Capital One 360 Review: $100 To $1,000 In Bonuses & Promotions

Find new Capital One 360 promotions, bonuses and offers here.

Capital One 360 is the online suite of accounts (i.e. Savings, Checking, Business,etc.) available from Capital One bank.

Online checking and savings accounts are becoming more and more popular now, due to the convenience and lack of many fees familiar with the local banks. By cutting many costs involved with traditional face-to-face banking, Capital One 360 can provide money saving options.

The Capital One 360 Checking and Savings accounts are two of the best options available today from a major reputable bank. We’ll go over the current available bonus opportunities, and well as your account options.

Rates are constantly changing, but the Savings and CD rates from Capital One 360 tend to stay somewhat competitive (rarely market-leading though). Compare rates at our Savings Rates and CD Rates pages.

Capital One 360 Money Market $600 Bonus

This offer is for a new Money Market account and you can earn up to a $600 bonus. The offer is targeted and states that you must have received an email directly from Quicken to qualify, but this condition has not been enforced with past promotions.

• $600 bonus offer expires May 31, 2018
• Offer available nationwide
• Application triggers a Soft Pull, which does not affect your credit
• No Monthly Fees with this account

How To Earn Up To $600

• Use the offer page to open a new Money Market account. Use promotional code QUICKONE
• Your bonus amount will be determined by your deposit amount:
  • $200 Bonus – You maintained a balance of $10,000-$49,999 for the first 90 days following the Initial Funding Period.
  • $400 Bonus – You maintained a balance of $50,000-$99,999 for the first 90 days following the Initial Funding Period.
  • $600 Bonus – You maintained a balance of $100,000 or more for the first 90 days following the Initial Funding Period.
• Make the deposits with the first 10 days of account opening
• Your bonus will be based on the lowest amount maintained for 90 days.
• If your balance drops to a lower tier at any point during the 90-day period, you will earn the lower tier bonus.
• If you make additional deposits during the 90-day period to reach the next level tier, you will still only be eligible for the lower tiered balance.
• You won’t be eligible for the bonus if you currently have, or have had, a 360 Money Market account with Capital One.
• This bonus offer cannot be combined with any other Capital One Bank or Capital One 360 new account opening offer and is strictly non-transferable.
• The offer is not valid for multiple accounts.
• If you qualify for a bonus, Capital One will deposit the bonus money into your account in approximately 60 days following the 90-day balance maintenance period.
• Once it’s deposited, the funds will be available immediately.
• Account must be in good standing (not in default, closed, or suspended, or otherwise not in good standing).

MoneysMyLife Top Offer Picks Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review Learn More Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review Learn More Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review Learn More Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review  Learn More Earn up to 25,000 bonus miles worth $250 in travel every year with the Barclays Arrival® Premier World Elite Mastercard®. Without an initial sign-up bonus, this credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases regardless of category. Full Review  Learn More The HSBC Cash Rewards Mastercard® has a sign-up bonus of $150 when you spend at least $500 on purchases within the first 3 months of account opening. This credit card will also earn an ongoing 1.5% cash rewards rate on all purchases and has no foreign transaction fees. There is no annual fee with this card. Full Review Learn More CIT Bank is offering a 1.75% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review Learn More Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. Full Review Learn More Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review Learn More More Top Picks Hide

Capital One 360 $25 Checking/Savings & $100 Money Market Bonus

If you’ve never had a Capital One 360 account before, you can earn a $25 bonus for a new Capital One 360 Checking and/or Capital One 360 Savings account. For the Money Market account, the bonus can range from $25 to $100 depending on your deposit amount.

• Expiration: Offer is ongoing
• Bonus Amount: $25 Checking, $25 Savings, or $25-$100 Money Market
• Account(s) Eligible: Capital One 360 Checking, Savings, Money Market
• Availability: Nationwide
• Hard/Soft Inquiry: Soft
• Direct Deposit Requirement: No
• Monthly Service Fee: None

How To Earn The Bonuses

• 360 Savings account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Savings accounts with a new Capital One 360 Customer as the primary account holder. Your $25 bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met.
• 360 Money Market account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account. Initial deposit does not include bonus. Bonuses are only available for new 360 Money Market accounts with a new Capital One 360 Customer as the primary account holder. The balance/bonus tiers are: $250-$9,999.99 earns a $25 bonus; and deposits of $10,000 or more earn a $100 bonus. The maximum bonus you can earn is $100. Your bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met.
• 360 Checking account: Bonuses are only paid for accounts that are opened with an initial deposit of at least $250 from a non-Capital One 360 account, and that have a total of 3 Debit Card purchases or Person2Person Payments (or any combo of the two) post to the account within 45 days of account opening. Initial deposit does not include bonus. The $25 bonus is available only for new 360 Checking accounts with a new Capital One 360 Customer as the primary account holder. The $25 bonus will automatically be deposited into your account on day 50, once the requirements are met. Bonus starts earning interest upon deposit and is available for withdrawal immediately upon deposit.

