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HSBC $750 Checking BonusGet a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
Get 2.01% APY with the HSBC Direct Savings account, which is available online, nationwide. Member FDIC.

Chase College Checking℠ Review: Is This Student Account For You?

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

The Chase College CheckingSM account is designed for undergraduate students who are money conscious, have simple financial needs, and prefer to do their banking online. With its ease of use, you can turn your attention to more important matters, like acing a final, claiming an Employee of the Month bonus, and looking good for a hot Tinder date.

Interested? Here’s all you need to know about this account’s features, the good, the bad, and our overall impression.

*See the best Student Checking Accounts compared

Current Chase College CheckingSM Promotions?

Chase College Checking $100 BonusChase is one of the few banks to offer a bonus opportunity for student Checking accounts, and this $100 promotion is a great one. You can either apply directly online or enter your email address on the offer page to receive a personalized $100 coupon to apply in-branch. This $100 bonus offer expires on 01/17/2019.
  • Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account, enroll in paperless statements and complete 10 qualifying transactions within 60 days of account opening.
  • Access to over 16,000 Chase ATMs and 5,100 branches
  • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24.
  • Deposit checks from virtually anywhere, anytime, just by taking a photo with the Chase Mobile® app.
  • Send and receive money in moments using Chase QuickPay® with Zelle®

APY: N/A

Minimum Balance to Open: $25

Monthly Service Fee: $6

NSF Fee: $34

ATM Surcharge: $2.50 (in US), $5 (outside US)

$100 Bonus Offer

*See all the current Chase student Checking promotions here and non-student Chase offers here.

The Features

Eligibility

First thing’s first. You can open a Chase College Checking℠ account if you’re between the ages of 17 and 24, and if you provide proof of your college student status.

If one of the above does not apply to you, then move along. This account is not for you.

Minimum Deposit Requirements

You have to be the proud owner of $25 and deposit said amount into your brand spankin’ new bank account. Sorry, $24.99 is not gonna cut it.

Transaction Limits

You’re free to spend or save as much as you want. There are no transaction limits or other restrictions on your account (as long as your balance remains positive and you abide by the terms and restrictions, of course).

Online Billpay

This billpay feature is built into Chase’s mobile app (mentioned above), so you can pay bills once, or on a recurring basis, at any time, from anywhere.

Chase QuickPay with Zelle

This free P2P payment service is Chase’s answer to Venmo and Square Cash. Pay friends and people you know without having to write a check or making a trip to the ATM. It’s great for when you owe cash to someone who paid for a taxi ride or concert tickets.

Mobile Check Deposit

Chase makes it easy with its state-of-the art mobile app. All you have to do is take a photo of the front and back of the endorsed check and follow the user-friendly prompts to deposit it without hitting up an ATM or walking into a branch.

Text Banking

Use simple text commands 24/7 to complete a variety of banking tasks, like balancing checks.

Customer Support

If you have any questions, it’s easy to reach Chase. You can hit them up online, or via phone, 24/7.

The Fees

  • The Monthly Maintenance Fee of $6 is waived:
    • for up to 5 years until you graduate.
    • when your account receives a direct deposit at least once in a monthly billing cycle
    • if you maintain a $5,000 ending day balance in your account
  • There is a $2.50 fee per withdrawal for non-Chase ATM withdrawals in the U.S., Puerto Rico, and the U.S. Virgin Islands. The fee is doubled per withdrawal outside the U.S. and major territories.
  • For NSF (Non-Sufficient Funds) transactions that put you in the red of $5 or more, the fee is $34 per item, with a daily limit of three items. If your account is overdrawn for more than five days in a row, then Chase will smack you with a $15 per day extended overdraft fee (even if it’s under the $5 negative balance threshold). Ouch! For these NSF transactions to go through, you have to sign up with Chase Debit Card Coverage.
  • If you lose your card, there’s a replacement fee of $5.
  • If transactions are not in U.S. dollar, you can be charged with a 3% currency adjustment fee. This fee might go on top of any other international ATM fees and surcharges levied by Chase, local banks, and ATM operators.

The Good

Low Minimum Deposit Required

  • To open, you just need $25!
  • After your account is open, you’re welcome to spend some of that deposit.

Easy-to-Waive Monthly Maintenance Fee (see above)

Easy-to-Use & Convenient Chase Mobile App & Quickpay with Zelle, featuring…

  • Check deposit
  • Online billpay
  • P2P transactions

Also Easy-to-Use & Convenient Text Banking

  • Ability to balance checks, transfer funds, etc.
  • No need to log onto a public WiFi or LTE or getting yourself to an ATM or branch.

No Fee to Access 16,000 Chase ATMs & 5,100 Chase Branches

Branch locations:

The Bad

Checks are Not Free

Instead, pay what you have to online via the Chase Mobile App or Chase QuickPay with Zelle.

International ATM Fee

Planning on studying abroad? Or traveling on a cultural exchange program? With the Chase College Checking℠ account, you’ll be stuck with a $5 fee for each withdrawal from a non-Chase ATM internationally. This does not include ATM operators’ fees.

No Yield on Deposits

Unfortunately, the Chase College Checking℠ is a non-interest bearing account. If you’re looking to make a bit of money while saving money, we suggest you look elsewhere.

Bottom Line

The Chase College Checking℠ account is a great first step to a fiscally responsible path.  It’s a low-cost, low-hassle checking account option for US college students who enjoy the convenience of remote banking. If you’re not going abroad and you’re not looking to make interest on your deposit, then the Chase College Checking℠ is a great choice.

Compare The Best Student Checking Accounts


Wells Fargo Teen Checking & Everyday Student Checking Review

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Wells Fargo has two different checking accounts aimed for young newbies of the personal finance world. Teen Checking is designed for those under 18, while the Everyday Student Checking is geared towards those in postsecondary education.

