Contents
- 1 M&T Bank Promotions Review Below
- 1.1 M&T Bank Bonus: $350 MyChoice Premium Checking
- 1.2 M&T Bank Bonus: $250 Checking Offer
- 1.3 [Expired] M&T Bank Bonus: $350 Checking + $100 Direct Deposit Offer
- 1.4 [Expired] M&T Bank Bonus: $350 Checking + $100 Money Market Offer
- 1.5 [Expired] M&T Bonus: Up to $600 Business Checking & Merchant Services Offers
Here are all the bank bonus offers, promotions and offers from M&T Bank (mtb.com). Typical offers have been for $150, $160, $200, $250, $350 and $450 bonuses.
M&T Bank is a New York-based bank and was established in 1856. They are a subsidiary of M&T Bank Corporation and M&T Bank has grown to over 800 locations.
M&T Bank has branches in the following states: Connecticut, District of Columbia, Delaware, Florida, Massachusetts, Maryland, New Jersey, New York, Pennsylvania, Virginia, and West Virginia.
Find more bank promotions here. Good offers can be found with banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, TD Bank and many others.
M&T Bank Promotions Review Below
M&T Bank Bonus: $350 MyChoice Premium Checking

- What you’ll get: $350 bonus
- Where it’s available: CT, DC, DE, FL, MA, MD, NJ, NY, PA, VA, WV
- How to earn it:
- Open your MyChoice Premium Checking account by 6/28/22 with promo code CC, and maintain an average monthly balance of at least $10,000 in June 2022 and August 2022.
- When it expires: 6/28/2022
Waive The Monthly Fee
MyChoice Premium:
WAIVE THE $24.95 MONTHLY MAINTENANCE FEE WITH:
- $7,500 or more average balance in this account, or
- $25,000 or more combined balances in eligible M&T accounts
Fine Print
- Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank or other electronic money transfers, such as those made through internet payment services, do not qualify.
- If all requirements to earn the bonus are met, they’ll credit the Premium Bonus by 9/30/22.
- The promo code is required at account opening to qualify for the bonus.
- Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Bonus.
- Only one Premium Bonus will be awarded per customer regardless of the number of accounts opened.
- The Premium Bonus is not available to employees of M&T Bank or any of its affiliates, or to customers who have received a bonus in connection with a personal M&T checking account within the preceding twelve-month period.
- The primary signer on the new MyChoice Premium Checking account may not be, or have been, a primary or secondary signer on any M&T personal checking account within the previous six months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- The Premium Bonus is not available in all regions, is not transferable and is reportable for tax purposes.
Bottom Line
This is the best personal checking offer we’ve seen from M&T Bank. Compare with offers from Chase, Bank of America, TD Bank, Aspiration and more here.
M&T Bank Bonus: $250 Checking Offer

- What you’ll get: $250 bonus
- Where it’s available: CT, DC, DE, FL, MA, MD, NJ, NY, PA, VA, WV
- How to earn it: Open any personal M&T checking account and make qualifying direct deposits totaling at least $500 within 90 days of account opening.
- When it expires: 8/31/2022
Waive The Monthly Fee
EZChoice Checking:
No monthly maintenance fee.
MyChoice Plus:
WAIVE THE $14.95 MONTHLY MAINTENANCE FEE WITH:
- Direct deposits of $1,500 or more per month, or
- $2,500 or more average balance in this account
MyChoice Premium:
WAIVE THE $24.95 MONTHLY MAINTENANCE FEE WITH:
- $7,500 or more average balance in this account, or
- $25,000 or more combined balances in eligible M&T accounts
M&T Classic with Interest:
WAIVE THE $4.95 MONTHLY MAINTENANCE FEE WITH:
- $500 or more average balance in this account, or
- $1,500 or more combined balances in eligible personal deposit accounts, or
- At least 1 direct deposit to this account, or
- 10 or more debit card transactions from the acccount
Fine Print
- The promo code is required at account opening to qualify for the bonus.
- Your new personal M&T checking account must still be open when we seek to credit the bonus.
- Only one bonus will be awarded per customer regardless of the number of accounts opened.
- Bonus offers are not available to employees of M&T Bank, any of its affiliates, or to customers who have received a bonus in connection with a personal M&T checking account within the last 12 months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- Bonus offers may vary by product and region, are not transferable and are reportable for tax purposes.
Bottom Line
A $150 bonus offer is typically the one that’s available more often, so the $250 offer is definitely worth a look. Previously, offers were stack-able but now you’ll only be able to qualify for a bonus every 12 months.
[Expired] M&T Bank Bonus: $350 Checking + $100 Direct Deposit Offer

