Bank of America Promotions: $100, $300, $500 Checking & Savings Offers

Here’s a compilation of all the Bank of America Checking, Savings, and Business account promotions, deals, and bonus money offers. Typical offers have been for $100, $200, $300 and on up to $2,500.

Bank of America is one the nation’s largest banks with thousands of branch locations, and they’re good with providing special bank offers to get new customers.

See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, HSBC Bank, BMO Harris and many more.

Also, see our Bank of America Advantage Banking Bonuses page.

Bank Of America Advantage Banking $100 Bonus Offer

• What you’ll get: $100 bonus offer
• How to earn it:
  • The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page
  • The offer code is DNB100CIS 
  • The offer is for new checking customers only
  • Offer expires 12/31/2022
  • To qualify, open an account through the promotional page and set up and receive qualifying direct deposits of $1000 or more into that account within 90 days of opening.
  • Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Member FDIC

Account Features

Bank of America Advantage SafeBalance Banking®

• Advantage Banking is one account with three settings – Advantage SafeBalance Banking is one of the account settings
• Banking that helps you stay within your balance 
• Checkless banking with flexible ways to pay – pay with a debit card, Mobile or Online banking. No paper check writing with this account setting.
• Get help spending only the money you have available
• No overdraft fees
• No monthly maintenance fee for Students under 25 enrolled in school or an educational or vocational program
• No monthly maintenance fee if an owner of this account is under 18

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Bank of America Advantage Plus Banking®

• Advantage Banking is one account with three settings – Advantage Plus Banking is one of the account settings
• Choose from multiple ways to waive the monthly maintenance fee
• Pay with a debit card, Mobile and Online banking or paper checks (if purchased)
• Option to add Balance Connect® for overdraft protection
  • Fee without Balance Connect®: $10 each item, up to 2 items per day

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Bank of America Advantage Relationship Banking®

• Advantage Banking is one account with three settings – Advantage Relationship Banking is one of the account settings
• Perks for higher balances, like fee waivers and interest
• Earn interest on your balance
• Get fee waivers on select services including:
  • Additional checking or savings accounts when you link them to your primary Advantage Relationship Banking account.
  • Incoming domestic wire transfers
  • Standard check purchases
• Option to add Balance Connect® for overdraft protection
  • Fee without Balance Connect® : $10 each item, up to 2 items per day

How To Waive The Monthly Fee

Bank of America Advantage SafeBalance Banking®

A monthly maintenance fee waiver for/when:

• Students under 25 enrolled in school or an educational or vocational program.
• An owner of this account is under age 18
• Enrolled Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).

Or pay $4.95/month

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Bank of America Advantage Plus Banking®

A monthly maintenance fee waiver for each statement cycle that you:

• Have at least one qualifying direct deposit of $250, OR
• Maintain a minimum daily balance of $1,500 or more
• Enrolled Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).

Or pay $12/month

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Bank of America Advantage Relationship Banking®

A monthly maintenance fee waiver for each statement cycle that you:

• Maintain a combined balance* of at least $10,000 or more in eligible linked accounts. *Combined balances include:
  • Average daily balance in checking and savings accounts, AND
  • Current balances in CDs and IRAs at the end of the Advantage Relationship Banking statement cycle, AND
  • Current balances (2 business days before the end of the Advantage Relationship Banking statement cycle) in Merrill investment accounts
• Enrolled Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).

Or pay $25/month

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Bank Of America Bonus: $100 Savings Bonus Offer (Targeted)

• What you’ll get: $100 bonus
• Where it’s available: Targeted; must have received direct communication from BoA.
• How to earn it:
  • Get a $100 cash bonus when you open a new Bank of America Advantage Savings account by November 30 2022 and deposit $1,000 or more in New Money within 30 days.
• When it expires: 11/30/2022

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[Expired] Bank Of America Bonus: $500 Business Checking Offer

• What you’ll get: $500 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account by July 31, 2022: AND
  • Make Qualifying Deposits of $20,000 or more in new money into your new Business Advantage Banking account within thirty (30) days of account opening; AND
  • Maintain an average balance of $20,000 during the Maintenance Period into the new Business Advantage Banking account.
• When it expires: 7/31/2022

See more bonus offers that don’t require direct deposit…

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[Expired] Bank Of America Bonus: $300 Personal Checking Offer (Targeted)

• What you’ll get: $300 bonus
• Where it’s available: Targeted; must have received direct communication from BoA.
• How to earn it:
  • Open a new Bank of America Core Checking or Bank of America Interest Checking account by the expiration date and;
  • Set up and receive qualifying direct deposits of $4,000 or more into your new account within 90 days of account opening.
  • The minimum opening deposit is $25 for Bank of America Core Checking and $100 for the Bank of America Interest Checking.
• When it expires: 4/30/2022

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[Expired] Bank Of America Bonus: $300, $350, $500 Personal Checking Offers (Targeted)

This $300 – $350 bonus from Bank of America is for a new checking account and direct deposit is required. Some users are also reporting a targeted $500 Checking bonus when they log into their online accounts. You must not already already a personal Checking account with Bank of America to qualify.

This is a targeted offer and the terms state that you must have received this offer via a direct communication from Bank of America.

To check if you’ve been targeted:

• You must have a current Bank of America account (credit card, loan, etc.).
  • Log into online banking and click on the “Special Offers & Deals” link.
  • You may also see the offer after logging out.
• Depending on your market, you may also get targeted offers via physical mail even when you don’t have any current accounts with Bank of America

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