Regions Bank $400 Checking Account Bonus [Available in Many States] – Ends 1/1/27

Looking for a high-value checking account bonus?

If you live in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, or Texas, Regions Bank is currently offering a $400 bonus for opening a new personal checking account in-branch.

This limited-time Regions Bank promotion is one of the stronger regional bank bonuses available right now.

To qualify for the $400 checking bonus, you’ll need to:

• Open a new eligible Regions personal checking account in-branch
• Enroll in online banking
• Deposit at least $1,000 within 60 days of account opening

Once you meet the requirements, the $400 bonus will be deposited directly into your new account.

If you’re already considering switching banks or opening a new checking account, this offer can provide a solid upfront return with relatively straightforward requirements.

Below, we’ll break down the eligibility rules, account options, and step-by-step instructions so you can secure the Regions Bank $400 bonus before it expires.

Recent Updates

• Update 2/16/26: The offer is back through the end of 2026. See link below.
• Update 1/13/2025: The offer is now available online, link below.
• Update 12/15/2024: Reminder that for the $400 bonus, you need to open it in person at a branch location. For online, you might want to consider the $300 offer from BMO Bank.

See the bottom of this page for all Regions Bank offers.

Quick Takeaways:

• $400 bonus for opening a new personal checking account with Regions Bank.
• Offer available in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX.
• Requirements include enrolling in online banking and making $1,000 in deposits within 60 days.
• Account opening and bonus qualification must be done in-branch.

Trending Checking Account Deal:

BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More

Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less

Earn $400

Go to the deal

Regions Bank Bonus: $400 Checking Offer

• What you’ll get: $400 bonus
• Where it’s available: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
• How to earn it:
  • Open a new personal checking account in branch.
  • Enroll in Online Banking within 60 days of opening your account.
  • Make $1,000 in total deposits that post to your account within 60 days of account opening. Deposits must be new to Regions.
• When it expires: 1/1/27

READ MORE: WELCOME OFFERS FROM AXOS AND CHASE.

TRENDING DEAL:

Chase Private Client Bonus: Earn Up to $3,000 with a New Checking Account*

Bring your money where it’s treated differently. Open a Chase Private Client Checking account and earn up to $3,000 in cash bonuses* when you move qualifying new money to Chase...Show More

Bring your money where it’s treated differently. Open a Chase Private Client Checking account and earn up to $3,000 in cash bonuses* when you move qualifying new money to Chase Private Client. Deposit $150,000–$249,999 to earn $1,000, $250,000–$499,999 to earn $2,000, or $500,000+ to earn the full $3,000. Meet with a Private Client Banker in-branch, transfer eligible funds within 45 days, and maintain your balance for 90 days to unlock premium relationship banking, priority service, and access to J.P. Morgan Wealth Management. Offer ends 7/15/26.* Show Less

Up to $3,000 Cash Bonus

Go to the deal

Waive The Monthly Fee

• LifeGreen Checking $8 Monthly Fee waived with:
  • $1,500 average monthly balance OR ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000).
• LifeGreen Preferred Checking $18 Monthly Fee waived with:
  • $5,000 average monthly statement balance in LifeGreen Preferred Checking account OR
  • $25,000 combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs OR
  • Have certain qualifying first-lien home mortgage loans in good standing OR
  • Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing

READ MORE: SEE THESE CASH BACK SHOPPING BONUSES AND PROMOTIONS FOR BONUS CASH AND REWARDS

Bottom Line

Better than the usual $200 offer from Regions Bank. Would be nice if it was available online.

More from Regions:

• Best Regions Bank Bonuses, Promotions of May 2026
• Regions Bank Bonus: Earn $300 with LifeGreen® Checking – Ends 12/31/25 [Expired]
• Regions Bank $50/$150 Visa Reward Card Referral Offer – No End Date

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.