Continuing our exploration into the lucrative world of bank bonuses, we bring to you the next installment in our series. After diving into the details of the $1,000, $500, and $400 bank bonuses, we now set our sights on the equally enticing $300 bank bonus. Think of this post as the latest sequel in our series, providing insights into these attractive banking deals.
Update 11/7/2023: For those looking for even less requirements to meet, we added our list of the best $200 bank bonuses here.
READ MORE: SEE THE FULL LIST OF THE BEST BANK BONUSES.
The Appeal of $300
While the $1,000, $500, and $400 bonuses come with their set of advantages and requirements, the $300 bank bonus is unique in its own right. For those looking for a substantial incentive without necessarily committing to high deposit requirements, this might be the ideal fit.
Factors to Ponder
As with any financial incentive, several elements warrant consideration:
- Minimum Deposit Requirement: Is the deposit threshold for this bonus within your comfort range?
- Account Type: Some bonuses may apply only to specific account types, such as checking, savings, or business accounts.
- Duration to Maintain Balance: Understanding how long you need to sustain a particular balance is crucial.
- Account Features: Beyond the bonus, what other perks or benefits does the bank offer that resonate with your banking needs?
Why Opt for a $300 Bonus?
A $300 bonus can be a lucrative incentive for many. Whether you’re looking to supplement your income, treat yourself, or save up for a future expense, an extra $300 can make a significant difference.
Selecting the Perfect Offer
It’s always a wise move to look beyond just the bonus amount. Weigh the account’s long-term benefits and requirements to ensure it aligns with your financial objectives.
The Best $300 Offers
Chase Total Checking® $300 Offer
How To Earn The Bonus:
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.
- Where it’s available: Available online nationwide except in Alaska, Hawaii and Puerto Rico.
Offer Expires: October 16, 2024
Chase Business Complete Checking® $300 Offer
How To Earn The Bonus:
- Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Where it’s available: Available Nationwide. Apply online or in-branch.
Offer Expires: October 17, 2024
TD Bank Beyond Checking $300 Offer
How To Earn The Bonus:
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days.
- To qualify for this offer, you must be a U.S. resident and apply for the offer online.
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Axos Bank Rewards Checking $500 Offer [Ended]
How To Earn The Axos Bank Bonus:
- Cash in on up to a $500 bonus† and up to 3.30% APY* with a new Rewards Checking account. Just use promo code RC500 before July 31.
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
Offer Expired
Fifth Third Bank $325 Checking Offer
How To Earn The Bonus:
- Get your offer code from the promotional page following the link below. Your $325 offer code will be automatically applied when you click “Open an Account” or enter your email address.
- Open a new checking account by the expiration date.
- Make direct deposits totaling $2,000 or more within 90 days of account opening.
- Where it’s available: FL, GA, IL, IN, KY, MI, NC, OH, PA, TN, and WV
Expires September 30, 2024
Other Top $300 Bank Bonus Offers
- Capital One 360 Performance Savings: Earn Up To $1,500 Bonus With Promo Code BONUS1500 [Nationwide]
- BMO Business Account Promotions: $750 Business Checking Bonus [Nationwide] – Ends 10/31/2024
- Dollar Bank Promotions: $600 Checking Bonus [OH, PA, VA] – Ends 10/31/24
- KeyBank Bonus: Key Select Checking® $300 Sign-Up Cash Offer – Ends 12/20/24
- KeyBank Key Smart Checking® $300 Bonus Promotion – Ends 12/13/24
- Abington Bank Promotions: $300 Personal Checking Promotion [MA, CT, RI, NH] – No End Date
- U.S. Bank Promotion: $700 Checking & Savings Bonus – Ended
- S&T Bank $300/$400 Personal Checking Bonuses [OH, PA] – Ended
- Chase Checking Bonus: $300 Chase Total Checking® Offer [Nationwide] – Ends 10/16/2024
- Baselane Review: Banking for Landlords – Plus Get $150 Bonus & 4.19% APY
- Citizens Bank Bonus: Up To $400 Checking Promotion – Ends 11/21/24
- OneAZ Credit Union Promotions: $300 Checking Account Bonus (AZ) – Ended
- Commerce Bank Promotion: $300 Free Checking Account – Ended
- Wells Fargo Bank Bonus: $325 Offer for the Everyday Checking Account – Ends 8/20/24
- PSECU Bonus: Up To $300 Checking Offer [Nationwide] – Ends 12/31/24
- Financial Plus Credit Union $300 Checking Bonus [MI] – No End Date
- Wells Fargo $300 Everyday Checking Account Bonus – Ends 9/25/2024
- Baselane Review & Bonus Offer: $150 Sign Up & 4.19% APY On Banking Balances
- Altra Federal Credit Union $300 Checking Bonus: No Direct Deposit Required
