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- Chase Total Checking® Account Bonus
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Get updated Chase Total Checking® coupon bonuses and new promotions here. Typical bonus amounts that have been available for this Checking account include $150, $200 and $300 offers.
Originally established in 1982, Chase Bank is now headquartered in Newark, Delaware and is one of the nation’s largest banks as measured by total assets. Chase offers a full line of banking services with branches/ATMs across these states: AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.
Chase Bank’s Savings and CD rates won’t be able to compete with the best rates provided by online-only banks, so see this Savings Rates Page and CD Rates Page for the best rates.
You can find all current Chase Bank bonus offers here. See the latest Chase Total Checking® account promotion below.
*Find all Chase Bank offers here.
| OFFER LINK | OFFER | OUR REVIEW |
| Chase Premier Plus Checking℠ | $300 Cash | Review |
| Chase Total Checking® + Chase Savings℠ | $350 Cash | Review |
| Chase Sapphire℠ Checking | 60,000 Points | Review |
| Chase College Checking℠ | $100 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
Chase Total Checking® $200 Coupon Bonus
Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. This is Chase Bank’s most popular Checking account and is also one of the most popular accounts when compared to all banks currently.
- $200 bonus offer expires April 15, 2019
- Offer is available nationwide (find a local branch)
- Application will trigger a Soft Pull, which does not affect your credit
- You can fund up to $500 towards the opening deposit using a non-Chase credit card
- The minimum opening deposit is $25
- Direct Deposit is a requirement for this offer (see options for meeting this requirement here)
- The Monthly Service Fee can be waived (details below)
- You can also pair it with the Savings account at the same offer page to earn more bonus money
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to over 16,000 Chase ATMs and 5,100 branches.
- Mobile check deposit – It’s as easy as taking a selfie.
- Chase QuickPay® with Zelle® – Take the drama out of splitting a check.
- Real-time fraud monitoring – We watch your debit-card to help your money stay your money.
- Apply online in minutes.
- Open your account online now.
- Available in: AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, NC, NE, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV
How To Get The $200 Bonus:
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a new Chase Total Checking® account with the $25 minimum opening deposit.
- Within 60 days of account opening, have a qualifying direct deposit made into this account. There is no stated minimum direct deposit amount required for the offer. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- Once the above requirements are met, the bonus will be deposited within 10 business days.
- Checking offer is not available to existing Chase checking customers, or those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
- Important: If your Checking account is closed by you or by Chase within six months after opening, they will deduct the bonus amount at closing.
There is a $12 Monthly Service Fee for the Chase Total Checking® account that you can waive when you do at least ONE of the following each statement period:
- Have monthly direct deposits totaling $500 or more made to this account.
- Keep a minimum daily balance of $1,500 or more in your checking account.
- Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances.
Author’s Verdict
The Chase Total Checking® account is one of the most popular checking accounts on the market. It comes with all the modern day features you would expect from a major bank. Branch locations can be found just about anywhere and their mobile app is convenient for deposits and easy to use.
The $12 Monthly Fee can easily be waived with just a $1,500 minimum daily balance. The current $200 bonus offer is higher than their typical offers, so it’s a good idea to take advantage of it while it lasts.
If you can manage to meet the Monthly Fee waiver requirements, the bonus offer for the Chase Premier Plus Checking℠ Account may be an even better fit.
The best bank promotions are updated here. See the below pages to get started with some of the best offers:
- Chase Bank Offers. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks.
- HSBC Bank Offers. Some big value offers available for their Checking accounts, with some requiring hefty deposits to qualify. They also have an online Savings account offering a very competitive rate.
- TD Bank Offers. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
- CIT Bank Offers. Sign-up bonuses haven’t been available lately, but their online Savings and Money Market rates are some of the best nationwide.
- BBVA Compass Offers. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees).
- Simple Bank Offers. Simple Bank had a referral program where you could earn unlimited $20 bonuses per qualified referral. The program is currently down for maintenance but should be back soon.
| OFFER LINK | OFFER | OUR REVIEW |
| Chase Premier Plus Checking℠ | $300 Cash | Review |
| Chase Total Checking® + Chase Savings℠ | $350 Cash | Review |
| Chase Sapphire℠ Checking | 60,000 Points | Review |
| Chase College Checking℠ | $100 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| HSBC Premier Checking. Member FDIC | $750 Cash | Review |
| HSBC Advance Checking. Member FDIC | $350 Cash | Review |
| HSBC Choice Checking. Member FDIC | $200 Cash | Review |
| HSBC Direct Savings. Member FDIC | 2.22% APY | Review |
| HSBC Cash Rewards Mastercard® credit card | $150 Cash | Review |
| TD Bank Premier Checking℠ | $300 Cash | Review |
| CIT Bank Savings Builder | 2.45% APY | Review |
| Barclaycard Arrival Plus® World Elite Mastercard® | 70,000 Miles | Review |
| Ally Invest | $3,500 Cash | Review |
| TD Ameritrade | $600 Cash | Review |
Hello Team,
Just wondering if anyone has ever successfully closed a chase ckg account and reopened after the 90+ days and gotten the bonus again. Or if there is something preventing that, lets say even after a year, in the small print. thanks!
RJ,
It’s definitely all over the fine print. One Checking bonus per calendar year (2017, 2018, 2019, etc). So, 90+ days after closing and only once per Calendar year.