Chase Bank has an offer where you can earn $50 for each friend who opens a qualifying personal Chase checking account – up to $500 per calendar year. Business account holders can also refer a business to earn $200 per qualified referral, up to $1000 per year. See the details below.
- Update 1/8/2024: These offers are still active.
See more offers from Chase at the bottom of this write-up.
Chase Personal Checking $50 Per Referral Details ($500 Yearly)
- What you’ll get: $50 per qualified referral, up to $500 yearly
- Where it’s available: Nationwide
- How to earn it:
- Invite your friends to bank with Chase. Start by sharing your link via text or social media.
- Get $50 for each friend who opens a qualifying checking account with the link you send them (up to 10 referral bonuses per calendar year).
- Your friend gets rewarded too when they open an eligible Chase checking account and complete qualifying activities.
- When it expires: Not stated
>> MAKE REFERRALS ON THE REFERRAL PAGE
>> MY REFERRAL LINK FOR A WELCOME BONUS
TRENDING DEAL:
Maximize Your Money with the Axos One High-Interest Checking & Savings Bundle!
Unlock financial growth with the Axos One Bundle! Earn high interest with an impressive 4.21% APY on your savings and enjoy a solid 0.51% APY on your checking balance—all in one...Show More
Unlock financial growth with the Axos One Bundle! Earn high interest with an impressive 4.21% APY on your savings and enjoy a solid 0.51% APY on your checking balance—all in one streamlined package. Perfect for those who want to maximize their money, Axos One combines the flexibility of a checking account with the earning power of a high-interest savings account. Simplify your banking while watching your savings grow faster with Axos Bank's convenient, tech-savvy approach.
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 2/2/2026. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.21% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 2/2/2026. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.21% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Qualifying Checking Accounts
Refer-A-Friend program is available for the following account types: Chase Total Checking®, Chase College CheckingSM, Chase Premier Plus CheckingSM, Chase SapphireSM Checking, Chase Private Client CheckingSM, and Chase Secure BankingSM.
Fine Print
- Bonus/Account Information: Referral bonus offer is available to eligible personal checking account holders approximately 30 days after account opening.
- To receive the $50 Refer-A-Friend bonus: 1) Refer your family and friends to open a qualifying Chase checking account with qualifying activities through this referral site; 2) Referred candidate must be a new Chase customer and open a qualifying Chase checking account with qualifying activities using corresponding coupon; AND 3) After your referred family and friends have opened their qualifying Chase checking account, we’ll deposit the $50 bonus into your primary checking account within 30 days, provided both the customer and friend accounts are not closed or restricted at the time of payout.
- You can receive up to 10 referral bonus deposits (totaling $500) per calendar year.
- Eligibility may be limited based on account ownership.
- Bonuses are considered miscellaneous information, and may be reportable to you and the IRS on Form 1099-MISC (or Form 1042-S, if applicable).
- Employees of JPMorgan Chase Bank, N.A. and its affiliates are not eligible for the Refer-A-Friend program.
TRENDING DEAL:
Axos Bank Business Bonus: Earn $200 with a Basic Business Checking Account!
Axos Bank’s Basic Business Checking stands out with no monthly fees, unlimited transactions, and nationwide access, plus the chance to earn up $200 in cash bonuses. New...Show More
Axos Bank’s Basic Business Checking stands out with no monthly fees, unlimited transactions, and nationwide access, plus the chance to earn up $200 in cash bonuses. New businesses can claim $200 with promo code START200 by maintaining just a $3,000 balance. Whether you’re just starting out or scaling fast, Axos gives your business the freedom to grow with fewer fees and bigger rewards. Show Less
Chase Business Checking $200 Per Referral Details ($1000 Yearly)
- What you’ll get: $200 per qualified referral, up to $1000 yearly
- Where it’s available: Nationwide
- How to earn it:
- Earn $200 for each business that opens a qualifying business checking account with the link you send them.
- You can earn up to $1,000 per calendar year through this referral program.
- When your referred businesses open an eligible Chase business checking account and complete qualifying activities, they will also be rewarded.
- When it expires: 10/10/2023
>> MAKE REFERRALS ON THE REFERRAL PAGE
Qualifying Checking Accounts
Refer-A-Friend program is available for the following account types: Chase Business Complete BankingSM, Chase Business Performance Business Checking®, Chase Platinum Business CheckingSM
Fine Print
- The referral bonus offer is available to eligible business checking account holders approximately 30 days after account opening.
- To receive the Refer-A-Business bonus:
- Refer businesses to open a qualifying Chase business checking account with qualifying activities through the referral site.
- The referred business(es) must be new Chase business checking customers and use the corresponding offer code when opening the account.
- After the referred business(es) have opened their qualifying Chase business checking account, the cash bonus will be deposited into your primary business checking account within 30 days, provided both the customer and business accounts are not closed or restricted at the time of payout.
- Referred businesses must have opened their qualifying Chase business checking account by 11:59 pm Eastern Standard Time on October 10, 2023, to receive a $200 Refer-A-Business referral bonus.
- You can receive multiple referral bonus deposits totaling $1,000 per calendar year.
- Eligibility may be limited based on account ownership.
- Bonuses are considered miscellaneous income and may be reportable to you and the IRS on Form 1099-MISC (or Form 1042-S, if applicable).
- Employees of JPMorgan Chase Bank, N.A. and its affiliates are not eligible for the Refer-A-Business program.
READ MORE: GET TOP OFFERS FROM CHASE, CIT and AXOS.
See more from Chase:
- Chase Business Complete Checking: Earn Up To $500 Bonus – Ends 6/18/26
- Best Chase Coupons, Bank Bonuses, Promotions May 2026
- Chase $900 Checking & Savings Bonus [Targeted] – Ends 7/15/26
- Chase Private Client Bonus: Up To $3,000 Promotion – Ends 7/15/2026
- Chase Checking Bonus: $400 Chase Total Checking® Offer [Nationwide] – Ends 7/15/2026
- Chase Secure Banking: $125 Bonus For Best Starter Checking [Nationwide] – Ends 7/15/26
- J.P. Morgan Self-Directed Investing Up To $1000 Bonus – Ends 4/21/26
- Chase Business Complete Checking®: Earn Up to $750 Checking Bonus – Ends 5/14/26
- Chase Bank Bonus: Earn Up to $900 with New Checking & Savings Accounts – Ended
- Chase Business Banking $1,500 Targeted Offer – Ended
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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