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Find updated promotions and offers for the Chase Secure Banking℠ account here. You can find all other bonuses for Chase accounts here. See our bank promotions page for offers from other banks.
The Chase Secure Banking℠ account, a low cost checking account, can help more consumers around the country access a traditional banking relationship. It has been certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account since 2019. This is a good option for those new to banking or who have had a history of trouble getting or keeping an account.
With this account, customers get a low monthly fee, no overdraft fees, and full access to Chase branches, ATMs, and digital tools. There are no fees to cash checks, pay bills with Chase Online℠ Bill Pay, send money using Zelle®, or to use money orders or cashier’s checks. You’ll be able to check your balance, pay bills, and deposit checks with Chase Online℠ and the Chase Mobile® app.
Additional benefits include access to your free credit score and alerts to help you identify fraud with Chase Credit Journey. Chase Secure Banking℠ customers also get access to Chase First Banking℠, an account to help parents teach teens and kids about money.
See all of these Chase banking pages:
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Chase Bonus: $100 Secure Banking℠ Offer
- What you’ll get: $100 bonus
- Where it’s available: Available nationwide
- How to earn it:
- New Chase checking customers enjoy $100 when you open a Chase Secure BankingSM account with qualifying activities.
- When it expires: 7/20/2022
How To Earn The $100 Bonus
- New Chase checking customers enjoy $100 when you open a Chase Secure BankingSM account with qualifying activities.
- No minimum deposit to open.
- No paper checks to track and no Chase fees on money orders or cashier’s checks.
- Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
- Use the Chase debit card to help you spend only the money you have available, without worrying about overdraft fees.
- Bank from virtually anywhere with access to 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase OnlineSM .
- Secure Banking customers told us they save an average of $50 a month on fees after opening their account.
- No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection.
The Monthly Fee
There is a $4.95 Monthly Service Fee.
Fine Print
- Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
- You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
- Coupon is good for one-time use.
- Employees of JPMorgan Chase Bank, N.A. and its affiliates are not eligible for this offer.
- To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
- Qualifying transactions include debit card purchases, online bill payments, Chase QuickDepositSM, Zelle®, or ACH credits.
- Eligibility may be limited based on account ownership.
- Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
- If the checking account is closed by the customer or Chase within six months after coupon enrollment, they will deduct the bonus amount at closing.
Bottom Line
The Chase Secure Banking℠ account is a good option for those looking for a low-cost, low-fee product. You’ll receive a lot of features from a big bank, for a low monthly fee.
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Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.