Earn hundreds of dollars in cash with the best bank bonuses. Discover the top promotions and start earning easy money now!
Looking to earn extra cash with the best bank bonuses? Check out these top bank bonuses and learn how you can earn significant rewards by opening new accounts and meeting simple criteria.
We picked the best offers that are easy to qualify for, ensuring you get your free money with minimal effort. Start taking advantage of these promotions today!
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Best Checking Account Bonuses
This list highlights the best bank account bonuses available, detailing the bonus amounts, and expiration dates. Later in this post, we will discuss how to earn them.
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 4/1/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE Checking account will earn a base rate of 0.00% APY. The Axos ONE Savings account will earn a base rate of 1.00% APY.Axos ONE accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE Checking and Axos ONE Savings, the Axos ONE Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 11. Your Axos ONE Checking account has received qualifying direct deposits of at least $1,500 in total.2. The average daily balance of your Axos ONE Checking account is greater than $1,500.Option 21. Your Axos ONE Checking account has received qualifying deposits of at least $5,000 in total.2. The average daily balance of your Axos ONE Checking account is greater than $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:• The Axos ONE Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.• The Axos ONE Savings account will earn a promotional rate of up to 4.66% APY for the statement cycle in which the requirements are met.The Qualification Period is from the 1st of the month through the 25th of the month. Any qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. Other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.) or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the date the interest is paid to receive the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Best Savings Account Bonuses
Best Business Checking & Savings Bonuses
7 BEST CHECKING ACCOUNT BONUSES
Looking to make some easy cash? Opening a new checking account with the right bank could land you a generous bonus. We’ve compiled a list of the Best Checking Bonuses available now. Whether you’re looking for a massive $3,000 offer or a simple $100 referral bonus, there’s something for everyone. Check out the details below and start earning!
1. Chase Private Client Checking℠ – Up to $3,000 Bonus
If you’re ready to make a big deposit, Chase is offering one of the largest bonuses out there—up to $3,000 for new Private Client accounts.
- How to Earn the Bonus:: Transfer qualifying new money or securities within 45 days of enrollment. Maintain the balance for 90 days, and your bonus will be determined based on the amount transferred.
- Bonus Tiers: Up to $3,000 depending on deposit size.
- Where It’s Available: Nationwide, online
- Offer Expires: July 16, 2025
[Learn More About the Chase Private Client Bonus]
Read Our Review of Chase Private Client
2. Chase Total Checking® – $300 Checking Account Bonus
Chase Total Checking offers a straightforward $300 bonus for new account holders who set up direct deposits.
- How to Earn the Bonus:
Open a new Chase Total Checking® account and set up direct deposits totaling $500 or more within 90 days. - Where It’s Available: Nationwide (except AK, HI, and Puerto Rico)
- Offer Expires: July 16, 2025
[Find Out More About the Chase Total Checking Offer]
Review Our Review of Chase Total Checking
3. KeyBank Smart Checking® – $300 Bonus
KeyBank is offering a $300 bonus for new Smart Checking® account holders who meet simple direct deposit requirements.
- How to Earn the Bonus:: Open a Key Smart Checking® account and make one eligible direct deposit of at least $1,000 within 60 days of account opening. Account must not be closed at the time of gift payment.
- Where It’s Available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- Offer Expires: May 16, 2025
[Get More Details on the KeyBank $300 Bonus]
Read Our Review of KeyBank Smart Checking
4. Upgrade Rewards Checking – $200 Bonus with Upgrade Cash Rewards Visa®
Upgrade Rewards Checking offers a $200 bonus and the flexibility of a Visa® with 1.5% unlimited cash back on purchases.
- How to Earn the Bonus: Open a Rewards Checking Plus account and make 3 debit card transactions within 60 days.
- Additional Perks: No annual fee, contactless payments, $0 fraud liability, and easy qualification without impacting your credit score.
- Where It’s Available: Nationwide
[Learn More About the Upgrade Rewards Checking Offer]
Read Our Review of Upgrade Rewards Checking
5. Chime – $100 Sign-Up Bonus & Referral
Chime offers a simple $100 sign-up bonus for new customers who set up direct deposit and an additional $100 for each friend they refer.
- How to Earn the Bonus: Open a Chime Spending Account and set up a payroll direct deposit of at least $200 within 45 days.
- Additional Referral Bonus: Earn $100 for every friend you refer to Chime.
- Where It’s Available: Nationwide
[Read More About Chime’s $100 Sign-Up Bonus]
6. Axos One – High-Interest Savings & Checking Bundle
Axos One delivers exceptional earning potential with a 4.66% APY on savings and a 0.51% APY on checking, all in a seamless bundle. This high-interest combo is ideal for those looking to maximize growth without sacrificing convenience. With Axos One, you can easily manage both your savings and spending in one place, backed by a streamlined, tech-forward banking experience designed to keep your money working harder for you.
[Read More About Axos One’s High-Interest Savings & Checking Bundle]
READ MORE: For a more comprehensive list of hundreds of checking account bonuses, see our article on the best bank promotions.
9 Best Savings Account Promotions
Looking to grow your savings while earning a generous bonus? We’ve gathered the Best Savings Account Promotions today. From high-yield accounts to cash bonuses, these offers can help you maximize your returns while enjoying a little extra cash. Check out the details below and start saving smarter!
1. Axos One – Up To 4.66% APY + Hassle Free Savings & Checking
With Axos One, you’ll enjoy a powerful combination of high-yield savings at 4.66% APY and checking at 0.51% APY, all in one easy-to-manage account. Perfect for those who want their money to grow effortlessly, Axos One lets you handle your day-to-day finances and long-term savings goals in one streamlined, user-friendly package. Experience the convenience of tech-driven banking while making the most of your earnings with Axos One.
[Read More About Axos One’s High-Interest Savings & Checking Bundle]
2. Raisin Savings Network – Up to 4.65% APY + FDIC Protection
Raisin offers a unique platform that gives you access to a variety of high-yield savings accounts, all from different banks. With APYs as high as 4.65%, this is a great way to maximize your savings while staying safe with up to $250,000 in FDIC insurance per bank.
- How to Earn:
Sign up through Raisin’s platform and choose from multiple high-yield savings accounts. No account maintenance fees and easy access to different banks for maximum flexibility. - Top APY: Up to 4.65%
- FDIC Insurance: Up to $250,000 per bank
- Where It’s Available: Nationwide
[Maximize Your Savings with Raisin Now]
3. Barclays Tiered Savings Account – Up to 4.10% APY, 7x National Average
The Barclays Tiered Savings Account offers a high 4.10% APY—7x the national average—making it one of the best savings accounts for maximizing your money. You need to maintain a balance of $250,000 or greater to qualify for the APY. With no monthly maintenance fees and a no-minimum-deposit requirement to open, Barclays provides flexibility and top-tier earnings, perfect for savers looking to make their money work harder.
- Top APY: Earn up to 4.10% APY with a balance of $250,000 or greater. Balances below $250,000 earn 3.90% APY.
- Minimum Deposit: None
- Where It’s Available: Nationwide
[Start Saving Now with Barclays Tiered Savings Account]
Read Our Review of Barclays Tiered Savings
4. UFB Portfolio Savings – 4.31% APY
UFB Direct offers a 4.31% APY with their Portfolio Savings account, making it one of the highest-yielding savings accounts available. This account is ideal for savers who want a high rate with no monthly fees and the flexibility to manage their funds digitally.
- How to Earn:
Earn up to 4.31% APY on all balances, with no minimum deposit required to open the account. - Additional Features:
- No monthly maintenance fees.
- 24/7 access to funds with digital banking tools.
- FDIC insurance up to $250K for individual accounts and up to $500K for joint accounts.
- Expanded Protection: UFB Direct also offers expanded FDIC coverage up to $250 million with UFB Direct InsureGuard+ Savings through the IntraFi® Network DepositsSM program.
