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The BMO Harris Bank Premium Rewards Mastercard has an offer for 35,000 bonus points when you spend $5,000 within the first three months (ways to meet this spending requirement). According to BMO Harris Bank, this welcome offer is worth over $435 when you redeem for travel awards. Although it might seem like a generous bonus, you’ll also have to spend quite a bit to qualify. See our list for more travel credit cards.
Slated as a premium travel rewards card, the BMO Harris Bank Premium Rewards card offers triple points on dining, hotel and airfare, but only on up to $2,500 in combined purchases every quarter. So it’s a good fit if you’re a light to moderate spender in these three bonus categories.
For $79 a year, you’ll also enjoy Priority Pass Select membership for complimentary airport lounge access and a 15% anniversary point bonus. Plus, pay no foreign transaction fees when you make purchases abroad.
Unfortunately, however, not everyone is eligible to apply. The BMO Harris Bank Premium Rewards card is only available to residents of eight states where the bank operates.
Card Details

- Earn 3 points per $1 spent on eligible dining, hotels, and airfare, up to $2,500 in combined spend each calendar quarter
- Earn 1 point per $1 spent on all other eligible purchases
- 15% anniversary bonus points every year
- Priority Pass Select membership for airport lounge access
- No foreign transaction fees
- $79 annual fee
*Check out BMO Harris Bank bonuses for Checking & Savings accounts.
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