Find the latest SoFi sign up bonuses for Checking & Savings, Personal Loans, Invest, and more. Maximize your earinngs with SoFi’s rewarding offers today.
Quick Takeaways
- SoFi offers sign up bonuses for several products including:
- SoFi Checking & Savings
- SoFi Invest
- SoFi Personal Loans
- Student Loan Refinancing
- And more (find them below)
- The SoFi referral program provides additional opportunities to earn rewards.
- SoFi Checking and Savings account offers competitive interest rates, no account fees, and access to a network of fee-free ATMs, making it an attractive option for streamlined, high-yield banking.
- Initially focused on student loans, SoFi has expanded its services to cater to a broader financial market.
- SoFi’s unique underwriting approach targets financially responsible individuals, offering more personalized financial products.
Table of Contents
Introduction: Explore SoFi Sign Up Bonuses
Find updated SoFi sign up bonuses, promotions and offers from SoFi here. Offers are typically available for these products: SoFi Checking & Savings, SoFi Invest, Student Loan Refinancing and Personal Loans.
SoFi has a very popular referral program as well. Other referral opportunities here.
SoFi Technologies, Inc., commonly known as SoFi, is a San Francisco-based fintech company.
Initially, the firm operated an alumni-funded lending model, providing low-interest student loans funded by alumni and institutional investors.
However, as their services diversified, SoFi transitioned towards a non-traditional underwriting approach, specifically targeting financially responsible individuals.
READ MORE: SEE MORE CRYPTOCURRENCY PROMOTIONS HERE AND MORE INVESTING OFFERS HERE
Best SoFi Promotions
SoFi Personal Loans Sign Up Bonus: Get $300 & Competitive Rates
Have you ever wondered if there's a smarter way to manage your loans while getting rewarded in the process? Fnding...
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SoFi Student Loan Refinancing Sign Up Bonus: Get $300 Offer & $300 Referrals
re you feeling overwhelmed by your student loan debt? You're not alone. Many graduates find themselves strapped with high-interest rates,...
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Sofi Student Loan Refinance Offer: $1,000 Bonus for Doctors & Dentists Through Referral
SoFi is now offering a $1,000 referral bonus for doctors and dentists who refinance their student loans with the bank....
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SoFi Active Investing Promotions: $25 Sign Up Bonus + $50 Referral
SoFi Active Investing is a platform designed to empower both novice and experienced investors to take control of their financial...
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SoFi Invest Promotion: Extra 1% IRA Match (Up To Annual Contribution Limits)
SoFi Invest offers a 2% match on contributions to active or automated IRAs up to annual limits, enabling users to...
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SoFi Checking & Savings Sign Up Bonus: Earn Up to $650 Via Referral, Swagbucks/Rakuten
Looking to boost your savings? Discover how opening a new SoFi Checking & Savings account can net you up to...
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SoFi Checking & Savings Promotion: Sign Up Bonus Increased To $325 + Up To 4.60% APY
Earn up to $325 in bonuses and enjoy a high APY of up to 4.60% with SoFi Checking & Savings....
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SoFi Invest: Transfer Your Investments to Earn Up to $10,000 Bonus
Discover how transferring your investment accounts to SoFi Invest can earn you a bonus from $100 to $10,000. Offer valid...
Read moreSoFi Invest Promotion: $200 Welcome Bonus With Swagbucks Or $175 Rakuten
You can earn up to $275 with a referral link, $200 through Swagbucks, and/or $175 with Rakuen. The offers may...
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SoFi Plus Promotion: Up To $250 Bonus + Up To 4.60% APY
The new SoFi Plus premium membership earns interest and cash back rewards. Earn up to $250 cash for enrolling in...
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Swagbucks Deal: Get $10 Rewards + 750 SB (Worth $7.50) When Sign Up For Credit Insights From SoFi Relay
Earn 1,000 Swagbucks (worth $10) plus $10 in rewards from SoFi when you sign up for Credit Insights from SoFi...
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SoFi Credit Card Up To $250 Bonus & 3% Cash Back
Get up to a $250 bonus with this offer for the SoFi credit card. The card also earns up to...
Read moreAbout SoFi
Key points about SoFi’s services:
- Offering a variety of financial products through mobile app and desktop platforms.
