Bank Of America $300 Personal Checking & $2500 Business Checking Bonuses

Here’s a compilation of all the Bank of America Checking, Savings, and Business account promotions, deals, and bonus money offers. Typical offers have been for $100, $200, $300 and on up to $2,500.

Bank of America is one the nation’s largest banks with nearly 5,000 branch locations, and they’re never short on providing special bank offers to get new customers.

With their reach we consider BOA a nationwide bank, but they have branches in these states: AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, KS, MA, MD, ME, MI, MO, NC, NH, NJ, NM, NV, NY, OK, OR, PA, RI, SC, TN, TX, UT, VA, and WA.

We’ll review all the different offers below.

Bank Of America Personal Checking $300 Bonus (Targeted)

This $300 bonus from Bank of America is for a new Core or Interest checking account and direct deposit is required. You must not already already a personal Checking account with Bank of America to qualify.

This is a targeted offer and the terms state that you must have received this offer via a direct communication from Bank of America.

To check if you’ve been targeted:

• You must have a current Bank of America account (credit card, loan, etc.).
  • Log into online banking and click on the “Special Offers & Deals” link.
  • You may also see the offer after logging out.
• Depending on your market, you may also get targeted offers via physical mail even when you don’t have any current accounts with Bank of America

Snapshot:

• $300 bonus expires 04/30/2018
• Core or Interest Checking are eligible accounts
• Direct deposit is required for this offer
• Offer available nationwide
• Opening an account will trigger a Soft credit inquiry, which doesn’t affect your credit score
• You can’t fund the opening deposit with a credit card
• Core Checking requires a $25 opening deposit and the Interest Checking a $100 opening deposit

*The offer page is below, but if you weren’t targeted then you won’t be able to qualify for the bonus.

How To Get Your $300 Bonus

• You must have been targeted to receive this bonus offer.
• Open a Core or Interest Checking account by the offer expiration date.
• Set up qualifying direct deposits totaling $4,000 or more within 90 days from account opening. Bank of America does have some reported alternatives to trigger the Direct Deposit requirement.
• *You must not have been a signer or owner of a Bank of America personal Checking account within the last 6 months.
• Once you’ve met the requirements, you will get the bonus deposited within 60 days.

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Bank Of America Business Checking $2,500 In Branch Offer

This offer comes around from time to time and typically isn’t available via a publicly available online link. You’ll need to go in to a nearby branch to speak to a Small Business Specialist to get all of the details and take advantage of the offer.

• Typically reappears throughout the year so check with your local Small Business Specialist
• To receive a $1,000 bonus:
  • Open a Business Advantage Checking account plus one of the Select Business Accounts listed here:
    • Small Business Credit Card. You must be approved and spend at least $2,000 on your new card within 90 days of opening your Business Advantage Checking account.
    • Business Term Loan. You must be approved and open a new term loan within 90 days of opening your Business Advantage Checking account.
    • Business Line Of Credit. You must be approved and open a new line of credit within 90 days of opening your Business Advantage Checking account.
    • Bank Of America Merchant Services Account. You must open and activate a merchant services account and settle $10,000 of funds into your Business Advantage Account within 90 days of opening it.
  • You’ll also need to deposit $50,000 of outside funds into the new Checking account within 90 days of opening.
• To receive an additional $1,500 bonus, open 3 of the remaining accounts listed above. You’ll receive a $500 bonus for each account you open from the above.
• In summary, you can earn a $2,500 total bonus by meeting all the above requirements and opening all of the listed account types.

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Bank Of America $150 – $250 Referral Bonuses

There’s no direct online link for this offer. If you have a Bank of America Checking account, you should have received an email about this $25 referral offer, where you can refer up to 10. Your referrals will also be eligible for a $150 bonus.

• Offer available nationwide
• Eligible accounts include the Bank of America Core Checking OR Bank of America Interest Checking
• Opening an account triggers a Soft Pull, which doesn’t affect your credit score.
• Direct deposit is required for this offer
• Monthly Fees for either account can be waived

How To Earn The Bonuses

• Use the link in your emailed offer to refer friends and family
• When your referral(s) opens a new, eligible Checking account and sets up direct deposit they will earn a $150 bonus. They must set up at least 2 direct deposits of $500 or more into the new account within 90 days of opening.
• You’ll earn a $25 bonus per qualified referral, up to 10 ($250 max bonus)
• You must submit the names and email addresses of your referrals by 12/15/2017, but they have until March 15, 2018 to open a new Checking account for the offer.

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Bank Of America Business Checking $200 Promotion

This $200 promotion from Bank of America is for new Business Checking accounts, and Direct Deposit is NOT required.

