Bank Of America Personal Checking ($150 & $300) And Business Checking ($2500) Bonuses

Here’s a compilation of all the Bank of America Checking, Savings, and Business account promotions, deals, and bonus money offers. Typical offers have been for $100, $200, $300 and on up to $2,500.

Bank of America is one the nation’s largest banks with nearly 5,000 branch locations, and they’re never short on providing special bank offers to get new customers.

With their reach we consider BOA a nationwide bank, but they have branches in these states: AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, KS, MA, MD, ME, MI, MO, NC, NH, NJ, NM, NV, NY, OK, OR, PA, RI, SC, TN, TX, UT, VA, and WA.
We’ll review all the different offers below.

Bank Of America Personal Checking $300 Bonus (Targeted)

This $300 bonus from Bank of America is for a new Core or Interest checking account and direct deposit is required. You must not already already a personal Checking account with Bank of America to qualify.

This is a targeted offer and the terms state that you must have received this offer via a direct communication from Bank of America.

To check if you’ve been targeted:

• You must have a current Bank of America account (credit card, loan, etc.).
  • Log into online banking and click on the “Special Offers & Deals” link.
  • You may also see the offer after logging out.
• Depending on your market, you may also get targeted offers via physical mail even when you don’t have any current accounts with Bank of America

Snapshot:

• $300 bonus expires 12/30/2018
• Core or Interest Checking are eligible accounts
• Direct deposit is required for this offer
• Offer available nationwide
• Opening an account will trigger a Soft credit inquiry, which doesn’t affect your credit score
• You can’t fund the opening deposit with a credit card
• Core Checking requires a $25 opening deposit and the Interest Checking a $100 opening deposit

*The offer page is below, but if you weren’t targeted then you won’t be able to qualify for the bonus.

How To Get Your $300 Bonus

• You must have been targeted to receive this bonus offer.
• Open a Core or Interest Checking account by the offer expiration date.
• Set up qualifying direct deposits totaling $4,000 or more within 90 days from account opening. Bank of America does have some reported alternatives to trigger the Direct Deposit requirement.
• *You must not have been a signer or owner of a Bank of America personal Checking account within the last 6 months.
• Once you’ve met the requirements, you will get the bonus deposited within 60 days.

Bank Of America Personal Checking $150 Bonus + $25 Per Referral

There isn’t a direct online link for this offer. If you’re an eligible Bank of America customer you should receive an email about a referral bonus opportunity, where you can earn up to $250 bonuses. Each successful referral will get you a $25 bonus.

Your referrals will be able to earn a $150 bonus for a new Bank of America Core Checking or Interest Checking account.

• Referral bonus offer expires 08/31/2018
• Core or Interest Checking are eligible accounts
• Direct deposit is required for this offer
• Offer available nationwide
• Opening an account will trigger a Soft credit inquiry, which doesn’t affect your credit score
• You can’t fund the opening deposit with a credit card
• Core Checking requires a $25 opening deposit and the Interest Checking a $100 opening deposit

Bonus Details

• You can earn a $25 bonus per referral that meets the offer requirements and the person being referred will receive a $150 bonus.
• Requirements include your referrals opening a new Core Checking or Interest Checking account by October 31, 2018 in-branch, online or via phone using the unique offer code in the offer email you’ve received.
• Your referral must set up and receive at least 2 qualifying direct deposits of $500 or more into the new account within 90 days of account opening.
• Friends and family members who already have a Bank of America checking account are not eligible to receive this special referral offer.
• Using the Referral Portal, submit the full name and valid e-mail address for each eligible friend and/or family member you’d like to refer to Bank of America (up to a maximum of thirty-six names and e-mail addresses).
• Referrals must be submitted on or before the offer expiration date
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

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Bank Of America Business Checking $2,500 In Branch Offer

This offer comes around from time to time and typically isn’t available via a publicly available online link. You’ll need to go in to a nearby branch to speak to a Small Business Specialist to get all of the details and take advantage of the offer.

• Typically reappears throughout the year so check with your local Small Business Specialist
• To receive a $1,000 bonus:
  • Open a Business Advantage Checking account plus one of the Select Business Accounts listed here:
    • Small Business Credit Card. You must be approved and spend at least $2,000 on your new card within 90 days of opening your Business Advantage Checking account.
    • Business Term Loan. You must be approved and open a new term loan within 90 days of opening your Business Advantage Checking account.
    • Business Line Of Credit. You must be approved and open a new line of credit within 90 days of opening your Business Advantage Checking account.
    • Bank Of America Merchant Services Account. You must open and activate a merchant services account and settle $10,000 of funds into your Business Advantage Account within 90 days of opening it.
  • You’ll also need to deposit $50,000 of outside funds into the new Checking account within 90 days of opening.
• To receive an additional $1,500 bonus, open 3 of the remaining accounts listed above. You’ll receive a $500 bonus for each account you open from the above.
• In summary, you can earn a $2,500 total bonus by meeting all the above requirements and opening all of the listed account types.

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BOA $300 Business Checking Promotion

This $300 Bank of America promotion is targeted to LegalZoom customers when they set up an LLC. Ask a Small Business Specialist at your local branch to see if you can get this offer.

• Promotion Link: Targeted; talk to a small business specialist
• Account Type: Business Checking & Merchant Services
• Availability: Nationwide
• Expiration: Unknown
• Hard/Soft Inquiry: Soft
• Direct Deposit Requirement: No
• Monthly Fee: There is no monthly fee for the first three months for Business Checking.
• Bonus Requirements:
  • Open a new Business Checking account with qualifying deposits to earn the first $100 bonus
  • Get another $50 bonus when you pay 2 online bills
  • Get another $150 when you also open a merchant services account to accept credit and debit card payments for your business.
• Closing Account Fee: No

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BOA Museums On US Free Entry!

All you need is a Bank of America or Merrill Lynch credit or debit card. Just by showing your card and your photo ID, you’ll get free admission to over 150 participating museums the first weekend of every month!

You can also sign up for email or text reminders of eligible weekends.

Here’s the calendar for 2018:

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BOA Free McAfee Internet Security For 12 Months:

You just need to be a Bank of America online banking customer to qualify.

This is a posted $79.99 value, where you can get the McAfee internet security program free for 12 months. Keep in mind, the offer comes with automatic renewal after your free year, so contact McAfee Customer Support at 1.866.622.3911 prior to the expiration of the free offer if you’d like to cancel.

Current Bank Bonuses List

Other great bank offers include those from Chase, HSBC, TD Bank and more.

• CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
• TD Bank Promotions: $300 & $150 Checking Account Bonuses
• BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
• Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
• Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
• Chase Total Checking Account Bonus: $200 Coupon Available Online
• Chase Coupon Promo Codes: $200, $300, $350, $500 – September 2018
• HSBC Bank $350 & $750 Checking Account Bonuses
• Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
• Simple Bank Review & Bonus Offer: Unlimited $20 Referrals

*Check back at this page for updated Bank of America promotions, bonuses, and offers!