*See the best Student Checking Accounts compared

Wells Fargo Student Checking Promotions?

While offers aren’t available all year long, they do come up often enough. The Teen Checking account is typically not eligible for cash bonuses, but the Everyday Checking will be. See all current Wells Fargo Checking bonuses here.

Another big bank that commonly offers bonuses is Chase. See the Chase College CheckingSM bonus here.

The Requirements

Books And Pens

Teen Checking

  • Teens aged 13 to 17 with adult co-owner. *In Alabama, Teen Checking is available for those aged 13 to 18.
  • $25 minimum opening deposit

Everyday Student Checking

  • Students aged 17 to 24
  • $25 minimum opening deposit

The Good

Convenient Online Banking

Manage your account 24/7 with online access. Features include monitoring your balance and activity, setting up alerts, viewing documents online and integrating personal finance software like Quicken.

Wells Fargo Mobile

Pay bills, send money and check your balance on a smartphone or tablet using this convenient app.

Branch & ATM Coverage

Choose from 13,000 Wells Fargo ATMs and 6,000 branches throughout the United States.

Branch locations:

Free Money Management Tools

Develop budgeting skills with My Money Map, Budget Watch, My Savings Plan and other tools.

The Fees

Teen Checking

Usage Fee Notes
Monthly Maintenance $3 Waived if you choose to receive statements online.
Non-Wells Fargo Bank ATM (domestic) $2.50 Per withdrawal, plus ATM operator fees.
Non-Wells Fargo Bank ATM (international) $5 Per withdrawal, plus ATM operator fees.
Overdraft/NSF $15 Per paid or returned item, max 2 items per business day, waived for ATM and everyday debit card transactions, waived for transactions of $5 or less.
Overdraft Protection Transfer $12.50 Per transfer from your linked saving account.

Everyday Student Checking

Usage Fee Notes
Monthly Maintenance $5 Discounted from $10 for primary account holders aged 17 to 24.
Non-Wells Fargo Bank ATM (domestic) $2.50 Per withdrawal, plus ATM operator fees.
Non-Wells Fargo Bank ATM (international) $5 Per withdrawal, plus ATM operator fees.
Overdraft/NSF $35 Per paid or returned item, max 3 items per business day, waived for ATM and everyday debit card transactions, waived for transactions of $5 or less.
Overdraft Protection Transfer $12.50 Per transfer from your linked saving account.

The monthly maintenance fee for Everyday Student Checking can be easily avoided if you complete one of the following per monthly statement cycle:

  • Post 10 or more debit card purchases or payments, or
  • Direct deposit totaling $500 or more, or
  • Maintain a $1,500 balance, or
  • Link account to a Wells Fargo Campus ATM or Campus Debit Card.

The Bad

No Interest

As with many other youth checking accounts, Wells Fargo Teen and Everyday Student Checking does not yield any interest.

The Impression

Wells Fargo has a great network of nationwide branches and ATMs – great if you prefer to do your banking in person. However, for both the Teen Checking and Everyday Student Checking, you won’t be earning any interest on your deposits.

Teen Checking

The top selling point for this account is its overdraft policy with a fee of just $15 per paid or returned item. Plus, you’ll get hit with that fee no more than twice per day.

Learn More

Everyday Student Checking

This account is a relatively basic one that offers the services you need without any fancy trimmings. If you can meet the requirements to waive your monthly fee, the Wells Fargo Everyday Student Checking is not a bad choice.

Learn More

Compare To These Top Student Checking Accounts

US Bank Student Checking Review: No Fees, No Minimums

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

US Bank markets its Student Checking as, “The smart, easy way to manage your money,” but does it make the grade? Read on for its smart and easy features, as well as our take on the US Bank Student Checking account.

*See the best Student Checking Accounts compared

Current Promotions?

Sign-up bonuses aren’t typically available for the Student Checking account from U.S. Bank. They do have promotions for their regular consumer Checking products but those are usually targeted via direct mail or email. Otherwise, public offers are typically just seasonal. See all current offers from US Bank here. Compare this account to the Chase College CheckingSM account if you’re looking or an option with great features and a sign-up bonus.

The Requirements

  • Must be a student enrolled in high school, technical college, trade school or university.
  • $25 opening deposit – can be funded with a credit or debit card, including a parent’s card.
  • Parent co-owner, if you’re younger than 18.

The Good

No Monthly Maintenance Fee & No Minimum Balance

Ever! There is nothing you need to do to keep these features.

Wide Network + MoneyPass Network ATMs

Not only do you have access to over 3,000 branches and over 5,300 ATMs, transactions made within the network of 24,000 MoneyPass ATMs nationwide are free of charge.

First 4 Non-US Bank ATM Transactions Waived

Per monthly billing cycle. Please note, ATM operators usually charge a fee of their own – $2 or more per transaction.

Online Banking & Mobile App

Pretty much any banking transaction you might need to complete can be done with US Bank’s Online Banking and Mobile App – check your balance, pay back a friend, and deposit a check, all from your laptop or smartphone.

Money Tips for Students

US Bank offers plenty of tips for managing money, paying for college, building your credit and keeping your money safe. You can role play real-life scenarios and practice making important financial decisions, without having to live it out the hard way.

Free First Box of Checks

Writing checks might seem like a thing of the past, but you never know when there might come a time when you need to submit one. The first box is free, so why not?

Customer Service

Customer service is readily available 24/7 by phone, email and social media.

