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Find updated promotions and offers for the Chase Secure Banking℠ account here. You can find all other bonuses for Chase accounts here. See our bank promotions page for offers from other banks.
Update 1/13/2023: The $100 bonus offer has been extended until 4/19/2023. Get the full details below.
The Chase Secure Banking℠ account, a low cost checking account, can help more consumers around the country access a traditional banking relationship. It has been certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account since 2019. This is a good option for those new to banking or who have had a history of trouble getting or keeping an account.
With this account, customers get a low monthly fee, no overdraft fees, and full access to Chase branches, ATMs, and digital tools. There are no fees to cash checks, pay bills with Chase Online℠ Bill Pay, send money using Zelle®, or to use money orders or cashier’s checks. You’ll be able to check your balance, pay bills, and deposit checks with Chase Online℠ and the Chase Mobile® app.
Additional benefits include access to your free credit score and alerts to help you identify fraud with Chase Credit Journey. Chase Secure Banking℠ customers also get access to Chase First Banking℠, an account to help parents teach teens and kids about money.
See the Post History below for current offers from Chase Bank.
Chase Secure Banking℠ $100 Bonus

- What you’ll get: $100 bonus
- Where it’s available: Available nationwide
- How to earn it:
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Qualifying transactions include debit card purchases, Zelle®, ACH credits, Chase QuickDeposit℠ or online bill payments. Your bonus will appear in your account within 15 days after completing the qualifying transactions.
- When it expires: 4/19/2023
How To Earn The $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early – exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started.
- No overdraft fees with a Chase debit card that helps you stay within your balance.
- Get more for your money. Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
- No paper checks to track and no Chase fees on money orders or cashier’s checks.
- Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
- Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
The Monthly Fee
There is a $4.95 Monthly Service Fee.
Fine Print
- Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
- You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
- Coupon is good for one-time use.
- Employees of JPMorgan Chase Bank, N.A. and its affiliates are not eligible for this offer.
- To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
- Qualifying transactions include debit card purchases, online bill payments, Chase QuickDepositSM, Zelle®, or ACH credits.
- Eligibility may be limited based on account ownership.
- Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
- If the checking account is closed by the customer or Chase within six months after coupon enrollment, they will deduct the bonus amount at closing.
Bottom Line
The Chase Secure Banking℠ account is a good option for those looking for a low-cost, low-fee product. You’ll receive a lot of features from a big bank, for a low monthly fee.
Direct deposit isn’t required for the above bonus. See other offers that don’t require direct deposit here.
Post History for Chase Bank offers:
- Chase Business Complete℠ Banking $300 Sign-Up Bonus [Nationwide] – Ends 5/18/2023
- Best Chase Bank Bonuses of February 2023 (up to $2000!)
- Chase Total Checking® Account $200 Bonus Offer [Nationwide] – Ends 4/19/2023
- J.P. Morgan Self-Directed Investing Up To $700 Bonus – Ends 4/13/23
- Chase Private Client $2,000 Sign-Up Account Bonus [Nationwide] – Ends 4/19/2023
- Chase College Checking℠ Account $100 Bonus – Ends 4/19/23
- Chase Bank Checking Referral $50 Bonuses (Up To $500 Yearly)
- [Expired] Chase Premier Plus Checking℠ Promo: $300 Cash Bonus (Available Nationwide)
- [Expired] Chase Sapphire℠ Checking Account Cash Bonus Offer
READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here