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Find Chase Total Checking® coupon bonuses and new promotional offers here. Typical bonus amounts that have been available for this Checking account include $150, $200, and $300 offers. See all current Chase Bank offers here and other top bank bonuses here.
Originally established in 1982, Chase Bank is now headquartered in Newark, Delaware, and is the nation’s largest bank when measured by total assets. Chase offers a full line of banking services with branches/ATMs across these states: AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.
See the latest Chase Total Checking® account promotion below.
See all of these Chase banking pages:
Chase Bonus: $200 Total Checking® Offer

- What you’ll get: $200 bonus
- Where it’s available: Available online nationwide except in Alaska, Hawaii and Puerto Rico.
- How to earn it:
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit.
- When it expires: 07/20/2022
How To Earn The $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app – Manage your accounts, deposit checks, transfer money and more – all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠: $0 overdraft fee when you overdraw your account $50 or less*
*We won’t charge an overdraft fee if you are overdrawn $50 or less at the end of the business day. Chase may pay, for a $34 fee, overdraft transactions at our discretion based on your account history, deposits and transaction amount. If you’ve enrolled in Debit Card Coverage, everyday debit card purchases like groceries, may be approved at our discretion when you don’t have enough money in your account.
How To Waive The Monthly Fee
$12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
- Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
Fine Print
- Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
- You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
- Coupon is good for one-time use.
- To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
- Eligibility may be limited based on account ownership.
- Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
- Account Closing: If the checking account is closed by the customer or Chase within six months after coupon enrollment, they will deduct the bonus amount at closing.
Bottom Line
The Chase Total Checking® account is one of the most popular checking accounts on the market. It comes with all the modern-day features you would expect from a major bank. Branch locations can be found just about anywhere. Their mobile app is convenient for deposits and easy to use. The bonus offer is also a solid one.
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Hello Team,
Just wondering if anyone has ever successfully closed a chase ckg account and reopened after the 90+ days and gotten the bonus again. Or if there is something preventing that, lets say even after a year, in the small print. thanks!
RJ,
It’s definitely all over the fine print. One Checking bonus per calendar year (2017, 2018, 2019, etc). So, 90+ days after closing and only once per Calendar year.