The Fees

Usage Fee Notes
Monthly Maintenance $0 Always!
Non-US Bank ATM (domestic) $2.50 Per transaction. First 4 are per monthly billing cycle are waived.
Non-US Bank ATM (international) $2.50 Per transaction, plus 3%.
Debit Card Foreign Transaction 2%/3% USD/foreign currency
Overdraft (NSF) $36 For paid or returned items over $5, max 4 items per day.
Extended Overdrawn Balance $25 If your balance is in the red for 8 consecutive days, plus $25 weekly until your account is back in the black.
Debit Card Cash Advance $2
Paper Statement $2 Per monthly billing cycle. E-statements are free.
Replacement Card (Express) $25 2-3 business days.

The Bad

Overdraft Fees

US Bank charges a hefty $36 per transaction for overdrafts of more than $5, up to four times a day, for both paid and returned items.

No Interest

As with many other student checking accounts, the US Bank Student Checking does not yield any interest.

Bottom Line

A definite highlight for the US Bank Student Checking is convenience – convenient to access thousands of physical branches and ATMs, convenient to reach customer service, and convenient remote banking via its online banking and mobile app.

There’s no minimum balance, no monthly maintenance fee, fee-free non-US Bank ATM transactions for the first 4 transactions each billing cycle, and free money tips…all great perks for students.

But be careful, you have to watch out for those overdraft fees. They can add up quickly!

Learn More at US Bank

Compare To These Student Checking Accounts


Capital One 360 Money Account Review: Checking Account For Ages 13 To 17

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

The Capital One 360 Money account is like a regular checking account, but with training wheels. The student controls the bike, but good ol’ mom or dad is nearby and keeping a close eye. This is a Checking account for teenagers only, ages 13 to 17. Once your teenager reaches the ripe old age of 18, he or she can then rollover the Money account into a 360 Checking account.

Being an online-only Checking option, the Money Teen Checking account is available nationwide.

Continue reading for the good, the bad and our impression.

*See the best Student Checking Accounts compared

Current Promotions?

There typically isn’t a sign-up bonus offer available specifically for the Money account, but Capital One 360 tends to have promotions available for the regular consumer Checking, Savings and Money Market accounts. Keep up with all current offers here. While it’s meant for college students, the Chase College CheckingSM account does offer great features and a sign-up bonus.

The Requirements

  • No minimum opening deposit
  • Ages 13 to 17 are eligible
  • Parent co-owner with an active Capital One 360 deposit account
  • Must agree to accept electronic delivery of all communications

The Good

Capital One 360 Teen Checking

No Monthly Maintenance Fee

So you can save money quicker!

No Minimum Balance Required

You can open an account for as little as $1.

Wide ATM Coverage

With access to more than 39,000 fee-free Capital One and Allpoint ATMs.

Convenient Online and Mobile Banking

Get around-the-clock access to your account without getting up!

Transfer Money with Zelle

Send money to friends, family, whoever, even if they don’t bank with Capital One. Zelle® is a revolutionary new service that lets you send and receive money in minutes. Created by the nation’s top banks, Zelle® is the new way to pay.

Overdraft Options

Capital One 360 gives you options and even second chances before hitting you with that loathsome $35 fee. Those options include:

  • Auto declining charges when you don’t have enough funds to cover the transaction,
  • Linking to a Capital One 360 Savings account to cover the charges,
  • Using the one business day grace period to add sufficient funds, or
  • Using Capital One’s Overdraft Line of Credit. The bank will cover the overdrawn amount, you just have to pay it back with interest.

Free 1st Set of Checks

Subsequent ones will cost you $5 per checkbook.

Interest Rate of 0.25% APY

Most student checking accounts offer zero interest, so we’re pretty stoked this one gets you an APY of 0.25% with no balance minimum. It isn’t very much, but it’s a good start to get things rolling for your teen.

The Fees

Usage Fee Notes
Monthly Maintenance $0
Non-Capital One Bank ATM (domestic) $0 Plus ATM owner fees, if any.
NSF $0 Capital One automatically declines NSF transactions, unless you choose otherwise.
Overdraft $35 Per paid or returned item.
Overdraft Protection Transfer $0 If enrolled and when applicable, interest charges will apply.
Paper Statement $5 Per monthly billing cycle.
Card Replacement $25 For expedited service.

The Bad

Mostly Online Banking

With less overhead of physical branches, Capital One 360 passes on to their customers benefits like higher interest rates, no monthly fees and better service. If you must speak to a representative in person, there are 27 Capital One 360 “cafes” – a hybrid Peet’s cafe and Capital One 360 bank branch – throughout the United States.

Bottom Line

Capital One 360 Money wows us with their low fees, wide ATM coverage, available interest rate and extremely forgiving nature when it comes to overdrafts. The only “bad” that we can come up with is Capital One 360’s lack of physical branches. But with all the great perks, we’re down to get cozy with online banking and your teenager likely is as well.

Learn More

Compare To These Student Checking Accounts

TD Bank Student Checking Review: Free Checking For Students Under 24

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

TD Bank hails its Student Checking as “banking that fits into your class schedule,” featuring convenient tools and services that let you concentrate on more important matters. Read on for the good, the bad and our overall impression for this made-for-students checking account.

*See the best Student Checking Accounts compared

Current Promotions For TD Bank Student Checking?

TD Bank Student Checking

The current promotion for the TD Bank Student Checking is for a free Samsung Galaxy smartphone when you apply online – for new accounts or when you upgrade with a 2-year activation.

