I’m always on the lookout for the best bank bonuses to share, and today, I’m excited to dive into a great opportunity from Chase! If you’re looking to open a new checking or savings account, you could earn up to $900 by meeting a few simple criteria. Whether you’re new to Chase or just exploring other banking options, this offer is definitely worth checking out.
But this offer requires a $15,000 deposit and maintain it there for 90 days. Alternatively, I recommend this offer from Chase, which only requires a $500 deposit.
Let’s take a look at how you can earn up to $900 and avoid those pesky fees!
Key Takeaways:
- Open a Chase Total Checking® and Chase SavingsSM account to earn up to $900.
- Meet qualifying activities to waive monthly fees and unlock your bonus.
- Simple steps to get started: choose the right offer, open your accounts, and complete the necessary tasks.
Chase Up To $900 Checking & Savings Bonus
Chase Total Checking®: $300 Bonus
If you’re a new Chase checking customer, opening a Chase Total Checking® account could land you a $300 bonus. How do you qualify? It’s simple: open the account, enroll, and set up a direct deposit within 90 days. The direct deposit can be your paycheck, government benefits, or pension. You’ll need to make sure it’s an electronic deposit—not micro-deposits or Person-to-Person payments like Zelle®. Once you’ve completed all the steps, your bonus will be deposited within 15 days!
Chase SavingsSM: $200 Bonus
New to Chase savings? By opening a Chase SavingsSM account and depositing $15,000 or more in new money within 30 days, you can earn a $200 bonus. To keep that bonus, you’ll need to maintain the $15,000 balance for at least 90 days. The new money must be transferred from an external account, not from your current Chase accounts. It’s a great way to put your savings to work while earning some extra cash!
Get Both Accounts for a $900 Bonus
Here’s the best part: if you open both a Chase Total Checking® and a Chase SavingsSM account at the same time, you can unlock a $900 bonus! That’s an extra $400 on top of the individual bonuses. To claim this, you’ll need to complete the qualifying activities for both accounts, including setting up direct deposits for your checking account and meeting the $15,000 deposit requirement for your savings. Once you’ve hit the mark, your bonus will be in your account within 15 days.
Trending Checking Account Deal:
How to Avoid Monthly Service Fees
The best way to make sure you keep more of your bonus is by avoiding the monthly service fees. Here’s how you can do that:
- For Chase Total Checking®: Avoid the $12 fee by ensuring either a $500 direct deposit or maintaining a $1,500 balance in your checking account. You can also combine your balance with linked accounts to meet the $5,000 requirement.
- For Chase SavingsSM: The monthly fee is $5 unless you maintain a $300 balance or have $25 in automatic transfers from your linked Chase checking account. The easiest option? Link it to a Chase Premier Plus or Sapphire Checking account!
For more Chase offers, see a list of the best here.
Our Take:
This Chase offer is a fantastic way to earn a solid bonus while taking care of your financial needs. The bonus amount is generous, and the qualifying activities aren’t too hard to meet—especially if you already have a paycheck to direct deposit. Just remember to pay attention to how you avoid the monthly fees, as those can eat into your savings. If you’re ready to earn some easy cash and enjoy the benefits of Chase’s banking services, this is definitely an offer worth jumping on.
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