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Contents
Wealthfront Cash Account is a high-yield hybrid account that combines the features of both checking and savings accounts with no fees or strings attached. See the rate details below.
- Update 1/2/2023: The $30 sign-up bonus has expired. But the rate is still 3.80% APY
- Update 12/23/2022: You can now get a $30 bonus for a new Wealthfront Cash Account through a referral link. See below.
- Update 12/16/2022: Wealthfront raised the APY on their Cash Account from 3.30% to 3.80%.
Read more: Get $5,000 managed free with this offer from Wealthfront.
See Posts History below for more offers from Wealthfront.
Wealthfront Cash Account Details

The Wealthfront Cash Account combines checking and savings features in one account. The account earns market-leading APY and can be opened with just a $1 deposit. Customers don’t have to pay monthly fees or overdraft fees, and they can use any of the more than 19,000 fee-free ATMs across the country.
Cash Account is offered by Wealthfront Brokerage, a Member of FINRA / SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. Wealthfront, like the vast majority of cash management services, works with partner banks to make sure that deposits up to $2 million are covered by the FDIC.
- Zero account fees. No monthly or maintenance costs.
- Unlimited fee-free transfers
- Up to $2M FDIC insurance through partner banks
[Expired] Wealthfront Cash Account $30 Bonus & $30 Referrals
Get your $30 bonus when you open your new cash account with $500 through a referral link. Use the referral link below for your $30 opening bonus.
Once you have an active Cash Account with Wealthfront you can earn more $30 bonuses through qualified referrals.
Terms
- When an Eligible Referrer refers a friend who is a new first-time Wealthfront client (i.e., who has never opened or held any Wealthfront account but is eligible to do so) via one of these methods (an “Eligible New Client”), the Eligible Referrer and Eligible New Client can each earn a Bonus.
- For an Eligible Referrer to earn a Bonus (a “Referral Bonus”), they must first refer an Eligible New Client via one of the methods described above, and the Eligible New Client must fill out a complete application for a Cash Account after following the hyperlink in the invitation (i.e. the Eligible New Client must navigate to Wealthfront’s Cash Account sign-up flow by clicking on the “Get Started” referral link and must complete the sign-up flow by reaching the final agreement page).
- In addition, the Eligible Referrer’s Cash Account must remain open until the Referral Bonus is paid, which will occur thirty (30) calendar days after the day on which the Eligible New Client completes the above steps (the “Referral Bonus Payment Date”), provided that the Eligible Referrer’s Cash Account must have been funded on at least one occasion on or prior to the Referral Bonus Payment Date.
- Only one Referral Bonus can be earned for each Eligible New Client. Each Eligible Referrer may receive a maximum of five (5) Referral Bonuses under the Cash Referral Program.
- An Eligible New Client who receives a referral via one of the methods described above can earn a Bonus (a “Recipient Bonus”) by using the referral link to open and fund a new Cash Account.
- To earn the Recipient Bonus, the Eligible New Client must navigate to the Cash Account sign-up flow by clicking on the “Get Started” referral link and must successfully open a new Cash Account.
- In addition, the Eligible New Client must make a minimum initial deposit of at least $500.00 at account opening; the new Cash Account must remain open for at least thirty (30) calendar days after the day on which it is opened; and the Cash Account must have a minimum balance of at least $500.00 on the thirtieth (30th) day following the day on which it is opened.
- The Recipient Bonus will be paid on the thirtieth (30th) day following the day of account opening if the above criteria have been met.
- Eligible New Clients can only earn one Recipient Bonus under the Cash Referral Program.
- An Eligible New Client will not be eligible to earn the Recipient Bonus if the referrer has already earned five (5) Referral Bonuses in connection with other referrals, even if all other eligibility criteria have been satisfied.
Bottom Line
The Cash Account is offering a very competitive APY. You can compare it to top online savings account here.
Posts History:
- Chance To Win $25,000 With Wealthfront Sweepstakes – Ends 02/18/2023
- Wealthfront Promotions: $5,000 Managed Free Offer + $5,000 Per Referral
Read more: See the best bank promotions here and the best investing promotions here.