Chase $900 Checking & Savings Bonus [Targeted] – Ends 1/21/26

Chase has been targeting customers via email with this offer for up to $900 for new checking and savings account.

Introduction: Chase $900 Bonus

Chase, the largest bank in the United States by assets, is offering a golden opportunity for targeted customers to earn up to $900 by opening new checking and savings accounts. This exclusive promotion, extended through April 17, 2024, is available to targeted customers who receive emails or mailers.

Chase Bank was founded in 1982. It is now based in Newark, Delaware, and has the most assets of any bank in the United States.

Chase offers a full line of banking services with branches/ATMs across these states: AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, and WV.

Let’s explore how you can secure your $900 bonus and elevate your banking experience with Chase.

Recent Updates

• Update 9/5/25: The offer is back through 1/21/26. If you’re not targeted, you can look for other offers from Chase here. Or, you might want to consider this $300 checking-only offer from BMO Bank.
• Update 7/8/25: The offer is back through 10/15/25.
• Update 1/9/2025: The offer has been extended through 4/16/2024.
• Update 10/4/2024: Offer has been extended.
• Update 1/14/2024: The offer has been extended through April 17, 2024.
• Update 11/14/2023: The offer is back through 1/24/24.
• Update 10/6/2023: The offer is back through 11/16/23 for targeted customers.

About The $900 Chase Promotion

• What you’ll get: Up to $900
• Where it’s available:
• How to earn it:
• Chase checking & savings bonus worth up to $900
  • $300 bonus for opening a Chase Total checking account and receiving a direct deposit within 90 days
  • $200 bonus for opening a Chase savings account, depositing $15,000 or more in new money within 30 days, and maintaining a $15,000 balance for 90 days
  • Extra $400 bonus for completing both the checking and savings account bonuses.

>> OFFER LINK (try using incognito mode if it doesn’t work for you. Also, check out other Chase offers that have lower deposit requirements).

TRENDING DEAL:

Maximize Your Money with the Axos One High-Interest Checking & Savings Bundle!

Unlock financial growth with the Axos One Bundle! Earn high interest with an impressive 4.31% APY on your savings and enjoy a solid 0.51% APY on your checking balance—all in one...Show More

Unlock financial growth with the Axos One Bundle! Earn high interest with an impressive 4.31% APY on your savings and enjoy a solid 0.51% APY on your checking balance—all in one streamlined package. Perfect for those who want to maximize their money, Axos One combines the flexibility of a checking account with the earning power of a high-interest savings account. Simplify your banking while watching your savings grow faster with Axos Bank's convenient, tech-savvy approach.


Disclaimers:

The Annual Percentage Yield (APY) is accurate as of 12/5/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.31% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.
Show Less

Up To 4.31% APY

Go to the deal

Waive The Monthly Fee

Avoiding Fees – Savings Account:

• Chase Savings Account has a monthly service fee of $5.
• The fee is waived if you meet any ONE of the following conditions:
  • Maintain a minimum daily balance of $300 or more.
  • Set up at least one recurring automatic transfer of $25 or more from your Chase checking account (one-time transfers do not qualify).
  • Link your Chase Premier Plus Checking, Chase Premier Platinum Checking, or Chase Private Client Checking account.

Avoiding Fees – Checking Account:

• Chase Total Checking account has a monthly service fee ranging from $10 to $12.
• The fee is waived if you fulfill any of the following requirements:
  • Receive monthly direct deposits totaling $500 or more.
  • Maintain a minimum daily balance of $1,500 or more in the checking account.
  • Maintain an average daily balance of $5,000 or more across your qualifying Chase checking, savings, and other balances.

Trending Checking Account Deal:

BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More

Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less

Earn $400

Go to the deal

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

Fine Print

• Checking offer:
  • Not available to existing Chase checking customers or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
  • Receive the bonus by opening a new Chase Total Checking account and having a direct deposit of your paycheck, pension, or government benefits within 90 days.
  • Person-to-person payments like Zelle® do not qualify as a direct deposit.
  • Micro-deposits (typically less than $1) are not considered direct deposits for the bonus.
  • Bonus will be deposited within 15 days after completing all the checking requirements.
• Savings offer:
  • Not available to existing Chase savings customers or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
  • Receive the bonus by opening a new Chase Savings account and depositing $15,000 or more in new money within 30 days.
  • Maintain a balance of at least $15,000 for 90 days.
  • The new money cannot be funds already held at Chase or its affiliates.
  • Bonus will be deposited within 15 days after completing all the savings requirements.
• Extra bonus:
  • To receive the extra bonus, open both a checking and savings account simultaneously and fulfill the requirements for both bonuses.
  • Bonus will be deposited within 15 days after completing all the requirements.
• General information:
  • Each customer can only receive one new checking and one new savings account opening bonus every two years from the last coupon enrollment date.
  • The coupon is for one-time use only.
  • Enrolled accounts must not be closed or restricted at the time of payout to receive the bonuses.
  • Eligibility may be limited based on account ownership.
  • Interest rates are variable and subject to change.
  • Fees may reduce earnings on the account.
  • Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

READ MORE: GET CASH, PRIZES AND MORE WITH THESE REFERRAL DEALS

Bottom Line

One of the best offers ever from Chase for those who’ve been targeted.

More from Chase:

• Best Chase Coupons, Bank Bonuses, Promotions December 2025
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• Chase Private Client Bonus: Up To $3,000 Promotion – Ends 1/21/2026
• Chase Checking Bonus: $300 Chase Total Checking® Offer [Nationwide] – Ends 1/21/2026
• Chase Business Complete Checking: Earn Up To $500 Bonus – Ends 1/22/26
• Chase Business Complete Checking®: Earn Up to $750 Checking Bonus – Ended
• Chase Business Banking $1,500 Targeted Offer – Ended
• J.P. Morgan Self-Directed Investing Up To $700 Bonus – Ends 7/22/25
• Chase Bank Bonus: Earn Up to $900 with New Checking & Savings Accounts – Ended
• Chase Bank Checking Referral $50/$200 Bonuses (Up To $500/$1000 Yearly)

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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