Earn a $400 Chase business checking bonus with a new Chase Business Complete Checking® account. Meet the requirements to unlock your reward. Learn more about this limited-time offer today!
Chase Business Checking Bonus
Chase Business Checking bonuses come around less often than their personal Checking offers. Like with most business checking offers, direct deposit won’t be required to earn the bonus.
- Update 1/5/2024: The offer increased to $400 and extended through April 3, 2024.
- Update 10/5/2023: The offer has been extended through 1/18/2024.
- Update 7/6/2023: The $500 welcome promotion is still available. This offer tends to not last very long.
- Chase Business Checking Bonus
- About Chase
- About The Offer
- How To Earn The Chase Business Checking Bonus
- Waive The Monthly Fee
- Fine Print
- Why Chase Business Complete Banking® ?
- Chase Business Complete Checking® Features & Benefits
- Chase Business Complete Checking® vs. Performance vs. Platinum
- Compare Chase Business Checking Bonus With Others
- Bottom Line
Chase Bank is the largest bank in the United States in terms of total assets. It was founded in 1982 and has its main office in Newark, Delaware. Chase offers can be used by a lot of people because they have branches and ATMs in the following states: AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.
Chase Bank offers a range of account options that will meet your company’s needs, whether you’re establishing a tiny business or managing a large, established corporation.
As one of the nation’s first banks, Chase has more than 15,000 ATMs and more than 4,700 branches around the country.
An additional cash bonus is appreciated by all. Small business owners and entrepreneurs are no exception. Below, we’ll review the latest business account offer from Chase.
About The Offer
- Earn $400 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place — lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It’s a built-in feature with your Business Complete Checking account.
- Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
- Full-featured banking online and on-the-go. Manage your business’ finances on your terms with the latest online and mobile banking technology.
- Trusted and secure financial partner. We’re committed to helping you grow and protect your business.
How To Earn The Chase Business Checking Bonus
- Open a new Chase Business Complete Checking account online or in-branch.
- Fund a minimum deposit of new money within 30 days of offer enrollment and maintain that balance for 60 days from offer enrollment.
- Complete 5 qualifying transactions within 90 days of offer enrollment.
- Your bonus will be deposited within 15 days.
- Qualifying transactions include debit card purchases, accepting credit and debit card payments with QuickAccept®, Chase QuickDeposit℠, ACH (Credits), wires (credits and debits), Chase Online℠ Bill Pay.
Waive The Monthly Fee
Chase Business Complete Checking® has a $15 Monthly Service Fee unless you fulfill at least one of the following qualifying activities:
- Maintain a minimum daily balance of $2,000 in your account as of the beginning of each day of the statement period,
- Spend at least $2,000 in purchases (minus returns or refunds) using your Chase Ink® Business Card(s) that shares a business legal name with the Chase Business Complete Checking account, using each of their most recently completed monthly card billing period(s),
- Deposit $2,000 into your Chase Business Complete Checking account from your QuickAccept® and/or other eligible Chase Payment Solutions transactions at least one business day prior to the last day of your bank account statement period, OR
- Maintain a linked Chase Private Client Checking℠ account.
- You can receive only one new business checking account opening-related bonus every two years from the last enrollment date and only one bonus per account.
- Offer is good for one-time use.
- Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible.
- Chase reserves the right to withdraw this offer at any time without notice.
- Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
- If the checking account is closed by the customer or Chase within six months after opening, we will deduct the bonus amount for that account at closing.
Why Chase Business Complete Banking® ?
- No minimum opening deposit
- Unlimited electronic deposits
- Sign-up bonus
- $5,000 monthly limit on fee-free cash deposits
- 20/month limit on fee-free physical transactions
- $15 monthly fee (can be waived)
For both tax and accounting reasons, a business bank account is a crucial tool for any entrepreneur or small business owner.
Not sure if your brand-new company requires its own, distinct account? As soon as your company is prepared to begin making purchases or accepting payments, the SBA (Small Business Administration) advises creating a business bank account.
A Chase Business Complete Checking® account is a viable option if you don’t currently have a dedicated business bank account or are looking to open one.
With a vast branch network and user-friendly online tools, it offers you the best features with few transactional restrictions. Additionally, you can accept credit card payments without opening a separate merchant services account – there’s built-in card payment acceptance.
Chase Business Complete Checking® Features & Benefits
No Minimum Opening Deposit Required
One of the only brick-and-mortar business checking accounts that doesn’t require a minimum deposit from new customers is the Chase Business Complete Banking® account.
When you put money into your business checking account, some banks make you wait before you can access it. With Chase Business Complete Banking®, that’s not the case. Chase uses its QuickAccept® service to provide same-day deposits for your company, and it does it without charging you any additional maintenance fees.
Tools For Banking On Mobile & Web
Online bill payment, fraud prevention, text banking, account alerts, and Zelle transfers are just a few of the capabilities available with Chase mobile and online banking. Additionally, you can add other users to your account, download account activity to accounting software, and use collection and cash-flow services.
