SoFi Promotions: $50, $75, $100, $200, $300 Bonuses For SoFi Money, SoFi Invest, SoFi Personal Loans, SoFi Student Loan Refinancing & More

Find updated promotions and offers from SoFi here. Offers are typically available for these products: SoFi Money, SoFi Invest, Student Loan Refinancing and Personal Loans. SoFi has a very popular referral program we’ll cover below. Other referral opportunities here.

See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Bank of America, BBVA, HSBC Bank, and many more.

SoFi Promotions Review Below

Chase Business Complete Banking℠ $300 Bonus	Chase Private Client $2,000 Bonus
Chase Total Checking® $200 Bonus	Chase Savings℠ $150 Bonus
Bank of America Checking $100 Offer	TD Beyond Checking $300 Bonus
HSBC Advance Checking $200 Bonus	HSBC Premier Checking $450 Bonus
BBVA Checking & Savings $250 Bonus	Axos Basic Business Checking $100 Bonus
Aspiration Checking $100 Bonus	Ally Invest Up To $3,500 Bonus

SoFi Invest $50 Sign-Up Bonus

Use our referral link to earn $50 worth of your favorite stock when you fund your SoFi Invest account with at least $1,000.

• Pick your free stock. Choose from over 100 popular stocks like Amazon, Tesla, and Disney.
• Open an active investing account with SoFi. Put at least $1,000 in your active investing account—this triggers your free Stock Bit.
• Get your Stock Bit. You’ll see your free Stock Bit in your account within ten days.

If needed, our email for the referral process is contact@moneysmylife.com.

---

SoFi Personal Loans & Student Loan Refinancing $300 Sign-Up Bonus

Use our referral link to earn a $300 sign-up bonus for one of the following products from SoFi.

• Student Loan Refinancing – Get $300 when your loan is funded.
• Personal Loans – Get $300 when your loan is funded.

If needed, our email for the referral process is contact@moneysmylife.com.

See the Student Loan Refinancing and Personal Loans bonus offer from Credible here.

---

SoFi Active Investing

• Active Investing with SoFi makes it easy to get started investing in stocks and ETFs.
• Buy and sell stocks at no cost. Plus, there are no account minimums.
• Anyone can be a smarter investor with news updates and more—all in the SoFi app.
• Connect with other SoFi members at exclusive events and experiences.

---

SoFi Automated Investing

• With automated investing they’ll build and manage a portfolio for you without charging a management fee.
• Whether you’re saving for retirement, a down payment, or just investing for later, they’ll help you make a plan to tackle multiple goals.
• They’ll rebalance your investments, which means adjusting your stock and bond funds on a quarterly basis, so your money is always invested how you want it to be.
• They’ll diversify your portfolio so that your money is allocated across different kinds of financial investments.
• Get started with no minimums.

---

SoFi Money $150 Bonus

• What you’ll get: $150
• Where it’s available: Nationwide
• How to earn it:
  • Sign up for SoFi Money
  • You add $250, they give you $25
  • Setup a direct deposit of $500 or more and they will give you another $75
  • Spend on your SoFi Money debit card and they will match up to $50 in Roundup savings.
    • Roundup savings is a program to automatically round up every purchase to the nearest dollar and transfer it to one of your Vaults.
    • With this offer, SoFi Money will match your Roundups through the end of the year, up to $50.
• When it expires: 12/31/2020

There are several offers I’d recommend comparing this one to. A few great entry level Checking accounts with bonus offers include the Chase Total Checking^® ($200 bonus), Bank of America Advantage Plus Banking^® ($100 bonus), TD Bank Convenience Checking^SM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).

How To Earn The Bonus

---

SoFi Money $50 Sign-Up Bonus

This offer will sometimes update to a $25 or $75 sign-up bonus.

Get a $50 welcome bonus when you sign up for SoFi Money and fund the account with $500 or more. We don’t have a referral link to provide but here are ones you can use from other readers:

• https://www.sofi.com/invite/money?gcp=ac90523e-3819-4bfb-a5f9-c73357445384
• https://www.sofi.com/invite/money/?gcp=9a650b5f-52e0-440f-9848-130e5f3aff54
• https://www.sofi.com/invite/money/?gcp=efa8b06e-826e-4ac5-8a67-51cd82f6c4ff
• See the referral program details here.

Looks like they have an additional $75 incentive offer (details here):

• SoFi Money cash management account members who fund $500 and receive their $50 through referrals, will receive an offer for an additional $75.
• To be eligible you must:
  • Have already received their $50 referral bonus
  • The 30-day window to participate in this promotion begins when the $50 referral bonus is paid
  • Set up a Direct Deposit and have one successful direct deposit of $500 or more