- Expanding beyond student loans to offer personal loans, home loans, and refinancing services.
- Transitioning from an alumni-funded model to a non-traditional underwriting approach.
READ MORE: GET THE $200 BONUS FROM CHASE BEFORE IT ENDS
SoFi Investment Services
Investment services were introduced in 2018 under the SoFi Invest platform, which used to be known as SoFi Wealth.
This platform offers commission-free trades of stocks and ETFs. As of December 2021, SoFi Wealth, LLC managed $523 million in assets and offered several types of IRA retirement accounts.
Key points about SoFi’s investment services:
- Launched SoFi Invest platform in 2018, featuring commission-free trades of stocks and ETFs.
- As of December 2021, SoFi Wealth, LLC managed assets worth $523 million.
- Offers traditional, Roth, and SEP IRA retirement accounts.
READ MORE: BMO IS OFFERING A BIG WELCOME OFFER FOR A LIMITED TIME
SoFi Cryptocurrency Services
In 2019, SoFi collaborated with Coinbase to facilitate cryptocurrency trading, which includes Bitcoin, Ethereum, Litecoin, and over 17 other crypto assets. These services, however, come with transaction fees.
Key points about SoFi’s crypto services:
- Launched cryptocurrency trading in partnership with Coinbase in 2019.
- Supports trading for Bitcoin, Ethereum, Litecoin, and 17+ other crypto assets.
- Crypto transactions are among the few SoFi services that involve fees.
READ MORE: GET UP TO $3,000 WITH CHASE PRIVATE CLIENT WHILE THIS OFFER LASTS
SoFi Banking
SoFi provides banking services, including cash management accounts that are insured by FDIC through partner banks.
In 2020, SoFi partnered with Samsung Pay to launch Samsung Money by SoFi, an online checking/savings account.
SoFi also launched its first-ever credit card in late 2020 and introduced SoFi Money under SoFi Bank in 2022.
Summary of SoFi’s banking services:
- Offers FDIC-insured cash management accounts through partnerships with banks like MetaBank, Hills Bank and Trust Company, EagleBank, etc.
- Launched Samsung Money by SoFi in partnership with Samsung Pay in July 2020.
- Released their first credit card in late 2020 to promote healthy financial habits.
- Launched SoFi Money, a checking and savings account under SoFi Bank, in 2022.
SoFi’s Additional Services
Additionally, SoFi provides a free credit score monitoring and budgeting tool called SoFi Relay.
Furthermore, in partnership with third-party companies such as Lemonade, Inc., SoFi offers insurance options.
READ MORE: GET THE LATEST BANK PROMOTIONS HERE
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Hi! Here are my referral links to get a $50 bonus (each). Thanks in advance 🙂
SoFi Money: https://www.sofi.com/invite/money?gcp=346505ec-b667-4360-9f34-33db17903b9a
SoFi Invest: https://www.sofi.com/share/invest/3345640
To me this was definitely worth the hard pull.
You get $310 in bonus ($10 of it will be a gift card of your choice for just checking your rate) for your time to apply, pay a buck or two in loan interest if you pay back right away, and get a hard pull on your credit…all within 4 days for me from application to bonus received (if you apply on a Sun/Mon like I did). As long as you fill out W9, bonus tends to show up in your account the Friday after loan funding (with a posting date of Thu).
Here was my timeline:
Mon: applied, upload copy of last paystub for income verification.
Tue: approved and sign documents. For website, sign W9 form for your bonus via Membership dropdown to Refer a Friend link. I found this the trickiest part to find where the W9 form is.
Tue: Loan Funded via ACH to my checking account (shows up on Wed)
Wed: payoff loan (82 cents of interest). (shows up as checking account debit on Thu)
Thu: Bonus received in external checking account (shows up on morning of Fri in checking account)
Application takes around 15 minutes or so. If you are interested and have your credit frozen, make sure to unfreeze Experian before you apply. Rate check is soft pull and if you proceed to get the actual loan it will be a hard pull. Obviously, if you are planning to apply for a home loan refinance or credit card anytime soon, probably best not to do this offer now. Impact to my credit score was negligible.
Also, if you happen to live in Vermont or Ohio, don’t bother trying to do this offer as it appears those states are ineligible: Not available to residents of Vermont. No funding bonus paid to borrowers who reside in Ohio.
