Associated Bank is offering a bonus of up to $600 when you open a new checking account and meet the requirements.
- Update 3/24/2025: The offer is available through June 30, 2025.
- Update 12/22/2023: The offer is now available through 3/31/24. Here’s a similar bonus to also consider: up to $400 from BMO Bank.
- Update 10/25/2023: You can still earn a $300, $400, or $600 bonus.
- Update 7/14/2023: Went from a checking/savings offer to a $600 checking offer now.
- Update 2/15/2023: Offer is back until 4/30/2023. Details below.
- Update 11/14/2022: The $400 checking bonus is back through 12/30/2022. This time, the bank is also offering a $200 savings deal to go with the checking account offer.
Associated Bank is also offering a referral bonus (see here) and a targeted $300 business checking promotion.
See the bottom of this page for more offers from Associated Bank.
Associated Bank Checking $600 Bonus

- What you’ll get: $600 bonus
- Where it’s available: IA, IL, IN, KS, MI, MN, MO, OH and WI
- How to earn it:
- Open any new Associated Bank checking account, in person or online.
- Have direct deposits totaling $500 or more put into your new checking account within 90 days of opening your account.
- Grow your bonus by adding funds to your checking or other deposit accounts. You’ll get your bonus within 120 days.
- When it expires: 6/30/25
- Here are the bonus tiers:
| Average Daily Balance in your new checking or other deposit accounts | BONUS EARNED will be paid within 120 days from account opening |
|---|---|
| $1,000 – $4,999.99 | $300 |
| $5,000 – $9,999.99 | $400 |
| $10,000+ | $600 |
>> OFFER LINK 1
>> OFFER LINK 2
TRENDING DEAL:
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 10/3/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.51% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Waive The Monthly Fee
- Associated Access Checking: No monthly maintenance fee
- Associated Balance Checking: $9 monthly maintenance fee (waived for the first two statement cycles). Avoid the monthly maintenance fee:
- Maintain a $1,000 minimum daily balance OR
- Direct deposit or Associated SnapDeposit™ a total of $500 or more per statement cycle OR
- Hold $2,500 in combined deposit accounts with same statement cycle date or the presence of either an HSA or investment account.
- Associated Choice Checking: $25 monthly maintenance fee (waived for the first two statement cycles). Avoid the monthly maintenance fee:
- Hold $10,000 in combined deposit accounts with same statement cycle or the presence of either an HSA or investment account.
READ MORE: GET TOP BONUSES FROM CHASE, AXOS, AND BMO.
Fine Print
- Receive up to a $600 bonus with a minimum opening deposit and recurring direct deposits totaling $500 or more within 90 days.
- Person-to-person payments and transfers from existing or external accounts do not count as qualifying direct deposits.
- Bonus amount determined by average daily balance for days 31-90: $1,000-$4,999.99 earns $300, $5,000-$9,999.99 earns $400, $10,000 and over earns $600.
- All personal Associated Bank deposit accounts are considered in the balance calculation.
- Business, HSA, investment, minor, and private banking accounts are not eligible.
- Bonus will be deposited within 120 days of account opening and account must remain open for 12 months.
- Offer limited to one per customer and cannot be combined with other offers.
- Available for new customers in specific states and not for those who have received a bonus within the last 24 months or had an Associated Bank checking account within the last 12 months.
- Primary account holder must be 18 years or older.
- Bonus may be reported to the IRS on Form 1099 for tax purposes.
- Offer and APY are subject to change without notice, and other exclusions may apply.
More from Associated Bank:
- Associated Bank Offer: Earn Up To $750 Business Checking Bonus [IA, IL, IN, KS, MI, MN, MO, OH, WI] – Ends 12/31/24
- Associated Bank $50 Sign-Up Bonus & $500 In Referrals [IA, IL, IN, KS, MI, MN, MO, OH, WI] – No End Date
- Associated Bank $300 Business Checking Bonus (Targeted) [IA, IL, IN, KS, MI, MN, MO, OH, WI]
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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