Few Transaction Restrictions
You won’t be charged by Chase for any internal transfers, Chase QuickDeposit℠ transactions, in-network ATM transactions, or electronic deposits. There are monthly limits for fee-free cash deposits, deposits and withdrawals made at a branch through a teller, and checks written from your account. You may be charged a per-transaction fee for going over these limits.
Unlimited Electronic Deposits
You can make an unlimited number of free electronic deposits at Chase ATMs and physical branches.
Check Monitoring Services
If your company takes checks from clients, you can use Chase’s Check Monitoring Services to keep track of payments to protect your cash flow and help prevent fraud.
Integrated Credit Card Processing
Business Complete Checking® is the only Chase business checking account that enables you to use Chase QuickAccept® to take credit card payments via the Chase mobile app. This integrated credit card processing solution connects to a mobile card reader to enable tap, swipe, and dip purchases.
Customers can use the QuickAccept® card reader to tap, dip, or swipe payments to you using the Chase smartphone app, and you’ll get same-day access to your money while paying a transparent 2.6% + 10 cents per transaction. For transactions that are keyed in, the fee is 3.5% + 10 cents.
Multiple User Accounts
If your staff or a third-party requires access to your financial accounts for bookkeeping, you can provide them restricted access. Through your online account, which you can modify or delete, you have the choice to add users and provide them permissions.
JPMorgan Chase Bank is FDIC insured (FDIC# 628). Your Chase deposits are protected for up to $250,000 per depositor, for each account ownership category, in the event of a bank failure.
Chase Business Complete Checking® vs. Performance vs. Platinum
Apart from the Chase Business Complete Checking®, Chase offers two alternative business checking choices, each characterized by enhanced service tiers. Below is an overview of how the Chase Business Complete Checking® contrasts with the Chase Performance Business Checking® and Chase Platinum Business Checking℠.
Chase Business Complete Checking®: Comprehensive Convenience
Suited for businesses of all sizes, Chase Business Complete Checking® stands out by requiring no minimum deposit. The $15 monthly fee is easily waived by fulfilling one of several activities, including maintaining a daily balance or Chase Ink® Business credit card usage. The account integrates various payment options such as Zelle®, Online Bill Pay, wire transfers, and ACH payments.
Chase Performance Business Checking®: Mid-Size Benefits
Catering to mid-size businesses, Chase Performance Business Checking® demands a $25 minimum deposit. The $30 monthly fee is waived by maintaining a $35,000 average daily balance in qualifying accounts. With 250 free transactions monthly, unlimited electronic deposits, and cost-free incoming wires, this account suits efficient operations. It also covers up to $20,000 in cash deposits monthly and includes Positive Pay and Reverse Positive Pay for enhanced fraud prevention.
Chase Platinum Business Checking℠: Elevated Solutions
Designed for large enterprises, Chase Platinum Business Checking℠ comes with a $95 monthly fee that is waived by maintaining a $100,000 average daily balance. Boasting 500 free transactions per month, unlimited electronic deposits, and up to four outgoing domestic wires without fees, this account accommodates high-volume needs.
Compare Chase Business Checking Bonus With Others
- BMO Business Checking Up To $1,000 Bonuses [Nationwide] – Ends 4/30/2024
- Baselane Review & Bonus Offer: $150 Sign Up & 4.19% APY On Banking Balances
- Axos Bank Basic Business Checking Up To $400 Bonus [Nationwide] – Ends 2/29/24
- Axos Bank Business Interest Checking Up To $400 Bonus [Nationwide] – Ends 2/29/24
- Bank of America Business Checking Account $1,000/$1,500 Bonus – Ends 2/29/24
The Chase Business Complete Checking® account bonus offer is a solid option for small business owners and entrepreneurs looking to open a new business bank account. The ability to earn a Chase business checking bonus with qualifying activities is a valuable incentive, especially since direct deposit is not required to qualify for the bonus.
Chase Bank’s vast network of branches and ATMs provides convenient access for many people. The full-service business banking offered by Chase includes a range of options for accepting payments and making deposits, as well as the ability to process major credit and debit cards with QuickAccept®.
The Monthly Service Fee can be waived several ways, so be sure you’re able to meet one of those requirements. The benefits of having a dedicated business bank account for tax and accounting reasons are significant, and the features offered by the Chase Business Complete Checking® account make it a strong option.
Overall, I would recommend considering the Chase Business Complete Checking® account if you’re in the market for a new business bank account and are looking to earn a bonus while gaining access to a full range of business banking services. The bonus offer is very good!
More from Chase bank:
- Chase Checking Bonus: $300 Chase Total Checking® Offer [Nationwide] – Ends 4/17/2024
- Best Chase Coupons, Bank Bonuses, Promotions March 2024
- Chase Private Client Bonus: Up To $3,000 Promotion – Ends 4/17/2024
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- Chase Bank Checking Referral $50/$200 Bonuses (Up To $500/$1000 Yearly)
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