Wells Fargo Bonus: $150, $200, $400, $1000 Checking, Savings, Business Offers

• Open an Everyday Checking account online from the offer page, or bring a bonus offer code to a participating Wells Fargo branch and open an eligible consumer checking account.
• Fund your new checking account with a minimum opening deposit of $25.
• Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the “qualification period”).
• After the 90-day qualification period, they will deposit the bonus into your new checking account within the following 30 days if you have met all offer requirements. Your new checking account must remain open throughout the qualification period and at the time we attempt to deposit any earned bonus payment.

Everyday Checking $10 Fee:

The monthly service fee can be avoided with any one of the following each fee period:

• $500 minimum daily balance
• $500 or more in total qualifying direct deposits
  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency. (Please check with your employer or outside agency to determine if they use the Automated Clearing House (ACH) network).
  • Transfers from one account to another, mobile deposits, or deposits made at a banking location, or ATM do not qualify.
• Linked to a Wells Fargo Campus ATM or Campus Debit Card.
  • Wells Fargo Campus ATM and Campus Debit Cards are available for students, faculty and staff of colleges and universities that participate in the Wells Fargo Campus Card^℠ program.
• Primary account owner is 17 through 24 years old. (On the primary account owner’s 25th birthday, the account will automatically be subject to the then current monthly service fee unless you meet one of the other options to avoid the monthly service fee).

Eligibility Requirements:

• This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer.
• You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
• You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer checking account
  • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
  • You are a Wells Fargo employee

Bonus Requirements:

1. Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25 by expiration date. All account applications are subject to approval.
2. Within 90 calendar days of account opening (the “qualification period”), receive a total of $1,000 or more in qualifying direct deposits to your new checking account during the qualification period.
   • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency. (Please check with your employer or outside agency to determine if they use the Automated Clearing House (ACH) network).
   • Transfers from one account to another, mobile deposits, or deposits made at a banking location, or ATM do not qualify as a direct deposit.

Bonus Payment:

• Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
• The new checking account must remain open throughout the 90-day qualification period and at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
• You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Terms and Conditions:

• The offer may be discontinued or changed at any time prior to the expiration date without notice.
• Offer cannot be:
  • Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident alien, signing Form W-8 is not eligible for the offer.
  • Combined with any other consumer deposit offer (limit one bonus per customer/account)
  • Reproduced, purchased, sold, transferred, or traded
• The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.

Talk with a banker or see the “Consumer Account Fee and Information Schedule and Deposit Account Agreement” for complete checking account details, including the applicable monthly service fee and options to avoid it.

• Open an Everyday Checking account online from the offer page, or bring a bonus offer code to a participating Wells Fargo branch and open an eligible consumer checking account.
• Fund your new checking account with a minimum opening deposit of $25.
• Receive a total of $4,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the “qualification period”).
• After the 90-day qualification period, they will deposit the bonus into your new checking account within the following 30 days if you have met all offer requirements. Throughout the qualification period and until the bonus is paid, your account must remain open with a balance greater than $0.

Everyday Checking $10 Fee:

The monthly service fee can be avoided with any one of the following each fee period:

• Maintain a $1,500 minimum daily balance
• $500 or more in total qualifying direct deposits
  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
• 10 or more posted debit card purchases/payments from this checking account.
  • This includes posted debit card purchases or posted debit card payments of bills from this checking account. This does not include transactions at an ATM.
    • Included: Debit card purchases include PIN, Signature, Online and Phone purchases that post during the fee period. Debit card payments include one-time and recurring payments of bills made with your debit card that post during the fee period.
    • Not Included: Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
• A linked Wells Fargo Campus ATM or Campus Debit Card.
• The primary account owner is 17 – 24 years old. (On the primary account owner’s 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)

Preferred Checking $15 Fee:

The monthly service fee can be avoided with any one of the following each fee period:

• Maintain $10,000 or more in combined deposit balances
  • Includes linked consumer checking and savings accounts, Time Accounts (CDs) and FDIC-insured Retirement account.
• $1,000 or more in total qualifying direct deposits
  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
• Link your Wells Fargo Home Mortgage to this account

Eligibility Requirements:

• Only certain consumer checking accounts, including non-interest earning checking accounts, are eligible for this offer. Teen Checking ^℠, Greenhouse ^℠ accounts, and the prepaid Wells Fargo EasyPay^® Card are not eligible for this offer.
• This offer is intended for new checking customers only. You must have a valid bonus offer code. You are not eligible for this offer if:

• You are a current owner of a Wells Fargo consumer checking account
• You are a Wells Fargo team member
• You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months

Bonus Requirements:

• Open a new, eligible Wells Fargo consumer checking account with a minimum opening deposit of $25. All account applications are subject to approval.
• Within 90 days of account opening (the “qualification period”), receive a total of $4,000 or more in qualifying direct deposits to your new checking account during the qualification period.
• A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
• Transfers from one account to another, mobile deposits, or deposits made at a banking location or ATM do not qualify.

After the initial 90 days of account opening, your bonus will be paid within the next 30 days if you have met all offer requirements.

Throughout the qualification period and until the bonus is paid, you must maintain a balance in your account greater than $0. Accounts with a zero balance may be subject to automatic closure pursuant to the terms of the Deposit Account Agreement.

