Huntington Bank $400 Perks Checking Account Bonus – Ends 7/7/25

Huntington Bank is offering several personal checking bonuses. They doubled their offer for the Perks Checking account from $200 to $400.

• Update 5/30/25: The offer has been extended through July 7, 2025.
• Update 2/3/25: The offer has been extended through 6/9/25.
• Update 12/8/24: The offer is still available.
• Update 10/24/2024: The offer has been extended through 2/7/25.
• Update 9/28/2024: The offer’s new expiration date is October 7, 2024.
• Update 10/7/2023: The offer has been extended through 2/7/2024.
• Update 9/8/2023: The offer is expiring in a month but it often extends.
• Update 6/9/2023: Offer has been extended through 10/7/2023. Details below.
• Update 2/8/2023: Offer has been extended until 6/7/2023. Details below.
• Update 12/17/2022: Offer link has updated below. Direct deposit is now required for this bonus.
• Update 11/18/2022: Huntington Bank increased the bonus for Perks Checking from $200 to $400 and the Platinum Perks Checking from $300 to $600. The bonus for Asterisk-Free Checking decreased from $150 to $0.

Read about the Asterisk-Free Checking offer here and the Platinum Perks offer here. Also, see their business checking offers here.

See the end of this page for more deals from Huntington Bank.

Huntington Bonus: Perks Checking $400 Offer

• What you’ll get: $400 bonus
• Where it’s available: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin
• How to earn it:
  • Open a Perks Checking account by the expiration date and earn $400 when you meet the qualifying requirements
  • For Perks Checking, receive a qualifying direct deposit within 90 days of account opening
  • $400 will be deposited in your new account within 14 days of meeting the above requirements
• When it expires: 7/7/2025

How To Waive The Monthly Fee

$10 monthly maintenance fee waived with $1,000 in total monthly deposits or with $5,000 in relationship balances from checking and savings.

READ MORE: GET TOP BONUSES FROM CHASE, AXOS, AND BMO.

Disclosures

• To qualify for the $400 cash bonus, you are required to open a new, qualifying Huntington Perks Checking account and and have a qualifying direct deposit made to the account within 90 days of account opening and keep your account open for 90 days.
• Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security).
• Payments through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others do not qualify as direct deposits.
• Transfers from another Huntington deposit account do not qualify.

READ MORE: GET UP TO $3,000 WITH THIS PROMO FROM CHASE BEFORE IT ENDS

Bottom Line

Direct deposit is now required for this $400 bonus. See other offers that don’t require direct deposit here.

The Huntington Bank $400 Checking account promotion is definitely a good offer if you’re in an eligible state. The bonus value of $400 is quite generous. Just make sure you avoid the monthly fee by either having $1,000 in total monthly deposits or $5,000 in total relationship balances.

It’s important to keep in mind that this bonus offer does require a qualifying direct deposit, which must be a regular, periodic automated clearing house (ACH) credit. Payments through peer-to-peer networks or transfers from another Huntington deposit account do not qualify. So, make sure your direct deposit meets the requirements before going for this bonus.

In conclusion, if you’re in an eligible state and can have a qualifying direct deposit, the Huntington Bank $400 Checking account promotion is definitely worth considering.

More from Huntington Bank:

• Best Huntington Bank Bonuses, Promotions of June 2025
• Huntington Bank $100, $400, $1000 Business Checking Bonuses [Many States] – Ends 6/19/25
• Huntington Bank $600 Platinum Perks Checking Bonus – Ends 7/7/25
• Huntington Bank $600 Platinum Perks Checking Bonus – Ends 7/7/25

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.