Wells Fargo Bank Bonus: $400 Offer for the Everyday Checking Account – Ends 7/8/25

Wells Fargo is offering a $400 bonus by opening an Everyday Checking account. This offer is designed for both new and existing customers looking to expand their banking relationship with Wells Fargo. Whether you prefer the convenience of online banking or the personalized service of an in-branch visit, this promotion is accessible to all who meet the qualifying criteria.

Below, we’ll detail how you can secure this bonus and enhance your banking experience with Wells Fargo.

Recent Updates

• Update 6/2/2025: The offer increased to $400 and is available through July 8, 2025. But the deposit requirement also increased.
• Update 4/21/2025: The offer is back.
• Update 3/2/2025: The offer is back again through April 8, 2025. This offer renews often.
• Update 1/13/2025: The offer is back through February 25, 2025.
• Update 11/14/2024: The offer has been extended through January 7, 2025.
• Update 10/26/2024: The offer has been extended through November 12, 2024.
• Update 9/28/2024: The offer’s new expiration date is 10/1/24.
• Update 8/10/2024: The offer is still available through 8/20/24.
• Update 5/22/2024: The offer has been extended through 7/9/24.
• Update 4/13/2024: The offer has been extended through May 21, 2024.
• Update 2/27/2024: The offer has been extended through April 9, 2024.
• Update 1/17/2024: The offer has been extended through February 23, 2024. If you like this deal, you might like this one that can earn you up to $400 from BMO Bank.

See the bottom of this page for more offers from Wells Fargo.

Wells Fargo Checking Account Bonus: $400 Offer (Online & In-Branch)

• What you’ll get: $400 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Open a new Everyday Checking account online or at a Wells Fargo branch with a minimum deposit of $25 by the expiration date.
  • Provide the bonus offer code to the banker if opening the account at a branch.
  • Deposit a total of $3,000 or more in qualifying electronic deposits within 90 calendar days of opening the account.
  • After the 90-day qualification period, the bank will review if the offer requirements have been met.
  • If eligible, the earned bonus will be deposited into the new checking account within 30 days.
• When it expires: 7/8/25

Waive The Monthly Fee

The Everyday Checking account comes with a $10 monthly fee. Waive it with one of the following:

• Direct deposits totaling $500 or more each statement cycle, OR
• Maintain a $500 minimum daily balance, OR
• Link checking account to a Wells Fargo Campus ATM or Campus Debit Card

READ MORE: WELCOME OFFERS FROM CHASE AND BMO.

Fine Print

Eligibility Requirements:

• This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
• You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
• You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer checking account
  • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
  • You are a Wells Fargo employee

Bonus Requirements:

1. Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25. All account applications are subject to approval.
2. Within 90 calendar days of account opening (the “qualification period”), receive a total of $1,000 or more in qualifying direct deposits to your new checking account.
   • A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network.
   • Transfers from one account to another, mobile deposits, or deposits made at a branch, or ATM don’t qualify as a direct deposit.
   • A direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g. the pay date scheduled by your payor).

Bonus Payment:

• Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.
• The new checking account must remain open throughout the 90-day qualification period and at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
• You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Terms and Conditions:

• However, offer may be discontinued or changed at any time prior to the expiration date without notice.
• Offer cannot be:
  • Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer. (If you’re a non-resident, I recommend Revolut. It offers plans for non-resident aliens in the U.S. who do not have a social security number. Photo ID and supported visa are required.)
  • Combined with any other consumer deposit offer (limit one bonus per customer/account).
  • Reproduced, purchased, sold, transferred, or traded.
• The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.Talk with a banker or see the “Consumer Account Fee and Information Schedule and Deposit Account Agreement” for complete checking account details, including the applicable monthly service fee and options to avoid it.

Revolut Disclosure:

The Revolut USA Prepaid Visa® and Prepaid Mastercard® are issued by Metropolitan Commercial Bank pursuant to a license from Visa U.S.A. Inc. for Visa cards, and Mastercard International for Mastercard cards, and may be used everywhere Visa or Mastercard are accepted.

Banking services are provided by Metropolitan Commercial Bank, Member FDIC, and are subject to the terms of a Cardholder Agreement. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank © 2014.

A note from Metropolitan Commercial Bank: Funds in your Revolut Prepaid Card Account are held at an FDIC insured institution. Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details. FDIC insurance does not protect your funds in the event of Revolut’s failure or from the risk of theft or fraud.

Revolut Technologies Inc. is a technology services provider and administrator of the card program.

READ MORE: CUSTOMERS ARE GETTING A BIG BONUS FOR CHASE CHECKING ACCOUNTS

Early Account Termination Fee

There is no early account termination fee.

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

Compare With Other Checking Bonuses

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• Upgrade Rewards Checking $200 Bonus With Upgrade Cash Rewards Visa® - Get a $200 bonus on your Upgrade Card after opening and funding a Rewards Checking account and making 3 debit card transactions within 60 days.*…
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• Huntington Bank $600 Platinum Perks Checking Bonus – Ends 7/7/25 - Huntington Bank is offering several personal checking bonuses. This bonus for the Platinum Perks Checking account is $600 and will expire on June 9, 2025.…

Bottom Line

This is better than the $300 bonuses we’ve been getting lately, but not as good as the $400 bonus we got back in 2020.

Definitely a preferred offer over the $200 one.

More Wells Fargo Bonuses

• Best Wells Fargo Bank Bonuses, Promotions of June 2025
• Wells Fargo: Upgrade to Premier Checking and Earn a $2,500 Bonus – Ended
• Wells Fargo Premier Checking $2,500 Upgrade Bonus – Ended
• Wells Fargo $325 Everyday Checking Account Bonus – Ends 7/8/2025
• Wells Fargo $525 Bonus for the Way2Save Savings Account – Ended
• Wells Fargo Business Checking Bonuses: How to Earn $825 or $400 in 2025 – Ends 6/30/25

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.