Chase Private Client Bonus: Up To $3,000 Promotion – Ends 7/16/2025

Secure up to a $3,000 Chase Private Client bonus by opening a new checking account and completing qualifying activities. Click for full promotion details and start your journey with Chase Private Client today.

To be eligible for the Chase Private Client program, you must maintain a minimum total of $150,000 in eligible banking and investment accounts, or share an account with an immediate family member who is already a Chase Private Client.

Introduction: Why Chase Private Client Bonus is Your Next Smart Move?

Are you looking for an opportunity to earn a substantial bonus? The Chase Private Client Checking℠ bonus offer is turning heads with a chance to secure up to $3,000 just by opening a new account and fulfilling a few straightforward requirements, including maintaining qualifying personal deposits like personal Chase savings accounts to potentially waive monthly service fees.

This exclusive offer is not just about the bonus; it’s a gateway to a suite of premium banking services tailored to meet the sophisticated needs of Chase Bank customers. Whether you’re already a part of the Chase family or considering joining, this promotion offers a compelling reason to upgrade your financial management strategy.

With a focus on personalized service, investment advice, and enhanced banking benefits, becoming a Chase Private Client could be the game-changer you’ve been searching for. Ready to take the next step? Let’s dive into how you can claim your Chase Private Client $3,000 bonus and embark on a journey of exclusive banking privileges.

This Chase Private Client Checking℠ bonus offer for up to $3,000 is available to existing Chase Bank customers. If you’re not already a Chase banking customer, take a look at their Checking, Savings, and Business account promotions here.

Exploring the Perks of Being a Chase Private Client: Is It Worth It?

When considering the leap to a Chase Private Client account, it’s crucial to weigh the benefits against the commitment. This premium banking solution is designed for individuals maintaining an average daily balance of $150,000 across their Chase banking and investment accounts.

But what exactly does becoming a Chase Private Client offer, and is it the right choice for your financial needs? Let’s take a look.

Banking Perks Galore

• Welcome Bonus: Kickstart your journey with a welcome bonus of up to $3,000 when you open a new Chase Private Client Checking℠ account and complete qualifying activities.
• Personalized Banking Service: Enjoy priority service and personalized attention from a dedicated Chase Private Client Banker, ready to assist with your everyday banking needs.
• ATM and Wire Transfer Fees Waived: Say goodbye to ATM fees worldwide and Chase fees on incoming or outgoing wire transfers, adding a layer of convenience to your financial transactions.
• Enhanced Transaction Limits: Benefit from higher limits on your Chase Private Client debit card for purchases and ATM withdrawals, along with increased Zelle® and Chase QuickDeposit℠ limits, facilitating smoother, larger transactions.
• Additionally, the monthly service fee can be waived by maintaining the required account balances following each statement period.

Loan Advantages

• Home Loans: Access discounted rates on home loans and refinancing options, along with personalized guidance from a home lending specialist.
• Auto Loans: Enjoy discounted rates on auto purchase loans, including special discounts on select luxury vehicles.
• Home Equity: Take advantage of discounted rates for home equity lines of credit, unlocking the value in your home for larger financial needs.

Investment Insights

• Dedicated Advisor: A J.P. Morgan Private Client Advisor will offer personalized investment strategy and retirement planning, tailoring your portfolio to meet your financial goals.
• Commission-Free Trades: Engage in free online stock and ETF trades with You Invest by J.P. Morgan, empowering your investment journey with flexibility and control.

Business Banking Benefits

• Small Business Support: Gain access to a Chase Small Business Specialist and enjoy waived monthly service fees on Chase Business Complete Checking accounts when linked to your Chase Private Client Checking account.
• Enhanced Business Checking: Link your accounts to benefit from reduced minimum balance requirements and no monthly service fees on your Chase Platinum Business Checking account.

If this sounds like the account for you, then see below to learn how you can earn the bonus. This offer is available to existing Chase Bank customers only. You can become a Chase banking customer and earn other bonuses first, see their Checking, Savings, and Business account promotions here.

How To Earn The Chase Private Client Bonus

• Where it’s available: Available in AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
• How to earn it:
  • Enjoy up to a $3,000 bonus when you open a new Chase Private Client Checking^SM account with qualifying activities.
  • Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase Personal and Business CDs, Chase business checking and savings accounts, J.P. Morgan Self-Directed Investing accounts, J.P. Morgan Personal Advisors accounts, and J.P. Morgan Wealth Management retirement accounts).
  • Your bonus will be determined on day 45.
  • Maintain your new money for 90 days from coupon enrollment and enjoy your bonus. We’ll add it to your account within 40 days.

