Bank of America Business Checking Bonus 2026: Earn Up to $2,500 – Ends 7/31/26

Bank of America is offering a tiered business checking bonus worth up to $2,500 when you open a new eligible Business Advantage Banking account and deposit qualifying new money.

This limited-time offer expires July 31, 2026.

If you’re looking for more offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!

Bonus Breakdown

You can earn one of the following bonuses depending on how much new money you deposit and maintain:

• Deposit $5,000 → Earn $400 bonus
• Deposit $15,000 → Earn $700 bonus
• Deposit $50,000 → Earn $1,000 bonus
• Deposit $100,000 → Earn $1,500 bonus
• Deposit $200,000+ → Earn $2,500 bonus

Eligible Accounts

You must open one of the following accounts:

• Business Advantage Relationship Banking
• Business Advantage Fundamentals Banking

How To Earn The Bonus

1. Enroll And Open A New Account

Enroll in the offer through a Bank of America associate and open a qualifying business checking account by July 31, 2026.

TRENDING DEAL:

Chase Business Checking Bonus: Earn Up to $500 Cash – Ends 6/18/26

Put real cash back into your business. Open a Chase Business Complete Checking® account and earn up to $500 in cash bonuses* when you bring new money to Chase Business. Deposit...Show More

Put real cash back into your business. Open a Chase Business Complete Checking® account and earn up to $500 in cash bonuses* when you bring new money to Chase Business. Deposit $2,000–$9,999 to earn $300, or $10,000+ to earn the full $500, then complete just five qualifying transactions. You’ll also get access to Chase’s #1-rated online business banking platform, built-in payment tools, and the option to waive the $15 monthly fee with qualifying activity. Apply online or in-branch and start banking with the largest small-business network in the U.S. Offer ends 6/18/26.* Show Less

$500 Cash Bonus

Go to the deal

2. Deposit New Money

Within 30 days of account opening, deposit qualifying “new money” into the account.

New money means funds not currently or previously held with:

• Bank of America
• Merrill investment accounts

At the end of the 30-day deposit period, your total deposits determine which bonus tier you qualify for.

3. Maintain The Required Balance

You must maintain the qualifying balance during the maintenance period, which:

• Begins 31 days after enrollment
• Ends 90 days after account opening

If your balance drops below your tier requirement during this period, you may be reduced to a lower bonus tier.

If your balance falls below $5,000 at any point during the maintenance period, you will no longer qualify for any bonus.

4. Receive Your Bonus

After meeting all requirements, Bank of America will attempt to deposit the bonus into your business checking account within 60 days.

Important Restrictions

To qualify:

• You must receive the offer directly from Bank of America
• You cannot have owned or co-owned a Bank of America Business Advantage Banking account within the past 12 months

Additional notes:

• Offer limited to one bonus per business owner
• Cannot be combined with other business checking bonus offers
• Account must remain open and in good standing through payout
• Bonus may be reported on IRS Form 1099 as taxable income

Is The Bank of America Business Bonus Worth It?

This promotion is best suited for businesses that can comfortably move and hold larger cash balances for several months.

The higher bonus tiers can be attractive for businesses already planning to keep significant operating cash in a business checking account. However, smaller businesses may find the $400 or $700 tiers more practical due to the lower balance requirements.