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Find the latest Chase Business Checking account promotions and bonuses on this page.
Offers for Chase Bank’s Business Checking accounts come around less often than their personal Checking offers. Like with most business checking offers, direct deposit won’t be required to earn the bonus.
Chase Bank is the largest bank in the United States in terms of total assets. It was founded in 1982 and has its main office in Newark, Delaware. Chase offers can be used by a lot of people because they have branches and ATMs in the following states: AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.
Chase Bank offers a range of account options that will meet your company’s needs, whether you’re establishing a tiny business or managing a large, established corporation.
As one of the nation’s first banks, Chase has more than 16,000 ATMs and more than 4,700 branches around the country.
An additional cash bonus is appreciated by all. Small business owners and entrepreneurs are no exception. Below, we’ll review the latest business account offer from Chase.
Read more: See all of Chase Bank’s current Checking/Savings offers here…
See the Posts History below for all offers from Chase.
Chase Business Complete Banking℠ $300 Bonus

- What you’ll get: $300 bonus
- Where it’s available: Available Nationwide. Apply online or in-branch.
- About the offer:
- Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
- When it expires: 2/16/2023
How To Earn The Bonus
- Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business Online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase QuickDeposit℠
- Convenient access to more than 16,000 ATMs and more than 4,700 branches.
Waive The Monthly Fee
Chase Business Complete Checking℠ has a $15 Monthly Service Fee unless you fulfill at least one of the following qualifying activities:
- Maintain a minimum daily balance of $2,000 in your account as of the beginning of each day of the statement period,
- Spend at least $2,000 in purchases (minus returns or refunds) using your Chase Ink® Business Card(s) that shares a business legal name with the Chase Business Complete Checking account, using each of their most recently completed monthly card billing period(s),
- Deposit $2,000 into your Chase Business Complete Checking account from your QuickAccept℠ and/or other eligible Chase Payment Solutions transactions at least one business day prior to the last day of your bank account statement period, OR
- Maintain a linked Chase Private Client Checking℠ account.
Fine Print
- You can receive only one new business checking account opening-related bonus every two years from the last enrollment date and only one bonus per account.
- Offer is good for one-time use.
- Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible.
- Chase reserves the right to withdraw this offer at any time without notice.
- Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
- If the checking account is closed by the customer or Chase within six months after opening, we will deduct the bonus amount for that account at closing.

Why Chase Business Complete Banking℠ ?
PROS:
- No minimum opening deposit
- Unlimited electronic deposits
- Sign-up bonus
CONS:
- $5,000 monthly limit on fee-free cash deposits
- 20/month limit on fee-free physical transactions
- $15 monthly fee (can be waived)
For both tax and accounting reasons, a business bank account is a crucial tool for any entrepreneur or small business owner.
Not sure if your brand-new company requires its own, distinct account? As soon as your company is prepared to begin making purchases or accepting payments, the SBA (Small Business Administration) advises creating a business bank account.
A Chase Business Complete Checking℠ account is a viable option if you don’t currently have a dedicated business bank account or are looking to open one.
With a vast branch network and user-friendly online tools, it offers you the best features with few transactional restrictions. Additionally, you can accept credit card payments without opening a separate merchant services account – there’s built-in card payment acceptance.
Chase Business Complete Checking℠ Features & Benefits
No Minimum Opening Deposit Required
One of the only brick-and-mortar business checking accounts that doesn’t require a minimum deposit from new customers is the Chase Business Complete Banking℠ account.
Same-Day Deposits
When you put money into your business checking account, some banks make you wait before you can access it. With Chase Business Complete Banking℠, that’s not the case. Chase uses its QuickAccept℠ service to provide same-day deposits for your company, and it does it without charging you any additional maintenance fees.
Tools For Banking On Mobile & Web
Online bill payment, fraud prevention, text banking, account alerts, and Zelle transfers are just a few of the capabilities available with Chase mobile and online banking. Additionally, you can add other users to your account, download account activity to accounting software, and use collection and cash-flow services.
Few Transaction Restrictions
You won’t be charged by Chase for any internal transfers, Chase QuickDeposit℠ transactions, in-network ATM transactions, or electronic deposits. There are monthly limits for fee-free cash deposits, deposits and withdrawals made at a branch through a teller, and checks written from your account. You may be charged a per-transaction fee for going over these limits.
Unlimited Electronic Deposits
You can make an unlimited number of free electronic deposits at Chase ATMs and physical branches.
Check Monitoring Services
If your company takes checks from clients, you can use Chase’s Check Monitoring Services to keep track of payments to protect your cash flow and help prevent fraud.
Integrated Credit Card Processing
Business Complete Checking℠ is the only Chase business checking account that enables you to use Chase QuickAccept℠ to take credit card payments via the Chase mobile app. This integrated credit card processing solution connects to a mobile card reader to enable tap, swipe, and dip purchases.
Customers can use the QuickAccept℠ card reader to tap, dip, or swipe payments to you using the Chase smartphone app, and you’ll get same-day access to your money while paying a transparent 2.6% + 10 cents per transaction. For transactions that are keyed in, the fee is 3.5% + 10 cents.
Multiple User Accounts
If your staff or a third-party requires access to your financial accounts for bookkeeping, you can provide them restricted access. Through your online account, which you can modify or delete, you have the choice to add users and provide them permissions.
FDIC Insured
JPMorgan Chase Bank is FDIC insured (FDIC# 628). Your Chase deposits are protected for up to $250,000 per depositor, for each account ownership category, in the event of a bank failure.
Bottom Line
The Chase Business Complete Checking℠ account has all the basic checking needs for most small business owners. Waiving the monthly fee with a $2,000 minimum daily balance is more than reasonable.
Post History for Chase Bank offers:
- Best Chase Bank Bonuses of January 2023 (up to $2000!)
- Chase Total Checking® Account $200 Bonus Offer [Nationwide] – Ends 4/19/2023
- J.P. Morgan Self-Directed Investing Up To $700 Bonus – Ends 4/13/23
- Chase Private Client $2,000 Sign-Up Account Bonus [Nationwide] – Ends 4/19/2023
- Chase College Checking℠ Account $100 Bonus – Ends 4/19/23
- Chase Secure Banking℠ Account $100 Bonus – Ends 4/19/2023
- Chase Bank Checking Referral $50 Bonuses (Up To $500 Yearly)
- [Expired] Chase Premier Plus Checking℠ Promo: $300 Cash Bonus (Available Nationwide)
- [Expired] Chase Sapphire℠ Checking Account Cash Bonus Offer
Read more: See the best bank promotions here and the best investing promotions here.
do zelle transfer meet the ach credits for the required 5 transactions?
UPDATE: You can now open the Chase Business Complete Banking(SM) online or in branch.
Online it says:” Technical errors.”
The promo code link is invalid?
Looks to be working now.
Tony, can you confirm whether this promotion is available online? When I request an offer code it says I must go into a bank branch.
Alwyn, yes I do believe this offer requires you to bring the code into the branch.
You can now apply online.