- Cedar Rapids Bank & Trust Bonus: $333 Checking Offer With Promo Code MAXXHOLIDAYS [IA] – Ends 8/31/24
- First Commonwealth Federal Credit Union $300 Checking Bonus [NJ, PA] – Ends 8/31/24
- Live Oak Bank Bonus: How to Earn $300 Business Savings Account Promotion (Nationwide) – Ended
- TruStone Financial CU Promotions: Up To $350 Checking Bonus [MN, WI] – Ends 12/31/24
- Suffolk Credit Union Bonus: $300 Checking Promotion [NY] – Ends 7/31/24
- M&T Bank $400 MyChoice Premium Checking Bonus – Ends 5/31/24
- Earn $300 With TD Bank Beyond Checking Bonus – Ended
- U.S. Bank Smartly® Checking Up To $500 Bonus – Ended
- Banner Bank Bonus: Up To $600 Business Checking & Savings Promotion [CA, ID, OR, WA] – Ends 12/31/24
- Camden National Bank Bonus: $300 Checking & Savings Offer (ME, NH) – 4/12/24
- HarborOne Bank Bonus: $300 or $600 Checking Offer [MA, NH, RI] – No End Date
- KeyPoint Credit Union: Up To $300 Checking Account, $100 Referral Bonuses [Nationwide] – No End Date
- Central Bank Promotions: $300, $400 Checking & Savings Bonuses [CO, IL, KS, MO, OK] – Ends 12/31/24
- New York Community Bank $350 Checking Bonus [AZ, FL, MI, NJ, NY, OH] – Ended
- Truist Bank $300 Personal Checking Account Bonus – Ends 2/27/24
- First Tech Federal Credit Union Promotions: Credit Card Bonuses [Nationwide]
- Hancock Whitney Bank Promotions: $300 Checking Offer [AL, FL, LA, MS, TX] – Ended
- Ameris Bank Bonus: $300 Checking Promotion [AL, FL, GA, NC, SC] – Ends 2/29/24
- BluPeak Credit Union $300 Checking Bonus (Formerly USE CU) [CA] – No End Date
- Associated Bank $300, $400, $600 Checking Bonus [IA, IL, IN, KS, MI, MN, MO, OH, WI] – Ends 3/31/24
- Broadway National Bank: Up To $500 Business Checking Offer [TX] – No End Date
- Firstmark Credit Union $300 Checking Bonus [TX] – No End Date
- Cedar Rapids Bank & Trust Bonus: $100 Checking Referring Offer [IA] – Ends 12/31/23
- Liberty Bank $300 Checking Bonus [CT, MA, RI] – Ended
- Teachers Federal Credit Union $300 Checking Bonus [Nationwide] – No End Date
- AllTru Credit Union Promotions: $300 Checking & $100 Checking Referral Bonuses [MO] – Ends 11/30/23
- Live Oak Bank Promotions: Up to $300 Business Checking & Business Savings Bonuses (Nationwide) – Ended
- Coastal Credit Union $300 Checking Bonus [NC] – No End Date
- First National Bank of Omaha (FNBO) $300 Checking + $200 Savings Bonus [CO, KS, NE, IA, SD, IL, TX, MO, WI, WY] – Ended
- FirstBank Review: $300 Checking Account Sign-Up Bonus [AZ, CA, CO] – Ends 12/31/23
- First Niagara Bank Promotions: $100, $200, $300 Bonuses – Ended
- Bank of America Checking $300 Bonus Offer (Targeted) – Ended
- Inspire Federal Credit Union Promotions: $300 Checking Bonus [PA] – Ended
- WesBanco $350 Checking Account Bonus [IN, KY, OH, PA, WV] – Ended
READ MORE: BANK OF AMERICA IS OFFERING NEW CUSTOMERS A CHECKING BONUS
Bottom Line
The $300 bank bonus offers an excellent opportunity for those looking to reap rewards without diving into high deposit requirements. As we always emphasize, the key lies in understanding the fine print and ensuring the bank’s offer aligns with your individual needs.
How To Earn More Than $300?
If you’re interested in earning more than $300, see the other bank bonuses featured in the other posts in our series:
Here’s our favorite offer that is more than $300:
BMO Bank Checking Up To $600 Offers
How To Earn The Bonus:
- Open a New Account: To qualify for the cash bonus, you need to open a new BMO checking account (Relationship, Smart Money, or Smart Advantage) between September 10, 2024, and October 31, 2024.
- Complete the Qualifying Activities: To earn the $250 or $500 cash bonus, you’ll need to complete the specific qualifying activities tied to your new account. These activities include setting up direct deposits totaling a specified amount. Go to the offer links below to learn what the qualifying activities are for your chosen account.
- Meet with a BMO Banker: After opening your account online, schedule a meeting with a BMO banker to discuss your financial priorities. Doing so will unlock an additional $100 digital gift card.
- Where it’s available: Nationwide
Offer Expires: October 31, 2024
Get The Offer:
Frequently Asked Questions
1. How common are $300 bank bonuses? $300 bonuses are relatively popular, with many banks offering them as a middle-ground incentive for new customers.
2. Can the bonus affect my credit score? Usually, opening a bank account doesn’t impact your credit score, but always review the terms. Some banks might perform a “hard pull” on your credit.
3. What happens if I close my account early? Closing your account before meeting the bank’s specified duration might result in a penalty or forfeiture of the bonus.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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