SoFi Promotions: $25, $50, $100, $300 Bonus Offers

Find updated promotions and offers from SoFi here. Offers are typically available for these products: SoFi Checking & Savings, SoFi Invest, Student Loan Refinancing and Personal Loans. SoFi has a very popular referral program we’ll cover below. Other referral opportunities here.

See our bank offers page for more offers. Top offers can be found from Chase Bank, HSBC Bank, Aspiration, Bank of America and many more.

SoFi Promotions Review Below

SoFi Checking & Savings: Up To $300 + Up To 1.25% APY

SoFi Checking & Savings earns interest and has no account and overdraft fees. Earn more on your money with 1.25% APY and up to $300 cash for opening a SoFi Checking & Savings account and setting up direct deposit into the account.

• Earn up to 1.25% APY: Members with direct deposit can earn 1.25% annual percentage yield (APY) and members without direct deposit will earn 0.70% APY.
• Say goodbye to bank fees: The average American paid $53.79 in bank fees in 2020. We don’t believe in fees, so with SoFi there’s no overdraft fees, no minimum balance fees, and no monthly fees. Plus, 55,000+ fee-free ATMs with Allpoint.
• FDIC insured: Breathe easy knowing your funds are insured up to $250K. (Joint accounts receive $500K in total insurance.)
• 2-day Early Paycheck: Feel the magic of pay day up to two days early – automatically – when you set up direct deposit.
• Cash back, close to home: Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
• Automatic savings features: Organize your money, set savings goals, and save your spare change with Vaults and Roundups.
• No fee Overdraft Coverage: Overspent by accident? No problem. You’ll be covered up to $50 with no fees with qualifying direct deposits.
• Collect a cash bonus of $50 to $300 depending on your direct deposit amount during your 30-day evaluation period:

Total Qualifying Direct Deposit amount in 30-day Evaluation Period	Cash Bonus
$1,000 – $1,999	$50
$2,000-$4,999	$100
$5,000 or more	$300

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SoFi Active Investing $25 Sign-Up Bonus

Use our referral link to earn $25 worth of your favorite stock when you fund your SoFi Active Investing account with at least $100.

• Pick your free stock. Choose from over 100 popular stocks like Amazon, Tesla, and Disney.
• Open an active investing account with SoFi. Put at least $100 in your active investing account—this triggers your free Stock Bit.
• Get your Stock Bit. You’ll see your free Stock Bit in your account within ten days.

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SoFi Credit Card: Unlimited 2% Cash Back + Earn Up To $100

• Unlimited 2% Cash Back: Earn 2% Unlimited Cash Back on all purchases.
• 1% SoFi Statement Credit: Get 1% when redeeming for a SoFi Credit Card statement credit.
• 2% Cash Back in Crypto: You can now also redeem your 2% cash back on all purchases and can redeem it directly into crypto with your SoFi active invest account.
• No Annual Fee: SoFi Credit Union doesn’t charge an annual fee.
• Earn Up To $100: Receive a $50 offer when you open and fund either a SoFi Banking or a SoFi Active Invest account with at least $100 within 30 days of SoFi Credit Card account opening. Or receive a $100 offer when you open both accounts with at least $100 in each account within 30 days of SoFi Credit Card account opening.

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SoFi Personal Loans & Student Loan Refinancing $300 Sign-Up Bonus

Use our referral link to earn a $300 sign-up bonus for one of the following products from SoFi.

• Student Loan Refinancing – Get $300 when your loan is funded (use our referral link, thank you!).
• Personal Loans – Get $300 when your loan is funded (use our referral link, thank you!).

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Sofi Active Investing $50-$50,000 Transfer Offer (Targeted)

• Some existing customers receive a targeted offer by email to earn a $50 to $50,000 bonus when you transfer investments from another brokerage firm into a taxable SoFi Invest Active Brokerage or Active retirement account (Traditional, Roth, or SEP IRA).
• Bonus amounts are based on the one-time total dollar amount you transfer during the incentive period.

Transfer Amount	Bonus
$5,000-$19,999.99	$50
$20,000-$99,999.99	$125
$100,000-$249,999.99	$250
$250,000-$499,999.99	$500
$500,000-$999,999.99	$1,000
$1,000,000-$1,999,999.99	$2,500
$2,000,000 +	$5,000

• All bonuses will be paid into the same account you transferred investments into within 14 business days of the conclusion of the offer period.
• Assets are required to remain in your SoFi account for 180 days following the conclusion of the offer period.
• SoFi reserves the right to recoup up to the bonus amount from any withdrawals that take place prior to the 180-day period.

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SoFi Invest/Crypto: Up To $100 Bitcoin Bonus

Earn a bonus when you open a new SoFi Crypto account and buy at least $50 worth of any cryptocurrency within 7 days.

First Trade Amount	Bonus Payout
$50-$99.99	$10
$100-$499.99	$15
$500-$4999.99	$50
$5000+	$100

• The offer only applies to new crypto accounts.
• The offer is limited to one per person.
• The offer expires on June 30th, 2022.
• Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law.
• Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences.
• SoFi reserves the right to change or terminate the offer at any time without notice.
• Please refer to Form ADV Part II for additional disclosure information regarding related parties.

See more cryptocurrency promotions here, including offers from BlockFi, Coinbase, Voyager, Crypto.com and more. See the top crypto exchanges reviewed here.

You are welcome to post your referral link in the comments section. Compare with the best bank bonuses here (e.g. Chase Bank) and other investment promotions here (e.g. J.P. Morgan and Ally Invest).

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