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Bank bonuses are great, but setting up a direct deposit from your employer or government benefits is often a big, frustrating requirement for many promotions.
Most bank bonuses have a few things you need to do to earn them. For example, you may have to keep a certain amount of money in your account at all times or an average daily balance. You may also have to meet a minimum deposit requirement when you open an account.
To get the sign-up bonus, many banks also require that you link your account to direct deposit, which can be a problem if your company doesn’t support it.
It can also be a pain to change your direct deposit information, so what about offers that don’t require it at all? They are less common because they make you less likely to keep the account, but we’ve curated a list for you below.
Need a new checking, savings, or business bank account? Check out these deals that don’t require you to make a direct deposit to earn.
Read more: See here for the complete list of the best bank bonuses…
Get started with these offers:
BEST BANK BONUSES THAT DON'T REQUIRE DIRECT DEPOSIT
Chase Private Client Up To $3,000 Bonus Offer – Ends 4/19/23
Chase Private Client has a $3,000 bonus offer available to existing Chase Bank customers. If you're not already a Chase...
Read moreChase Business Complete℠ Banking $300 Sign-Up Bonus [Nationwide] – Ends 5/18/2023
Find the latest Chase Business Checking account promotions and bonuses on this page. Offers for Chase Bank's Business Checking accounts...
Read moreJ.P. Morgan Self-Directed Investing Up To $700 Bonus – Ends 4/13/23
J.P. Morgan Wealth Management is now offering new customers up to $700 for a new Self-Directed Investing account. See the...
Read moreChase College Checking℠ Account $100 Bonus – Ends 4/19/23
The Chase College Checking℠ account is designed for undergraduate students who are money conscious, have simple financial needs, and prefer...
Read moreChase Secure Banking℠ Account $100 Bonus – Ends 4/19/2023
Find updated promotions and offers for the Chase Secure Banking℠ account here. You can find all other bonuses for Chase...
Read moreAxos $250 Bonus for Managed Portfolios or Self-Directed Trading Investing Accounts – Ends 3/31/23
Earn a $250 bonus for a new Managed Portfolios or Self-Directed Trading account with this offer from Axos. Update 2/8/2023:...
Read moreAxos Bank $100 or $200 Bonus for Business Interest Checking [Nationwide] – Ends 6/30/23
Earn either a $100 or $200 bonus for a new Business Interest Checking account with this offer from Axos Bank....
Read moreAxos Bank $100 or $200 Basic Business Checking Bonus [Nationwide] – Ends 6/30/23
Earn a $100 or $200 bonus for a new Basic Business Checking account with this offer from Axos Bank. Businesses...
Read moreLive Oak Bank Promotions: Up to $300 Business Checking & Business Savings Bonuses (Nationwide) – Ends 3/31/23
Live Oak Bank is offering small businesses up to $300 in bonus cash for opening new business savings and business...
Read moreBaselane Review 2023: Banking & Finances For Landlords ($300 Bonus Available)
Baselane (baselane.com) is a comprehensive financial platform with several tools for managing and expanding your investment portfolios. Baselane might be...
Read moreUpgrade Cash Rewards Visa®: $200 Rewards Checking Welcome Bonus
If you're looking for a credit card that provides cash back rewards and gives you more control over your finances,...
Read moreUpgrade Triple Cash Rewards Visa®: $200 Rewards Checking Welcome Bonus
Everyone loves the opportunity to earn a little extra cash, and with the Upgrade Triple Cash Rewards Visa®, you can...
Read moreScore $200 with the Upgrade Bitcoin Rewards Visa® and Rewards Checking Account
Are you looking for a new way to earn bitcoin rewards and a welcome bonus of $200? If so, the...
Read moreQapital Banking Promotions: Give $25, Get $25 Referral Offer (Nationwide) – No End Date
If you're looking for the latest promotions and bonuses for Qapital (qapital.com), we update them here. Qapital is a personal...
Read moreYotta Promotion: 100 Free Tickets Bonus + Chance For $10 Million Weekly – No End Date
Find the latest Yotta (withyotta.com) promotions and offers updated here. New users can earn free tickets to win prizes and...
Read morePrizePool Savings Promotions: $10 + 10,00 Tickets With $500 Deposit – Ends 2/28/23
Find the latest PrizePool (getprizepool.com) promotions and offers here. They have a referral program where you earn 10% of all...