- What you’ll get: up to $450
- Where it’s available: CT, DC, DE, FL, MA, MD, NJ, NY, PA, VA, WV
- How to earn it:
- Earn a $350 checking bonus: Open your MyChoice Premium Checking account by 5/27/22 with promo code TY, and maintain an average monthly balance of at least $10,000 in June 2022 and July 2022.
- Plus, earn an extra $100 direct deposit bonus: Set up qualifying direct deposits to your new MyChoice Premium Checking account, totaling at least $500, within 90 days of account opening.
- When it expires: 5/27/2022
Waive The Monthly Fee
MyChoice Premium:
WAIVE THE $24.95 MONTHLY MAINTENANCE FEE WITH:
- $7,500 or more average balance in this account, or
- $25,000 or more combined balances in eligible M&T accounts
Fine Print
- Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank or other electronic money transfers, such as those made through internet payment services, do not qualify.
- If all requirements to earn the bonus are met, they’ll credit the Premium Bonus by 8/31/22.
- The promo code is required at account opening to qualify for the bonus.
- Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Bonus.
- Only one Premium Bonus will be awarded per customer regardless of the number of accounts opened.
- The Premium Bonus is not available to employees of M&T Bank or any of its affiliates, or to customers who have received a bonus in connection with a personal M&T checking account within the preceding twelve-month period.
- The primary signer on the new MyChoice Premium Checking account may not be, or have been, a primary or secondary signer on any M&T personal checking account within the previous six months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- The Premium Bonus is not available in all regions, is not transferable and is reportable for tax purposes.
Bottom Line
The bank also offers a similar bonus that requires opening a money market account in lieu of a direct deposit.
[Expired] M&T Bank Bonus: $350 Checking + $100 Money Market Offer

- What you’ll get: up to $450
- Where it’s available: CT, DC, DE, FL, MA, MD, NJ, NY, PA, VA, WV
- How to earn it:
- Earn a $350 checking bonus: Open your MyChoice Premium Checking account by 5/27/22 with promo code CF, and maintain an average monthly balance of at least $10,000 in June 2022 and July 2022.
- Plus, earn a $100 money market bonus: Open a MyChoice Money Market account and maintain an average monthly balance of at least $10,000 in June 2022 and July 2022
- When it expires: 5/27/2022
Waive The Monthly Fee
MyChoice Premium:
WAIVE THE $24.95 MONTHLY MAINTENANCE FEE WITH:
- $7,500 or more average balance in this account, or
- $25,000 or more combined balances in eligible M&T accounts
Fine Print
- If all requirements to earn the bonus are met, they’ll credit the Premium Bonus by 8/31/22.
- The promo code is required at account opening to qualify for the bonus.
- Your new MyChoice Premium Checking account must still be open when we seek to credit the Premium Bonus.
- Only one Premium Bonus will be awarded per customer regardless of the number of accounts opened.
- The Premium Bonus is not available to employees of M&T Bank or any of its affiliates, or to customers who have received a bonus in connection with a personal M&T checking account within the preceding twelve-month period.
- The primary signer on the new MyChoice Premium Checking account may not be, or have been, a primary or secondary signer on any M&T personal checking account within the previous six months.
- A $50 early close-out fee applies if the account is closed within 180 days of opening.
- The Premium Bonus is not available in all regions, is not transferable and is reportable for tax purposes.
Bottom Line
The bank also offers a similar bonus that requires a direct deposit in lieu of opening a money market account.
Other Offers For Your Zip Code
Using the same offer link above, do the following to see $100 – $400 offers available specifically for your region:
- Click on the “Redeem Online” button on the offer page.
- Enter your Zip Code
- If offers are available for your zip code you’ll receive a confirmation prompt
- You’ll see a variety of offers for their different Checking accounts similar to the image below:

