U.S. Bank Business Checking Account $400 Bonus – Ends 12/31/23

Earn a $400 bonus with U.S. Bank when you open a new business checking account with this offer. A deposit of $3,000 in new money will be required for the bonus, as well as 5 qualifying transactions.

• Update 1/26/2023: Offer has been extended until 12/31/2023.
• Update 1/2/23: Offer is back and expires 1/9/23

Read more: See the $300 bonus for the U.S. Bank personal checking account here.

See the Posts History below for all current offers.

U.S. Bank Bonus: $400 Business Checking Offer

• What you’ll get: $400
• Where it’s available: AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NM, NV, OH, OR, SD, TN, UT, WA, WI, and WY
• How to earn it: Open a new U.S. Bank Silver, Gold, or Platinum Business Checking Account with the promo code AF49ZCB.
  • Deposit $3,000 in new money within 30 days of account opening and maintain for 60 days.
  • Enroll in the U.S. Bank Mobile App or U.S. Bank online banking within 60 days of account opening.
  • Complete five qualifying transactions within 60 days of account opening.
• When it expires: 12/31/2023

Waive The Monthly Fee

• Silver Business Checking Account Package has no monthly maintenance fee.
• Gold Business Checking Account Package has a $20 monthly maintenance fee that is waived with any of the following:
  • U.S. Bank Payment Solutions Merchant Account
  • $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option
  • $20,000 in combined average collected deposit balances or $50,000 in combined average collected balance on interest-bearing option
  • $50,000 combined average collected business deposits and outstanding business credit balances
  • $75,000 in combined business deposit and outstanding business credit (multiple ways to waive, see your U.S. Bank rep)
• Platinum Business Checking Account Package has a $30 monthly maintenance fee that is waived with a $25,000 average collected balance.

Fine Print

• Promo code MUST be used when opening the business checking account.
• Limit of one Business Checking bonus per business.
• A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest or Platinum Business Checking account.
• Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking, Gold Business Checking, Gold Business Checking with Interest or Platinum Business Checking account.
• The checking account must be opened online to qualify.
• You must make new deposit(s) of at least $3,000 in new money deposits (Direct/Branch, Mobile Check Deposit, ACH or Wires) within 30 days of account opening and then maintain a balance of at least $3,000 through 60 days after account opening.
• The new money deposit cannot be funds held by U.S. Bank or its affiliates.
• An individual signer on the new checking account must be enrolled in U.S. Bank online banking or the U.S. Bank Mobile App within 60 days of account opening.
• Additionally, you must complete 5 qualifying transactions (Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay) within 60 days of account opening.
• The Business Checking bonus will be deposited into your new U.S. Bank business checking account within 45 days of deposit verification, as long as the account is open and has a positive balance.
• Offer may not be combined with any other business checking account bonus offers.
• Offer is not valid if you or any signer on the new business checking account have an existing U.S. Bank business checking account or had a U.S. Bank business checking account in the last 24 months.
• All regular account-opening procedures apply.
• For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information Disclosure.
• This document can be obtained by contacting a U.S. Bank branch or calling 800-872-2657.
• Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes.
• Current U.S. Bank employees are not eligible.
• U.S. Bank reserves the right to withdraw this offer at any time without notice.

Bottom Line

They’ve had a $750 business bonus before, but that one required a merchant services account as well. Very reasonable requirements for this business checking offer.

See more bonus offers that don’t require direct deposit…

Compare with the best bank promos here, including ones from Bank of America, Chase, BMO Harris, Axos and more.

Posts History:

• U.S. Bank Merchant Services $500 Bonus Offer [Available in Many States] – Ended
• Best U.S. Bank Bonuses, Promotions of March 2023
• U.S. Bank Smartly™ Checking up to $600 Bonus – Ends 4/11/23
• U.S. Bank $500 Business Checking & $600 Payment Solutions Offers – Ends 3/31/23
• U.S. Bank Up To $1,000 Brokerage Account Bonus – Ended
• U.S. Bank $500 Smartly Checking Account Bonus

READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here