- Where It’s Available: Nationwide
[Open Your UFB Portfolio Savings Account Now]
Read Our Review of UFB Portfolio Savings
5. CIT Bank Platinum Savings – Earn 4.00% APY
CIT Bank’s Platinum Savings account offers an impressive 4.00% APY on balances of $5,000 or more, making it an excellent choice for those looking to maximize their savings. Plus, with no monthly fees and a low minimum opening deposit of just $100, this account offers both flexibility and high earning potential.
- How to Earn: To earn the top-tier APY of 4.00%, maintain a balance of $5,000 or more.
- Top APY: 4.00% for balances of $5,000+
- Minimum Deposit: $100 to open; $5,000 to qualify for the highest APY
- Where It’s Available: Nationwide
[Start Earning & Saving with CIT Bank Today]
Read Our Review of CIT Bank Platinum Savings
6. Live Oak Bank Personal Savings – Earn 4.10% APY, No Monthly Fees
Live Oak Bank is currently offering a strong APY of 4.10% with no monthly fees.
- How to Earn:
- Open a Live Oak Bank Personal Savings Account during the promotional period.
- Deposit at least $20,000 in new funds from an external source within 15 days of account opening.
- Maintain a minimum balance of $20,000 for 60 consecutive days to qualify for the $300 bonus.
- Top APY: 4.10%
- Where It’s Available: Nationwide
With no monthly maintenance fees and a competitive 4.10% APY, Live Oak Bank’s Personal Savings Account is an excellent choice for individuals looking to grow their savings efficiently.
Please note that rates and promotions are subject to change. It’s advisable to verify the current terms directly with Live Oak Bank.
[Start Saving Now with Live Oak Bank Personal Savings Account]
Read our Review of Live Oak Bank
7. CIT Bank Savings Connect – 3.90% APY
Another great option from CIT Bank, the Savings Connect account offers a competitive APY of 3.90% with a low $100 minimum deposit. There are no monthly fees, making this account an attractive choice for savers looking for flexibility.
- How to Earn: Open a CIT Savings Connect account and deposit at least $100 to start earning the high APY. No minimum balance required to avoid fees.
- Top APY: 3.90%
- Minimum Deposit: $100
- Where It’s Available: Nationwide
[Get Top APY with CIT Bank Savings Connect]
Read Our Review of CIT Bank Savings Connect
8. Valley Direct High Yield Savings Account – 4.40% APY, 9x National Average
Valley Direct’s High Yield Savings Account delivers a 4.40% APY, significantly outpacing the national average. This account combines excellent rates with no monthly maintenance fees, offering an easy and secure way to grow your money. Open an account with as little as $1, and enjoy daily compounding interest, monthly payouts, and FDIC-insured protection for up to $250,000.
- How to Earn: Open your Valley Direct High Yield Savings Account online in minutes, deposit just $1 to get started, and watch your balance grow with competitive rates.
- Top APY: 4.40%
- Minimum Deposit: $1
- Where It’s Available: Nationwide
[Start Saving Now with Valley Direct High Yield Savings]
Read our Review of Valley Direct High Yield Savings
9. Quontic High Yield Savings Account – 3.85% APY, 8x National Average
Quontic’s High Yield Savings Account offers an outstanding 3.85% APY—eight times the national average—helping you grow your savings faster. With no monthly maintenance fees and a low $100 opening deposit, it’s perfect for those seeking both value and simplicity. Recognized as one of the best by Forbes Advisor, Bankrate, and GoBankingRates, Quontic makes saving easier with seamless online access and FDIC-insured security.
- How to Earn: Open a Quontic High Yield Savings Account online in just 3 minutes, fund it with a minimum deposit of $100, and start earning competitive interest rates right away.
- Top APY: 3.85%
- Minimum Deposit: $100
- Where It’s Available: Nationwide
[Start Saving Now with Quontic High Yield Savings]
Read our Review of Quontic High Yield Savings Account
READ MORE: For a more comprehensive list of hundreds of savings account bonuses, see our article here.
