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Earn either a $200 bonus or a $350 bonus for a new checking account from BMO Harris.
Direct deposit will be required for either offer. The checking account options for this promotion include basic options for everyday banking to a premium option for more benefits.
- Update 1/19/2023: Offer has been extended until 5/12/2023. Details below.
See the Posts History below for all BMO Harris offers.
BMO Harris Bank Checking Promotion: $200 Or $350 Bonus
- What you’ll get: $200 or $350 bonus
- Where it’s available: Nationwide
- How to earn it: Choose from one of the following offers.
- Get a $350 bonus when you open a new Premier account and have a cumulative total of $7,500 in qualifying direct deposits in the first 90 days.
- Get a $200 bonus when you open a new Smart Advantage account or Smart Money account and have a cumulative total of $4,000 or more in qualifying direct deposits in the first 90 days.
- When it expires: 5/12/2023
BMO Harris Smart Advantage™ Account – This checking account has no monthly fees when you sign up for eStatements. Signing up for eStatements will also avoid the $2 paper statement fee.
You’ll have access to over 40,000 Allpoint network ATMs nationwide for fee-free transactions. There are no fees for withdrawals and deposits at BMO Harris branches or ATMs.
BMO Harris Premier™ Account – This is the bank’s premium checking account option, which comes with a few extra customer benefits, such as Relationship Packages – which offer higher levels of benefits the more you bank with them. The account does have a $25 monthly maintenance fee. You can waive this fee when you have one of the following each month:
- A $25,000 minimum daily Ledger Balance for the previous calendar month
- $25,000 in Monthly Combined Balance for the previous calendar month
Features we like include unlimited non-BMO Harris ATM transactions and $25 in monthly rebates on ATM surcharge fees charged by other banks. Fees are also waived on Cashier’s Checks, Money Orders, paper statements and more.
BMO Harris Smart Money™ Account – This account has no overdraft fees and no NSF (non-sufficient funds) fees. There is no minimum balance required and no monthly maintenance fee for those under 25 years old, otherwise it’s $5.
You’ll also have unlimited fee-free transactions at over 40,000 Allpoint network ATMS nationwide with this account.
Posts History for BMO Harris bank offers:
- BMO Harris Business Platinum Rewards Mastercard® 100,000 Bonus Points
- Best BMO Harris Bank Bonuses, Promotions of January 2023
- BMO Harris Business Checking $250 & $400 Bonuses [Nationwide] – Ends 1/31/23