If you’re a small business owner looking to score a big bank bonus, TD Bank is offering a generous $500 when you open a new business checking account. Here’s how to get it and what you need to know.
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How To Earn TD Bank’s $500 Business Checking Bonus
From now until July 31, 2025, TD Bank is giving new business banking clients a $500 cash back bonus when they open a qualifying account and complete two simple requirements:
1. Fund your new account
- Deposit at least $2,500 within the first 25 days of account opening.
- Maintain that $2,500 for 90 additional days (starting on day 25).
2. Make 25 qualifying transactions
- You have 3 statement cycles to complete them.
- Eligible transactions include:
- ACH debits or credits
- Wire transfers
- Debit card purchases
- Bill Pay
- Zelle payments
- Merchant processing deposits
- Remote check deposits
- TD Online Accounting or Tap-to-Pay settlement transactions
Once you complete both steps, your $500 bonus will be deposited within 180 days of account opening.
Alternative Cash Bonus
Bluevine is offering a $300 cash bonus just for signing up. It’s a quick and easy way to score some extra cash. Click the link below to get all the details.
Which Accounts Are Eligible?
You can open one of the following TD business checking products to qualify:
- TD Business Simple CheckingSM
- TD Business Convenience Checking Plus
- TD Business Premier CheckingSM
- TD Business Interest Checking Plus
Each account comes with access to:
- TD Business Early Pay (get ACH deposits up to 2 days early)
- TD Online Accounting and invoicing
- Next-day merchant settlement
- Instant-issue debit card
- 24/7 phone support and extended branch hours
Things To Watch Out For
- You won’t qualify if you’re a current TD Bank business checking customer, had an account closed within the last 12 months, or have received a prior bonus.
- Account must remain open for 6 months or they may claw back your bonus.
- One bonus per business (based on tax ID or SSN).
Our Take
For business owners with regular banking activity, this $500 bonus is one of the highest currently available. The transaction and balance requirements are very achievable, especially if you’re already accepting payments, paying vendors, or running payroll. TD Bank makes it easy to open online or in-person, and their digital tools are surprisingly robust for a traditional bank.
If your business checking needs are growing, this offer is a great reason to make the switch.
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