Regions Bank $400 Checking Account Bonus [Available in Many States] – Ended

Are you looking for a substantial bank bonus? If you’re in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, or TX, Regions Bank is rolling out a welcome mat that’s hard to ignore—a $400 bonus for opening a new personal checking account in-branch.

To get this bonus, you’ll need to enroll in online banking and ensure you hit the $1,000 deposit requirement within the first 60 days of account opening. Let’s look into the details of how you can make this $400 bonus yours.

Recent Updates

• Update 1/13/2025: The offer is now available online, link below.
• Update 12/15/2024: Reminder that for the $400 bonus, you need to open it in person at a branch location. For online, you might want to consider the $300 offer from BMO Bank.

See the bottom of this page for all Regions Bank offers.

Quick Takeaways:

• $400 bonus for opening a new personal checking account with Regions Bank.
• Offer available in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX.
• Requirements include enrolling in online banking and making $1,000 in deposits within 60 days.
• Account opening and bonus qualification must be done in-branch.

Trending Checking Account Deal:

BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More

Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less

Earn $400

Go to the deal

Regions Bank Bonus: $400 Checking Offer

• What you’ll get: $400 bonus
• Where it’s available: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
• How to earn it:
  • Open a new personal checking account in branch.
  • Enroll in Online Banking within 60 days of opening your account.
  • Make $1,000 in total deposits that post to your account within 60 days of account opening. Deposits must be new to Regions.
• When it expires: 3/31/25

READ MORE: WELCOME OFFERS FROM CHASE AND BMO.

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TRENDING DEAL:

▶ GET UP TO $3,000 WITH THIS PROMOTION FROM CHASE PRIVATE CLIENT

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Waive The Monthly Fee

• LifeGreen Checking $8 Monthly Fee waived with:
  • $1,500 average monthly balance OR ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000).
• LifeGreen Preferred Checking $18 Monthly Fee waived with:
  • $5,000 average monthly statement balance in LifeGreen Preferred Checking account OR
  • $25,000 combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs OR
  • Have certain qualifying first-lien home mortgage loans in good standing OR
  • Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing

READ MORE: SEE THESE CASH BACK SHOPPING BONUSES AND PROMOTIONS FOR BONUS CASH AND REWARDS

Bottom Line

Better than the usual $200 offer from Regions Bank. Would be nice if it was available online.

More from Regions:

• Regions Bank Bonus: Earn $300 with LifeGreen® Checking – Ends 12/31/25
• Best Regions Bank Bonuses, Promotions of July 2025
• Regions Bank $50/$150 Visa Reward Card Referral Offer – No End Date

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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