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Promotions and bonus offers from OneAZ Credit Union (oneazcu.com) can be found updated here.
OneAZ Credit Union was established in 1972 and is headquartered in Phoenix, Arizona. They have 22 locations throughout Arizona.
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Membership in OneAZ Credit Union is open to the following: (1) those who live or work in anywhere in Arizona; (2) faculty, students, staff and alumni of Arizona State University, Northern Arizona University, University of Arizona, Coconino Community College, or Holbrook School District; (3) employees of Allstate Insurance Company, State of Arizona, Federal Government in Arizona State Buildings, and other Select Employer Groups. See current membership info.
OneAZ Credit Union Promotions Review Below
OneAZ Credit Union $300 Checking Bonus

- What you’ll get: $300
- Where it’s available: AZ
- How to earn it:
- To receive the $300 bonus, you must 1) Open a NEW checking account AND 2) Have monthly direct deposit totaling $1,000 or more made to this account within 60 days of account opening.
- When it expires: 9/30/2022
Waive The Monthly Fee
- Arizona Checking
- $7 monthly service fee
- You can avoid monthly service fees if you have:
- One or more direct deposit transaction(s) each month
- OR ten or more debit card purchases a month
- OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits
- OR minimum $10,000 aggregate month-end loan balances
- Premium Checking
- $12 monthly service fee
- You can avoid monthly service fees if you have:
- Average daily checking account balance of $5,000 or more
- OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits
- OR minimum $20,000 aggregate month-end loan balances
- Student Checking
- $6 monthly service fee
- You can avoid monthly service fees if you have:
- First five years of account opening
- OR one or more direct deposit transactions each month ($100+ per transaction)
Fine Print
- Offer available only to new OneAZ Credit Union members who are permanent residents residing in Arizona.
- Applicant must meet OneAZ Credit Union eligibility requirements.
- Requirements may be found at OneAZcu.com/membership.
- Applicant must establish membership with OneAZ.
- Offer is not available to existing OneAZ Credit Union members or those who have closed their membership within the past 6 months.
- Offer subject to change.
- Important Information: Your direct deposit must be an electronic deposit of your paycheck, investment account, pension or government benefits (such as Social Security) from your employer or government agency.
- Bonuses are considered dividends and will be reported on IRS form 1099-INT (or Form 1042-S, if applicable).
- This offer is not transferable and cannot be combined with any other promotions.
- Qualifying monthly direct deposits must continue in account for a minimum of 6 months.
- If the checking account is closed by the member or by OneAZ Credit Union within six months after opening, they will deduct the bonus amount from that account at closing.
Bottom Line
The direct deposit requirement is a bit more than standard, but it’s a big value bonus for a personal Checking offer.
Compare with the best bank promotions here, including ones from Bank of America, Chase, and Aspiration.
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