Citizens Bank Review: $200 & $400 Checking Account Bonuses

Find the latest Citizens Bank promotions and bonuses here. The most common offers have been for $100 – $200 new account sign-up bonuses.

Established in 2005 and headquartered in Providence, Rhode Island, Citizens Bank has grown to more than 850 locations throughout Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont. If you’re not in any of these regions, see our Bank Promotions page for many other offers.

Citizens Bank is a traditional financial institution offering a full line of banking products, but rates aren’t going to be great with their Savings and CD accounts. See our Savings and CD rate pages for those products.
See the current bonus offer below.

Citizens Bank Platinum Checking $400 Bonus

This $400 bonus offer from Citizens Bank is for their Platinum Checking account a a direct deposit of at least $1,000 will be required to qualify.

• $400 bonus offer expires September 30, 2018
• Platinum Checking Account is eligible for the bonus
• You must apply online for the offer
• Branches available in Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont.
• Direct Deposit is required for the offer
• Application will trigger a Soft Pull, which does not affect your credit. Be sure to opt out of over-draft protection to avoid a Hard pull.
• $25 monthly maintenance fee waived with $25,000+ in combined monthly balances across all deposit and investment accounts.

How To Earn The $400 Bonus

• Open your first new Platinum Checking account before the expiration date.
• Have at least 1 single direct deposit of $1,000 or more post to your new account within 60 days of opening. Direct Deposit is recurring income electronically deposited into your Citizens Bank checking account and may include salary, pension, Social Security and Supplemental Security Income (SSI) benefits and other regular monthly income.
• Primary signer on the new checking account may not be or have been a primary or secondary signer on any Citizens Bank personal checking account within the previous six months.
• The new account must be open and in good standing to qualify for this offer.
• Offer may be withdrawn without notice and cannot be combined with any other checking offer.

MoneysMyLife Top Offer Picks With 16,000 ATMs and 5,100 branches throughout the United States, Chase Bank is second only to Wells Fargo with regards to the total number of branches. This makes the bonus offers from Chase extremely popular, and they always have several promotions to choose from. Full Review. Chase Total Checking® ($200 bonus) Chase Savings℠ ($150 bonus) Chase Total Checking® + Chase Savings℠ ($350 in combined bonuses) Chase Premier Plus Checking℠ ($300 bonus) Chase Total Business Checking® ($200 bonus) Chase College Checking℠ ($100 bonus) Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities. Member FDIC. Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. Full Review  Learn More Barclays has two great card offers that should interest many who are looking for a solid travel rewards credit card. The Barclaycard Arrival® Plus World Elite Mastercard® has a 60,000 miles sign-up bonus worth $630 in travel. You'll be able to earn unlimited 2X miles on every purchase and there are no foreign transaction fees to worry about. See Terms. Full Review The Barclays Arrival® Premier World Elite Mastercard® will earn you 75,000 miles each year (worth $750) if you spend $25,000 on purchases during the year. This credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases. See Terms. Full Review  CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. Full Review Learn More Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. Full Review Learn More Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Full Review Learn More More Top Picks Hide

Citizens Bank One Deposit Checking $200 Bonus

• $200 bonus offer expires on September 30, 2018
• One Deposit Checking will qualify for a $200 bonus
• Branches available in Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont.
• Direct Deposit is required for the offer
• Application will trigger a Soft Pull, which does not affect your credit. Be sure to opt out of over-draft protection to avoid a Hard pull.
• Monthly fees can be waived

How To Get The $200 Bonus

• To qualify for a bonus you must open your first new personal checking account and have at least 1 single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
• Primary signer on the new checking account may not be or have been a primary or secondary signer on any personal checking account within the previous six months.
• The new account must be open and in good standing to qualify for this offer.
• Offer may be withdrawn without notice and cannot be combined with any other checking offer.
• In order to be eligible to participate in this promotion, the customer must open their first new personal checking account via Citizens Bank’s online account opening system accessed by clicking on the link on the offer page.
• Customer should print the offer screen for their records.
• Customer may only be paid a bonus associated with this program one time.
• If you meet all of the above requirements and open a One Deposit checking account you will receive a $200 bonus.
• Bonus will post to the checking account within 90 days after direct deposit has posted and will be labeled as “Balance Builder Bonus.”
• Bonus will be reported to the IRS for income tax purposes.

Be sure to check out top offers from Chase Bank, TD Bank, CIT Bank, HSBC Bank, and many others updated at our Bank Bonuses Page. 

• Chase Total Checking Account Bonus: $200 Coupon Available Online
• Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
• Chase Coupon Promo Codes: $200, $300, $350, $500 – August 2018
• Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
• Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
• Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
• CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
• HSBC Bank $350 & $750 Checking Account Bonuses
• TD Bank Promotions: $300 & $150 Checking Account Bonuses
• BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses