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Earn a $325 bonus for a new personal checking account with this offer from Fifth Third Bank.
Update 12/21/2022: Offer has been extended to 3/31/23 and increased from $250 to $325.
Fifth Third Bank was established in 1865 and is headquartered in Cincinnati, Ohio. They have grown to over 1,200 locations and have offices in the following states: FL, GA, IL, IN, KY, MI, NC, OH, PA, TN, and WV.
Fifth Third Bank $325 Personal Checking Offer
- What you’ll get: $325 bonus
- Where it’s available: FL, GA, IL, IN, KY, MI, NC, OH, PA, TN, and WV
- How to earn it:
- Open a new checking account by 03/31/2023.
- Make direct deposits totaling $500 or more within 90 days of account opening.
- When it expires: 3/31/2023

Waive The Monthly Fee
Essential Checking Service Charges Waived If (One Of The Following):
- A combined monthly average balance of $1,500 across your deposit and investment accounts
- Spend of at least $500 per month on a Fifth Third credit card
- Any existing Fifth Third personal mortgage, auto loan or line of credit with an outstanding balance
- Otherwise, service charge is $11 per month (reduced to $8 per month with monthly direct deposits totaling $500 or more).
Enhanced Checking Service Charges Waived If (One Of The Following):
- A combined total balance of at least $20,000 across your deposit and investment accounts one time per month
- Monthly direct deposits totaling $5,000 or more
- Otherwise, it’s $20 per month.
Preferred Checking Service Charges Waived If:
- Achieve a combined total balance of at least $100,000 across your deposit and investment accounts one time per month
- Otherwise, it’s $25 per month.
Free Checking:
No monthly fee with this account.
Fine Print
- To qualify for the $325 checking bonus, provide the offer code, open a Fifth Third Momentum® Checking, or Preferred checking account and make direct deposits totaling $500 or more within 90 days of account opening.
- Account(s) must be funded within 45 days of account opening or account may be closed, and you may not be eligible for the bonus.
- The $325 checking bonus does not require any additional activities.
- A qualifying Direct Deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security).
- The cash bonus will be deposited into your new account within 10 business days of completing qualifying activity requirements. In order to receive the cash bonus, your checking account must be open and in good standing.
- Offer is not available to existing Fifth Third checking customers or to those with a Fifth Third Checking account that has been closed within the last 12 months.
- Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
- Eligibility may be limited based on your account type and ownership role.
- Account must be funded within 45 days of account opening.
- No minimum deposit required to open a checking account.
- Bonus may be taxable as interest income and reported on IRS Form 1099-INT.
- Consult your tax advisor.
- UNIQUE OFFER CODE MUST BE PRESENTED AT ACCOUNT OPENING TO RECEIVE THE BONUS.
- See your banker for details.
- Not valid with any other offer.
- Offer availability subject to change.
[Expired] Fifth Third Bank $500 Business Checking Bonus
- What you’ll get: $500 bonus
- Where it’s available: FL, GA, IL, IN, KY, MI, NC, OH, PA, TN, and WV
- How to earn it:
- OPEN a Fifth Third Business Standard, Premium or Elite Checking Account
- RECEIVE your $500 bonus when you reach a $1,000 balance within 10 calendar days of account opening, and maintain a $1,000 minimum daily balance thereafter for 60 calendar days.
- When it expires: 5/31/2020
Waive The Monthly Fee
Standard Checking $11 monthly fee waived with one of the following:
- You maintain a combined total balance of $3,500 across your business checking, savings and CDs
- Or you spend $500 a month on your Fifth Third business credit cards
- Or you have a Fifth Third Wealth Management or Fifth Third Preferred Checking account with a completed Relationship Consent form
- Or your business is a charitable non-profit organization and you provide proof of 501(c)(3) tax status from the IRS
Premium Checking $25 monthly fee waived with one of the following:
- You maintain a combined monthly average balance of $10,000 across your business checking, savings and CDs
- Or you have a Fifth Third Business Loan or Line of Credit
- Or you have Merchant Services AND spend at least $500 per month across your Fifth Third business credit cards
Elite Checking $35 monthly fee waived with one of the following:
- You maintain a combined monthly average balance of $25,000 across your business checking, savings and CDs
- Or you have a Fifth Third Business Loan or Line of Credit
- Or you spend at least $500 per month across your Fifth Third business credit cards PLUS have one of the following: Electronic Deposit Manager OR Cash Management Essentials
Fine Print
- To qualify for the bonus, open a new Fifth Third Business Standard, Premium or Elite checking account, reach a balance of $1,000 within 10 calendar days of account opening and maintain a $1,000 minimum daily balance thereafter for 60 calendar days.
- Offer is not available to existing Fifth Third Business Checking customers, or to those with a Fifth Third Business Checking account that has been closed within the last 12 months.
- Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
- No minimum deposit required to open a checking or savings account.
- Account must be funded within 45 days of account opening.
- The cash bonus will be deposited into checking account within 10 business days after qualifying activities are met.
- Bonus may be taxable as interest income and reported on IRS Form 1099-INT.
- Consult your tax advisor.
- OFFER CODE MUST BE PRESENTED AT ACCOUNT OPENING TO RECEIVE THE BONUS.
- Checking accounts may have monthly fees and debit cards may have service related fees.
- Accounts may have fees that may reduce earnings and impact ability to meet minimum daily balance requirements.
- See your banker for details.
- Not valid with any other offer.
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How soon after receiving the bonus offer should I leave the account open? I’m banking with 5th 3rd
i just opened a savings acct on Jan. 7th 2021.. just added a direct deposit today ( 01/12/21) … Any deals to go with that ? – it will be 2,000 added every month.
That is at the Fifth Third Bank…..
53rd not honoring the Check promotions in Illinois. Is there a code I can use? Thanks
how do i get a code for Fifth Thirds $250 checking bonus
Fifth Third bank are no longer in Missouri
Keely, thanks for the update!
just opened a new acct on line they did not offer any promotions
will i get something for getting a friend to open an account w 53rd bank?
I got bonuses for two business checking accounts (two businesses, different employer ID numbers).
(I did get hit with a surprise fee on the personal checking. They charge $10 for a debit card cash advance, but no fee if same thing done on business account)
Personal checking bonus is back, now $200. https://pages.offers.53.com/semcblp/
Sweet! Thanks Steve.
Hi Tony,
Fifth Third closed my personal checking for inactivity. This gave me the opportunity to open it again; $250 bonus with no direct deposit requirement is great! Very painless to open online (thanks to existing login).
I’m hoping their business checking bonus comes around again.
btw have you seen Capital One 360 money market savings offer?
https://www.capitalone.com/moneytalks/
Steve
Sweet! And thanks for the heads up Steve. Cheers.