Chase Secure Banking℠ Account $100 Bonus – Ends 7/16/2025

Find updated promotions and offers for the Chase Secure Banking^℠ account here. Get a $100 bonus when you open a new Chase Secure Banking℠ account with qualifying transactions. See the full details below!

Introduction: Chase Secure Banking℠ – Your Gateway to Smart Banking

Are you on the lookout for a banking experience that not only offers security and convenience but also rewards you right from the start? The Chase Secure Banking℠ account might just be what you need. With a nice $100 bonus for new checking customers who engage in qualifying transactions, this offer should not be passed up.

Available nationwide, it’s designed for those seeking to maximize their banking benefits without the hassle of overdraft fees. Whether you’re new to banking or looking for a fresh start, Chase Secure Banking℠ provides a suite of digital tools and access to Chase branches and ATMs, all for a low monthly fee.

Additional benefits include access to your free credit score and alerts to help you identify fraud with Chase Credit Journey. Chase Secure Banking℠ customers also get access to Chase First Banking℠, an account to help parents teach teens and kids about money.

Let’s look into how you can unlock this $100 bonus and explore the perks that come with Chase Secure Banking℠.

READ MORE: SEE ALL THE BEST PROMOTIONS FROM CHASE BANK HERE

How To Earn The $100 Bonus

• New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking^SM account with qualifying transactions. Open online or at any Chase branch.
• Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking^SM customers.
• No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
• No need to worry about overdraft fees – Chase Secure Banking^SM allows you to spend only the money you have available.
• Chase Secure Banking^SM customers told us they save an average of more than $60 per month on fees after opening their account.
• Pay bills, cash checks and send or receive money with Zelle^® with a Chase Secure Banking^SM account.
• Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase.com.
• JPMorgan Chase Bank, N.A. Member FDIC.

>> OPEN A CHASE SECURE BANKING^℠ ACCOUNT TODAY FOR THE $100 BONUS

The Monthly Service Fee

$4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.

Fine Print

• Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
• You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
• Coupon is good for one-time use.
• Employees of JPMorgan Chase Bank, N.A. and its affiliates are not eligible for this offer.
• To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
• Qualifying transactions include debit card purchases, online bill payments, Chase QuickDeposit^℠, Zelle^®, or ACH credits.
• Eligibility may be limited based on account ownership.
• Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
• If the checking account is closed by the customer or Chase within six months after coupon enrollment, they will deduct the bonus amount at closing.
• Non-Chase ATM Fee: $3 fee per withdrawal at a non-Chase ATM in the U.S. and the U.S. territories. $5 fee per withdrawal at a non-Chase ATM outside the U.S. and the U.S. territories. Surcharge Fees from the ATM owner/network still apply. U.S. territories include American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands.

Our Take on the Offer

After reviewing the benefits of the Chase Secure Banking℠ account, here are my thoughts on its features and which customers might benefit the most from this low-cost checking account option.

The Chase Secure Banking℠ account has several good features, such as a low monthly fee, no overdraft fees, and full access to Chase branches, ATMs, and digital tools. Additionally, there are no fees for cashing checks, paying bills with Chase Online℠ Bill Pay, sending money using Zelle^®, or using money orders or cashier’s checks. This account is particularly suitable for those who are new to banking or have had difficulties obtaining or maintaining an account in the past.

Some of the other noteworthy benefits include access to your free credit score and fraud alerts through Chase Credit Journey, as well as the opportunity to teach teens and kids about money through Chase First Banking℠. New customers can also enjoy a $100 checking account bonus and potential early access to direct deposits.

On the other hand, the $4.95 monthly service fee may be a downside for some customers, especially if they’re looking for a completely free checking account option. However, it’s important to keep in mind that Chase Secure Banking℠ customers have reported saving an average of $50 a month on fees after opening their account, which can offset the monthly service fee.

The Chase Secure Banking℠ account is a good option for customers who are new to banking, have had trouble with accounts in the past, or are seeking a low-cost checking account with a variety of valuable features.

Customers who haven’t tried opening a basic checking account yet should consider looking into the Chase Total Checking^® account first, as it is Chase’s most popular basic checking option and may provide additional features and benefits tailored to their needs.

If you have your own thoughts or experiences with Chase Secure Banking to share, please post a comment below.

>> GET THE CHASE SECURE BANKING^℠ ACCOUNT BONUS BEFORE IT EXPIRES

Direct deposit isn’t required for the above bonus. See other offers that don’t require direct deposit here.

For the latest Chase Bank promotions, including bonuses up to $3,000 for checking, savings, and business accounts, visit our best Chase promotions page.

READ MORE: SEE THE BEST BANK BONUSES HERE.

By Tony Jay, a seasoned finance blogger and executive editor, who boasts over two decades of experience in the banking sector, with a specialization in online banking and savings strategies. Tony holds a doctoral degree from Tulane University. Edited by John Huynh, who brings more than two decades of experience in finance and investing, including as a senior finance and operations manager at a renowned research institute and degrees in economics and international studies from UC Irvine.