Read moreUFB Preferred Savings & Preferred Money Market Accounts Earn Up To 5.02% APY
Both the UFB Preferred Savings and UFB Preferred Money Market accounts earn a very competitive rate. Details below. Update 3/14/2023:UFB...
Read moreCIT Bank Savings Connect Earns 4.20% APY (Nationwide)
The CIT Bank Savings Connect account is a very competitive online savings account option. See the current rate details below....
Read moreQuontic Bank High Yield Savings Account Earns 4.05% APY (Nationwide)
Get a great rate for the Quontic Bank High Yield Savings Account. Quontic bank is a digital bank and is...
Read moreAmerican Express® High Yield Savings Account Earns 3.75% APY (Nationwide)
The American Express® High Yield Savings Account, Member FDIC, account offers a 3.75% APY (Annual Percentage Yield) rate - as of...
Read moreBarclays Bank Online Savings Account Earns 3.80% APY (Available Nationwide)
Barclays has a good rate on their savings account with no minimum required - available online-only in the U.S. Update...
Read moreBest M1 Finance Bonuses: $50, $500, $4000, $10000 Offers
Read about the latest M1 Finance promotions and bonus offers here. M1 Finance (m1finance.com) is a free automated investing "robo-advisor"...
Read moreAcorns Promotions: $5 – $25 Sign Up Bonuses
Find the latest promotions and bonuses from Acorns here. More referral deals here. Update 2/2/2023: Expiration date for Acorns Investment...
Read moreWise.com Bonus: Free Transfer & $75 Referral Offer Promotion
Find updated Wise (wise.com) promotions and bonus offers here. Wise (formerly Transferwise) is a service that offers cheap and easy...
Read moreCash App Promos: $5 Sign-Up Bonus & $5 Referrals [Nationwide] – No End Date
Here, you can find the most up-to-date Cash App (cash.app) deals and bonuses. More referral opportunities here. Cash App is...
Read morePSECU $100, $200 or $300 Checking Bonus [Nationwide] – Ends 12/31/23
Earn up to $300 for a new checking account with this promotion from PSECU (psecu.com). The maximum $300 offer will...
Read morePublic.com Bonus: $300 In Free Stock, Up To $10,000 Brokerage Transfer Offers
Find promotions and offers from Public.com (formerly Matador), the social stock investing service, at this page. Update 1/5/2023: The $10,000...
Read moreTradeStation Promotions: 50% Off Futures Brokerage Fees
Find updated promotions and bonus offers from TradeStation here. TradeStation is consistently rated as one of the best brokerages for...
Read moreAlliant Credit Union $400 Checking, Savings & CD Bonus [Nationwide] – Ends 3/31/2023
Get up to $400 in bonuses for checking, savings and CD accounts with this offer from Alliant Credit Union. This...
Read moreAmerican Express Business Checking 60,000 Points Bonus [Nationwide] – No End Date
Earn 30,000 60,000 Membership Rewards Points for a new American Express Business Checking account with this offer. These 60k bonus...
Read moreBMO Harris Business Checking $250 & $400 Bonuses [Nationwide] – Ends 1/31/23
Earn either a $250 or $400 bonus for a new business checking account with this offer from BMO Harris Bank....
Read moreCapital One 360 Performance Savings: Up To $1,000 Bonus + 3.40% APY Rate [Nationwide]
Capital One 360 Performance Savings is a very competitive online savings account option. See the current rate details below. Update...
Read moreCIT Bank Platinum Savings Earns 4.40% APY (Nationwide)
The CIT Bank Platinum Savings account is a very competitive online savings account option for those with balances of $5,000...
Read moreCiti Personal Wealth Management Up To $5,000 Cash Bonus – Ends 3/31/23
Find updated promotions and offers from Citi Personal Wealth Management here. Currently, this service from Citibank is offering up to...
Read moreCiti Self Invest Up To $500 Bonus Offer – Ends 1/31/23
Earn up to a $500 bonus for a new Citi Self Invest account with this offer. The minimum deposit for...
Read moreCitibank Business Checking $200 to $2,000 Bonus [Available in Many States] – Ends 7/12/23
Earn a $200 to $2,000 bonus with a new Citibank Business Checking account with this offer from Citi. Offer available...
