Citizens Bank Review: $200 & $400 Checking Account Bonuses

Find the latest Citizens Bank promotions and bonuses here. The most common offers have been for $100 – $200 new account sign-up bonuses.

Established in 2005 and headquartered in Providence, Rhode Island, Citizens Bank has grown to more than 850 locations throughout Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont. If you’re not in any of these regions, see our Bank Promotions page for many other offers.

Citizens Bank is a traditional financial institution offering a full line of banking products, but rates aren’t going to be great with their Savings and CD accounts. See our Savings and CD rate pages for those products.
See the current bonus offer below.

Citizens Bank Platinum Checking $400 Bonus

This $400 bonus offer from Citizens Bank is for their Platinum Checking account a a direct deposit of at least $1,000 will be required to qualify.

• $400 bonus offer expires September 30, 2018
• Platinum Checking Account is eligible for the bonus
• You must apply online for the offer
• Branches available in Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont.
• Direct Deposit is required for the offer
• Application will trigger a Soft Pull, which does not affect your credit. Be sure to opt out of over-draft protection to avoid a Hard pull.
• $25 monthly maintenance fee waived with $25,000+ in combined monthly balances across all deposit and investment accounts.

How To Earn The $400 Bonus

• Open your first new Platinum Checking account before the expiration date.
• Have at least 1 single direct deposit of $1,000 or more post to your new account within 60 days of opening. Direct Deposit is recurring income electronically deposited into your Citizens Bank checking account and may include salary, pension, Social Security and Supplemental Security Income (SSI) benefits and other regular monthly income.
• Primary signer on the new checking account may not be or have been a primary or secondary signer on any Citizens Bank personal checking account within the previous six months.
• The new account must be open and in good standing to qualify for this offer.
• Offer may be withdrawn without notice and cannot be combined with any other checking offer.

Citizens Bank One Deposit Checking $200 Bonus

• $200 bonus offer expires on September 30, 2018
• One Deposit Checking will qualify for a $200 bonus
• Branches available in Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont.
• Direct Deposit is required for the offer
• Application will trigger a Soft Pull, which does not affect your credit. Be sure to opt out of over-draft protection to avoid a Hard pull.
• Monthly fees can be waived

How To Get The $200 Bonus

• To qualify for a bonus you must open your first new personal checking account and have at least 1 single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
• Primary signer on the new checking account may not be or have been a primary or secondary signer on any personal checking account within the previous six months.
• The new account must be open and in good standing to qualify for this offer.
• Offer may be withdrawn without notice and cannot be combined with any other checking offer.
• In order to be eligible to participate in this promotion, the customer must open their first new personal checking account via Citizens Bank’s online account opening system accessed by clicking on the link on the offer page.
• Customer should print the offer screen for their records.
• Customer may only be paid a bonus associated with this program one time.
• If you meet all of the above requirements and open a One Deposit checking account you will receive a $200 bonus.
• Bonus will post to the checking account within 90 days after direct deposit has posted and will be labeled as “Balance Builder Bonus.”
• Bonus will be reported to the IRS for income tax purposes.

Be sure to check out top offers from Chase Bank, TD Bank, CIT Bank, HSBC Bank, and many others updated at our Bank Bonuses Page. 

• CIT Bank Promotions: Online Savings Builder Account Offers 2.25% APY
• TD Bank Promotions: $300 & $150 Checking Account Bonuses
• Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
• Chase Total Checking® Account Bonus: $200 Coupon Available Online
• Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
• Chase Coupon Promo Codes: $150, $200, $300, $350, $500 – December 2018
• HSBC Bank $350 & $750 Checking Account Bonuses
• HSBC Bank Advance Checking Account $350 Bonus Offer
• HSBC Bank Premier Checking Account $750 Bonus Offer
• BBVA Compass Bank Promotions: $150 Checking Bonus, Money Market & CD Offers
• Simple Bank Review: Unlimited $20 Bonuses & Top Savings Rate Offer

Check back here for updates on Citizens Bank promotions and bonuses.