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Card Highlights
- Earn 3% cash back for a year when you set up direct deposit with SoFi. After that, earn 2% unlimited cash back on purchases when redeemed toward investing, saving, or paying down an eligible loan with SoFi.*
- Earn $100 when you fund an Invest account as well as a Checking and Savings account after getting approved for the SoFi Credit Card.
- When you make 12 on-time payments, we’ll lower your APR by 1%.†
- No annual fee.†
- No foreign transaction fees
- Cell phone protection (insurance coverage up to $1,000)**
- Mastercard ID Theft ProtectionTM**
- $10 Lyft credit when you take 5 rides per month**
- * See offer details: www.sofi.com/card/rewards
- † See terms and conditions: www.sofi.com/card/terms
- ** Cell Phone Insurance Protection, Mastercard ID Theft ProtectionTM, Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard® Benefits portal. Please see the guide to benefits for details or call 1-800-MASTERCARD.
SOFI CREDIT CARD
ONGOING PURCHASE APR: 13.24%-25.24% APR
ANNUAL FEE: $0
WELCOME BONUS: N/A
Information about the SoFi Credit Card has been collected independently by MoneysMyLife.com. The card details have not been reviewed or approved by the card issuer.
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