[Expired] M&T Bonus: Up to $600 Business Checking & Merchant Services Offers

- What you’ll get: Up to $600 ($300 for Business Checking + Up To $300 for Merchant Services)
- Where it’s available: CT, DC, DE, FL, MA, MD, NJ, NY, PA, VA, WV
- How to earn it:
- Get $300 when you open an M&T Tailored Business Checking account and maintain an Average Ledger Balance of at least $5,000 for the third full calendar month after the account is opened.
- Get Up To $300 when you open an M&T Merchant Services account and meet the following requirements:
- merchant must be active and process $20 in merchant transactions within a calendar month to receive the one time $150 bonus,
- and the merchant must be active and process at least $4,000 in merchant transactions within a calendar month in order to receive the additional $150 bonus, totaling $300.
- When it expires: 6/30/2021
Waive The Monthly Fee
The monthly maintenance fee is $20. There are four ways to waive the monthly fee:
- an Average Ledger Balance of $10,000 or more;
- 1 or more deposits of M&T Merchant Services proceeds into the account,
- purchases made on a linked M&T Business Credit Card or M&T Business Rewards Card totaling $2,000 or more in the credit card statement cycle ending in that month;
- or the sum of the Average Ledger Balances of the account and any linked Commercial Savings account is $25,000 or more.
Fine Print
Business Checking Bonus:
- The bank will credit one $300 bonus (“Checking Bonus”) to your new M&T Tailored Business Checking Account if the Average Ledger Balance in the Account is at least $5,000 for the third full calendar month after the Account was opened.
- If the requirements are met and the Account remains open, the Checking Bonus will be credited to the Account within 45 days after the end of the third full calendar month after the Account was opened.
- The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates.
- The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days of opening an M&T Tailored Business Checking account.
- Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened.
- A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
Bank Merchant Services:
- The Bonus offer is available for merchants who fulfill the following conditions:
- (1) merchant does not currently have an M&T Bank Merchant Services® account;
- (2) merchant opens an M&T Bank Merchant Services account during the Offer Period;
- (3) merchant opens during the Offer Period, or currently has, an M&T Business Checking account to accept merchant deposits; and
- (4) merchant must be active and process $20 in merchant transactions within a calendar month to receive the one time $150 bonus, and the merchant must be active and process at least $4,000 in merchant transactions within a calendar month in order to receive the additional $150 bonus, totaling $300.
- Only one Bonus will be awarded, regardless of the number of locations for a merchant.
- This Bonus may not be combined with any other promotional merchant services offers (excluding the $9.95 Tailored Checking Promotion.)
- This Bonus offer is subject to credit underwriting, due diligence requirements, and approval of an M&T Bank Merchant Services account in accordance with M&T’s requirements.
- If the above conditions are met, they will credit a $150 bonus (“The Bonus”) for activating the account, and an additional $150 bonus (“The Incremental Bonus”), if applicable, for processing at least $4,000 in a calendar month, as a credit to the M&T merchant services.
- The Bonus and Incremental Bonus are reportable for tax purposes and may be considered taxable income.
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Appears the $200 bonus has been rescinded. Page not found.
Hi I have opened a direct deposit of 50 each month from my other bank to this bank account why have I not received the 150 offer?
The $150 bonus, is NOT available in Massachusetts !