Bank of America Bonus: $100 – $2500 Checking/Savings Offers

• The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page
• The offer is for new checking customers only
• Offer expires 6/30/2022
• To qualify, open an account through the promotional page and set up and receive qualifying direct deposits of $1000 or more into that account within 90 days of opening.
• Bank of America will attempt to pay bonus within 60 days.
• Additional terms and conditions apply. See offer page for more details.

Bank of America Advantage SafeBalance Banking®

• Advantage Banking is one account with three settings – Advantage SafeBalance Banking is one of the account settings
• Banking that helps you stay within your balance
• Checkless banking with flexible ways to pay – pay with a debit card, Mobile or Online banking. No paper check writing with this account setting.
• Get help spending only the money you have available
• No overdraft fees
• No monthly maintenance fee for Students under 25
  • Effective February 18, 2022 the student waiver will no longer be available to be applied to an Advantage Plus account.
  • For Advantage Plus accounts with a Student waiver applied prior to February 18, 2022 this monthly maintenance fee waiver will apply until the Student turns 25, ceases to be an owner of the account, or notifies us that they are no longer enrolled in school or an educational or vocational program.

Bank of America Advantage Plus Banking®

• Advantage Banking is one account with three settings – Advantage Plus Banking is one of the account settings
• Choose from multiple ways to waive the monthly maintenance fee
• Pay with a debit card, Mobile and Online banking or paper checks (if purchased)
• Option to add Balance Connect™ for overdraft protection
  • Fee without Balance Connect™: $35 each item, up to 4 items per day
• No monthly maintenance fee for Students under 25
  • Effective February 18, 2022 the student waiver will no longer be available to be applied to an Advantage Plus account.
  • For Advantage Plus accounts with a Student waiver applied prior to February 18, 2022 this monthly maintenance fee waiver will apply until the Student turns 25, ceases to be an owner of the account, or notifies us that they are no longer enrolled in school or an educational or vocational program.

Bank of America Advantage Relationship Banking ®

• Advantage Banking is one account with three settings – Advantage Relationship Banking is one of the account settings
• Perks for higher balances, like fee waivers and interest
• Earn interest on your balance
• Get fee waivers on select services including:
  • Additional checking or savings accounts
  • Incoming domestic wires
  • Standard check purchases
• Option to add Balance Connect™ for overdraft protection
  • Fee without Balance Connect™ : $35 each item, up to 4 items per day

Bank of America Advantage SafeBalance Banking®

A monthly maintenance fee waiver for:

• No monthly maintenance fee for Students under 25 enrolled in school or an educational or vocational program.
  • Effective February 18, 2022 the student waiver will no longer be available to be applied to an Advantage Plus account.
  • For Advantage Plus accounts with a Student waiver applied prior to February 18, 2022 this monthly maintenance fee waiver will apply until the Student turns 25, ceases to be an owner of the account, or notifies us that they are no longer enrolled in school or an educational or vocational program.
• Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).

Or pay $4.95/month

Bank of America Advantage Plus Banking®

A monthly maintenance fee waiver for each statement cycle that you:

• Have at least one qualifying direct deposit of $250, OR
  • Maintain a minimum daily balance of $1,500 or more
• No monthly maintenance fee for Students under 25 enrolled in school or an educational or vocational program.
  • Effective February 18, 2022 the student waiver will no longer be available to be applied to an Advantage Plus account.
  • For Advantage Plus accounts with a Student waiver applied prior to February 18, 2022 this monthly maintenance fee waiver will apply until the Student turns 25, ceases to be an owner of the account, or notifies us that they are no longer enrolled in school or an educational or vocational program.
• Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).

Or pay $12/month

Bank of America Advantage Relationship Banking®

A monthly maintenance fee waiver for each statement cycle that you:

• Maintain a combined balance* of at least $10,000 or more in eligible linked accounts. *Combined balances include:
  • Average daily balance in checking and savings accounts, AND
  • Current balances in CDs and IRAs at the end of the Advantage Relationship Banking statement cycle, AND
  • Current balances (2 business days before the end of the Advantage Relationship Banking statement cycle) in Merrill investment accounts
• Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).

Or pay $25/month

• See Offer Page for more details

• Open a new Bank of America Advantage Banking account by the expiration date.
  • Set up and receive qualifying direct deposits of $10,000 or more into your new account within 90 days of account opening, OR
  • Make qualifying deposits of $50,000 or more in new money within 30 days of opening your new account and maintain that balance for 90 days.

Bank of America Advantage SafeBalance Banking®

• Checkless banking with flexible ways to pay – pay with a debit card, Mobile or Online banking. No paper check writing with this account setting
• Get help spending only the money you have available
• No overdraft fees
• No monthly maintenance fee for Students under 25
  • Effective February 18, 2022 the student waiver will no longer be available to be applied to an Advantage Plus account.
  • For Advantage Plus accounts with a Student waiver applied prior to February 18, 2022 this monthly maintenance fee waiver will apply until the Student turns 25, ceases to be an owner of the account, or notifies us that they are no longer enrolled in school or an educational or vocational program.

Bank of America Advantage Plus Banking ®

• Everyday banking with more ways to waive the monthly maintenance fee
• Choose from multiple ways to waive the monthly maintenance fee
• Pay with a debit card, Mobile and Online banking or paper checks (if purchased)
• Add optional Overdraft Protection
• Monthly maintenance fee waiver for eligible student
• No monthly maintenance fee for Students under 25
  • Effective February 18, 2022 the student waiver will no longer be available to be applied to an Advantage Plus account.
  • For Advantage Plus accounts with a Student waiver applied prior to February 18, 2022 this monthly maintenance fee waiver will apply until the Student turns 25, ceases to be an owner of the account, or notifies us that they are no longer enrolled in school or an educational or vocational program.

