Open a new M&T MyChoice Premium Checking account by May 30, 2026 and maintain a specific balance to earn a $400 cash bonus. Start banking smarter today!
Key Takeaways
- M&T Bank’s Offer: Earn a $400 bonus by opening a MyChoice Premium Checking account.
- Eligibility: Available in select states including CT, DC, DE, FL, MA, MD, NJ, NY, PA, VA, WV.
- Qualifying Activities: Set up direct deposits totaling $1,000 within 90 days.
- Monthly Fee Waiver: Maintain a $7,500 daily balance or combined $25,000 in eligible accounts to waive the $24.95 monthly fee.
- Account Management: Ensure the account remains open for 180 days to avoid a $50 early close-out fee.
- Promo Code: Required during account opening to qualify for the bonus.
- Exclusions: Not available to M&T Bank employees or those who received a checking account bonus in the past 12 months.
Introduction
How to Earn the M&T Bank $400 Checking Bonus
Looking to boost your savings with a $500 bonus? M&T Bank has an exciting offer for new customers who open a MyChoice Premium Checking account. By setting up direct deposits and maintaining a qualifying balance, you can easily secure this generous bonus. Imagine earning an extra $400 just for managing your finances wisely – that’s money back in your pocket! Let’s get started and take advantage of this limited-time offer.
Recent Updates
- Update 5/12/26: See below for a new set of bonuses from M&T.
- Update 1/5/26: The offer is back through 3/31/26.
- Update 6/27/25: The offer is back through August 31, 2025.
- Update 12/15./25: The offer is now $350 and will expire on 1/31/25. You can also consider earning a $300 bonus from BMO Bank here.
- Update 10/30/24: The offer is now $500 and expires on 11/30/24.
- Update 10/17/2024: The offer is $400 now and expires 10/25/24.
- Update 3/5/2024: The offer is back to $350 and now expires on 3/29/24.
- Update 12/21/2023: The current offer ends 12/28/23.
- Update 11/4/2023: The offer has been extended through 11/24/23.
- Update 10/16/2023: The offer has been extended through 10/27/23.
- Update 9/19/2023: The offer is back through 9/29/2023.
- Update 8/22/2023: New offer is good through 8/25/2023.
- Update 7/12/2023: This $350 offer has been extended through 7/28/2023.
- Update 7/4/2023: The $450 checking and savings offer is back.
- Update 6/12/2023: Offer has been extended through 6/30/2023. Details below.
- Update 5/15/2023: Offer has been extended through 5/26/2023. Details below.
- Update 4/10/2023: Offer has been extended through 4/28/2023. Details below.
- Update 1/5/2023: Offer has been extended until 1/27/23. Details below.
See the bottom of this page for all offers from this institution.
$400 M&T Bank Checking Bonus
Bonus Details
Earn a $400 cash bonus when you open one of the following eligible checking accounts:
- MyChoice Plus Checking
- MyChoice Plus Checking with Interest
- MyChoice Premium Checking
How To Earn The Bonus
- Open an eligible checking account.
- Use promo code CP during account opening.
- Deposit at least $1,000 within 90 days of account opening.
- Maintain a $10,000 average monthly balance during June and July 2026.
Offer Expiration
- Expires May 30, 2026
Official Offer
$350 M&T Bank Premium Checking Bonus
Bonus Details
Earn a $350 cash bonus when opening a MyChoice Premium Checking account.
How To Earn The Bonus
- Open a new MyChoice Premium Checking account.
- Enter promo code TB during account opening.
- Deposit at least $1,000 within 90 days.
Offer Expiration
- Expires June 30, 2026
Official Offer
Open The $350 Premium Checking Offer
$300 M&T Bank Checking Bonus
Bonus Details
Earn a $300 cash bonus when opening one of the following accounts:
- EZChoice Checking
- MyChoice Plus Checking
- MyChoice Plus Checking with Interest
- MyChoice Premium Checking
How To Earn The Bonus
- Open an eligible checking account.
- Use promo code TV during account opening.
- Deposit at least $500 within 90 days.
Offer Expiration
- Expires May 30, 2026
Official Offer
Trending Checking Account Deal:
Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*
Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More
Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 7/15/26. Show Less
READ MORE: WELCOME OFFERS FROM AXOS AND CHASE.
Waive The Monthly Fee
Waive the $24.95 monthly fee with one of the following:
- with an average daily balance of $7,500 or more per monthly service charge cycle
- -OR-
- combined daily average balances of $25,000 or more in eligible accounts
Trending Checking Account Deal:
BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less
Fine Print
- To receive the Premium Checking Bonus (“Premium Bonus”), open a new MyChoice Premium Checking account and maintain an average monthly balance in the account of at least $10,000 for the qualifying months.
- Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Bonus.
- The promo code is required at account opening to qualify for the bonus.
- Only one Premium Bonus will be awarded per customer regardless of the number of accounts opened.
- The Premium Bonus is not available to employees of M&T Bank or any of its affiliates, or to customers who have received a bonus credited to a personal M&T checking account within the last 12 months (Refer Friends Program is excluded from this 12-month period).
- Only the primary signer on the new checking account may be eligible for the Bonus, and may not be or have been a primary signer on any M&T personal checking account within the previous six months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- The Premium Bonus is not available in all regions, is not transferable and is reportable for tax purposes.
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
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- Citi Personal Wealth Management Bonus: Up To $5,000 Cash Offer – Ends 6/30/26 - Enjoy a $5,000 Citi Personal Wealth Management bonus when you open an account today. Start building your wealth with Citibank! Key Takeaways Citi Personal Wealth…
Bottom Line
They had an offer that did not require a direct deposit but it expired.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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