• $200 bonus expires 12/31/2017
• Offer available nationwide
• Eligible accounts include the Business Fundamentals and Business Advantage
• Opening an account triggers a Soft Pull, which doesn’t affect your credit score.
• Direct deposit isn’t required for this offer
• Monthly Fees for either account can be waived

How To Get The $200 Bonus

• Open a Business Fundamentals or Business Advantage account.
• Make at least $1,000 in qualifying deposits (not Direct Deposits) into the new Business Checking account within 60 days of account opening.
  • Qualifying deposits are deposits of funds new to Bank of America and/or Merrill Lynch.

Monthly Fees

The Business Fundamentals account has a $15 Monthly Fee, while the Business Advantage account has a $29.95 Monthly Fee. Both fees can be waived.

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Bank Of America Personal Checking $100 Bonus

Get a $100 sign-up bonus with a new Interest Checking or Core Checking account with this offer.

• $100 bonus expires on 02/28/2018
• Core or Interest Checking are eligible accounts
• Direct deposit is required for this offer
• Offer available nationwide
• Opening an account will trigger a Soft credit inquiry, which doesn’t affect your credit score
• You can’t fund the opening deposit with a credit card, but you can fund up to $300 with a debit card
• Core Checking requires a $25 opening deposit and the Interest Checking a $100 opening deposit

How To Get The $100 Bonus

• Open a new Bank of America Core Checking OR Bank of America Interest Checking personal checking account by February 28, 2018 (you must use the “Open now” link on the offer page to qualify); AND
• Set up and receive two Qualifying Direct Deposits of $250 or more each to your new personal checking account within ninety (90) days of account opening. A “Qualifying Direct Deposit” is a recurring direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account. A transfer done via ATM, online, or teller, or a transfer from a bank or brokerage account, Merrill Edge or Merrill Lynch account is not a Qualifying Direct Deposit.
• After you meet all of the requirements, they will attempt to deposit the earned bonus directly into your new personal checking account within sixty (60) days; if unable to do so, a check will be issued.
• The new personal checking account must be open up to and including the date any earned bonus is paid in order to receive the bonus.

Waiving The Monthly Fees

The Core Checking Account has a $12 Monthly Fee that you can waive by doing ONE of the following each month:

• Have one direct deposit of at least $250 post to the account, OR
• Maintain an average daily balance of $1,500 or more, OR
• If you are a Bank of America Preferred Rewards client, you can waive the first 4 Checking and Savings accounts

The Interest Checking Account has a $25 Monthly Fee that you can waive by doing ONE of the following each month:

• Maintain combined balances of $10,000 or more. Combined balances can be in the following accounts:
  • Eligible linked Checking, Savings and Money Market Savings accounts
  • Linked personal CDs and IRAs
  • Eligible linked Merrill Edge and Merrill Lynch investment accounts
• If you are a Bank of America Preferred Rewards client, you can waive the first 4 Checking and Savings accounts

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BOA $300 Business Checking Promotion

This $300 Bank of America promotion is targeted to LegalZoom customers when they set up an LLC. Ask a Small Business Specialist at your local branch to see if you can get this offer.

• Promotion Link: Targeted; talk to a small business specialist
• Account Type: Business Checking & Merchant Services
• Availability: Nationwide
• Expiration: Unknown
• Hard/Soft Inquiry: Soft
• Direct Deposit Requirement: No
• Monthly Fee: There is no monthly fee for the first three months for Business Checking.
• Bonus Requirements:
  • Open a new Business Checking account with qualifying deposits to earn the first $100 bonus
  • Get another $50 bonus when you pay 2 online bills
  • Get another $150 when you also open a merchant services account to accept credit and debit card payments for your business.
• Closing Account Fee: No

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BOA Museums On US Free Entry!

All you need is a Bank of America or Merrill Lynch credit or debit card. Just by showing your card and your photo ID, you’ll get free admission to over 150 participating museums the first weekend of every month!

You can also sign up for email or text reminders of eligible weekends.

Here’s the calendar for 2018:

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BOA Free McAfee Internet Security For 12 Months:

You just need to be a Bank of America online banking customer to qualify.

This is a posted $79.99 value, where you can get the McAfee internet security program free for 12 months. Keep in mind, the offer comes with automatic renewal after your free year, so contact McAfee Customer Support at 1.866.622.3911 prior to the expiration of the free offer if you’d like to cancel.

Other Bank Bonuses You May Like:

Current Bank Bonuses List

• CIT Bank Promotions: Online Money Market Account Earns 1.75% APY
• TD Bank Bonus For Checking Accounts: $150 To $300 Cash
• Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
• Santander Bank Promotions: $150 Personal & $500 Business Checking Bonuses
• Chase Total Checking Account $200 Coupon Available Online Now
• Chase Premier Plus Checking℠ Review: $300 Coupon Bonus
• Chase Coupon Promo Codes: $200, $300, $350, $500 (April 2018)
• BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
• Fifth Third Bank Promotions: $200 Checking Account Bonus
• PNC Bank Promotions: $50 To $300 Checking, Savings, Business Bonuses

*Check back at this page for updated Bank of America promotions, bonuses, and offers!