Bonus Payment:

• Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
• The new checking account must still be open at the time we attempt to deposit any earned bonus payment.
• You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Terms and Conditions:

• This offer may be limited to participating locations — please refer to the offer communication for additional details.
• Offer subject to change and may be discontinued at any time without notice.
• Offer cannot be:
  • paid without a valid U.S. Taxpayer Identification Number (W-9)
  • combined with any other consumer deposit offer (limit one bonus per customer/account)
  • reproduced, purchased, sold, transferred, or traded
• The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.

Talk with a banker or see the “Consumer Account Fee and Information Schedule” and “Deposit Account Agreement” available at https://www.wellsfargo.com/online-banking/consumer-account-fees/ for complete checking account details, including the applicable monthly service fee and options to avoid it.

• $400 Checking Bonus:
  • Open an eligible checking account with a $25 minimum opening deposit by December 31, 2019.
  • Within 150 days of account opening, you must have a total of $3,000 or more each month in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months.
• $250 Savings Bonus:
  • Open an eligible savings account with a $25 minimum opening deposit by December 31, 2019, and within 10 days, deposit at least $15,000 in new money.
  • Maintain a minimum daily balance of at least $15,000 for 90 days from account opening.
• Complete requirements for both offers for the $650 max bonus.

Everyday Checking $10 Fee:

The monthly service fee can be avoided with any one of the following each fee period:

• Maintain a $1,500 minimum daily balance
• $500 or more in total qualifying direct deposits
  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
• 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.
  • This includes posted debit card purchases or posted debit card payments of bills from this checking account. This does not include transactions at an ATM.
    • Included: Debit card purchases made using PIN, signature, online, phone, or mobile wallet. Debit card payments include one-time or recurring payments of bills with your debit card.
    • Not Included: Any transaction at an ATM (Wells Fargo or non-Wells Fargo). Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number – NOT a debit card number.
• A linked Wells Fargo Campus ATM or Campus Debit Card.
• The primary account owner is 17 – 24 years old. (On the primary account owner’s 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)

Preferred Checking $15 Fee:

The monthly service fee can be avoided with any one of the following each fee period:

• Maintain $10,000 or more in combined deposit balances
  • Includes linked consumer checking and savings accounts, Time Accounts (CDs) and FDIC-insured Retirement account.
• $1,000 or more in total qualifying direct deposits
  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
• Link your Wells Fargo Home Mortgage to this account

• Only certain consumer checking accounts, including non-interest earning checking accounts, are eligible for the bonus of $400.
• Teen Checking, Greenhouse accounts, and the prepaid Wells Fargo EasyPay Card are not eligible for this offer.
• All consumer savings accounts are eligible for the bonus of $250 excluding Time Accounts (CDs).
• This offer is intended for new checking and savings customers only.
• You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer checking or savings account
  • You are a Wells Fargo team member
  • You have received a bonus for opening a Wells Fargo consumer checking or savings account within the past 12 months
• They will deposit the $400 bonus into your new checking account within 45 days after meeting all checking account offer requirements.
• They will deposit the $250 bonus into your new savings account within 45 days after meeting all savings account offer requirements.
• The new checking and savings accounts must remain open in order to receive any earned bonus payments.
• You are responsible for any federal, state, or local taxes due on the bonus and they will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

• Get a bonus offer code from the offer page.
• Open an account in person.
  • Visit a branch to open a new Business Choice Checking, Platinum Business Checking or Analyzed Business Checking account.
  • Bring your unique bonus offer code found on the confirmation email you receive and required business documents to open your new business checking account.
• Fund your new business checking account with a minimum opening deposit of $25.
• Have a $15,000 minimum balance in your new business checking account on Day 30 and on Day 90 of account opening.
• Have 5 or more posted qualifying transactions to the same account by Day 90.
• The bonus will be deposited into your new business checking account within 30 days after meeting all eligibility and offer requirements.
• Business checking account must remain open to receive bonus amount.

All checking accounts provide you convenient access, Zero Liability protection, fraud monitoring 24 hours a day, 7 days a week, and more.

• Business Choice Checking
  • For new and growing businesses with steady banking activity and basic cash management needs.
  • Includes 200 transactions and $7,500 in cash deposited monthly
• Platinum Business Checking
  • For established businesses and larger organizations with higher balances and greater financial activity.
  • Includes 500 transactions and $20,000 in cash deposited monthly
• Analyzed Business Checking
  • For businesses with high transaction volume or advanced treasury management needs.

• Business Choice Checking
  • Avoid the $14 monthly service fee with one of the following each fee period:
    • Maintain a $7,500 average ledger balance, OR
    • $10,000 in combined balances (business checking, savings, CDs, and credit), OR
    • 10 or more posted business debit card purchases/payments. This includes posted debit card purchases or posted debit card payments of bills from this checking account. This does not include transactions at an ATM, OR
    • Linked to a Direct Pay service through Wells Fargo Business Online Banking, OR
    • Qualifying transactions from a linked Wells Fargo Merchant Services account
• Platinum Business Checking
  • Avoid the $40 monthly service fee if you maintain a $500 average ledger balance each fee period.
• Analyzed Business Checking
  • Earnings allowance offsets the eligible fee. Talk to your banker for more details and to see if an analyzed account is right for you.

• You cannot be:
  • A current owner of a Wells Fargo business checking account.
  • A Wells Fargo team member.
  • The recipient of a business checking cash bonus offer in the past 12 months.
• You are responsible for any federal, state, or local taxes due on your bonus. As required by law, the bonus amount may be reported on IRS form 1099. Consult your tax advisor.
• Offer cannot be paid without a valid U.S. Taxpayer Identification Number (W-9).