Capital One 360 $1,000 In Referral Bonus Money

Once you have either(or both) the Capital One 360 Checking or Savings account open, you can refer friends and family. All you have to do is log in to your account online, click on the “Refer a Friend” link, and start referring via Facebook, Twitter, and Email with your own referral link.

You can earn $20 per referral, up to a total of $1,000 in bonus money. And to help entice your friends and family, they can also earn a sign-up bonuses by meeting the requirements on the offer page.

• Expiration: None
• Bonus Amount: Up To $1,000 Total
• Account(s) Eligible: You can make referrals if you have any Capital One 360 account
• Availability: Nationwide
• Minimum Opening Deposit: The referred must make an initial deposit of at least $250.
• Bonus Requirements:
  • The referred must open an account using your referral link and make an initial deposit of $250.
  • The $250 will be unavailable for withdrawal for 30 days.
  • After the referred meets those requirements, your bonus will be deposited into your own open account.

$400 Bonus With Capital One 360 Checking!

Targeted, but high success rate with readers!

*Disclaimer: This $400 bonus offer is a targeted offer for current Capital One customers, so if you didn’t receive an email or mailer you’re said to be ineligible. That being said, we’ve had SEVERAL readers report that they’ve successfully received the bonus after meeting the requirements, despite not having received direct communication from Capital One 360. Take a look at the comment section below to see several successful attempts. We definitely think it’s worth a shot given the high bonus value.

• Expired *awaiting an update on this offer
• Bonus Amount: $400
• Account(s) Eligible: Capital One 360 Checking
• Availability: Nationwide
• Hard/Soft Inquiry: Soft
• Opening Deposit Credit Card Funding Eligibility: None
• Direct Deposit Requirement: Yes, two $250+ within 60 days
• Monthly Service Fee: None
• Bonus Requirements:
  • Open a 360 Checking Account by the expiration date
  • Receive 2 direct deposits of $250 or more within 60 days of accepting terms and conditions for your new account.

Note on offer page:

IF YOU DID NOT RECEIVE AN EMAIL OR MAIL PIECE DIRECTLY FROM CAPITAL ONE 360 WITH THE ABOVE CODE, YOU ARE INELIGIBLE FOR THIS BONUS OFFER.

$100 Checking Bonus (Not Targeted)

$100 Bonus Offer Available Online

Unlike the $200 and $400 bonus offers below, this $100 Checking account bonus is available online and isn’t just a targeted offer.

• $100 bonus expired *awaiting an update on this offer
• Capital One 360 Checking eligible for the bonus
• Offer is available to legal US residents of MA, NH, RI, or VT
• Application will trigger a Soft Pull, which does not affect your credit
• Offer will require 2 direct deposits to qualify (see ways of meeting this requirement)
• There are no monthly service fees with this account

How To Earn The $100 Bonus

• Open a new Capital One 360 Checking account and accept the terms/conditions by the offer expiration date.
• Receive 2 direct deposits of $250 or more within 60 days of accepting the terms. Direct deposits must be an electronic deposit of one of the following: your paycheck from your employer, Social Security/pension or other government benefits. Direct deposit is subject ot employer or other payor options.
• You will receive the $100 credit to your checking account about 90 days after your acceptance of account terms and conditions.
• To qualify for the bonus, you must be the primary account holder, and this has to be your first 360 Checking account (this includes former Electric Orange accounts, too).

Capital One 360 Accounts Review

When you browse the Capital One 360 website, you’ll see the product portfolio includes checking, savings, CDs, home loans, business accounts, and more.

We’ll talk about their most popular accounts types below.

• CIT Bank Promotions: Online Money Market Account Earns 1.75% APY
• TD Bank Bonus For Checking Accounts: $150 To $300 Cash
• Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
• Santander Bank Promotions: $150 Personal & $500 Business Checking Bonuses
• Chase Total Checking Account $200 Coupon Available Online Now
• Chase Premier Plus Checking℠ Review: $300 Coupon Bonus
• Chase Coupon Promo Codes: $200, $300, $350, $500 (April 2018)
• BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
• Fifth Third Bank Promotions: $200 Checking Account Bonus
• PNC Bank Promotions: $50 To $300 Checking, Savings, Business Bonuses

Check back at this page for the latest Capital One 360 promotions, bonuses and offers!