Wells Fargo Premier Checking $2,500 Upgrade Bonus – Ended

Wells Fargo is currently offering a bonus of $2,500 for opening or upgrading to a Wells Fargo Premier relationship.

To qualify for the bonus, customers must open a new Premier Checking account at a Wells Fargo branch with a minimum opening deposit of $25 and provide the bonus offer code to the banker at the time of account opening.

• Update 5/21/25: The offer is back.
• Update 2/27/25: The offer is still available.
• Update 1/102/25: The offer has been extended through 4/16/25.
• Update 10/26/24: The offer has been extended through January 7, 2025.
• Update 8/2/2024: This offer’s new expiration date is 8/20/2024.
• Update 5/31/2024: The offer is back but now just $2,500, Chase Private Client also offers a large bonus.
• Update 4/11/2024: The offer is back through May 21, 2024, and the bonus amount increased to $3,500 (but the deposit requirement also increased accordingly).
• Update 2/9/2024: The upgrade offer is back through February 23, 2024.
• Update 1/11/2024: The offer has been extended through April 1, 2024.
• Update 10/11/2023: The offer is has been extended through 1/9/24.
• Update 10/1/2023: Offer is approaching expiration. Consider this offer from BMO Bank when it does. You can get up to $4,100 with its money market + checking account offer.
• Update 7/6/2023: Offer has been extended through 10/10/2023.
• Update 4/3/2023: The offer has been extended through 7/1/23.

See the bottom of this page for more offers from Wells Fargo.

Wells Fargo Premier Checking $2,500 Offer Detail

Upgrade to a Premier Checking account at any Wells Fargo location to earn the bonus.

• Bonus amount: $2,500
• Account type: Premier Checking account
• Minimum opening deposit: $25
• Deposit requirement: $250,000 or more in new deposits to qualifying linked accounts by Day 45 and a minimum balance of $250,000 through Day 90 after the account upgrade

>> OFFER LINK

Pros & Cons

Pros:

• Wells Fargo is offering a significant bonus of $2,500.
• Customers can choose between two options to meet the deposit requirement.
• Customers can avoid the monthly service fee by maintaining a minimum balance of $250,000 or more.

Cons:

• Customers must bring in $250,000 or more in new deposits to qualify for the bonus, which may not be feasible for everyone.

READ MORE: BEST CHASE BANK BONUSES CURRENTLY AVAILABLE

Waive The Monthly Fee

The Premier Checking account has a monthly service fee of $35. However, customers can avoid this fee each period by maintaining a minimum balance of $250,000 or more in statement-ending qualifying linked (a) bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and (b) investment account balances.

READ MORE: GET CASH, REWARDS AND MORE WITH THESE REFERRAL DEALS

Fine Print

Eligibility Requirements:

• Offer available to customers 1) upgrading an existing Wells Fargo consumer checking account to a Wells Fargo Premier Checking account, or 2) opening a new Premier Checking account.
• You must use your bonus offer code at the time of account upgrade or new Premier Checking account opening.
• Only one $3,500 bonus may be applied per upgraded account or new Premier Checking account. Limit one bonus per customer.
• You are not eligible for this offer if:
  • You have received a bonus for opening a Wells Fargo Premier Checking account within the past 12 months
  • You are a Wells Fargo employee

Bonus Requirements:

To receive the $3,500 bonus, you must:

1. Upgrade to a Premier Checking account or open a new Premier Checking account AND
2. Bring $500,000 or more in new deposits to qualifying linked accounts by Day 45 and maintain at least a $250,000 balance through Day 90 after account upgrade or opening.
   • Qualifying linked accounts include (a) bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and (b) investment account balances (brokerage available through our brokerage affiliate Wells Fargo Advisors, and eligible foreign exchange transactions). Excludes applicable bank fiduciary and custody accounts, and annuities.

Minimum opening deposit to open the Premier Checking account is $25. All account applications are subject to approval.

Bonus Payment:

• We will deposit your bonus into your Premier Checking account within 30 days after you have met all offer requirements.
• The Premier Checking account must be open at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
• You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

Additional Terms and Conditions:

• Interest on the Premier Checking account is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Fees could reduce earnings on this account.
• This offer may be discontinued or changed at any time prior to the expiration date without notice.
• Offer cannot be:
  • Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens signing Form W-8 are not eligible for the offer.
  • Combined with any other consumer deposit offer (limit one bonus per customer). If your existing Wells Fargo checking account is enrolled with a bonus offer pending, this bonus will be forfeited once upgrading to a Premier Checking account for purposes of this upgrade bonus offer.
  • Reproduced, purchased, sold, transferred, or traded.
• The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you upgraded to.

Bottom Line

This offer had been (a while ago) for $3,500 with a $500,000 new money requirement. Now it has been $2,5000 for a while.

Other offers from Wells Fargo:

• Best Wells Fargo Bank Bonuses, Promotions of June 2025
• Wells Fargo Bank Bonus: $400 Offer for the Everyday Checking Account – Ends 7/8/25
• Wells Fargo: Upgrade to Premier Checking and Earn a $2,500 Bonus – Ended
• Wells Fargo $325 Everyday Checking Account Bonus – Ends 7/8/2025
• Wells Fargo $525 Bonus for the Way2Save Savings Account – Ended
• Wells Fargo Business Checking Bonuses: How to Earn $825 or $400 in 2025 – Ends 6/30/25

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.