus Per Account Type
For example, you may be able to open more than one checking account with BMO, but bonuses are limited to one per customer.
Existing personal checking customers can’t qualify for personal checking bonuses. Also, you can’t qualify for a personal checking promo if you’ve closed a BMO Harris personal checking account within the past 12 months.
The same limitations usually apply to business accounts and savings accounts. You’ll need to read the terms of each offer.
Read more: Best Axos Bank Bonuses
BMO Harris Bank is a large financial institution that offers a wide range of banking products and services to individuals and businesses.
Overall, BMO Harris Bank seems like a reliable and comprehensive banking option for customers in the Midwest and Southwest United States.
I would recommend considering BMO Harris Bank as a banking option and researching the terms and fees of their accounts, as well as comparing them to other banks and credit unions in your area.
Frequently Asked Questions (FAQ)
What types of accounts does BMO Harris Bank offer?
BMO Harris Bank offers a variety of personal and business banking accounts, including checking and savings accounts, credit cards, mortgages, auto loans, and investment accounts.
How can I apply for a BMO Harris Bank account?
You can apply for a BMO Harris Bank account online, over the phone, or in-person at a BMO Harris Bank branch.
Are there any fees associated with BMO Harris Bank accounts?
BMO Harris Bank charges fees for certain types of transactions and account activities, such as monthly maintenance fees, non-sufficient funds fees, and foreign transaction fees. These fees may vary depending on the type of account.
Does BMO Harris Bank offer online and mobile banking?
Yes, BMO Harris Bank offers online and mobile banking services, allowing customers to access their accounts, pay bills, and deposit checks remotely.
How can I find a BMO Harris Bank branch or ATM near me?
You can use the BMO Harris Bank branch and ATM locator tool on their website or mobile app to find the nearest branch or ATM.
How do I contact BMO Harris Bank customer service?
You can contact BMO Harris Bank customer service by phone, email or through the website and mobile app.
Read more: Bank of America Checking Account Bonus Offer