Best Capital One 360 Bonuses, Promotions (Up To $1,500) of June 2025

In the digital era, the convenience and efficiency of online banking have made it a preferred choice for many, with Capital One 360 leading the charge. Known for its user-friendly platform and competitive offerings, Capital One 360 provides an array of financial products, including checking, savings, and CD accounts, designed to meet the diverse needs of its customers.

Whether you’re looking to grow your savings with minimal effort or seeking a checking account that works harder for you, Capital One 360’s latest promotions and bonuses offer compelling reasons to consider making the switch to online banking.

Let’s look into the most recent opportunities for earning bonus money and how you can take advantage of them.

See the offers below.

READ MORE: WELCOME OFFERS FROM CHASE AND BMO.

Are Capital One’s Welcome Bonuses Worth It?

Capital One stands out among other banks with its competitive welcome bonuses, putting it in line with the best bank bonuses currently available in the market. If you’re comfortable with online banking, Capital One’s bonus offers present an excellent opportunity to earn some extra cash while transitioning your business to a bank that suits your needs.

To qualify for the bonus offered through Capital One’s 360 Performance Savings account, a significant deposit amount is required. If your balance falls below this threshold at any point during the qualification period, even for just a day, you may not receive the bonus. You’ll want to ensure that you can commit the required amount of money for a few months.

Here are some key points to consider about Capital One’s promotional welcome bonuses and the associated requirements:

• Capital One offers competitive welcome bonuses that are on par with the best bank bonuses available.
• These bonuses provide an opportunity to earn extra money while switching your business to a bank that suits your needs.
• Capital One’s bonus offers are particularly attractive if you’re comfortable with online banking.
• The 360 Performance Savings account is the account typically associated with the bonus offer.
• Qualifying for the bonus requires maintaining a high deposit amount during the qualification period.
• Even a single day with a balance below the required threshold can result in the forfeiture of the bonus.
• It’s crucial to carefully evaluate your financial situation and ensure that you can commit the necessary funds for the specified period.
• Before opening a Capital One savings account, make sure you can tie up the required amount of cash for a few months to secure the bonus.

READ MORE: GET THIS $150 BONUS FOR PERSONAL CHECKING BEFORE IT’S GONE

What Else Should You Know About Capital One Bonuses?

• Tax Implications: It’s essential to be aware that the bonus you earn from opening a Capital One checking or savings account may be considered taxable income. Capital One will report the bonus as interest income on a Form 1099-INT to the IRS, and if necessary, they will also provide this information to your state revenue authority.
• New Customer Requirement: To be eligible for the new account bonus, you must not have held or been a secondary account holder of a similar account with Capital One since the data stated in the terms.
• Checking Account Promotion: If you have previously held a 360 Checking account with Capital One, you will not qualify for the checking account promotion.
• Savings Account Bonus: Similarly, if you have previously held a 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account with Capital One, you will not qualify for the savings account bonus.

READ MORE: THIS $500 BONUS OFFER IS SET TO EXPIRE SOON

Bottom Line

Capital One Bank, the fifth-largest consumer bank and eighth-largest financial institution in the United States, has gained recognition in recent years for its credit cards and the widely recognized slogan, “What’s in your wallet?”

Here are some key points to know about Capital One Bank:

• Physical Presence: The bank operates approximately 325 physical branches, primarily located in New York, Texas, and Virginia. Additionally, customers have access to a vast network of 70,000 fee-free ATMs.
• Competitive Products: Capital One offers a range of products for both personal and business needs. Despite being a national bank, their rates and fees are surprisingly competitive. Notably, their 360 Checking account stands out as it has no monthly fee and even provides a small amount of interest on the account balance, a feature that is rare among traditional banks.
• Digital Experience: Capital One prioritizes providing a solid digital experience to its customers. The bank’s online and mobile apps have received positive reviews, boasting a rating of 4.9 in the App Store with over 5.6 million ratings and 4.6 from 1.3 million Android users. These apps offer a host of features commonly found in online-focused banks, such as card lock, mobile check deposit, instant alerts, reward tracking and redemption, face ID, and Zelle transfers.
• Welcome Bonuses: As an added perk, Capital One occasionally offers welcome bonuses to attract new customers. These bonuses serve as an enticing perk for individuals considering opening an account with the bank.
• Overall Strength: With its solid product offerings, extensive physical presence, robust digital tools, and occasional welcome bonuses, Capital One Bank stands as a reliable and attractive choice for individuals seeking a dependable banking partner.

Capital One Bank’s position as a top consumer bank in the United States, its competitive rates and fees, comprehensive digital experience, and occasional welcome bonuses make it a highly regarded financial institution for both personal and business banking needs.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.