Looking for an easy bank bonus from one of the largest banks in the United States? Chase is offering new customers the opportunity to earn up to $200 when opening a new Chase Savings℠ account and depositing qualifying new money.
This limited-time offer is available through July 15, 2026.
If you’re looking for more offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss!
Chase Savings Bonus Overview
| Deposit Amount | Bonus |
|---|---|
| $5,000 – $9,999.99 | $100 |
| $10,000+ | $200 |
The amount of your bonus depends on how much new money you deposit into your account within the required timeframe.
Trending Checking Account Deal:
How To Earn The Bonus
Follow these steps to qualify:
Earn $100 Bonus
- Open a new Chase Savings account using the promotional offer.
- Deposit at least $5,000 in new money within 30 days of enrollment.
- Maintain at least $5,000 in the account for 90 days.
- Receive a $100 bonus within 15 days after completing the requirements.
Earn $200 Bonus
- Open a new Chase Savings account using the promotional offer.
- Deposit at least $10,000 in new money within 30 days of enrollment.
- Maintain at least $10,000 in the account for 90 days.
- Receive a $200 bonus within 15 days after completing the requirements.
Your bonus amount is determined based on the balance in the account on day 30 after enrollment.
Important Details
- Offer expires July 15, 2026.
- Deposits must be “new money” not currently held at Chase or its affiliates.
- Funds must remain in the account for 90 days from enrollment.
- Bonus will be reported as interest income on IRS Form 1099-INT.
- Account must remain open and in good standing through payout.
Chase Savings Account Fees
The Chase Savings account has a $5 monthly service fee, but there are several ways to avoid it.
You can waive the fee by meeting any one of the following:
- Maintain a daily balance of at least $300.
- Set up at least $25 in recurring automatic transfers from a Chase checking account.
- Link the account to an eligible Chase checking account.
- Have an account owner under age 25.
- Link to certain qualifying Chase premium checking relationships.
New accounts generally receive a fee waiver for the first two statement periods.
Eligibility
You may be eligible if:
- You are not currently a Chase savings customer.
- You have not closed a Chase savings account within the past 90 days.
- You have not received a Chase savings account opening bonus within the past two years.
Account opening remains subject to Chase approval.
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
Is This Chase Bonus Worth It?
The Chase Savings bonus is best suited for savers who already have cash sitting in another bank account and can move it temporarily to Chase.
For those able to deposit $10,000, earning a $200 bonus over a 90-day period provides a solid return with minimal effort. Since there are no direct deposit requirements or debit card transactions needed, the offer is considerably easier than many checking account bonuses.
If you can meet the deposit requirements and avoid the monthly service fee, this promotion is a straightforward way to earn extra cash from one of the nation’s most established banks.
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