Open a new M&T MyChoice Premium Checking account by August 31, 2026 and maintain a specific balance to earn a $400 cash bonus. Start banking smarter today!
Key Takeaways
- M&T Bank’s Offer: Earn a $400 bonus by opening a MyChoice Premium Checking account.
- Eligibility: Available in select states including CT, DC, DE, FL, MA, MD, NJ, NY, PA, VA, WV.
- Qualifying Activities: Set up direct deposits totaling $1,000 within 90 days.
- Monthly Fee Waiver: Maintain a $7,500 daily balance or combined $25,000 in eligible accounts to waive the $24.95 monthly fee.
- Account Management: Ensure the account remains open for 180 days to avoid a $50 early close-out fee.
- Promo Code: Required during account opening to qualify for the bonus.
- Exclusions: Not available to M&T Bank employees or those who received a checking account bonus in the past 12 months.
Introduction
How to Earn the M&T Bank $400 Checking Bonus
Looking to boost your savings with a $500 bonus? M&T Bank has an exciting offer for new customers who open a MyChoice Premium Checking account. By setting up direct deposits and maintaining a qualifying balance, you can easily secure this generous bonus. Imagine earning an extra $400 just for managing your finances wisely – that’s money back in your pocket! Let’s get started and take advantage of this limited-time offer.
Recent Updates
- Update 7/15/26: The offer has now been extended through August 31, 2026.
- Update 5/12/26: See below for a new set of bonuses from M&T.
- Update 1/5/26: The offer is back through 3/31/26.
- Update 6/27/25: The offer is back through August 31, 2025.
- Update 12/15./25: The offer is now $350 and will expire on 1/31/25. You can also consider earning a $300 bonus from BMO Bank here.
- Update 10/30/24: The offer is now $500 and expires on 11/30/24.
- Update 10/17/2024: The offer is $400 now and expires 10/25/24.
- Update 3/5/2024: The offer is back to $350 and now expires on 3/29/24.
- Update 12/21/2023: The current offer ends 12/28/23.
- Update 11/4/2023: The offer has been extended through 11/24/23.
- Update 10/16/2023: The offer has been extended through 10/27/23.
- Update 9/19/2023: The offer is back through 9/29/2023.
- Update 8/22/2023: New offer is good through 8/25/2023.
- Update 7/12/2023: This $350 offer has been extended through 7/28/2023.
- Update 7/4/2023: The $450 checking and savings offer is back.
- Update 6/12/2023: Offer has been extended through 6/30/2023. Details below.
- Update 5/15/2023: Offer has been extended through 5/26/2023. Details below.
- Update 4/10/2023: Offer has been extended through 4/28/2023. Details below.
- Update 1/5/2023: Offer has been extended until 1/27/23. Details below.
See the bottom of this page for all offers from this institution.
$400 M&T Bank Checking Bonus
Bonus Details
Earn a $400 cash bonus when you open one of the following eligible checking accounts:
- MyChoice Plus Checking
- MyChoice Plus Checking with Interest
- MyChoice Premium Checking
How To Earn The Bonus
- Open an eligible checking account.
- Use promo code CP during account opening.
- Deposit at least $1,000 within 90 days of account opening.
- Maintain a $10,000 average monthly balance during June and July 2026.
Offer Expiration
- Expires May 30, 2026
Official Offer
$350 M&T Bank Premium Checking Bonus
Bonus Details
Earn a $350 cash bonus when opening a MyChoice Premium Checking account.
How To Earn The Bonus
- Open a new MyChoice Premium Checking account.
- Enter promo code TB during account opening.
- Deposit at least $1,000 within 90 days.
Offer Expiration
- Expires June 30, 2026
Official Offer
Open The $350 Premium Checking Offer
$300 M&T Bank Checking Bonus
Bonus Details
Earn a $300 cash bonus when opening one of the following accounts:
- EZChoice Checking
- MyChoice Plus Checking
- MyChoice Plus Checking with Interest
- MyChoice Premium Checking
How To Earn The Bonus
- Open an eligible checking account.
- Use promo code TV during account opening.
- Deposit at least $500 within 90 days.
Offer Expiration
- Expires May 30, 2026
Official Offer
Trending Checking Account Deal:
Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*
Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More
Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 10/14/26. Show Less
READ MORE: WELCOME OFFERS FROM AXOS AND CHASE.
Waive The Monthly Fee
Waive the $24.95 monthly fee with one of the following:
- with an average daily balance of $7,500 or more per monthly service charge cycle
- -OR-
- combined daily average balances of $25,000 or more in eligible accounts
Trending Checking Account Deal:
BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less
Fine Print
- To receive the Premium Checking Bonus (“Premium Bonus”), open a new MyChoice Premium Checking account and maintain an average monthly balance in the account of at least $10,000 for the qualifying months.
- Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Bonus.
- The promo code is required at account opening to qualify for the bonus.
- Only one Premium Bonus will be awarded per customer regardless of the number of accounts opened.
- The Premium Bonus is not available to employees of M&T Bank or any of its affiliates, or to customers who have received a bonus credited to a personal M&T checking account within the last 12 months (Refer Friends Program is excluded from this 12-month period).
- Only the primary signer on the new checking account may be eligible for the Bonus, and may not be or have been a primary signer on any M&T personal checking account within the previous six months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- The Premium Bonus is not available in all regions, is not transferable and is reportable for tax purposes.
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
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Bottom Line
They had an offer that did not require a direct deposit but it expired.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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