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Ally Bank Money Market Account Earns 4.00% APY (Nationwide)

Tony Jay by Tony Jay
March 28, 2023 1:08 pm CDT
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This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus
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Ally Bank is another great online-only bank, and offers nationwide online Checking, Savings, Money Market, CD and IRA accounts that earn market leading rates.

Update 3/29/2023: The APY rate increased from 3.80% to 4.00%.

Update 3/14/2023: The APY rate increased from 3.50% to 3.80%.

Update 2/27/2023: The APY rate increased from 3.40% to 3.50%.

Update 2/3/2023: They raise the APY rate for the money market account from 3.30% to 3.40%.

Update 12/16/2022: The APY rate increased to 3.30%

Ally Bank is an internet-only bank based in Utah and offers a wide variety of deposit accounts, as well as auto financing services.

See Posts History below for more offers from Ally.

Ally Bank Money Market Account Details

  • Availability: Online, nationwide
  • Minimum to earn APY: $1
  • No monthly maintenance fees or minimum balance requirements.
  • Use any Allpoint ATM in the U.S. for free. Make unlimited ATM withdrawals at one of 43,000+ Allpoint ATMs for free. They’ll even reimburse up to $10 per statement cycle for fees charged at other ATMs nationwide.
  • Interest is compounded daily
  • Deposits are insured by the FDIC up to the maximum allowed by law.
  • With Ally eCheck Deposit℠ you can deposit checks right from your smartphone.
  • 24/7 support. Call, chat, or email any time.
Learn More at Ally Bank

Opening An Account

  • They’ll need some personal details like your address, contact information and social security number.
  • There’s no minimum amount to open an account, but the faster you fund, the sooner you’ll earn interest.
  • Access your account online right away.

Bottom Line

Compare rates with other top money market accounts here.

Posts History:

  • Ally Invest $100 Bonus for Self-Directed Trading Account [Targeted] – Ends 12/31/23
  • Earn Up To 5.00% APY: Ally Bank’s Best Online CD Account Rates (Available Nationwide)
  • Ally Bank Savings Account Up To $500 Bonus (Nationwide) – Ended
  • Best Socially Responsible & Ethical Banks 2023
  • Ally Credit Cards Launch: Unlimited Cash Back, Everyday Cash Back, Platinum Mastercard

READ MORE: See Bank Offers From Chase Bank, U.S. Bank, TD Bank, BMO Harris, And Bank Of America

READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here

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Tony Jay

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