Read moreCitibank Personal Checking $200 to $2,000 Bonus Offer – Ends 4/4/23
Open a new checking account in an eligible account package and earn a cash bonus of up to $2,000 with...
Read moreCitibank Savings Account Up To $5,000 Bonus Offer [NY, CT, NJ, DC, VA, MD, CA, NV, IL, FL] – Ends 4/3/23
Existing customers can earn $100 - $5,000 when opening a new Citi® Savings Account and completing required activities. Update 1/10/2023: Offer has been...
Read moreCitizens Bank $500 Business Checking Bonus – Ends 5/15/23
Looking for a bonus offer for your business checking account? Citizens Bank is offering a bonus of up to $500...
Read moreDiscover Bank $150 or $500 Savings Account Bonus [Nationwide] – Ended
Earn a $150 or $500 bonus for a new savings account with this offer from Discover Bank. The $150 bonus...
Read moreDiscover Bank Promotions: $150 or $200 Savings Account Bonus [Nationwide] – Ends 6/15/23
Discover Bank is offering a $150 or $200 cash bonus when you open your first Discover Online Savings Account with...
Read moreHuntington Bank $100, $400, $750, $1000 Business Checking Bonuses [Available in Many States] – Ends 2/5/23
Huntington Bank usually offers sign-up bonuses for both their Personal and Business Checking accounts. For their business checking accounts, they're...
Read moreHuntington Bank $600 Platinum Perks Checking Bonus – Ends 6/7/23
Huntington Bank is offering several personal checking bonuses. They doubled their offer for the Platinum Perks Checking account from $300...
Read moreJuno.finance Promotions: $10 Bonus & Up To 5% Cashback
Find up-to-date promotions and offers from Juno (juno.finance) here. Juno is an online banking institution headquartered in the United States....
Read moreM&T Bank $350 MyChoice Premium Checking Bonus – Ends 1/27/23
Get a $350 bonus for a new MyChoice Premium Checking account with this offer from M&T Bank. Update 1/5/2023: Offer...
Read moreM&T Bank $450 MyChoice Premium Checking & MyChoice Money Market Bonus – Ends 2/24/2023
Get up to a $450 bonus for a new checking and money market account with this offer from M&T Bank....
Read moreM&T Bank $500 Business Checking Account Bonus [Available in Many States] – Ends 3/31/2023
M&T Bank is offering businesses a $500 cash bonus. Get $500 when you open an M&T Tailored Business Checking account...
Read moreMarcus By Goldman Sachs $100 Online Savings Bonus [Nationwide] – Ends 2/15/2023
Get a $100 bonus for the Marcus by Goldman Sachs savings account with this offer - available online, nationwide. This...
Read morePNC Bank Promotions: $200 or $500 Business Checking Bonus [Available in Many States] – Ends 3/31/23
PNC Bank is offering a $200 or $500 bonus for opening a qualifying business checking account. The offer is available...
Read moreRegions Bank $200 Checking Account Bonus – Ended
Earn a $200 bonus for a new checking account with this offer from Regions Bank. The offer is available online...
Read moreRegions Bank $400 Checking Account Bonus [Available in Many States] – No End Date
Earn a $400 bonus for a new checking account with this offer from Regions Bank. The offer is available in-branch...
Read moreTruist Bank $200 Business Checking Bonus – Ends 2/28/23
Truist Bank is offering a $200 cash bonus when you open a new business checking account and complete a couple...
Read moreTruist Bank $300 Business Checking Bonus – Ends 3/31/23
Truist Bank is currently offering a $300 bonus for their Simple Business Checking or Dynamic Business Checking account. To qualify...
Read moreU.S. Bank $500 Business Checking & $600 Payment Solutions Offers – Ends 3/31/23
Earn a $500 bonus with U.S. Bank when you open a new business checking account with this offer. A deposit...
Read moreU.S. Bank Business Checking Account $400 Bonus – Ends 12/31/23
Earn a $400 bonus with U.S. Bank when you open a new business checking account with this offer. A deposit...
Read moreWells Fargo $525 Bonus for the Way2Save Savings Account – Ends 6/27/23
Open a new Way2Save Savings account, or other eligible savings account, and bring $25,000 or more in new money to...
Read moreMORE OFFERS THAT DON'T REQUIRE DIRECT DEPOSIT
