Citizens Bank Bonus: Up To $500 Promotion – Ended on 6/6/26

Citizens Bank is offering a checking account bonus worth up to $500 for new customers who open their first personal checking account at select branches and complete qualifying requirements.

This limited-time promotion runs from May 29, 2026 through June 6, 2026.

Bonus Breakdown

Earn $300

Open your first personal checking account and complete one or more direct deposits totaling at least $1,000 within 60 days of account opening.

Earn Up To $200 More

Earn an additional $2 for each qualifying debit card purchase made within 60 days of account opening, up to a maximum of $200.

How To Earn The Bonus

1. Open A New Checking Account

Open your first personal Citizens checking account at a participating branch between:

• May 29, 2026 and June 6, 2026

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2. Complete Direct Deposits

Within 60 days of opening the account:

• Receive at least $1,000 in qualifying direct deposits

Eligible direct deposits may include:

• Payroll
• Salary
• Pension
• Other recurring income

Transfers from services like:

• Zelle
• Venmo
• PayPal
• Cash App

do not qualify as direct deposits.

3. Use Your Debit Card

Within 60 days of account opening:

• Make qualifying debit card purchases
• Earn $2 per qualifying purchase
• Maximum additional reward: $200

Qualifying purchases include:

• PIN-based transactions
• Signature debit purchases
• Online and in-app merchant purchases

Non-qualifying transactions include:

• ATM withdrawals
• Zelle transactions
• ACH bill payments using routing/account numbers

Bonus Payout Dates

• Accounts opened May 29–31, 2026 → Bonus paid by September 30, 2026
• Accounts opened June 1–6, 2026 → Bonus paid by October 31, 2026

Important Restrictions

To qualify:

• You cannot currently have or recently have had a Citizens personal checking or savings account within the previous six months
• The account must remain open and funded through payout
• Offer is limited to one bonus per customer
• Offer cannot be combined with other Citizens checking promotions

Citizens Private Bank checking and savings accounts are not eligible.

Eligible States

The promotion is available at select Citizens Bank branches in:

• Connecticut
• Delaware
• Florida
• Maryland
• Massachusetts
• Michigan
• New Jersey
• New York
• Ohio
• Pennsylvania
• Vermont
• Virginia
• Washington, D.C.

See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today

Is The Citizens Bank Bonus Worth It?

This offer is relatively attractive because:

• The direct deposit requirement is moderate
• The debit card reward portion is flexible
• You can potentially earn the full $500 without maintaining a large balance

Customers who regularly use debit cards for everyday purchases may find the extra $200 especially easy to earn.