June 22, 2025 4:44 pm CDT
MoneysMyLife
SUBSCRIBE
  • Home
  • Bank Bonuses
    • Featured Bank Offers
      • BMO Bonuses
      • Chase Bonuses
      • Axos Bank Bonuses
      • KeyBank Bonuses
      • Live Oak Bank Bonuses
      • Upgrade Bonuses
    • Best Bank Bonuses
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing Offers
    • Best Crypto Bonuses (Free BTC & More)
    • Best Investment Research Tools
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Deals & Sign Up Bonuses
    • Best Referral & Sign Up Bonuses
    • Best Cash Back Shopping
      • Best Cash Back Shopping Bonuses
      • TopCashback $25 Exclusive Sign Up Bonus
      • Rakuten $30/$40 Sign Up Bonus
      • RebatesMe $45 Welcome Offer
    • Best Mattress Discounts & Coupons
    • Best Contests & Sweepstakes
    • Best Amazon Coupons & Deals
    • Best Freebie Deals
    • All Deals
  • Money Guides
    • Guide to Bank Bonuses
    • Guide to Investment Research
      • Guide to Seeking Alpha
      • Guide to Interactive Brokers
      • Guide to Investment Research Tools
    • Guide to Cash Back Shopping Apps
    • Guide to Student Loan Repayment Strategies
    • Guide to Get-Paid-To (GPT)
    • Financial Calculators
    • All Money Guides & Tips
No Result
View All Result
MoneysMyLife
  • Home
  • Bank Bonuses
    • Featured Bank Offers
      • BMO Bonuses
      • Chase Bonuses
      • Axos Bank Bonuses
      • KeyBank Bonuses
      • Live Oak Bank Bonuses
      • Upgrade Bonuses
    • Best Bank Bonuses
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing Offers
    • Best Crypto Bonuses (Free BTC & More)
    • Best Investment Research Tools
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Deals & Sign Up Bonuses
    • Best Referral & Sign Up Bonuses
    • Best Cash Back Shopping
      • Best Cash Back Shopping Bonuses
      • TopCashback $25 Exclusive Sign Up Bonus
      • Rakuten $30/$40 Sign Up Bonus
      • RebatesMe $45 Welcome Offer
    • Best Mattress Discounts & Coupons
    • Best Contests & Sweepstakes
    • Best Amazon Coupons & Deals
    • Best Freebie Deals
    • All Deals
  • Money Guides
    • Guide to Bank Bonuses
    • Guide to Investment Research
      • Guide to Seeking Alpha
      • Guide to Interactive Brokers
      • Guide to Investment Research Tools
    • Guide to Cash Back Shopping Apps
    • Guide to Student Loan Repayment Strategies
    • Guide to Get-Paid-To (GPT)
    • Financial Calculators
    • All Money Guides & Tips
SUBSCRIBE
No Result
View All Result
MoneysMyLife
No Result
View All Result
Home Credit Cards

BMO Premium Rewards Mastercard 35,000 Bonus Points ($435 Value)

Diana Mason by Diana Mason
July 13, 2023 11:13 am CDT
in Credit Cards, Deals
0
Earn a $300 cash bonus with BlueVine!
chase-total-checking-banner-300-2024

The BMO Premium Rewards Mastercard has an offer for 35,000 bonus points when you spend $5,000 within the first three months (ways to meet this spending requirement). According to BMO, this welcome offer is worth over $435 when you redeem for travel awards.

Although it might seem like a generous bonus, you’ll also have to spend quite a bit to qualify. See our list for more travel credit cards.

Slated as a premium travel rewards card, the BMO Premium Rewards card offers triple points on dining, hotel and airfare, but only on up to $2,500 in combined purchases every quarter. So it’s a good fit if you’re a light to moderate spender in these three bonus categories. 

For $79 a year (first year waived), you’ll also enjoy Priority Pass Select membership for complimentary airport lounge access and a 15% anniversary point bonus. Plus, pay no foreign transaction fees when you make purchases abroad. 

bmo-bank-logo

TRENDING DEAL:

▶ GET A $350 CASH BONUS FOR A NEW BMO CHECKING ACCOUNT

Card Offer Details

The BMO Premium Rewards Mastercard® offers these features and benefits:

  1. Earn Rewards: You can earn 3 points per $1 spent on eligible dining, hotels, and airfare, up to $2,500 in combined spend each calendar quarter. You also earn 1 point per $1 spent on all other eligible purchases.
  2. Anniversary Bonus: Receive a 15% bonus on points earned every year.
  3. Welcome Offer: Get 35,000 bonus points when you spend $5,000 within 3 months of opening your account.
  4. Annual Fee: The annual fee is $79, but it is waived for the first year.
  5. Priceless Cities: Enjoy access to unique experiences across the globe exclusive for Mastercard cardholders.
  6. Priority Pass Select: Gain access to over 850 airport VIP lounges worldwide with 2 complimentary visits to participating lounges.
  7. No Foreign Transaction Fees: There are no additional fees for transactions made outside of your home country.
  8. Mastercard ID Theft Protection: Benefit from identity monitoring and resolution services to protect against identity theft.
  9. Mastercard Zero Liability: You are not held responsible for unauthorized purchases made with your card.
  10. Mastercard Identity Check: Provides an additional layer of security for online transactions.
  11. Cellular Wireless Telephone Protection: Automatically eligible for coverage up to $600 for your cellular wireless telephone at no additional cost.
  12. Lost or Damaged Luggage Insurance: Reimburses the actual cost of repairing or replacing your checked or carry-on luggage if it’s lost or damaged.
  13. Extended Warranty: Doubles the original manufacturer’s or U.S. store brand warranty for up to 24 months on most new items.

Overall, the BMO Premium Rewards Mastercard® offers generous rewards for specific categories, welcome bonus points, access to exclusive experiences, airport lounge access, and various insurance and protection benefits.

>> OFFER LINK

Bottom Line

The BMO Premium Rewards Mastercard® offers a decent rewards program with 3 points per $1 spent on eligible dining, hotels, and airfare, up to $2,500 per quarter.

The 15% anniversary bonus on points earned each year is a nice perk too. The welcome offer of 35,000 bonus points for spending $5,000 in the first three months is also pretty good.

It’s worth noting that there is an annual fee of $79, although it’s waived for the first year.

If you’re someone who enjoys unique experiences, the access to Priceless® Cities as an exclusive benefit for Mastercard cardholders could be a nice feature.

The card also provides access to over 850 airport VIP lounges worldwide through Priority Pass Select, including two complimentary visits. If you frequently travel and value lounge access, this could be a valuable benefit.

One significant advantage is the lack of foreign transaction fees, which can save you money when using the card internationally.

In terms of security, the card offers Mastercard ID Theft Protection, including identity monitoring and resolution services. There’s also the Mastercard Zero Liability policy, which protects you against unauthorized purchases.

On the downside, some of the benefits, such as the Cellular Wireless Telephone Protection, Lost or Damaged Luggage Insurance, and Extended Warranty, may not be relevant or valuable to everyone.

Overall, it seems like a solid rewards card with some good perks, especially if you spend a lot on dining, hotels, and airfare.

See more from BMO:

  • BMO Business Account Promotions: $750 Business Checking Bonus [Nationwide] – Ends 4/30/25
  • BMO Bonus Offers & Promotions May 2025 (Earn $350, $750)
  • BMO Checking Account $350 Cash Bonus* – Ends 5/2/25
  • BMO Smart Money Checking Account Review: Ideal For Under-25s & Score a $350 Cash Bonus*
  • BMO Smart Advantage Checking Review: $350 Cash Bonus* & No Monthly Fee
  • BMO vs. Chase Checking Account Bonuses Compared: Guide to Maximizing Your Bank Bonus Earnings
  • BMO Checking Account Fees: What You Need to Know
  • BMO: How Its $600 Bonus & Banking Solutions Align with Your Long-Term Goals
  • BMO Relationship Checking Review: Reward Banking Made For You
  • BMO Referral Bonus: Earn Up To $500 For Referring Friends
  • BMO Business Platinum Rewards Mastercard® 100,000 Bonus Points
  • BMO Cash Back Mastercard $200 Bonus Cash
  • BMO Platinum Rewards Mastercard 25,000 Bonus Points ($300 Value)

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

Related


Discover more from MoneysMyLife

Subscribe to get the latest posts sent to your email.

Tags: bmobmo bank bonusBMO Premium Rewards card
Tweet14Share22Share4Pin5SendShareSend
Amazon Prime Big Deal Days 2023 Amazon Prime Big Deal Days 2023 Amazon Prime Big Deal Days 2023
Diana Mason

Diana Mason

My passion for travel eventually led me away from the 9 to 5 office life and into the embrace of freelance work. Born in Cali and raised in Philly, I am a creative professional with a delightful knack for words. When I'm not gallivanting across the globe, you can find me writing (of course), teaching yoga, and dreaming of my next big adventure.

Leave a Reply Cancel reply

Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

Your email address will not be published. Required fields are marked *

Newsletter

Get new posts by email:

Featured Articles

Seeking Alpha Discount and Free Trial Promo Codes

Seeking Alpha Discount – Biggest Sale of 2025 Exclusive Promo Code (Ends July 4)

June 11, 2025 7:07 am CDT

Best Checking & Savings Account Bonuses: Earn Cash With Top Bank Promotions

June 18, 2025 10:47 am CDT

*Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card and banking companies from which MoneysMyLife.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneysMyLife.com does not include all credit card and banking companies or all available credit card and banking offers. This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. This site may be compensated through the bank advertiser Affiliate Program.

© 2024 MoneysMyLife. All rights reserved.

  • About
  • Advertiser Disclosure
  • Disclaimer
  • Privacy
  • Terms
  • Contact
No Result
View All Result
  • Home
  • Bank Bonuses
    • Featured Bank Offers
      • BMO Bonuses
      • Chase Bonuses
      • Axos Bank Bonuses
      • KeyBank Bonuses
      • Live Oak Bank Bonuses
      • Upgrade Bonuses
    • Best Bank Bonuses
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing Offers
    • Best Crypto Bonuses (Free BTC & More)
    • Best Investment Research Tools
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Deals & Sign Up Bonuses
    • Best Referral & Sign Up Bonuses
    • Best Cash Back Shopping
      • Best Cash Back Shopping Bonuses
      • TopCashback $25 Exclusive Sign Up Bonus
      • Rakuten $30/$40 Sign Up Bonus
      • RebatesMe $45 Welcome Offer
    • Best Mattress Discounts & Coupons
    • Best Contests & Sweepstakes
    • Best Amazon Coupons & Deals
    • Best Freebie Deals
    • All Deals
  • Money Guides
    • Guide to Bank Bonuses
    • Guide to Investment Research
      • Guide to Seeking Alpha
      • Guide to Interactive Brokers
      • Guide to Investment Research Tools
    • Guide to Cash Back Shopping Apps
    • Guide to Student Loan Repayment Strategies
    • Guide to Get-Paid-To (GPT)
    • Financial Calculators
    • All Money Guides & Tips

© 2024 moneysmylife. All rights reserved.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.