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Find the latest Citizens Bank promotions and bonuses here. Typical offers in the past have been for $100, $200, $250, $400, $450 and $600.
Established in 2005 and headquartered in Providence, Rhode Island, Citizens Bank has grown to more than 850 locations throughout Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, TD Bank, Aspiration, Bank of America, Huntington and many more.
Citizens Bank is a traditional financial institution offering a full line of banking products, but rates aren’t going to be great with their Savings and CD accounts. See our Savings and CD rate pages for those products.
Citizens Bank Promotions Review Below
Citizens Bank Bonus: Up To $400 Checking Offer
- What you’ll get: Up To $400 bonus
- Where it’s available: Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont.
- How to earn it:
- Get $300 when you open your first new personal checking account and make a direct deposit of $500 or more within 60 days.
- Earn $2 for every debit card purchase, up to $100 within 60 days.
- When it expires: 2/17/2022
There are several offers worth comparing this one to. A few great checking accounts with bonus offers include the Chase Total Checking® ($225 bonus), TD Bank Convenience CheckingSM ($150 bonus), Aspiration Checking ($150 or $200 bonus), Bank Of America Advantage Banking ($100 bonus), Huntington Bank (up to $500 bonus) and HSBC Premier Checking ($450 bonus).
How To Earn The Bonus
- Get $300 when you open your first new personal checking account and make a direct deposit of $500 or more within 60 days.
- Earn $2 for every debit card purchase, up to $100 within 60 days.
- $9.99 monthly fee with the One Deposit Checking is waived with just one deposit of any amount each statement period.
- $25 monthly fee with the Platinum Checking is waived with $25,000+ in combined monthly balances across all deposit and investment accounts.
- Primary signer on the new checking account may not be or have been a signer on any Citizens Bank personal checking account within the previous six months.
- The new account must be open and in good standing on the payout date stated in the table below to qualify for this offer.
- Direct Deposit is recurring income electronically deposited into your Citizens Bank checking account and may include salary, pension, and other regular income.
- Qualified debit card transactions include signature and PIN-based debit transactions in person directly at a merchant location or in app or online merchant sites. Only one debit card per checking account eligible for bonus.
- Online Bill Payments, Zelle® transactions and ATM transactions do not qualify.
- Customer must open their first new checking account via Citizens Bank’s online account opening system accessed by clicking on one of the links on this page.
- Customer should print this screen for their records.
- Customer will only be paid a one-time bonus for this program.
- Offers may be withdrawn without notice and cannot be combined with any other checking offer.
[Expired] Citizens Bank $300, $500, $600 Checking Offers
- What you’ll get: $300, $500, $600 bonus
- Where it’s available: Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont.
- How to earn it:
- Get $300 when you open your first new personal checking account and make a direct deposit of $500 or more within 60 days.
- Get an additional $200 bonus when you open your first new personal savings account with a minimum of $15,000 not currently on deposit with Citizens Bank and maintain that balance for 3 months.
- Get an additional $100 when you do both.
- When it expires: 1/21/2021
- Chase Bank $225 bonus
- TD Bank $150 & $300 bonuses
- Bank of America $100 bonus offer
- HSBC Bank $450 bonus
- Aspiration $150 or $200 bonus
- Huntington up to $500 bonus
How To Earn The Bonus
- Get $300 when you open your first new personal checking account and make a direct deposit of $500 or more within 60 days.
- Get an additional $200 bonus when you open your first new personal savings account with a minimum of $15,000 not currently on deposit with Citizens Bank and maintain that balance for 3 months.
- Get an additional $100 when you do both.
- $9.99 monthly fee with the One Deposit Checking is waived with just one deposit of any amount each statement period.
- $25 monthly fee with the Platinum Checking is waived with $25,000+ in combined monthly balances across all deposit and investment accounts.
- Qualifications:Primary signer on the new checking and savings accounts may not be or have been a signer on any Citizens Bank personal checking or savings account within the previous six months.
- The new account(s) must be open and in good standing to qualify for this offer.
- Direct Deposit is recurring income electronically deposited into your Citizens Bank checking account and may include salary, pension, and other regular income.
- Eligibility: Customer must open their first new Platinum Checking or One Deposit via Citizens Bank’s online account opening system accessed by clicking on one of the links on this page.
- Customer should print the offer screen for their records.
- Customer will only be paid a one-time bonus for this program.
- Payout: Bonus will be deposited to the new checking account by the date stated in the table below and will be labeled as “Balance Builder Bonus.”
- Bonus will be reported to the IRS for income tax purposes.
- Minimum balance requirements apply.
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Citizens does NOT honor their bonus offers. Click this link to see their 829 complaints.
https://www.bbb.org/us/pa/pittsburgh/profile/bank/citizens-bank-0141-53001720
100% agree . Citizens bonus programs are a scam. Never pays out.
Personally I think this is a scam. I opened both accounts on the same day, deposited the full $15,000 into the savings, made a checking deposit and set up direct deposit. A couple days later, I noticed the savings account wasn’t showing online when I logged in. I called them and was told there was some sort of glitch on their end. They would look into it and assured me that the accounts would both show the same opening date.
Six months later I was told I didn’t qualify for the $200 savings bonus or the $100 for opening both accounts at the same time. I was given at least 3 different bogus reasons why I didn’t qualify. This bank isn’t reputable.
We just completed this bonus – received the $300 a couple days ago.
You can also avoid the monthly fees by opening the Student Checking account (assuming you have a student in your household).
Savings account offer –
“Get an additional $200 bonus when you open a new savings account
Open your first new personal savings account with a minimum of $15,000 not currently on deposit with
Citizens Bank and maintain that balance for 3 months.”
Do I have to put the opening balance as $15000 at the time of opening OR i can put that $15k amount within a week to be eligible for the offer ?
They will raise any number of reasons to avoid making the payout.