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Home Bank Promotions

Ally Bank Money Market Account Earns 3.85% APY (Nationwide)

Tony Jay by Tony Jay
November 23, 2024 4:03 am CST
in Bank Promotions
0
Earn a $300 cash bonus with BlueVine!
chase-total-checking-banner-300-2024

Ally Bank is another great online-only bank, and offers nationwide online Checking, Savings, Money Market, CD and IRA accounts that earn market leading rates.

  • Update 11/23/24: their rate decreased slightly to 3.75%. Consider this one from Quontic, which currently offers a higher rate.
  • Update 10/16/2024: The rate decreased to 4.00% APY.
  • Update 4/26/2024: Rate reduced to 4.20% APY.
  • Update 8/10/2023: Rate has increased to 4.40% APY.
  • Update 7/27/2023: Rate has increased to 4.30% APY.
  • Update 5/23/2023: The APY rate increased from 4.00% to 4.15%.
  • Update 3/29/2023: The APY rate increased from 3.80% to 4.00%.
  • Update 3/14/2023: The APY rate increased from 3.50% to 3.80%.
  • Update 2/27/2023: The APY rate increased from 3.40% to 3.50%.
  • Update 2/3/2023: They raise the APY rate for the money market account from 3.30% to 3.40%.
  • Update 12/16/2022: The APY rate increased to 3.30%

Ally Bank is an internet-only bank based in Utah and offers a wide variety of deposit accounts, as well as auto financing services.

See Posts History below for more offers from Ally.

Ally Bank Money Market Account Details

  • Availability: Online, nationwide
  • Minimum to earn APY: $1
  • No monthly maintenance fees or minimum balance requirements.
  • Use any Allpoint ATM in the U.S. for free. Make unlimited ATM withdrawals at one of 43,000+ Allpoint ATMs for free. They’ll even reimburse up to $10 per statement cycle for fees charged at other ATMs nationwide.
  • Interest is compounded daily
  • Deposits are insured by the FDIC up to the maximum allowed by law.
  • With Ally eCheck Deposit℠ you can deposit checks right from your smartphone.
  • 24/7 support. Call, chat, or email any time.
Learn More at Ally Bank

bmo-bank-logo

TRENDING DEAL:

▶ GET A $350 CASH BONUS FOR A NEW BMO CHECKING ACCOUNT

Opening An Account

  • They’ll need some personal details like your address, contact information and social security number.
  • There’s no minimum amount to open an account, but the faster you fund, the sooner you’ll earn interest.
  • Access your account online right away.

READ MORE: WELCOME OFFERS FROM CHASE AND BMO.

Bottom Line

Compare rates with other top money market accounts here.

Posts History:

  • Earn Up To 3.90% APY: Ally Bank’s Best Online CD Account Rates (Available Nationwide)
  • Ally Bank Referral & $100 Welcome Bonus – Ends 12/31/25
  • Ally Invest $100 Bonus for Self-Directed Trading Account [Targeted]
  • Best Socially Responsible & Ethical Banks January 2025
  • Ally Bank Referral Promotion: Get $50, Give $125 Sign Up Bonus – Ended
  • Ally “Saving for That Ad” Sweepstakes (Win Prizes Up to $65,000!) – Ends 2/15/24
  • Ally Bank Bonus: $100 Checking Bonus From Swagbucks
  • Ally Bank Checking/Savings Account $250 Bonus Promo Code ALLYAUTO1 Auto Loan Customers (Nationwide) – Ends 12/31/23
  • Ally Bank Checking Account $200 Bonus Offer (Nationwide) – Ended
  • Ally Bank Savings Account Up To $500 Bonus (Nationwide) – Ended
  • Ally Credit Cards Launch: Unlimited Cash Back, Everyday Cash Back, Platinum Mastercard

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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