6 Best Business Checking Bonuses
If you’re a business owner looking to boost your cash flow, opening a new business checking account can offer lucrative bonuses. These 6 Best Business Checking Bonuses will help you earn extra cash while meeting your business banking needs. Check out the details below and take advantage of these offers before they expire!
1. Chase Business Complete Checking® – Up to $500 Bonus, No Direct Deposit
Chase Business Complete Checking® is offering up to $500 in bonuses for new business customers. This account comes with multiple fee waiver options and robust business banking services.
- How to Earn the Bonus: Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Where It’s Available: Nationwide, available both online and in-branch
- Offer Expires: July 17, 2025
[Earn Up To $500 with Chase Business Complete Checking Now]
Read Our Review of Chase Business Complete Checking
2. BlueVine Business Checking – $300 Bonus + 2.0% APY & Unlimited Transactions
You can earn a $300 cash bonus when you open a new Bluevine Business Checking account and meet eligibility requirements.
They also offer a competitive 2.0% APY on balances up to $250,000 with no fees, making it one of the best options for businesses that want to earn interest on their deposits.
- How to Earn the APY:
- Meet a simple monthly activity goal to earn 2.0% APY on balances up to $250,000.
- Additional Features:
- No monthly fees
- Unlimited transactions
- 24/7 access via the BlueVine app
- Where It’s Available: Nationwide
[Start Earning with BlueVine Business Checking Now]
3. Axos Bank Business Premium Savings – Up to $375 Bonus, Earn 3.80% APY
Axos Bank’s Business Premium Savings account offers up to $375 in bonuses and an impressive 3.80% APY, making it an excellent option for businesses looking to maximize savings without monthly fees.
- How to Earn the Bonus: Open a Business Premium Savings account with promo code BPS375, deposit at least $5,000, and maintain a qualifying balance of $30,000+ to earn up to $375 in bonuses over the first four cycles. Bonuses are paid within 10 business days after each qualifying cycle.
- Where It’s Available: Nationwide
- Offer Expires: September 30, 2025
[Get Your $375 Bonus from Axos Bank]
Read Our Review of Axos Bank Business Premium Savings
4. Axos Bank Basic Business Checking – Up to $400 Bonus, No Direct Deposit
Axos Bank offers a generous business checking bonus of up to $400. With no monthly fees and an easy-to-maintain balance, it’s an attractive choice for growing businesses.
- How to Earn the Bonus: Use promo code NEW400 when opening your Axos Bank Basic Business Checking account, maintain a daily balance of $50,000, and complete qualifying activities.
- Where It’s Available: Nationwide
- Offer Expires: September 30, 2025
[Get Your $400 Bonus from Axos Bank]
Read Our Review of Axos Bank Basic Business Checking
5. Axos Bank Business Interest Checking – Up to $400 Bonus
Similar to their Basic Business Checking offer, Axos Bank’s Business Interest Checking account provides up to $400 in bonuses for new accounts with qualifying activities.
- How to Earn the Bonus:
Open a Business Interest Checking account by January 31, 2025, and use promo code NEW400 during the application process. Maintain a balance of $50,000 to qualify for the full bonus. - Where It’s Available: Nationwide
[Learn More About the Axos Bank Business Interest Bonus]
Read Our Review Axos Bank Business Interest Checking
6. Baselane Banking Solution for Landlords & Real Estate Investors – $150 Bonus + 3.35% APY
Baselane offers an excellent solution for landlords and real estate investors. You can earn a $150 bonus and enjoy a 3.35% APY on banking balances, making it a great option for managing your rental income.
- How to Earn the Bonus:
Open a Baselane Banking account, deposit $500 within 30 days, maintain that balance for 60 days, and complete 5 qualifying transactions. - Additional Perks:
Baselane’s Rent Collections tool helps you automate rent collection and manage expenses. - Where It’s Available: Nationwide
[Earn $150 & Strong APY with Baselane]
READ MORE: For a more comprehensive list of dozens of business checking account bonuses, see our article on the best bank promotions.
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