Bank of America Business Checking Bonus 2026: Earn Up to $2,500 – Ends 11/30/26

Bank of America is offering eligible new business checking clients up to $2,500 for opening a Business Advantage Banking account and depositing and maintaining qualifying new money. Availability: Nationwide.

Want more bank bonuses? See our regularly updated list of the best current bank promotions.

Bank of America Business Checking Bonus Overview

Bonus: Up to $2,500
Account: Business Advantage Fundamentals Banking or Business Advantage Relationship Banking
Deadline: November 30, 2026
Promo code: Applied through the official offer page
Availability: Nationwide online for eligible U.S. businesses

How to Earn the Bonus

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Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 10/14/26. Show Less

Earn $400

Go to the deal

• Open an eligible Business Advantage Fundamentals Banking or Business Advantage Relationship Banking account through the offer by November 30, 2026.
• Deposit qualifying new money directly into the new account within 30 days of opening.
• Maintain the applicable daily balance from day 31 through day 90: $5,000 earns $400; $15,000 earns $700; $50,000 earns $1,000; $100,000 earns $1,500; $200,000 earns $2,500.
• Keep the account open and in good standing through the bonus payment.

Who Is Eligible?

The offer is for new Bank of America business checking clients. You are not eligible if you were an owner or signer on a Business Advantage Banking account during the previous 12 months. Bank of America employees are ineligible. Only one cash bonus is paid for the highest tier met, and the offer cannot be combined with another business checking bonus.

Monthly Fees and Minimums

Business Advantage Fundamentals Banking has no monthly fee for the first 12 months under the promotion; afterward, the standard $16 fee may be waived with qualifying balances, business debit-card purchases, or Preferred Rewards for Business status. Business Advantage Relationship Banking carries a higher standard fee that may be waived with qualifying relationship balances or Preferred Rewards for Business. Verify the current fee schedule during application.

When Is the Bonus Paid?

Bank of America states that it will attempt to deposit the earned bonus within 60 days after all requirements are satisfied. The account must remain open and in good standing through payment. The bonus may be reported as taxable income.

Important Dates and Exclusions

• Open the account by November 30, 2026 through the official offer path so the offer code is applied.
• New money excludes transfers from other Bank of America deposit accounts, Merrill accounts, and cash withdrawn from an existing Bank of America account and redeposited.
• If the daily balance falls below a tier during days 31 through 90, the account may qualify only for a lower tier; a balance below $5,000 disqualifies the bonus.

How to Apply

Use the official offer button above and confirm that the promotional offer is attached before submitting the application. Save the offer confirmation and daily-balance records for the full maintenance period.

The Bottom Line

The lower tiers can be attractive for businesses already able to hold operating cash for 90 days. Compare the bonus with the opportunity cost of the required balance and the ongoing account fee after the promotional waiver period.

Offer details rechecked September 28, 2026. Confirm the current terms before applying.