Continuing our exploration into the lucrative world of bank bonuses, we bring to you the next installment in our series. After diving into the details of the $1,000, $500, and $400 bank bonuses, we now set our sights on the equally enticing $300 bank bonus. Think of this post as the latest sequel in our series, providing insights into these attractive banking deals.
Update 11/7/2023: For those looking for even less requirements to meet, we added our list of the best $200 bank bonuses here.
READ MORE: SEE THE FULL LIST OF THE BEST BANK BONUSES.
The Appeal of $300
While the $1,000, $500, and $400 bonuses come with their set of advantages and requirements, the $300 bank bonus is unique in its own right. For those looking for a substantial incentive without necessarily committing to high deposit requirements, this might be the ideal fit.
Factors to Ponder
As with any financial incentive, several elements warrant consideration:
- Minimum Deposit Requirement: Is the deposit threshold for this bonus within your comfort range?
- Account Type: Some bonuses may apply only to specific account types, such as checking, savings, or business accounts.
- Duration to Maintain Balance: Understanding how long you need to sustain a particular balance is crucial.
- Account Features: Beyond the bonus, what other perks or benefits does the bank offer that resonate with your banking needs?
Why Opt for a $300 Bonus?
A $300 bonus can be a lucrative incentive for many. Whether you’re looking to supplement your income, treat yourself, or save up for a future expense, an extra $300 can make a significant difference.
Selecting the Perfect Offer
It’s always a wise move to look beyond just the bonus amount. Weigh the account’s long-term benefits and requirements to ensure it aligns with your financial objectives.
The Best $300 Offers
Other Top $300 Bank Bonus Offers
- KeyPoint Credit Union: Up To $300 Checking Account, $100 Referral Bonuses [CA] – No End Date
- BluPeak Credit Union $300 Checking Bonus (Formerly USE CU) [CA] – No End Date
- Wells Fargo $300 Everyday Checking Account Bonus – Ends 1/9/2024
- PSECU $100, $200 or $300 Checking Bonus [Nationwide] – Ends 12/31/23
- Hancock Whitney Bank Promotions: $300 Checking Offer [AL, FL, LA, MS, TX] – Ends 12/31/2023
- TD Bank Beyond Checking $300 Bonus Offer
- Dollar Bank Promotions: $300 Checking Bonus [OH, PA, VA] – Ends 12/31/23
- Banking for Landlords: Why Real Estate Investors Should Use Baselane – Plus Get $150 Bonus & 4.19% APY
- Baselane $150 Bonus Offer & 4.19% APY On Banking Balances
- Wells Fargo $325 Checking Bonus for the Everyday Checking Account – Ends 1/16/24
- New York Community Bank $350 Checking Bonus [AZ, FL, MI, NJ, NY, OH] – ENDS 12/30/23
- Cedar Rapids Bank & Trust Bonus: $300 Checking Offer With Promo Code MAXXHOLIDAYS [IA] – Ends 12/31/23
- Cedar Rapids Bank & Trust Bonus: $100 Checking Referring Offer [IA] – Ends 12/31/23
- Abington Bank Promotions: $300 Personal Checking Promotion [MA, CT, RI, NH] – No End Date
- First Commonwealth Federal Credit Union $300 Checking Bonus [NJ, PA] – Ends 12/31/23
- Central Bank Promotions: $300, $400 Checking & Savings Bonuses [CO, IL, KS, MO, OK] – Ends 12/31/23
- Associated Bank $300, $400, $600 Checking Bonus [IA, IL, IN, KS, MI, MN, MO, OH, WI] – Ends 3/31/24
- Fifth Third Bank Bonus: $350 Personal Checking Account Offer – 1/7/2024
- Liberty Bank $300 Checking Bonus [CT, MA, RI] – Ended
- Teachers Federal Credit Union $300 Checking Bonus [Nationwide] – No End Date
- AllTru Credit Union Promotions: $300 Checking & $100 Checking Referral Bonuses [MO] – Ends 11/30/23
- TruStone Financial CU Promotions: Up To $350 Checking Bonus [MN, WI] – Ends 12/31/23
- Truist Bank $300 Personal Checking Account Bonus – Ends 2/27/24
- First Tech Federal Credit Union Promotions: $350 Checking Bonus [Nationwide] – Ends 12/31/23
- Live Oak Bank Promotions: $300 Business Savings Bonus (Nationwide) – Ended
- Live Oak Bank Promotions: Up to $300 Business Checking & Business Savings Bonuses (Nationwide) – Ended
- U.S. Bank Smartly® Checking $300/$500 Bonus – Ends 11/30/23
- U.S. Bank Promotion: $1,000 Checking & Savings Bonus – Ends 10/31/23
- Business Premium Savings Up To $375 Bonus & 4.01% APY [Nationwide] – Ends 12/31/23
- Banner Bank Up To $600 Business Checking & Savings Or Money Market Promotion [CA, ID, OR, WA] – Ends 12/15/23
- Coastal Credit Union $300 Checking Bonus [NC] – No End Date
- First National Bank of Omaha (FNBO) $300 Checking + $200 Savings Bonus [CO, KS, NE, IA, SD, IL, TX, MO, WI, WY] – Ended
- OneAZ Credit Union Promotions: $300 Checking Account Bonus (AZ) – Ends 12/31/23
- M&T Bank $350 MyChoice Premium Checking Bonus – Ends 10/27/23
- Suffolk Credit Union Bonus: $300 Checking Promotion [NY] – Ends 12/31/23
- Capital One 360 Performance Savings: Earn Up To $1,500 Bonus With Promo Code FALL23 [Nationwide] – Ends 12/6/23
- Ameris Bank Bonus: $300 Checking Promotion [AL, FL, GA, NC, SC] – Ends 2/29/24
- Citizens Bank Up To $400 Checking Bonus Offer – Ends 12/21/23
- FirstBank Review: $300 Checking Account Sign-Up Bonus [AZ, CA, CO] – Ends 12/31/23
- HarborOne Bank Bonus: $300 or $600 Checking Offer [MA, NH, RI] – No End Date
- First Niagara Bank Promotions: $100, $200, $300 Bonuses – Ended
- Bank of America Checking $300 Bonus Offer (Targeted) – Ended
- Inspire Federal Credit Union Promotions: $300 Checking Bonus [PA] – Ended
- WesBanco $350 Checking Account Bonus [IN, KY, OH, PA, WV] – Ended
The $300 bank bonus offers an excellent opportunity for those looking to reap rewards without diving into high deposit requirements. As we always emphasize, the key lies in understanding the fine print and ensuring the bank’s offer aligns with your individual needs.
How To Earn More Than $300?
If you’re interested in earning more than $300, see the other bank bonuses featured in the other posts in our series:
Here’s our favorite offer that is more than $300:
Frequently Asked Questions
1. How common are $300 bank bonuses? $300 bonuses are relatively popular, with many banks offering them as a middle-ground incentive for new customers.
2. Can the bonus affect my credit score? Usually, opening a bank account doesn’t impact your credit score, but always review the terms. Some banks might perform a “hard pull” on your credit.
3. What happens if I close my account early? Closing your account before meeting the bank’s specified duration might result in a penalty or forfeiture of the bonus.