BMO Harris Bank Checking Account Bonus: $200 To $350 Offers – Ends 5/12/23

Earn either a $200 bonus or a $350 bonus for a new checking account from BMO Harris.

Direct deposit will be required for either offer. The checking account options for this promotion include basic options for everyday banking to a premium option for more benefits.

• Update 1/19/2023: Offer has been extended until 5/12/2023. Details below.

See the Posts History below for all BMO Harris offers.

BMO Harris Bank Checking Promotion: $200 Or $350 Bonus

• What you’ll get: $200 or $350 bonus
• Where it’s available: Nationwide
• How to earn it: Choose from one of the following offers.
  • Get a $350 bonus when you open a new Premier account and have a cumulative total of $7,500 in qualifying direct deposits in the first 90 days.
  • Get a $200 bonus when you open a new Smart Advantage account or Smart Money account and have a cumulative total of $4,000 or more in qualifying direct deposits in the first 90 days.
• When it expires: 5/12/2023

Account Features

BMO Harris Smart Advantage™ Account – This checking account has no monthly fees when you sign up for eStatements. Signing up for eStatements will also avoid the $2 paper statement fee.

You’ll have access to over 40,000 Allpoint network ATMs nationwide for fee-free transactions. There are no fees for withdrawals and deposits at BMO Harris branches or ATMs.

BMO Harris Premier™ Account – This is the bank’s premium checking account option, which comes with a few extra customer benefits, such as Relationship Packages – which offer higher levels of benefits the more you bank with them. The account does have a $25 monthly maintenance fee. You can waive this fee when you have one of the following each month:

• A $25,000 minimum daily Ledger Balance for the previous calendar month
• $25,000 in Monthly Combined Balance for the previous calendar month

Features we like include unlimited non-BMO Harris ATM transactions and $25 in monthly rebates on ATM surcharge fees charged by other banks. Fees are also waived on Cashier’s Checks, Money Orders, paper statements and more.

BMO Harris Smart Money™ Account – This account has no overdraft fees and no NSF (non-sufficient funds) fees. There is no minimum balance required and no monthly maintenance fee for those under 25 years old, otherwise it’s $5.

You’ll also have unlimited fee-free transactions at over 40,000 Allpoint network ATMS nationwide with this account.

Posts History for BMO Harris bank offers:

• BMO Harris Business Platinum Rewards Mastercard® 100,000 Bonus Points
• Best BMO Harris Bank Bonuses, Promotions of January 2023
• BMO Harris Business Checking $250 & $400 Bonuses [Nationwide] – Ends 1/31/23

For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, Bank of America, TD Bank and many more.

Read more: See the best bank promotions here and the best investing promotions here.