Here, you can find Chase Total Checking® coupon bonuses and new deals. Offers of $150, $200, and $300 have usually been available for this Checking account. See the current offer below!
Chase Total Checking® $200 Offer
How To Earn The Bonus:
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit.
- Where it’s available: Available online nationwide except in Alaska, Hawaii and Puerto Rico.
Offer Expires: July 19, 2023
- Update 4/6/2023: The offer has been extended through 7/19/2023. Full details below.
- Update 1/13/2023: Offer has been extended until 4/19/2023. Full details below.
Chase Bank was founded in 1982. It is now based in Newark, Delaware, and has the most assets of any bank in the United States.
Chase offers a full line of banking services with branches/ATMs across these states: AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.
How To Earn The $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to more than 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app – Manage your accounts, deposit checks, transfer money and more – all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ – no overdraft fee if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
>> OPEN A NEW CHASE TOTAL CHECKING® FOR THE $200 BONUS
*With Chase Overdraft Assist℠, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
How To Waive The Monthly Fee
$12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
- Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment network, or (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
- Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
- You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
- Coupon is good for one-time use.
- To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
- Eligibility may be limited based on account ownership.
- Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
- Account Closing: If the checking account is closed by the customer or Chase within six months after coupon enrollment, they will deduct the bonus amount at closing.
READ MORE: SEE ALL THE BEST CHASE BANK PROMOTIONS HERE
Why Choose The Chase Total Checking® Account?
The Chase Total Checking® account is the bank’s best all-around option. If you want a solid, well-rounded checking account, this one does a lot of things right. Chase has a lot of branches, so it’s a good choice for people in many parts of the country.
Chase has more than 4,700 locations in 32 states and the District of Columbia. Also, there are 16,000 free ATMs all over the country.
You get access to Chase Deposit Friendly ATMs, which make it easy to make deposits, and a Chase debit card with chip technology for great security.
Chase Total Checking® has a $12 monthly service fee, but you can waive it if you have $500 in electronic deposits monthly, start each day with a $1,500 balance, or keep an average daily balance of $5,000 in this account and all linked Chase accounts.
READ MORE: TAKE A LOOK AT THIS CHASE BUSINESS CHECKING OFFER
Chase Total Checking® Features
- Chase QuickDeposit. Quickly deposit a check into your Chase Total Checking® account using the mobile app.
- Zelle®. Using the Zelle® service, you can send and receive money from other people with just a few clicks.
- Online Bill Pay. Chase’s website makes it easy to set up bills and pay them electronically or by check, all in one place.
- Account alerts. Chase lets you set up detailed account alerts so you always know what’s going on with your account. This helps keep you safe from abuse and scams.
- Text banking. If you need to check your account balance or transaction history right away, you can send a text message to get the information you need.
- Paperless statements. Chase gives you access to up to 7 years of online statements, so you’ll never have to worry about missing a transaction again when it’s time to do your taxes.
READ MORE: WELCOME OFFERS FROM AXOS, BANK OF AMERICA, TD BANK AND U.S. BANK.
Chase Mobile Support
It’s important to be able to access your checking account easily from your smartphone. With one of the best banking apps on the market, Chase makes things easy. You can manage your accounts, use mobile deposit to deposit checks, and move money between accounts.
You’ll also be able to do a number of everyday banking tasks, such as checking your balance, looking at your transaction history, and sending money with Zelle®. The app has just about everything you’ll need, and the interface is clean and easy to use.
READ MORE: CHASE PRIVATE CLIENT OFFERS A BIG BONUS OPPORTUNITY
Who Is Chase Total Checking® For?
Chase is a great bank for keeping a checking account because it has branches all over the country, a great mobile app, and mobile payment technology.
Chase Total Checking® is a good choice for people who travel a lot within the U.S., since you’ll have access to the many Chase branches and ATMs. It’s not the best for those who travel outside the country, though, because foreign ATM fees can be up to $5 per withdrawal. It’s also not for people who don’t think they’ll be able to meet the requirements to avoid the $12 monthly service fee.
READ MORE: SEE THE BROKERAGE PROMOTION FROM J.P. MORGAN
From my experience with the Chase Total Checking® account many years ago, I found it to be a good basic option for my banking needs.
The account didn’t charge any maintenance fees as long as I had a monthly direct deposit of more than $500 (having the minimum $1,500 balance works easily also), and I appreciated the convenience of online bill pay and the ability to send money through Quickpay (it’s now just called Zelle®) to most of my friends who also banked with Chase.
Chase’s large number of branches in major cities also made it easy for me to access my money when I needed it. Like most other checking accounts from big banks, you won’t want to withdraw cash from non-Chase ATMs due to fees.
The Chase app is easy to use and looks clean on my iOS device, and I am happy with their customer service.
While you can find some negative experiences reported online, I believe that as long as you’re a legitimate customer doing legitimate business with them, you shouldn’t have to worry.
I have since moved on to higher tier checking options and business options from Chase, but overall, my experience with their Total Checking® account was positive.
>> GET THE CHASE TOTAL CHECKING® BONUS BEFORE IT EXPIRES
Frequently Asked Questions (FAQ)
You will need to provide your personal information, a valid government-issued ID and your social security number.
No, there is no minimum balance required to open a Chase Total Checking account.
There is a $12 monthly service fee, which can be waived with one of the following:
Direct deposit of $500 or more
A minimum daily balance of $1,500 or more
an average daily balance of $5,000 or more across all linked Chase accounts
You can deposit money into your account through direct deposit, mobile check deposit, ATM deposit, or by visiting a Chase branch.
You can access your account information and account activities through Chase’s online banking and mobile banking app.
More from Chase:
- Best Chase Bank Promotions May 2023 ($200, $500, $3000 & More)
- Chase Business Complete℠ Banking Up To $500 Sign-Up Bonus [Nationwide] – Ends 8/3/2023
- Chase Secure Banking℠ Account $100 Bonus – Ends 7/19/2023
- Chase College Checking℠ Account $100 Bonus – Ends 7/19/23
- J.P. Morgan Self-Directed Investing Up To $700 Bonus – Ends 7/13/23
- Chase Private Client Up To $3,000 Bonus Offer – Ends 7/19/23
- Chase First Banking℠ Review: Debit Card For Kids 6-17
- Chase Sapphire℠ Checking Account Cash Bonus Offer – Ended
- Chase Premier Plus Checking℠ Promo: $300 Cash Bonus (Available Nationwide) – Ended
- Chase Bank Checking Referral $50 Bonuses (Up To $500 Yearly)
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
Just wondering if anyone has ever successfully closed a chase ckg account and reopened after the 90+ days and gotten the bonus again. Or if there is something preventing that, lets say even after a year, in the small print. thanks!
It’s definitely all over the fine print. One Checking bonus per calendar year (2017, 2018, 2019, etc). So, 90+ days after closing and only once per Calendar year.