  • Android phone is eligible on all checking accounts.
  • Checking account must be open online.
  • Offer valid while supplies last.
  • All Android phones must be redeemed within 60 days of the submitted application.
  • Free phone offer is only available with select service plans, data and messaging features and a new two-year subscriber agreement.
  • Price valid for primary and secondary lines only.
  • Offer is subject to identity, credit, and/or eligibility check, and may require a deposit.
  • Contract renewal and upgrade options may also be available for existing eligible customers, however price may vary.
  • Service may not be available in all markets or on all wireless carriers.
  • Activation/upgrade fees, early termination fees, and additional restrictions apply.
  • Consumers are required to pay regulatory fees and applicable sales taxes based on their location.
  • Must be 18 or older to qualify.
  • Void where restricted or prohibited by law.
  • Not valid with any other offer or for business accounts.
  • Limited time offer that is subject to change and only valid in the United States.
Learn More

*TD Bank also offers cash bonuses for their regular Checking accounts. 

Another great student Checking option is the Chase College CheckingSM account – it has great features and a cash sign-up bonus.

The TD Bank Student Checking Requirements

  • Under the age of 24.
  • Proof of active student status.
  • No minimum opening deposit.
  • Parent co-owner, if you’re younger than 18.

The Good

No Monthly Maintenance Free or Minimum Balance Requirement

Ever! You just need to be under the age of 24 and have proof of active student status.

Extremely Convenient

With access to thousands of TD Bank ATMs in the United States and Canada, TD Bank Visa Debit Card available on-the-spot, and branches that open early, open late and open 7 days a week!

On-the-Go Banking

With free mobile banking featuring Mobile Deposit, online banking with free Bill Pay, free online statements with check images, and live customer service 24/7!

Send Money to Others for Free

When you use Zelle, a PayPal- and Venmo-like app.

Waived Overdraft Protection Transfer Fees

Also, if your available account balance is overdrawn by $5 or less, TD Bank will not charge any overdraft fee.

Fee-Free TD Simple Savings Account

When you link to a TD Student Checking Account!

Student Banking Tools

TD Bank provides educational resources so you can learn all about personal finance. Topics include protecting your identity, understanding overdraft options, and more!

The Fees

Usage Fee Notes
Monthly Maintenance $0 With proof of active enrollment, expires in 5 years or at the age of 24.
Non-TD Bank ATM $3 Per transaction, domestic or international.
Overdraft/NSF $35 Per paid or returned item, max 5 items per business day.
Overdraft Protection Transfer $0 Just link to another approved account.
Send Money with Zelle $0 For delivering or requesting funds.
Paper Statement $1 Per monthly billing cycle.

The Bad

Spotty Coverage

TD Bank has over 1,200 locations on the East Coast, but you might have a difficult time finding a branch if you don’t live in an urban area.

Overdraft Fees

TD Bank charges a hefty $35 per overdraft or NSF transaction, up to five times per business day.

No Yield on Deposits

Unfortunately, TD Bank Student Checking is a non-interest bearing account. However, it’s free to open a TD Simple Savings Account if you’re looking to make a bit of money while saving money.

The Impression

We love the accessibility of TD Bank Student Checking. No monthly maintenance fee and no minimum deposit means ANY student (under the age of 24) can open an account here! What’s more, TD Bank is uber convenient. They’ve got online and mobile banking as well as 24/7 live customer service. If you prefer to do your banking physically at a branch, TD Bank also has extended branch hours. With Student Banking Tools and fee-free TD Savings Account, you will be well on your way to a firm personal finance foundation.

Be aware though, TD Banks are concentrated on the East coast in urban areas, and the overdraft fees are wallet-pinching!

Compare To These Student Checking Accounts

Bank Of America Core Checking Account For Students Under 24

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

The Bank of America Core Checking is a straightforward personal checking account with some standout advantages for enrolling as a student. Read more for the good, the bad, and our impression.

*See the best Student Checking Accounts compared

Current Promotions?

Bank of America typically has a variety of bonus offers and promotions for a wide range of their deposit accounts – Checking and Savings accounts included. The Core Checking account is often eligible for a nice cash bonus. I keep all current offers updated on this Bank of America promotions page. The Chase College CheckingSM account is a great alternative and has a sign-up bonus available.

The Requirements

To qualify for student perks, you must be under the age of 24 and enrolled in secondary or post-secondary education. The minimum opening deposit is $25.

The Good

Bank Of America Inside

Monthly Maintenance Fee is Waived for Students

As long as you’re under the age of 24 and enrolled in high school or college, university, or vocational program.

Online, Mobile & Text Banking

Track purchases, transfer money, pay bills, lock debit card and more. Convenient access just about anywhere, at any time.

BankAmeriDeals

With BankAmeriDeals, you’ll earn cash back by paying for your purchases with a Bank of America debit or credit card. Your cash back earned is automatically credited to your account by the end of the month.

Keep the Change Savings Program

Make everyday purchases with your Bank of America debit card, as usual, and the bank will round up your purchase to the nearest dollar amount. They’ll transfer the difference automatically into your savings account.

$0 Liability Guarantee

If your card is lost or stolen, you’re covered! Bank of America will credit fraudulent transactions back into your account as soon as the next business day.

Wide Network

Bank of America has approximately 4,700 branches and 16,000 ATMs in the U.S.

The Fees

Usage Fee Notes
Monthly Maintenance $23 Waived for students under the age of 24!
Non-Bank of America ATM (domestic) $2.50 Not including any fee charged by the ATM operator.
Non-Bank of America ATM (international) $5.00 Not including any fee charged by the ATM operator.
Debit Card Foreign Transaction 3%
Overdraft (NSF) $35 Max 4 items per day.
Returned Item (NSF) $35 Max 4 items per day.
Extended Overdrawn Balance $35 For accounts in the red for 5 consecutive business days.
Overdraft Protection $12 Automatically transfer available funds from a linked savings or second eligible checking account. One transfer fee charged per day.
Emergency Cash at ATM $35 This fee will be charged unless you deposit money to cover your overdraft bye the end of the business day.
Paper Statement $5 Per monthly billing cycle.
Replacement Card $5/$15 Regular/rush delivery.