Bank of America Advantage Relationship Banking ®

• Perks for higher balances, like fee waivers and interest
• Earn interest on your balance
• Get fee waivers on select services including:
  • Additional checking or savings accounts
  • Incoming domestic wires
  • Standard check purchases
• Add optional Overdraft Protection

Bank of America Advantage SafeBalance Banking®

A monthly maintenance fee waiver for:

• No monthly maintenance fee for Students under 25 enrolled in school or an educational or vocational program.
  • Effective February 18, 2022 the student waiver will no longer be available to be applied to an Advantage Plus account.
  • For Advantage Plus accounts with a Student waiver applied prior to February 18, 2022 this monthly maintenance fee waiver will apply until the Student turns 25, ceases to be an owner of the account, or notifies us that they are no longer enrolled in school or an educational or vocational program.
• Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).

Or pay $4.95/month

Bank of America Advantage Plus Banking®

A monthly maintenance fee waiver for each statement cycle that you:

• Have at least one qualifying direct deposit of $250, OR
  • Maintain a minimum daily balance of $1,500 or more
• No monthly maintenance fee for Students under 25 enrolled in school or an educational or vocational program.
  • Effective February 18, 2022 the student waiver will no longer be available to be applied to an Advantage Plus account.
  • For Advantage Plus accounts with a Student waiver applied prior to February 18, 2022 this monthly maintenance fee waiver will apply until the Student turns 25, ceases to be an owner of the account, or notifies us that they are no longer enrolled in school or an educational or vocational program.
• Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).

Or pay $12/month

Bank of America Advantage Relationship Banking®

A monthly maintenance fee waiver for each statement cycle that you:

• Maintain a combined balance* of at least $10,000 or more in eligible linked accounts. *Combined balances include:
  • Average daily balance in checking and savings accounts, AND
  • Current balances in CDs and IRAs at the end of the Advantage Relationship Banking statement cycle, AND
  • Current balances (2 business days before the end of the Advantage Relationship Banking statement cycle) in Merrill investment accounts
• Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).

Or pay $25/month

• This offer is limited to those individuals who receive the offer via a direct communication from Bank of America.
• Offer is intended for new personal checking customers only; you are not eligible if you were an owner or co-owner of a Bank of America personal checking account within the last six (6) months.
• Fiduciary accounts (e.g., trust accounts) are excluded from this offer.
• Offer does not apply to business, second or multiple personal checking accounts.
• Bank of America may change or discontinue this offer at any time before this date without notice.
• After you satisfy all of the requirements, they will attempt to deposit the earned bonus directly into your new personal checking account within sixty (60) days.
• The new personal checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus.
• To receive your bonus you must provide all of the information they require in connection with opening the account.
• This includes information they require to identify each account owner and to report the bonus to the Internal Revenue Service (IRS), including a validly completed IRS Form W-9 or Form W-8 (as applicable).
• The value of this bonus may constitute taxable income to you.
• Bank of America may issue an IRS Form 1099 (or other appropriate form) to you that reflects the value of such bonus.
• To the extent required by law, Bank of America may withhold tax or other amounts from the payment.
• Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.

• To earn the $750 bonus:
  • Make qualifying deposits of $50,000 or more in new money into your new business checking account within 15 days of opening an account; AND
  • Maintain an average balance of $50,000 during the Maintenance Period; AND
  • Make at least 5 qualifying electronic payments by the end of Maintenance Period.
• To earn the $500 bonus:
  • Make qualifying deposits of $20,000 or more in new money into your new business checking account within 15 days of opening an account; AND
  • Maintain an average balance of $20,000 during the Maintenance Period; AND
  • Make at least 5 qualifying electronic payments by the end of Maintenance Period.

Business Fundamentals Checking $16 monthly fee waived with one of the following:

• Spend $250 in net new purchases on a business debit or credit card
• Maintain an average monthly balance of $5,000 or more
• Maintain a minimum daily balance of $3,000
• Maintain a combined average monthly balance of $15,000 or more in your linked Bank of America business accounts

Business Advantage Checking $29.95 monthly fee waived with one of the following:

• Spend $2,500 in net new purchases on a business credit card
• Maintain an average monthly balance of $15,000 or more
• Maintain a combined average monthly balance of $35,000 or more in your linked Bank of America business accounts
• Actively use Bank of America Merchant Services and/or Payroll Services

• The $500 and $750 bonus offers are mutually exclusive: only one bonus ($500 or $750) per business customer, regardless of the number of businesses owned or operated by the customer.
• Offer only available to customers who receive this offer via a direct communication from a Bank of America Small Business Specialist or from a Bank of America communication.
• This offer is intended for new customers only; you are not eligible for this offer if you were an owner or signer on a Bank of America small business checking account within the last six (6) months.
• Bank of America employees are not eligible for this offer.
• All qualifying activities must be completed within the stated time frames in order to be eligible for this offer.
• Bank of America may change or discontinue this offer at any time before this date without notice.
• New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts and/or Merrill investment accounts. A transfer done via ATM, online or teller, or a transfer from a Bank of America deposit account or brokerage account, such as a Merrill account, is not considered new money. A cash withdrawal from an existing Bank of America account and a deposit into the new checking account is not considered new money.
• The Maintenance Period begins sixteen (16) calendar days after account opening and ends seventy-five (75) calendar days after account opening.
• Qualifying Electronic Payments include debit card purchases, online bill pay, and the following outgoing payments: automated clearinghouse (ACH), wire transfers or Zelle payments.