SoFi Credit Card Up To $250 Bonus & 3% Cash Back

Get up to a $250 bonus with this offer for the SoFi credit card. The card also earns up to 3% cash back. Get the details below.

Read more: See the best current credit card promotions here

Read more: See promotions from SoFi here

See Posts History below for more offers from SoFi.

About The Offer

Get up to a $250 bonus for setting up direct deposit with your SoFi credit card.

Eligible Participants: All new and existing members without a history of direct deposit transactions into their SoFi Checking and Savings account are eligible for the Program. Members who previously enrolled in direct deposit into either SoFi Money or SoFi Checking and Savings do not qualify for this promotion.

Offer expires: 1/31/23

>>OFFER LINK

Bonus Terms:

• In order to qualify for eligibility for a bonus, SoFi must receive at least one Qualifying Direct Deposit (as defined below) from an Eligible Participant before the end of the Promotion Period.
• Qualifying Direct Deposits are defined as deposits from an enrolled member’s employer, payroll, or benefits provider via ACH deposit.
• Deposits that are not from an employer (such as check deposits; P2P transfers such as from PayPal or Venmo, etc.; merchant transactions such as from PayPal, Stripe, Square, etc.; and bank ACH transfers not from employers) do not qualify for this promotion.
• The amount of the bonus, if any, is described below. No bonuses shall be paid for Qualifying Direct Deposits of less than $1,000 during the Evaluation Period (defined below).

Evaluation Period: 

• The Evaluation Period begins when SoFi receives a Qualifying Direct Deposit (within the Promotion Period) and ends 25 days later (the “Evaluation Period”).
• The bonus amount will vary based on the total amount of Qualifying Direct Deposits received during the Evaluation Period.
• Once the Evaluation Period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your checking account within 7 business days.
• For example, if SoFi receives between $1,000.00 and $4,999.99 in Qualifying Direct Deposits during the Evaluation Period, you will receive a cash bonus of $50. A member may only qualify for one bonus tier and will not be eligible for future bonus payments if inflows subsequently increase after the Evaluation Period.

Total Qualifying Direct Deposit Amount in 25-day Evaluation Period	Cash Bonus
$1,000.00 – $4,999.99	$50
$5,000.00 or more	$250

Card Details

• Earn 3% cash back for a year when you set up direct deposit with SoFi. After that, earn 2% unlimited cash back on purchases when redeemed toward investing, saving, or paying down an eligible loan with SoFi.
• No annual fee.
• No foreign transaction fees
• Get up to $1,000 of complimentary cell phone insurance coverage.
• $10 Lyft credit when you take 5 rides per month

Posts History:

• Sofi Student Loan Refinance Offer: $1,000 Bonus for Doctors & Dentists Through Referral
• SoFi Invest Promotion: $150 Welcome Bonus With Swagbucks
• Best SoFi Promotions – $300, $600, $1000 Offers & More
• Swagbucks Deal: Get $10 Rewards + 1000 SB (Worth $10) When Sign Up For Credit Insights From SoFi Relay
• SoFi Plus Promotion: Up To $250 Bonus + Up To 3.75% APY
• SoFi Checking & Savings Promotion: Up To $250 Bonus + Up To 3.75% APY
• SoFi Invest/Crypto Up To $100 Bitcoin Bonus Offer
• [Expired] SoFi Deposit Funds & Earn up to $1,000 Targeted Offer for Existing Customers
• SoFi Active Investing Promotions: $25 Sign Up Bonus & Up To $1,000 Targeted Offer
• SoFi Student Loan Refinancing $300 Offer & $300 Referrals | $500 Targeted Offer Has Expired
• SoFi Personal Loans $300 Sign Up Bonus ($600 Targeted Offer Available)
• SoFi Mortgage Loans Review: 10% Down On Loans Up To $3M

Information about the SoFi Credit Card has been collected independently by MoneysMyLife.com. The card details have not been reviewed or approved by the card issuer.

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