The Bad

High Overdraft Fees

Although not the highest we’ve seen for a student checking account, $35 per returned or paid item due to non-sufficient funds is steep. At a maximum of 4 items, you’re looking to lose $140 per day if you don’t keep a close eye on your balance.

No Yield on Deposits

Unfortunately, the Bank of America Core Checking does not earn interest.

Bottom Line

As a basic checking account from a bank Goliath, the Bank of America Core Checking is extremely attractive for its ease of access to physical ATMs and branches, great for those that prefer banking in person. We’re also keen on the student enrollment advantages, like fee-free monthly maintenance and cash back on purchases with the debit card.

Perhaps the biggest blow to the Bank of America Core Checking is its overdraft fees. If you opt with this account, just make sure you’re aware of the overdraft rules and work to avoid them.

The Chase College CheckingSM account is a great option to compare with the Core Checking account, and it offers a sign-up bonus.

Learn More at BofA

Compare Top Student Checking Accounts


BB&T Bank Student Checking Review (Students Age 23 & Younger)

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

BB&T Bank wants to help you find financial independence by designing a personal checking account specifically for your student lifestyle. Find out more about BB&T Student Checking: the good, the bad and our impression.

*See the best Student Checking Accounts compared

Current Promotions?

There typically aren’t sign-up bonus offers for the BB&T Student Checking account. Their regular consumer Checking accounts will have offers a few months out of the year. See the current banking bonuses from BB&T here.

For a competitive student Checking option, the Chase College CheckingSM account has the same great features, more branch availability, and a nice sign-up bonus.

The Requirements

  • For students up to age 23.
  • No minimum opening deposit

The Good

BB&T Student Checking

No Monthly Maintenance Fee & No Minimum Balance Requirement

Ever! You just have to be under 24.

Option to Personalize Your Debit Card

Design your own debit card by using BB&T’s gallery of images or uploading your own photo.

Access to Over 3,100 BB&T ATMs

If you find yourself withdrawing from a non-BB&T ATM, don’t worry! With Student Banking, BB&T will waive two non-BB&T ATM transactions per monthly statement cycle.

Unlimited Automated Account Information 24/7

Via BB&T Phone24 at 800-BANK-BBT (800-226-5228).

Fee-Free Regular Savings Account

With BB&T Student Checking, the bank will waive your $5 monthly maintenance fee.

U by BB&T Money Management Tools

Featuring a customizable online and mobile banking experience to monitor both BB&T and non-BB&T accounts. You can deposit checks, pay your bills, set and track spending, manage receipts, and earn cash back with BB&T deals!

The Fees

Usage Fee Notes
Monthly Maintenance $0 Until the age of 24.
Non-BB&T Bank ATM (domestic) $2.50 Per transaction, plus operator fees.
Non-BB&T Bank ATM (international) $5 Per transaction, plus 3% of transaction, plus operator fees.
Overdraft/NSF $36 Per paid or returned item, max 6 items per business day.
Negative Account Balance $8 Per day, after 7 consecutive overdrawn days.
Overdraft Protection Transfer $12.50 Per transfer, limit of one fee per linked account per day. For transfers under $5, no fee will be charged.
Paper Statement $3 Per monthly billing cycle.

The Bad

Low Coverage

BB&T has branch and ATM locations primarily on the East Coast, covering 15 states and the District of Columbia.

Overdraft Fees

BB&T does not mess around when it comes to overdraft fees. With $36 per paid or returned item and a maximum of 6 items per business day, you could be throwing away as much as $216 in overdraft charges on an extremely bad day.

No Yield on Deposits

Unfortunately, BB&T Student Checking does not bear any interest. However, it’s free to open a BB&T Regular Savings Account, which will yield some interest.

The Impression

If you’re a student who’s younger than 24, you can open a BB&T Student Account, even if you only have a penny to your name. BB&T makes it easy for students with no monthly maintenance fee, no minimum balance required, 24/7 automated account information service, and U by BB&T money management tools. You can even put any picture you want on your debit card!

However, If you live in the Midwest or West, the BB&T Student Checking won’t be an option for you, as branches are primarily on the East Coast. Overdraft fees on this account can also be pretty steep…like that last bit of Half Dome hike steep.

Learn More

Compare All Top Student Checking Accounts

SunTrust Essential Checking For Students (High School, Technical School, College)

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

SunTrust Bank promises to make banking affordable and easy for students by nixing monthly maintenance fees and featuring student-focused benefits. Learn more about SunTrust Essential Checking for Students: the good, the bad and our impressions.

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SunTrust Student Checking Promotions?

SunTrust Bank doesn’t typically offer sign-up bonuses for their Essential Checking for students. They do offer bonuses for their consumer Checking accounts pretty much throughout the year. See current SunTrust Checking promotions here. Another bank that offers a good bonus offer with its Checking account is Chase. Read about the Chase College CheckingSM and it’s bonus offer.

The Requirements

  • Minimum Opening Deposit: $100
  • For a five year student waiver, proof of active enrollment is required.

The Good

SunTrust Bank Essential Checking For Students

Waived Monthly Maintenance Fee Of $7

For students, for up to 5 years.

Bank On The Go

SunTrust offers fee-free online and mobile banking with bill pay and mobile deposit.

Digital Payments

SunTrust is compatible with Apple Pay, Samsung Pay, SunTrust Masterpass and Zelle – all easy, safe and secure ways to pay digitally.

SunTrust Deals

Get cash back just by using your SunTrust credit or debit card when you make purchases at hundreds of participating retailers.

Personal Banking Resource Center

Get a headstart to personal finance confidence by using SunTrust’s Resource Center. Topics include protecting your social security number, managing your budget with your credit card, and tips for traveling cheap.

