Bank of America Business Checking Account $200 Bonus – Ends 12/31/25

Earn a $200 cash bonus for opening a new business checking account with Bank of America. You’ll need to make at least a $5,000 deposit to qualify for the offer.

• Update 10/4/2024: The offer is back through 12/31/24. You may also want to consider this $300 offer from Chase Business Complete.
• Update 11/28/2023: The offer has been extended through 6/30/24.
• Update 9/19/2023: You can earn a $1,000 bonus with this other Bank of America business checking offer. You’ll need to make at least a $30,000 deposit though.
• Update 6/30/2023: Offer has been extended through 12/31/2023.

READ MORE: EARN A $100 BONUS FOR A PERSONAL BANK OF AMERICA CHECKING ACCOUNT

Offer Details

• What you’ll get: $200 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account by June 30, 2024: AND
  • Make Qualifying Deposits of $5,000 or more in new money into your new Business Advantage Banking account within thirty (30) days of account opening; AND
  • Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the Maintenance Period.
• When it expires: 12/31/2025

Other related Bank of America offers to consider:

• $200 bonus for a personal checking account
• $1,000 bonus for a business checking account with a $30,000 deposit requirement

Fine Print

• Offer available only to applicants who apply for a new account online and intended for new customers only.
• Not eligible for the offer if you were an owner or signer on a Bank of America Business Advantage checking account within the last twelve (12) months.
• Only one bonus ($200) per business customer, regardless of the number of businesses owned or operated.
• Bank of America employees are not eligible for this offer.
• Bank of America may change or discontinue this offer at any time, without notice.
• Reproduction, purchase, sale, transfer, or trade of this offer is prohibited.

Requirements to earn a Business Advantage checking Bonus of $200:

1. Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking.
2. Make Qualifying Deposits of $5,000 or more in new money* within thirty (30) days of account opening.
3. Maintain an average balance of $5,000 during the Maintenance Period**.

Additional Terms:

• Account applications are subject to approval.
• The bonus may constitute taxable income and may be subject to withholding tax or other amounts.
• Consult a tax advisor for tax advice.
• Refer to the Business Schedule of Fees for account fees, rates, and information.
• New Business Advantage checking accounts must remain open until the earned bonus is paid.
• The earned cash bonus will be deposited within 60 days from the end of the qualifying period; otherwise, a check will be issued.

READ MORE: WELCOME OFFERS FROM CHASE AND BMO.

Bottom Line

Great value offer for a business checking account. Typically isn’t available all year long.

More from Bank of America:

• Best Bank of America Checking Account Bonuses & Offer Codes of May 2025
• Bank of America $300 Checking Account Bonus: How to Qualify and Maximize Your Rewards – Ends 5/31/25
• Bank of America Checking Account Offer: Earn a $500 Bonus – Ended
• Merrill Edge Promotions: $1000 Investment Offer, Up To $7500 Secret Offer

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.