Lastly, once you have a SOFI login, you’d have your own referral links, and you could then refer this deal to others. Not sure if everyone gets the $310-$310 referral offer though. Easy to check in the same place you sign your W9 under “Refer a Friend” link on the website. Hope this information helps.
If you are interested in trying this offer and need a referral link, see my referral links below, Many thanks in advance if you elect to use my referral link for your loan.
Please add my referral links. Thanks so much!
https://www.sofi.com/invite/personal-loans/?gcp=a670cdc3-791d-470a-89a4-7a32eea885a8
https://www.sofi.com/invite/student-loans/?gcp=090a1ded-74cc-4fc4-a9a0-6b1cb28fb910
Hi! Join me on SoFi Money. You can save, spend, and earn interest—all in one account. Use my link to sign up and you’ll get a $50 bonus. https://www.sofi.com/invite/money?gcp=8bc72a16-d182-42b1-b829-9c6e06776e62
Hello. Please use my link to receive $300 for opening a loan with SoFi. Thank you.
https://www.sofi.com/share/1686827?src=copy
Just got my welcome bonus. Just signup using this referral link: https://sofi.com/share/3505050?src=copy
1. Take out a $5000 loan.
2. Pay it off right away.
3. Wait a week or two for a free $300.
Easy money! Happy Holidays.
Use my link to sign up and you’ll get a $50 bonus. https://www.sofi.com/invite/money?gcp=3d1b4232-38ae-4f46-be49-4a2e1cf0e8e0
SoFi Money:
Use my link to sign up and you’ll get a $50 bonus. https://www.sofi.com/invite/money?gcp=13a8491e-1eff-4aa9-8b70-38a40a0ce7aa
SoFi Personal Loan or Student Loan Refinance:
Learn more and use my link to apply for a SoFi Personal Loan or a SoFi Student Loan Refi and you can get a $300 welcome bonus: https://www.sofi.com/share/3145259
Two $50 bonus for you in Christmas Month! Stay healthy, and be Safe @ all.
https://www.sofi.com/invite/money?gcp=efa8b06e-826e-4ac5-8a67-51cd82f6c4ff
https://www.sofi.com/share/invest/2871330
Happy Black Friday! Here are my referral links to get a $50 bonus (each):
SoFi Money: https://www.sofi.com/invite/money?gcp=004af404-1a99-46b4-b486-44bce3a0ab1d
SoFi Invest: https://www.sofi.com/share/invest/2500097
SoFi Money Bonus $50
Use my link to sign up and you’ll get a $50 bonus: https://www.sofi.com/invite/money?gcp=8bc72a16-d182-42b1-b829-9c6e06776e62
Enjoy the most updated $100 bonus during the pandemic
SoFi Money Bonus $50
Use my link to sign up and you’ll get a $50 bonus: https://www.sofi.com/invite/money?gcp=8bc72a16-d182-42b1-b829-9c6e06776e62
SoFi Invest Bonus $50
Open an Active Investing account with $1,000 or more, and you’ll get $50 in stock. I’ll get $50 in stock, too! Use my link: https://www.sofi.com/share/invest/2871330
Need some extra cash during this pandemic?
Get an extra $300 bonus when you get approved for a personal, home, or student loan from Sofi Loans! Easy online application. Find out if you pre-qualify in just minutes without hurting your credit score. There are no application or origination fees. No pre-payment penalties. Fixed personal loan rates range from 5.99% APR to 18.28%. Fixed student loan interest rates start at 2.99% APR.
Only available in the US. Use this link to receive the bonus.
https://www.sofi.com/share/3382938?src=copy
Hi! Join me on SoFi Money. You can save, spend, and earn interest—all in one account. Use my link to sign up and you’ll get a $50 bonus. https://www.sofi.com/invite/money?gcp=a2f81c0a-bc8e-42f2-a7b0-72699fbe2b98
I just got approved for Sofi personal loan ($300) each party. You can get a $5000 loan and pay it off soon after. Sofi will do a soft pull to check if you are eligible first during the application.
https://www.sofi.com/share/2496286
Most recent bonus
SoFi Money:
https://www.sofi.com/invite/money?gcp=13a8491e-1eff-4aa9-8b70-38a40a0ce7aa