The Fees

Usage Fee Notes
Monthly Maintenance $0 With proof of active student enrollment for up to 5 years.
Non-SunTrust Bank ATM (domestic) $3 Per transaction, plus operator fees.
Non-SunTrust Bank ATM (international) $5 Per transaction, plus 3% of transaction, plus operator fees.
Overdraft/NSF $36 Per paid or returned item, max 6 items per business day. SunTrust will waive this fee on transactions that are less than $5.
Extended Overdraft $36 Per day, after 5 consecutive business days in the red.
Overdraft Protection Transfer $12.50 Per day for each day a transfer is required.
Paper Statement $3 Per monthly billing cycle.
Early Closure $25 If closed within the first 6 months.
Overdraft Closure $30 If closed in overdraft.

The Bad

Spotty Coverage

We’re talking just over 1,300 SunTrust branches and 2,000 ATMs in 11 states and Washington, DC. Check out the coverage map below:

Overdraft Fees

Overdrafting on your SunTrust Essential Checking can cost you dearly. Fees of $36 per paid or returned item and a maximum of 6 items per business day, means you could be charged $216 in overdraft fees in just one day. Further, if your account is negative for 5 consecutive business days, it’ll cost you another $36 per day.

No Yield on Deposits

Unfortunately, SunTrust Essential Checking does not bear any interest, but this seems to be the norm for student checking accounts.

The Impression

SunTrust Bank lets you have access to many different features for a convenient banking experience. You can do your banking online or via your mobile device – paying bills, transferring money and depositing checks – anywhere at any time. SunTrust Bank has cash back deals, which might make up for the fact that there is zero interest on deposits made to your Essential Checking account. The bank’s Resource Center is also a great way to learn all about personal finance.

As with most banks out there, please keep a close eye on your balance. Overdraft fees are not fun and can burn a gigantic hole in your wallet.

Learn More

Compare To These Top Student Checking Accounts

Santander Student Value Checking Review (Ages 16 – 25)

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

The Santander Student Value Checking account has no monthly fee and no minimum balance, but there’s much more to this account than meets the eye. Check out what’s good, what’s bad, and our impressions below.

*See the best Student Checking Accounts compared

Current Sign-Up Promotions?

Santander Student Value Checking

The Santander Student Value Checking account has a $25 bonus offer that expires December 31, 2018.

This account does qualify for Santander’s referral program that doesn’t have a set expiration date. You can read about the referral bonuses program and other Personal and Business Checking offers at this Santander Bank promotions page.

As an alternative, another great college student Checking account with a sign-up bonus is the Chase College CheckingSM (read about it’s features and bonus offer here).

Santander Value Checking Requirements

To opt in, you’ll have to be between 16 to 25 years old (with a legal guardian as co-owner for those under 18). Proof of enrollment in a college, university or other undergraduate-level school is required.

The Good

No Monthly Fee

Ever! There’s nothing you have to do!

No Minimum Balance

The minimum opening deposit is a mere $10, and there’s no minimum balance after that.

Mobile Banking

Make deposits, send transfers, and set customizable alerts at your convenience from your phone or laptop.

Apple Pay

Santander’s debit and credit card are compatible with Apple Pay, a simple and secure way to make purchases and send or receive money.

Savings Account Benefit

By having the Santander Student Value Checking account, monthly fees are waived on Santander Savings and Santander Money Market Savings accounts.

The Bad

Few ATM & Branch Locations

There are a limited number of Santander ATM & branch locations in the United States compared to big banks like Chase and Wells Fargo. You’ll find over 600 branches across Connecticut, Delaware, Florida, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island.

Santander Branch Locations

No Yield on Deposits

As with many student checking accounts, don’t expect to earn interest on your deposits.

The Fees

USAGE FEE NOTES
Domestic non-Santander ATM $2 Includes ATMs in Puerto Rico as well.
International ATM $6 Waived at Santander ATMs in Mexico
Paper Statements $3 Per statement.
International Debit Card Transaction 4% For international cash withdrawal or purchase using your debit card.
International ATM Card Transaction 3% For international cash withdrawal using your ATM card.
Replacement Card – Expedited $30
Insufficient Funds $35 Per item returned on item paid (max 6 items per business day).
Sustained Overdraft $35 Applies to accounts in the red for 5 consecutive days.

Bottom Line

While the Santander Student Value Checking offers a handful of no-fee, no minimum goodies, what it lacks is a robust physical presence in terms of ATMs and branches. However, in this tech age with mobile banking and Apple Pay at your fingertips, there’s little need to have cold hard cash in your hands.

What’s more, Santander Student Value Checking has the unique feature of fee-free incoming international transfers. It’s the perfect account for international students studying in Santander’s service area and regularly receiving money from mom and pops back home.

Learn More

Compare The Best Student Checking Accounts


PNC Bank Virtual Wallet Student: Unique Features At Your School

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

The PNC Bank Virtual Wallet Student offers great benefits so you can manage life on campus and your budget with features that let you bank the way you want to. With student-friendly tools, banking is just one less thing you have to worry about. Read on for the good, the bad and my overall impression for this student account.

*See the best Student Checking Accounts compared

Current Promotions?

There aren’t any current sign-up bonuses specific to the Virtual Wallet Student account from PNC Bank, but there are ongoing cash bonus offers for the regular consumer versions of the Virtual Wallet account you can read about here. If you’re looking for a student checking account with a sign-up bonus, take a look at the Chase College CheckingSM account.

The Requirements

  • Proof of active student status. High school and college students can apply. Unique features and benefits may be available at your specified school.
  • Minimum opening deposit: $25 ($0 if you open an account online).
  • Parent co-owner, if you’re younger than 18.

