BMO Harris Business Checking $250 & $400 Bonuses

Earn either a $250 or $400 bonus for a new business checking account with this offer from BMO Harris Bank.

You’ll need to maintain a balance or either $5,000 or $10,000 for 120 days depending on the offer. Ten qualifying transactions will also be required for the bonus.

Read more: See the BMO Harris personal checking bonus here

See the Posts History below for all BMO Harris offers.

BMO Harris Business Checking Promotion(s)

BMO Harris Business Checking $250/$400 Offer

• What you’ll get: $250 or $400 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Open a new BMO business checking account online or in branch between November 1, 2022 and January 31, 2023.
  • Get $250 when you maintain an Average Collected Balance of $5,000 for 120 days.
  • Get $400 when you maintain an Average Collected Balance of $10,000 for 120 days.
  • Make 10 qualifying transactions within 120 days of opening your account.
• When it expires: 1/31/2023

Waive The Monthly Fee

• BMO Simple Business Checking $10/month fee
  • Average Collected Balance needed to waive monthly maintenance fee: $100
• BMO Premium Business Checking $15/month fee
  • Average Collected Balance needed to waive monthly maintenance fee: $1,500
• BMO Elite Business Checking $25/month fee
  • Average Collected Balance needed to waive monthly maintenance fee: $10,000 or $25,000 Monthly Combined Business Balance
• BMO Digital Business Checking $10/month fee
  • Average Collected Balance needed to waive monthly maintenance fee: $500

Fine Print

• How to get a business checking bonus: You can receive either the $250 bonus or the $400 bonus. You can apply online or at a BMO Harris branch. To apply online, click Open Now for the checking account of your choice above and we’ll automatically apply the promo code for you. Before you apply at a branch, enter your information, and click “SEND MY PROMO CODE” to receive the promo code you must use when opening your account.
• You are not eligible for the business checking bonus if you have an existing BMO Harris business checking account, or, have a closed a BMO Harris business checking account within the past 12 months, using the same Taxpayer Identification Number (TIN)/Employer Identification Number (EIN)/Social Security Number (SSN) as the new account. Bonus will be reported to the IRS for tax purposes, and you are responsible for any applicable taxes. Offer can be changed or cancelled without notice at any time, cannot be combined with any other offer, and is limited to one bonus per business entity.
• The minimum deposit to open a business checking account is $100. For business checking account and fee information, including current interest rates for the variable rate BMO Elite Business Checking account, visit bmoharris.com or call 1-800-546-6101.

Bottom Line

Good offer to go along with the personal checking offer if you’re looking to make BMO Harris one of your main banks.

As with other business checking offers, this one doesn’t require direct deposit. We’ll add this to our list of offers that don’t require direct deposit.

Posts History for BMO Harris:

• BMO Harris Business Platinum Rewards Mastercard® 25,000 Bonus Points
• Best BMO Harris Bank Bonuses, Promotions of December 2022
• BMO Harris Bank Checking Account Bonus: $200 To $350 Offers

Find more bank promotions here. Good offers can be found with banks like Chase Bank, BMO Harris, Bank of America, TD Bank, U.S. Bank and many others.

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