E*TRADE / Morgan Stanley Private Bank is offering a Up to $800 promotion for opening Premium Savings Account. Availability: Nationwide for eligible U.S. residents
Want more bank bonuses? See our regularly updated list of the best current bank promotions.
E*TRADE / Morgan Stanley Private Bank Bonus Overview
Bonus: Up to $800
Account: Premium Savings Account
Deadline: January 10, 2027
Promo code: SAVE800
Availability: Nationwide for eligible U.S. residents
How to Earn the Bonus
Trending Checking Account Deal:
- Open a new Premium Savings Account by January 10, 2027 using promo code SAVE800.
- Deposit at least $20,000 in qualifying new money during the first 30 days.
- Maintain the qualifying balance for 45 additional days after the funding period: $20,000 to $99,999 earns $400; $100,000 or more earns $800.
Who Is Eligible?
The cash bonus and boosted rate apply only to a new Premium Savings Account. Existing Premium Savings Accounts, non-U.S. residents, brokerage accounts, IRAs, checking accounts, and lines of credit are ineligible. A customer may receive no more than two new-PSA cash offers over a lifetime.
Monthly Fees and Minimums
The Premium Savings Account has no monthly maintenance fee or minimum opening deposit.
When Is the Bonus Paid?
The bonus is paid within 30 days after the 45-day maintenance period. Eligible balances up to $10 million earn a fixed 4.00% APY for six months from opening, after which the variable base rate applies. Promotional rewards may be taxable.
Important Dates
- Open from September 15, 2026 through January 10, 2027.
- Fund within 30 days and maintain the tier balance for 45 additional days.
- Save the promotional terms when applying because the institution may change or withdraw the offer.
How to Apply
Use the official offer button above, follow the promotional application path, and retain the confirmation plus records of each qualifying deposit, balance, or transaction.
The Bottom Line
This offer can be worthwhile when the required activity fits your normal banking needs. Compare the bonus with any monthly fee, balance commitment, and account-retention requirement before applying.
Offer details rechecked September 21, 2026. Confirm the current terms before applying.
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