The Good

No Monthly Maintenance Fee & No Minimum Balance Requirement

You just need to prove you’re an active student. This feature will expire 6 years after account opening.

Get 3 Accounts in 1 Virtual Wallet

PNC Bank Virtual Wallet Student is actually three accounts in one. The Spend account is your checking account. The Reserve account is for short term savings that earns a little interest. Your Growth account is for long-term savings where interest accrues differently than the Reserve account.

Online & Mobile Banking

So you can manage your money how and when you want to.

Non-PNC Bank ATM Reimbursement

For each billing cycle, PNC Bank will reimburse fees for 2 non-PNC Bank ATM transaction (domestic or international).

Overdraft Courtesy Refund

PNC Bank will refund any overdraft item or returned item fees for your first NSF (Non-Sufficient Funds) event in the first 12 months after you open your account.

What’s more, if your account is overdrawn by $5 or less after all transactions have been posted for the day, PNC Bank will automatically refund any overdraft item fees that occurred that day.

With the PNC Bank Virtual Wallet Student account, overdraft protection is free! Just link your Spend account to your Reserve and Growth accounts.

Calendar

A bill payment hub where you can view your finances in one easy-to-read place.

Spending Zone

Helps you track and pace your spending by categorizing your purchases.

1 Free Incoming Wire Transfer

Domestic or international, per monthly billing cycle!

The Fees

Usage Fee Notes
Monthly Maintenance $0 With proof of active enrollment, expires in 6 years.
Non-PNC Bank ATM (domestic) $3 Per transaction within the United States, Canada, Puerto Rico and the US Virgin Islands.
Non-PNC Bank ATM (international) $5 Per transaction in all other countries, plus 3%.
Debit Card Foreign Transaction 3% Of transaction amount.
Overdraft (NSF) $36 Per paid or returned item, max 4 items per business day.
Continuous Overdraft Fee $7 If your account is in the red for 5 or more consecutive days, per day. Up to a max of $98.
Overdraft Protection $0 Just link to another approved account.
Debit Card Cash Advance $3/$5 PNC Bank Branch/other financial institutions that accept Visa.
Replacement Card $7.50/$25 Regular/expedited delivery.
Early Closure $25 If account is closed within 180 days of opening.

The Bad

Overdraft Fees

PNC Bank charges a heavy $36 per NSF transaction, up to four times a day, for both paid and returned items.

Bottom Line

From a student perspective, the PNC Bank Virtual Wallet Student can help you learn how to manage multiple accounts (Spend, Reserve & Growth) in your name. It’s a great way for students to get up to speed on personal finance and take advantage of the different benefits of each account.

You’ll have access to approximately 9,000 PNC Bank ATMs, and remote control of your financial information online or via mobile.

For me, the highlights of the PNC Bank Virtual Wallet Student account are its money management tools and its relatively forgiving nature concerning overdraft fees.

Learn More at PNC

Compare To These Student Checking Accounts


KeyBank Student Checking Account Review (Students 16 To 24)

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

The KeyBank Student Checking Account helps students like learn how to build strong financial habits early, while enjoying great benefits. Read more for the good, the bad, and our overall impression.

*See the best Student Checking Accounts compared

The Requirements

The KeyBank Student Checking account is available to students between the ages of 16 to 24 years old and is open to high school juniors and seniors, as well as those enrolled in post-high school education. Those under the age of 18 are required to have a parent or guardian sign on as co-owner of the account.

College Students In Class

The Good

Waive Your Monthly Maintenance Fee

KeyBank charges you $5 to maintain your account monthly, however this can be waived if you:

  • Make at least 5 transactions, or
  • Deposit at least $200 each month.

No Minimum Balance

After the initial $50 deposit, your balance can dip as low as you want!

Online & Mobile Banking

You have the freedom, 24/7, to transfer between KeyBank accounts, pay bills or make mobile deposits with KeyBank’s online banking.

Non-KeyBank ATM Fee Reimbursement

You can get up to $6 reimbursed per month, if you withdraw from non-KeyBank ATMs with a KeyBank Debit Mastercard.

KeyBank Relationship Rewards

Those with a KeyBank Student Checking account are eligible to enroll in the KeyBank Relationship Rewards program, which allows you to earn points when you do everyday banking activities, like making purchases with your KeyBank debit card or using KeyBank’s online Bill Pay.

Financial Wellness Tool

Learn to form better financial habits, set goals, and celebrate successes with this nifty tool from KeyBank.

The Bad

Minimum Opening Deposit

The minimum opening deposit is $50, relatively higher than other student checking accounts.

Few ATM & Branch Locations

KeyBank only serves 16 states (Northeast and Northwest United States) and has a small network of over 1,200 branches and 1,500 ATMs. Branches are in these states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.

High Overdraft Fees

With a fee of up to $39 per item paid and 5 maximum items, you’re looking at a possible $195 in overdraft charges in one day.

No Yield on Deposits

KeyBank Student Checking is non-interest bearing, which is the norm for student Checking accounts.

The Fees

USAGE FEE NOTES
Monthly Maintenance $5 Easy to waive (see above).
Non-KeyBank ATM $2.50 Per transaction.
International ATM $5 Per transaction, plus 1%.
Overdraft (NSF) Up to $39 Max 5 items per day.
Credit Card Overdraft Protection $10 Per monthly billing cycle.
Extended Overdraft Protection $28.50 For every 5 consecutive days.
KeyBank Relationship Awards $40 Annual fee.
Paper Statement $3 Per monthly billing cycle.
Early Closure $25 If closed within 180 days of account opening.

Current Promotions?

Typically there aren’t any sign-up bonuses for the Key Student Checking account like there are for the other KeyBank consumer Checking accounts, but I’ll keep all KeyBank offers updated here.

