- Editor Rating
- Rated 4 stars
- Excellent
- SoFi Credit Card
- Reviewed by:
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See the best current credit card promotions here
Card Highlights
- Earn 2% unlimited cash back on eligible purchases when redeemed towards investing, saving, or paying down an eligible loan with SoFi.*
- When you make 12 on-time payments, we’ll lower your APR by 1%.†
- No annual fee.†
- No foreign transaction fees
- Cell phone protection (insurance coverage up to $1,000)**
- Mastercard ID Theft ProtectionTM**
- $10 Lyft credit when you take 5 rides per month**
- * See offer details: www.sofi.com/card/rewards
- † See terms and conditions: www.sofi.com/card/terms
- ** Cell Phone Insurance Protection, Mastercard ID Theft ProtectionTM, Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard® Benefits portal. Please see the guide to benefits for details or call 1-800-MASTERCARD.
SOFI CREDIT CARD
ONGOING PURCHASE APR: 12.99%-24.99% APR
ANNUAL FEE: $0
WELCOME BONUS: N/A
Recommended Credit Score (Get Your Free Score)
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Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.