>> OPEN A NEW CHASE PRIVATE CLIENT CHECKING℠ ACCOUNT TO EARN UP TO $3,000

• You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking^SM account with qualifying activities.
• Speak with a Private Client Banker to open your Chase Private Client Checking^SM account today. Schedule your meeting at your nearest branch to get started.
• Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
• Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000.
• No fees at Chase and non-Chase ATMs worldwide.
• No Chase fee on incoming or outgoing wire transfers.
• Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle^® and Chase QuickDeposit^SM limits.
• Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and invitation-only events.
• Enhance your relationship with access to a J.P. Morgan Private Client Advisor who can help create a personalized investment strategy.
• Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS: • NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNEMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE

READ MORE: SEE THIS PERSONAL CHECKING PROMOTION FROM CHASE

How To Waive The Monthly Fee

There are no monthly fees for being a Chase Private Client. Just maintain the minimum $150,000 relationship balance in your qualifying accounts.

Fine Print

Bonus Account Information: To receive the bonus: 

1) Meet with a Private Client Banker to open or upgrade to Chase Private Client Checking^℠ account; if you already have a CPC Checking account, skip to step number two. 

2) Within 45 days of coupon enrollment, transfer a total of $150,000 or more in qualifying new money or securities to a combination of only eligible accounts:

Eligible Accounts: qualifying Chase personal checking and savings accounts, and J.P. Morgan Wealth Management non-retirement accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor). 

Ineligible Accounts: Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing accounts, J.P. Morgan Wealth Management Personal Advisors accounts, any J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, Keoghs, SEP and SIMPLE IRAs, and 401(k) plans); CDs; insurance products; fixed and variable annuities; J.P. Morgan Fund Accounts; 529 College Savings Plans; attorney trust accounts; client fund trust accounts; donor-advised funds; as well as Government or Non-Profit accounts.

The qualifying new money cannot be existing deposits, funds or securities held by you at Chase or its affiliates. At day 45, the bonus tier will be determined in the following manner:

New money inflows	Cash Bonus
$150,000-$249,999	$1,000
$250,000-$499,999	$2,000
$500,000+	$3,000

AND 3) Hold the new money of at least $150,000 for at least 90 days from the coupon enrollment date (gains and losses to qualifying investment balances from trading or market fluctuation will not be counted for purposes of meeting the balance requirements). After you have completed all the above requirements, we will deposit the bonus in your existing Chase Private Client Checking^℠ account within 40 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Additionally, fees may reduce earnings on the account. You can receive only one Chase Private Client Checking^℠ new money bonus in a 12-month period from the last bonus coupon enrollment date. Coupon is good for one time use and only one bonus per account. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Offer availability subject to change. Additional Chase Private Client bonus offers may exist concurrently. This offer cannot be used in combination with any other Chase Private Client Checking℠ offer within a 12-month period.

READ MORE: GET TOP OFFERS FROM AXOS, BANK OF AMERICA, TD BANK, BMO AND UPGRADE.

For the latest Chase Bank promotions, including bonuses up to $3,000 for checking, savings, and business accounts, visit our best Chase promotions page.

My Impression of the Offer

One of the main advantages of being a Chase Private Client is having a dedicated internal team to address any questions or concerns you may have. This may be especially helpful for making some wire transfers, along with some other banking transactions.

Another perk of being a Chase Private Client is the higher daily limits on a variety of transactions, including QuickDeposit and Zelle transfers, ATM withdrawals, and purchases with the Chase Private Client debit card. This can make day-to-day banking much more convenient.

Of course, there are some requirements to becoming a Chase Private Client, including maintaining a minimum balance of $150,000 across qualifying personal and business checking and savings accounts, as well as J.P. Morgan investment accounts. While this may seem like a significant investment, the benefits of no ATM fees worldwide, no foreign transaction adjustment fees, and no fees on personal checks, money orders, or cashiers checks can make it worth it for frequent travelers or those who need to make these types of transactions often.

There are also some unique perks that come with being a Chase Private Client, such as access to special events and experiences. However, it is important to note that some benefits, like the arts and culture card that used to be offered, are no longer available.

One area where there’s room for improvement is with the response time from the dedicated banker. While it is nice to be able to send an email instead of making a phone call, the response time can be slow and often requires a follow-up call.

All in all, I would recommend looking into becoming a Chase Private Client if you are someone who values the benefits of no ATM fees worldwide, higher daily limits on transactions, and access to unique experiences.

However, it is important to weigh the benefits against the minimum balance requirement of $150,000.

>> GET THE CHASE PRIVATE CLIENT CHECKING℠ OFFER BEFORE IT EXPIRES

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

By Tony Jay, a seasoned finance blogger and executive editor, who boasts over two decades of experience in the banking sector, with a specialization in online banking and savings strategies. Tony holds a doctoral degree from Tulane University. Edited by John Huynh, who brings more than two decades of experience in finance and investing, including as a senior finance and operations manager at a renowned research institute and degrees in economics and international studies from UC Irvine.