- 1 SoFi Promotions Review Below
- 1.1 SoFi Checking & Savings: Up To $300 + Up To 1.25% APY
- 1.2 SoFi Active Investing $25 Sign-Up Bonus
- 1.3 SoFi Credit Card: Unlimited 2% Cash Back + Earn Up To $100
- 1.4 SoFi Personal Loans & Student Loan Refinancing $300 Sign-Up Bonus
- 1.5 Sofi Active Investing $50-$50,000 Transfer Offer (Targeted)
- 1.6 SoFi Invest/Crypto: Up To $100 Bitcoin Bonus
Find updated promotions and offers from SoFi here. Offers are typically available for these products: SoFi Checking & Savings, SoFi Invest, Student Loan Refinancing and Personal Loans. SoFi has a very popular referral program we’ll cover below. Other referral opportunities here.
SoFi Promotions Review Below
SoFi Checking & Savings: Up To $300 + Up To 1.25% APY
SoFi Checking & Savings earns interest and has no account and overdraft fees. Earn more on your money with 1.25% APY and up to $300 cash for opening a SoFi Checking & Savings account and setting up direct deposit into the account.
- Earn up to 1.25% APY: Members with direct deposit can earn 1.25% annual percentage yield (APY) and members without direct deposit will earn 0.70% APY.
- Say goodbye to bank fees: The average American paid $53.79 in bank fees in 2020. We don’t believe in fees, so with SoFi there’s no overdraft fees, no minimum balance fees, and no monthly fees. Plus, 55,000+ fee-free ATMs with Allpoint.
- FDIC insured: Breathe easy knowing your funds are insured up to $250K. (Joint accounts receive $500K in total insurance.)
- 2-day Early Paycheck: Feel the magic of pay day up to two days early – automatically – when you set up direct deposit.
- Cash back, close to home: Get up to 15% cash back at local establishments when you pay with your SoFi debit card.
- Automatic savings features: Organize your money, set savings goals, and save your spare change with Vaults and Roundups.
- No fee Overdraft Coverage: Overspent by accident? No problem. You’ll be covered up to $50 with no fees with qualifying direct deposits.
- Collect a cash bonus of $50 to $300 depending on your direct deposit amount during your 30-day evaluation period:
|Total Qualifying Direct Deposit amount in 30-day Evaluation Period||Cash Bonus|
|$1,000 – $1,999||$50|
|$5,000 or more||$300|
SoFi Active Investing $25 Sign-Up Bonus
Use our referral link to earn $25 worth of your favorite stock when you fund your SoFi Active Investing account with at least $100.
- Pick your free stock. Choose from over 100 popular stocks like Amazon, Tesla, and Disney.
- Open an active investing account with SoFi. Put at least $100 in your active investing account—this triggers your free Stock Bit.
- Get your Stock Bit. You’ll see your free Stock Bit in your account within ten days.
SoFi Credit Card: Unlimited 2% Cash Back + Earn Up To $100
- Unlimited 2% Cash Back: Earn 2% Unlimited Cash Back on all purchases.
- 1% SoFi Statement Credit: Get 1% when redeeming for a SoFi Credit Card statement credit.
- 2% Cash Back in Crypto: You can now also redeem your 2% cash back on all purchases and can redeem it directly into crypto with your SoFi active invest account.
- No Annual Fee: SoFi Credit Union doesn’t charge an annual fee.
- Earn Up To $100: Receive a $50 offer when you open and fund either a SoFi Banking or a SoFi Active Invest account with at least $100 within 30 days of SoFi Credit Card account opening. Or receive a $100 offer when you open both accounts with at least $100 in each account within 30 days of SoFi Credit Card account opening.
SoFi Personal Loans & Student Loan Refinancing $300 Sign-Up Bonus
Use our referral link to earn a $300 sign-up bonus for one of the following products from SoFi.
- Student Loan Refinancing – Get $300 when your loan is funded (use our referral link, thank you!).
- Personal Loans – Get $300 when your loan is funded (use our referral link, thank you!).
Sofi Active Investing $50-$50,000 Transfer Offer (Targeted)
- Some existing customers receive a targeted offer by email to earn a $50 to $50,000 bonus when you transfer investments from another brokerage firm into a taxable SoFi Invest Active Brokerage or Active retirement account (Traditional, Roth, or SEP IRA).
- Bonus amounts are based on the one-time total dollar amount you transfer during the incentive period.
- All bonuses will be paid into the same account you transferred investments into within 14 business days of the conclusion of the offer period.
- Assets are required to remain in your SoFi account for 180 days following the conclusion of the offer period.
- SoFi reserves the right to recoup up to the bonus amount from any withdrawals that take place prior to the 180-day period.
SoFi Invest/Crypto: Up To $100 Bitcoin Bonus
Earn a bonus when you open a new SoFi Crypto account and buy at least $50 worth of any cryptocurrency within 7 days.
|First Trade Amount||Bonus Payout|
- The offer only applies to new crypto accounts.
- The offer is limited to one per person.
- The offer expires on June 30th, 2022.
- Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law.
- Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences.
- SoFi reserves the right to change or terminate the offer at any time without notice.
- Please refer to Form ADV Part II for additional disclosure information regarding related parties.
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