
- Editor Rating
- Rated 4 stars
- Excellent
- Qapital Promotions
- Reviewed by:
- Published on:
- Last modified:
- Popularity
- Value
Contents
If you’re looking for the latest promotions and bonuses for Qapital, we update them here.
Qapital is a personal finance app that helps you stick to your money goals. It allows you to save by rounding up your everyday purchases, or through other daily activities, holding the excess funds in your Qapital account. So, eventually, you can make a big purchase, pay for a vacation or simply get out of debt. Compare Qapital with Digit.co, Acorns and Astra.
After a free 30-day trial, the service is $3 to $12 per month, depending on what package you choose.
Let’s review current offers from Qapital below.
See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Bank of America, BBVA, HSBC Bank, and many more.
Qapital Banking Give $5, Get $5 Referral Offer

With each new user you successfully refer, they get a $5 bonus and you get a $5 bonus. You can use your referral bonus towards your Qapital savings goals. This “everyday referral offer” changes from time to time and the current offer is accessible in your account. Before you can make referrals, sign-up for a new account (you get a 30-day free trial).
Our referral link for your new account bonus. You can also enter referral code 2z9vg5ma.
How To Earn The Bonuses
- Before you can make referrals, sign up for a new Qapital account (you get a 30-day free trial).
- The referral offers often change and you need to check for details in your account.
- See the terms of this offer
- The Qapital everyday referral bonus program (the “Everyday Referral Bonus”) offers a cash bonus to Qapital users referring first-time Qapital accountholders (each such first-time accountholder a “Referred User”) and each Referred User.
- The Everyday Referral Bonus amount will be determined from time to time and disclosed in the mobile app.
- The Referral Bonus will appear in the form of a deposit in your Qapital account.
- The referring Qapital accountholder and the Referred User will receive the Everyday Referral Bonus once the Referred User makes a deposit to a Qapital goal, and both the referring Qapital user’s account and the Referred User’s Qapital account are in good standing.
- Qapital will consider an account in good standing when it has a positive account balance and an active, verifiable status.
- To be eligible for the Everyday Referral Bonus, the people you refer must use your personal invitation code when they sign up.
- Employees of Qapital are not eligible for the Everyday Referral Bonus.
- An existing Qapital user cannot refer himself, herself, or any other account attributable to such existing Qapital user.
- The Everyday Referral Bonus amount is subject to change in Qapital’s sole discretion.
- Qapital reserves the right to modify, restrict, suspend, revoke, or terminate this referral bonus program at any time.
Bottom Line
Although the $5 everyday referral bonus isn’t something to write home about, this amount changes from time to time. Compare the Qapital offer to other bank offers here.
Qapital 30-Day Free Trial

The plan choices are $3/month for Basic, $6/month for Complete and $12/month for Master.
You’ll get 30 days free to try out the banking app to see how beneficial it can be for you.
The best bank promotions are updated here. Start with these pages for good offers:
OFFER LINK | OFFER | OUR REVIEW |
Chase Business Complete Banking℠ | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
Bank of America Checking | $100 Offer | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience Checking℠ | $150 Cash | Review |
HSBC Premier Checking | $450 Cash | Review |
HSBC Premier Checking | Up To $600 | Review |
HSBC Advance Checking | $200 Cash | Review |
HSBC Advance Checking | Up To $240 | Review |
Aspiration Checking | $100 Cash | Review |
Ally Invest | Up To $3,500 | Review |
Betterment | Up To 1 Year Free | Review |
TradeStation | $100 Cash | Review |
BlockFi | Up To $250 BTC | Review |
Summary of requirements:
1. Set up one savings goal, which can be as little as $1.
2. Have at least $20 in your account 45 days from opening
3. Pay one membership. You automatically get the $6 a month option but go to the membership section on the app and you can downgrade to $3 a month.
Hope this helps! If so, feel free to use my referral link below.
https://get.qapital.com/tMJRiVaxy8
or use code ma9bk6rc
I was told that each referral needs to make a deposit (not a goal) to get the referral – when I ask about this (is it any deposit or direct deposit) no one will answer me directly.
Any suggestions?
I am trying to get this answer also???