Continuing our exploration into the lucrative world of bank bonuses, we bring to you the next installment in our series. After diving into the details of the $1,000, $500, and $400 bank bonuses, we now set our sights on the equally enticing $300 bank bonus. Think of this post as the latest sequel in our series, providing insights into these attractive banking deals.
Update 11/7/2023: For those looking for even less requirements to meet, we added our list of the best $200 bank bonuses here.
READ MORE: SEE THE FULL LIST OF THE BEST BANK BONUSES.
The Appeal of $300
While the $1,000, $500, and $400 bonuses come with their set of advantages and requirements, the $300 bank bonus is unique in its own right. For those looking for a substantial incentive without necessarily committing to high deposit requirements, this might be the ideal fit.
Factors to Ponder
As with any financial incentive, several elements warrant consideration:
- Minimum Deposit Requirement: Is the deposit threshold for this bonus within your comfort range?
- Account Type: Some bonuses may apply only to specific account types, such as checking, savings, or business accounts.
- Duration to Maintain Balance: Understanding how long you need to sustain a particular balance is crucial.
- Account Features: Beyond the bonus, what other perks or benefits does the bank offer that resonate with your banking needs?
Why Opt for a $300 Bonus?
A $300 bonus can be a lucrative incentive for many. Whether you’re looking to supplement your income, treat yourself, or save up for a future expense, an extra $300 can make a significant difference.
Selecting the Perfect Offer
It’s always a wise move to look beyond just the bonus amount. Weigh the account’s long-term benefits and requirements to ensure it aligns with your financial objectives.
The Best $300 Offers
Chase Business Complete Checking® $300 Offer
How To Earn The Bonus:
- Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Where it’s available: Available Nationwide. Apply online or in-branch.
Offer Expires: July 22, 2024
TD Bank Beyond Checking $300 Offer
How To Earn The Bonus:
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days.
- To qualify for this offer, you must be a U.S. resident and apply for the offer online.
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Axos Bank Rewards Checking $300 Offer
How To Earn The Axos Bank Bonus:
- Use the promo code AXOS300 when you apply for a Rewards Checking account by June 30th, 2024. Then have qualifying direct deposits to earn up to a $300 bonus!
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
Offer Expires: June 30, 2024
Fifth Third Bank $200 Checking Offer
How To Earn The Bonus:
- Get your offer code from the promotional page following the link below. Your $200 offer code will be automatically applied when you click “Open an Account” or enter your email address.
- Open a new checking account by the expiration date.
- Make direct deposits totaling $500 or more within 90 days of account opening.
- Where it’s available: FL, GA, IL, IN, KY, MI, NC, OH, PA, TN, and WV
Expires June 30, 2024
Other Top $300 Bank Bonus Offers
- Wells Fargo Bank Bonus: $325 Offer for the Everyday Checking Account – Ends 5/21/24
- BMO Business Account Promotions: $750 Business Checking Bonus [Nationwide] – Ends 9/9/2024
- PSECU Bonus: Up To $300 Checking Offer [Nationwide] – Ends 12/31/24
- U.S. Bank Smartly® Checking Up To $500 Bonus – Ended
- Citizens Bank Bonus: Up To $400 Checking Promotion – Ends 6/6/24
- Chase Checking Bonus: $300 Chase Total Checking® Offer [Nationwide] – Ends 7/24/2024
- OneAZ Credit Union Promotions: $300 Checking Account Bonus (AZ) – Ends 6/30/24
- Capital One 360 Performance Savings: Earn Up To $1,500 Bonus With Promo Code BONUS1500 [Nationwide]
- U.S. Bank Promotion: $700 Checking & Savings Bonus – Ends 6/27/24
- Baselane Review & Bonus Offer: $150 Sign Up & 4.19% APY On Banking Balances
- S&T Bank $300/$400 Personal Checking Bonuses [OH, PA] – Ends 6/28/24
- Live Oak Bank Promotions: $300 Business Savings Account Bonus (Nationwide) – Ends 4/30/24
- Banner Bank Bonus: Up To $600 Business Checking & Savings Promotion [CA, ID, OR, WA] – Ends 12/31/24
- Earn $300 With TD Bank Beyond Checking Bonus
- M&T Bank $350 MyChoice Premium Checking Bonus – Ends 3/29/24
- Camden National Bank Bonus: $300 Checking & Savings Offer (ME, NH) – 4/12/24
- Baselane Review: Banking for Landlords – Plus Get $150 Bonus & 4.19% APY
- HarborOne Bank Bonus: $300 or $600 Checking Offer [MA, NH, RI] – No End Date