---

Switch Your Direct Deposit To SoFi Money And Get $75

• Set up direct deposit from your employer to SoFi Money.
• They’ll deposit your $75 bonus into your SoFi Money account.
• Eligible Participants: All new and existing SoFi Members without a prior history of Direct Deposit transactions (“Direct Deposit”) to their SoFi Money account are eligible for the Program.
• Enrollment period: Enrollment in the Program will be available from 8/4/20 12:01AM ET to 12/31/20 11:59PM ET.
• New SoFi Money members who open their account within the enrollment period are automatically enrolled in the Program with the account open date acting as the effective enrollment date.
• Existing members without a prior history of Direct Deposit transactions (“Direct Deposit”) are automatically enrolled in the Program at the start of the enrollment period.
• Promotion Period: Enrolled members have until 01/31/21 at 11:59PM ET in order to qualify for the bonus.
• Bonus Terms: In order to qualify for the bonus an enrolled member must have $500 or more in total qualifying Direct Deposit transactions within the promotion period.
• Qualifying Direct Deposits must be made from the enrolled member’s employer, payroll, or benefits provider via ACH deposit. Deposits that are not from an employer (such as check deposits; P2P transfers such as from PayPal or Venmo, etc.; merchant transactions such as from PayPal, Stripe, Square, etc.; and bank ACH transfers not from employers) do not qualify for this promotion.
• SoFi will credit members who meet the qualification criteria stated above with a one-time cash bonus of $75 deposited into their SoFi Money account within two weeks of qualification.
• Bonuses are considered miscellaneous income, and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable).
• SoFi reserves the right to exclude any Members from participating in the Program for any reason, including suspected fraud, misuse, or if suspicious activities are observed.
• SoFi also reserves the right to stop or make changes to the Program at any time.

---

[Expired] SoFi Money $200 Bonus

• Sign up for SoFi Money.
• You add $100. They’ll give you $125.
• Set up a direct deposit or deposit your stimulus check of at least $500 and they’ll give you another $75.
• Offer set to expire 8/14/2020.

Terms

• To receive the Funding Offer, participants must first apply and successfully open a SoFi Money cash management account.
• To receive the $125 promotional balance, deposit(s) of $100 or more must be made in the new account by the new SoFi Money member; additionally, the $100 minimum balance needs to stay in the new member’s account for 90 days in order for the new member to qualify for a $125 bonus.
• Within 3 business days of such a deposit, qualifying participants will receive a $125 deposit into their SoFi Money account.
• This offer is limited to one per account.
• SoFi reserves the right to expire the offer at any time.
• The deposit of $100 or more must be made into the new account prior to offer expiry.
• Participants must comply with the SoFi Money terms of use.
• Any fraudulent or returned funding will result in disqualification.
• Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law.
• Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences.
• SoFi reserves the right to change or terminate the offer at any time or without notice.

---

SoFi Crypto $25 Bitcoin Bonus

• To receive the offer, you must: open a new SoFi Digital Assets LLC account through the signup link you were given, and buy at least $10 worth of any cryptocurrency within 7 DAYS.
• The offer only applies to new crypto accounts.
• The offer is limited to one per person.
• The offer expires on December 31st, 2020.
• Once conditions are met and account is opened, you will receive $25 in Bitcoin (BTC) within 7 days.
• Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law.
• Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences.
• SoFi reserves the right to change or terminate the offer at any time without notice.
• Please refer to Form ADV Part II for additional disclosure information regarding related parties.

See more cryptocurrency promotions here, including offers from Gemini, Coinbase, Voyager, Swan and more.

---

SoFi $50, $100, $300 Referral Bonuses

Earn bonus money for making referrals for a variety of SoFi’s products once you have account open with SoFi.

• Referral bonuses are an ongoing offer
• Bonus amounts can change from time to time
• Available nationwide
• Products available for referral bonuses include:
  • SoFi Money
  • SoFi Invest
  • Student Loan Refinancing
  • Personal Loans

How To Earn The Bonuses

• Log into your SoFi account to get your unique referral link and to see your referral reward amounts.
• Send your unique referral link to your friends and family via social media, email, text—or whatever’s convenient for you.
• Please note that any friend whom you’d like to refer must use your specific referral link to sign up for the product they want.
• Only one referral reward and one welcome bonus per new customer: you will not receive multiple referral bonuses for the same friend taking out multiple loans or products, nor will your friend receive multiple welcome bonuses for taking out multiple loans or products.
• SoFi mortgages are never eligible for the SoFi Referral Program.
• Additional terms and conditions apply.
• Below are some examples of past referral offers:

Bottom Line

Great variety of referral options if you’re currently using SoFi’s products. The mixture of offers tend to update every now and again, so you may not see them all at the time you click on the offer.

You are welcome to post your referral link in the comments section. Compare this offer with the best bank bonuses here and other investment promotions here.

---

OFFER LINK	OFFER	OUR REVIEW
Chase Private Client	$2,000 Cash	Review
Chase Business Complete Banking℠	$300 Cash	Review
Chase Total Checking®	$200 Cash	Review
Chase Savings℠	$150 Cash	Review
Bank of America Checking	$100 Offer	Review
TD Bank Beyond Checking	$300 Cash	Review
TD Bank Convenience Checking℠	$150 Cash	Review
HSBC Premier Checking	$450 Cash	Review
HSBC Premier Checking	Up To $600	Review
HSBC Advance Checking	$200 Cash	Review
HSBC Advance Checking	Up To $240	Review
BBVA Checking & Savings	$250 Cash	Review
Axos Basic Business Checking	$100 Cash	Review
Aspiration Checking	$100 Cash	Review
Ally Invest	Up To $3,500	Review