Capital One 360 Performance Savings: Up To $1,000 Bonus + 3.40% APY Rate [Nationwide]

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Capital One 360 Performance Savings is a very competitive online savings account option. See the current rate details below.

Update 3/22/2023: The $1,000 bonus offer is back and is now valid through 5/10/2023.

Update 2/3/2023: Capital One raised the APY rate on their savings rate from 3.30% to 3.40%.

Update 12/27/2022: The $1,000 Savings offer has expired. The APY rate remains at 3.30%.

Update 12/16/2022: The APY rate increased from 3.00% to 3.30%

Capital One 360 checking and savings accounts are the top online banking choices offered by a major, reputable bank.

See the offer below.

See Posts History below for more offers from Capital One 360.

Capital One 360 Up To $1000 Savings Offer + Get 3.40% APY

What you’ll get: Up To $1000
Where it’s available: Nationwide
How to earn it:
- Open a Capital One 360 Performance Savings account using promo code SPRING23 to earn one of these bonuses:
  - $100 bonus – The new money deposited from an external bank during the Initial Funding Period was between $10,000-$49,999.99, and you maintained that Deposit Amount for 90 days.
  - $500 bonus – The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days.
  - $1,000 bonus – The new money deposited from an external bank during the Initial Funding Period was more than $100,000, and you maintained that Deposit Amount for 90 days.
- You must deposit the required amount from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
- See the bonus in your new account within 60 days after holding.
When it expires: 5/10/2023

Learn More at Capital One

READ MORE: See Bank Offers From Chase Bank, U.S. Bank, TD Bank, BMO Harris, And Bank Of America

Monthly Fees

No monthly fees with the 360 Performance Savings account.

Terms

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period.
If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier’s cash bonus.
If your Deposit Amount decreases to an amount less than $10,000, you will not qualify for a cash bonus.
This offer cannot be combined with any other 360 Performance Savings account opening offers.
Only one promotional code is accepted.
Bonus is only valid for one new 360 Performance Savings account.
Bonuses are considered interest and will be reported on IRS form 1099-INT.