- KeyPoint Credit Union: Up To $300 Checking Account, $100 Referral Bonuses [Nationwide] – No End Date
- Wells Fargo $300 Everyday Checking Account Bonus – Ends 4/1/2024
- Central Bank Promotions: $300, $400 Checking & Savings Bonuses [CO, IL, KS, MO, OK] – Ends 12/31/24
- New York Community Bank $350 Checking Bonus [AZ, FL, MI, NJ, NY, OH] – Ended
- Commerce Bank Promotion: $300 Free Checking Account – Ends 2/27/24
- Truist Bank $300 Personal Checking Account Bonus – Ends 2/27/24
- First Tech Federal Credit Union Promotions: Credit Card Bonuses [Nationwide]
- Financial Plus Credit Union $300 Checking Bonus [MI] – No End Date
- Hancock Whitney Bank Promotions: $300 Checking Offer [AL, FL, LA, MS, TX] – Ended
- Ameris Bank Bonus: $300 Checking Promotion [AL, FL, GA, NC, SC] – Ends 2/29/24
- BluPeak Credit Union $300 Checking Bonus (Formerly USE CU) [CA] – No End Date
- Associated Bank $300, $400, $600 Checking Bonus [IA, IL, IN, KS, MI, MN, MO, OH, WI] – Ends 3/31/24
- First Commonwealth Federal Credit Union $300 Checking Bonus [NJ, PA] – Ended
- Broadway National Bank: Up To $500 Business Checking Offer [TX] – No End Date
- Firstmark Credit Union $300 Checking Bonus [TX] – No End Date
- Dollar Bank Promotions: $300 Checking Bonus [OH, PA, VA] – Ends 12/31/23
- Cedar Rapids Bank & Trust Bonus: $300 Checking Offer With Promo Code MAXXHOLIDAYS [IA] – Ends 12/31/23
- Cedar Rapids Bank & Trust Bonus: $100 Checking Referring Offer [IA] – Ends 12/31/23
- Abington Bank Promotions: $300 Personal Checking Promotion [MA, CT, RI, NH] – No End Date
- Liberty Bank $300 Checking Bonus [CT, MA, RI] – Ended
- Teachers Federal Credit Union $300 Checking Bonus [Nationwide] – No End Date
- AllTru Credit Union Promotions: $300 Checking & $100 Checking Referral Bonuses [MO] – Ends 11/30/23
- TruStone Financial CU Promotions: Up To $350 Checking Bonus [MN, WI] – Ends 12/31/23
- Live Oak Bank Promotions: Up to $300 Business Checking & Business Savings Bonuses (Nationwide) – Ended
- Coastal Credit Union $300 Checking Bonus [NC] – No End Date
- First National Bank of Omaha (FNBO) $300 Checking + $200 Savings Bonus [CO, KS, NE, IA, SD, IL, TX, MO, WI, WY] – Ended
- Suffolk Credit Union Bonus: $300 Checking Promotion [NY] – Ends 12/31/23
- FirstBank Review: $300 Checking Account Sign-Up Bonus [AZ, CA, CO] – Ends 12/31/23
- First Niagara Bank Promotions: $100, $200, $300 Bonuses – Ended
- Bank of America Checking $300 Bonus Offer (Targeted) – Ended
- Inspire Federal Credit Union Promotions: $300 Checking Bonus [PA] – Ended
- WesBanco $350 Checking Account Bonus [IN, KY, OH, PA, WV] – Ended
READ MORE: BANK OF AMERICA IS OFFERING NEW CUSTOMERS A CHECKING BONUS
Bottom Line
The $300 bank bonus offers an excellent opportunity for those looking to reap rewards without diving into high deposit requirements. As we always emphasize, the key lies in understanding the fine print and ensuring the bank’s offer aligns with your individual needs.
How To Earn More Than $300?
If you’re interested in earning more than $300, see the other bank bonuses featured in the other posts in our series:
Here’s our favorite offer that is more than $300:
BMO Bank Checking $350/$500 Offers
(BMO OFFER PAUSED – NEW OFFER TO BEGIN MAY 6, 2024)
How To Earn The Bonus:
- Choose from one of the following offers:
- BMO Relationship Checking Account: Get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days.
- BMO Smart Advantage Checking Account: Get a $350 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.
- BMO Smart Money Checking Account: Get a $350 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days.
- Where it’s available: Nationwide
Offer Expires: September 9, 2024
Get The Offer:
- BMO Smart Advantage Checking Account Offer (offer temporarily unavailable)
- BMO Smart Money Checking Account Offer (offer temporarily unavailable)
- BMO Relationship Checking Account Offer (offer temporarily unavailable)
Frequently Asked Questions
1. How common are $300 bank bonuses? $300 bonuses are relatively popular, with many banks offering them as a middle-ground incentive for new customers.
2. Can the bonus affect my credit score? Usually, opening a bank account doesn’t impact your credit score, but always review the terms. Some banks might perform a “hard pull” on your credit.
3. What happens if I close my account early? Closing your account before meeting the bank’s specified duration might result in a penalty or forfeiture of the bonus.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.