Bottom Line

The KeyBank Student Checking Account is a good choice for a student with basic needs. KeyBank will reimburse you up to $6 per month in fees charged by other ATM operators – a common feature of premium checking accounts, but rare in the student Checking account world.

However, watch out for those overdraft fees, you could be losing almost $200 a day if you don’t keep an eye on your balance!

For a top student Checking account with a sign-up bonus, I recommend taking a look at the Chase College Checking℠ account to compare with.

Learn More

Compare The Best Student Checking Accounts


LendingClub Review 2018: Personal Loans Up To $40,000

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

LendingClub was one of the OGs that started peer-to-peer lending, which acts as a matchmaker between borrowers and investors. The go-between lender was founded in 2007 and has facilitated more than $35 billion in loans.

While LendingClub screens potential borrowers and services the loans, the decision to lend falls squarely on their pool of investors. Behind the scenes, each borrower is assigned a grade based on credit and income data. Your grade then determines what interest rates you qualify for and helps investors decide whether or not to give your loan the green light.

Want to get in on this matchmaking? Before you say “I do,” make sure to read my in-depth analysis below for everything you need to know about LendingClub personal loans.

Factor Borrower Average
Loan Size $15,317
APR 12.88%
Income $78,784
Credit Score 700
Debt-to-Income Ratio 12%
Learn More at LendingClub

Advantages Of LendingClub

  • It doesn’t hurt to ask.  Applying online won’t affect your credit score because LendingClub uses a soft credit inquiry. However, before finalizing your loan, LendingClub will do a hard credit check, which can put a dent in your credit score. This last bit is standard for all lenders.
  • No collateral needed. Great news if you don’t own a home, but still need access to larger sums of money at a low, fixed rate. Plus, it’s a lot quicker than traditional secured loans.
  • Cosigners allowed. If you don’t think you can qualify for a competitive rate all on your own, LendingClub is one of the few providers that allows you to apply with a cosigner to give your application more weight.
  • Fast and convenient. The whole process can be done at home, in front of your computer or on your mobile phone. According to LendingClub data, the funding time could be in as few as 3 days*.
  • Flexible fund use. From consolidating your credit cards to going on vacation or even renovating your home.

  • Competitive fixed rates. From consolidating your credit cards to going on vacation or even renovating your home.
  • No prepayment penalties. There’s no penalty for partially or fully paying off your loan before the scheduled due date.
  • Rebuild your credit. LendingClub reports your payments to major credit reporting bureaus, so you can rebuild your credit by making on-time payments.
  • Late payment grace period. LendingClub gives you a 15 days after your monthly payment due date before charging 5% or $15 in late fees. To avoid this, make sure to schedule automatic payments from your bank account.

Disadvantages Of LendingClub

  • Borrowing not available in all states. This isn’t a big disadvantage as it only affects one state – Iowa.
  • Not a student loan alternative. Like most other personal loan providers, LendingClub does not allow use of funds towards college or graduate school.
  • Origination fee. LendingClub charges anywhere from 1% to 6% of your loan amount, which is deducted from your funds before it reaches your bank account.
  • Check processing fee. LendingClub charges a check processing fee of $7. You can avoid this by making online or mobile payments directly from your bank account.

Eligibility Requirements

To qualify you must have a minimum credit score of 600, a minimum credit history of 3 years, and a debt-to-income ratio of less than 40% for all single applicants, 35% for all joint applicants.

LendingClub Fees

Usage Fee Notes
Origination 1-6% One-time fee charged when you receive your loan.
APR 6.95% to 35.89% With no prepayment penalties.
Check Processing $7 For each monthly payment made by check.
Late Payment 5% or $15 Once per each late payment, if your payment is more than 15 days late.
NSF/Returned Payment $15 Per transaction.

The Breakdown

A LendingClub personal loan is a good option for borrowers with strong credit histories, who need up to $40,000 in funds, and can pay it all back in less than 5 years. The application process is fast and easy, with no collateral needed and cosigners welcomed. LendingClub’s fixed rates are competitive, and you can use your newly acquired funds for just about anything. There is no penalty if your monthly payment is late for up to 15 days or if you pay off your loan early.

Please keep in mind LendingClub’s origination fee of 1% to 6%, which is considered to be part of your loan. You have to pay this fee back to your investors even though the amount was deducted from your funds.

Sample Loan

Factor Figure
Loan Size $10,000
Origination Fee (3.5%) $350
Funds Received $9,650
Loan Term 48 months
APR 18.0%
Total Interest $4,112
Monthly Payment $294

Lastly, sorry Iowans! LendingClub’s matchmaking service for borrowing is not available in your state.

Learn More at LendingClub

Compare Top Personal Loan Services
Compare all the best personal loans here.

Disclaimer:

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%*. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: LendingClub, 71 Stevenson Street, Suite 1000, San Francisco, CA 94105.

†Per reviews collected and authenticated by Bazaarvoice in compliance with the Bazaarvoice Authentication Requirements, supported by anti-fraud technology and human analysis. All reviews can be reviewed at reviews.lendingclub.com

*Disclaimer: Based on approximately 60% of borrowers who received offers through LendingClub’s marketing partners between January 1, 2018 to July 20,2018.  The time it will take to fund your loan may vary.


LoanDepot Personal Loans Review 2018: $5,000 To $35,000 Loan Amounts

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Cali-based loanDepot was founded in 2010 and has quickly grown to one of the largest online lenders in the United States with over $800 million in personal loans funded. It offers rates as low as 7.18% for loans up to $35,000. Want to see if loanDepot is a good fit for you? Read on for the good, the bad and my breakdown of personal loans with loanDepot.

About LoanDepot

Borrower Averages

Credit Score 705 – 715
Annual Income $98,436
Home Owner 80%